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Provident Bancorp, Inc. /MD/ (PVBC) Stock Forecast 2025 - AI Price Prediction & Analysis


Provident Bancorp, Inc. /MD/ (PVBC) AI Stock Price Forecast & Investment Analysis

Provident Bancorp, Inc. /MD/ Stock Price Chart and Technical Analysis

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Provident Bancorp, Inc. /MD/ (PVBC) - Comprehensive Stock Analysis & Investment Research

Deep dive into Provident Bancorp, Inc. /MD/'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Provident Bancorp, Inc. /MD/, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Provident Bancorp, Inc. /MD/: Provident Bancorp, Inc. /MD/ operates in the Finance sector, making it an emerging small-cap investment.

Provident Bancorp, Inc. /MD/ (Stock Symbol: PVBC) is a leading company in the Finance sector , specifically operating within the Savings Institutions, Not Federally Chartered industry.

The organization employs approximately 4 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Provident Bancorp, Inc. /MD/'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Provident Bancorp, Inc. /MD/: With $59M in annual revenue and 24.8% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $59 million generating a 24.8% net profit margin .

Market Capitalization: $229 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 7.4% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Provident Bancorp, Inc. /MD/ stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For Provident Bancorp, Inc. /MD/: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Provident Bancorp, Inc. /MD/ stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Provident Bancorp, Inc. /MD/'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Provident Bancorp, Inc. /MD/: Strong free cash flow generation demonstrates developing operational efficiency.

Provident Bancorp, Inc. /MD/ strategically competes in the highly dynamic Savings Institutions, Not Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $21 million annually, complemented by impressive 3.8% year-over-year cash flow growth.

Provident Bancorp, Inc. /MD/ (PVBC) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Provident Bancorp, Inc. /MD/ stock analysis.

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Deep dive into Provident Bancorp, Inc. /MD/'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Provident Bancorp, Inc. /MD/ stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Provident Bancorp, Inc. /MD/: With a P/E ratio of 21.58, the market moderately values the company's earnings.

P/E Ratio 21.58x
P/B Ratio 0.96x
Market Cap $229M
EPS $0.63
Book Value/Share $13.34
Revenue/Share $3.34
FCF/Share $1.02
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Provident Bancorp, Inc. /MD/ converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Provident Bancorp, Inc. /MD/: An ROE of 7.4% indicates room for improvement in shareholder value creation.

ROE 7.4%
ROA 1.0%
Net Margin 24.8%
EBT Margin 34.2%
Tax Rate 27.3%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Provident Bancorp, Inc. /MD/'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Provident Bancorp, Inc. /MD/:

D/E Ratio 0.08x
Financial Leverage 7.58x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Provident Bancorp, Inc. /MD/'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Provident Bancorp, Inc. /MD/: Free cash flow of $21M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $21M
Free Cash Flow $21M
OCF Growth YoY 3.8%
FCF Growth YoY 53.3%
FCF/Sales 29.4%
CapEx/Sales 0.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Provident Bancorp, Inc. /MD/ uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Provident Bancorp, Inc. /MD/: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 3.8x
Understanding Financial Statement Data

What these metrics mean: Key figures from Provident Bancorp, Inc. /MD/'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Provident Bancorp, Inc. /MD/: With annual revenue of $59M, Provident Bancorp, Inc. /MD/ represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $59M
SG&A Expense $47M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 14%
Total Liabilities 87%
Accounts Receivable 0%
Dividend & Shareholder Information
Shares Outstanding 18M
Growth Metrics (YoY)
EPS Growth 2.5%

Latest Provident Bancorp, Inc. /MD/ Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Provident Bancorp, Inc. /MD/ (PVBC) stock price and investment outlook.

📰 We are currently updating our news feed for Provident Bancorp, Inc. /MD/. Check back soon for the latest market analysis and company updates.

Provident Bancorp, Inc. /MD/ Competitors & Peer Analysis - Finance Sector

Comparative analysis of Provident Bancorp, Inc. /MD/ against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFBI Unlock Forecast - 30 Days FREE Trial $127M 18.0x 1.0x
BCOW Unlock Forecast - 30 Days FREE Trial $63M -8.5x 0.9x
BHLB Unlock Forecast - 30 Days FREE Trial $1225M 39.5x 1.0x
BLFY Unlock Forecast - 30 Days FREE Trial $205M -25.1x 0.6x
BSBK Unlock Forecast - 30 Days FREE Trial $122M -65.5x 0.9x
CULL Unlock Forecast - 30 Days FREE Trial $80M 21.9x 0.8x
ECBK Unlock Forecast - 30 Days FREE Trial $150M 28.3x 0.9x
ESSA Unlock Forecast - 30 Days FREE Trial $208M 11.3x 0.9x
EWSB Unlock Forecast - 30 Days FREE Trial $7M x 0.4x
FBLA Unlock Forecast - 30 Days FREE Trial $237M x 0.7x
FBSI Unlock Forecast - 30 Days FREE Trial $43M x 2.6x
FLG Unlock Forecast - 30 Days FREE Trial $4689M -2.8x 0.6x
FMFG Unlock Forecast - 30 Days FREE Trial $52M 11.9x 0.9x
FNWB Unlock Forecast - 30 Days FREE Trial $76M -202.4x 0.7x
FSBW Unlock Forecast - 30 Days FREE Trial $327M 9.8x 1.1x
GCBC Unlock Forecast - 30 Days FREE Trial $397M 12.7x 1.7x
GOVB Unlock Forecast - 30 Days FREE Trial $16M 25.1x 0.5x
HBCP Unlock Forecast - 30 Days FREE Trial $445M 10.7x 1.1x
HFWA Unlock Forecast - 30 Days FREE Trial $864M 17.5x 1.0x
MBBC Unlock Forecast - 30 Days FREE Trial $22M 48.1x 0.7x
MSBB Unlock Forecast - 30 Days FREE Trial $16M x 0.7x
NBBK Unlock Forecast - 30 Days FREE Trial $758M 14.8x 1.0x
NECB Unlock Forecast - 30 Days FREE Trial $311M 7.0x 0.9x
PBBK Unlock Forecast - 30 Days FREE Trial $50M 22.8x 1.0x
PBFS Unlock Forecast - 30 Days FREE Trial $338M 16.2x 1.1x
PFSB Unlock Forecast - 30 Days FREE Trial $19M 18.0x 0.5x
PVBC Unlock Forecast - 30 Days FREE Trial $229M 21.6x 1.0x
QNTO Unlock Forecast - 30 Days FREE Trial $27M 13.3x 0.5x
RBKB Unlock Forecast - 30 Days FREE Trial $150M 85.1x 1.2x
SMBC Unlock Forecast - 30 Days FREE Trial $649M 15.1x 1.4x
SRBK Unlock Forecast - 30 Days FREE Trial $138M -3.3x 0.7x
TCBS Unlock Forecast - 30 Days FREE Trial $48M 20.6x 0.9x
TCBX Unlock Forecast - 30 Days FREE Trial $696M 12.3x 1.4x
TSBK Unlock Forecast - 30 Days FREE Trial $253M 10.6x 1.0x
VWFB Unlock Forecast - 30 Days FREE Trial $22M x 0.6x
WMPN Unlock Forecast - 30 Days FREE Trial $121M 183.5x 0.9x

Frequently Asked Questions - Provident Bancorp, Inc. /MD/ Stock Forecast

How accurate are Provident Bancorp, Inc. /MD/ stock predictions?

Our AI model demonstrates 27% historical accuracy for PVBC predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Provident Bancorp, Inc. /MD/ stock price forecasts?

Our analysis considers Provident Bancorp, Inc. /MD/'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Provident Bancorp, Inc. /MD/ a good investment in 2025?

Based on our AI analysis, Provident Bancorp, Inc. /MD/ shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Provident Bancorp, Inc. /MD/ forecasts updated?

Provident Bancorp, Inc. /MD/ stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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