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PayPal Holdings, Inc. (PYPL) Stock Forecast 2025 - AI Price Prediction & Analysis


PayPal Holdings, Inc. (PYPL) AI Stock Price Forecast & Investment Analysis

PayPal Holdings, Inc. Stock Price Chart and Technical Analysis

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PayPal Holdings, Inc. (PYPL) - Comprehensive Stock Analysis & Investment Research

Deep dive into PayPal Holdings, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about PayPal Holdings, Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For PayPal Holdings, Inc.: PayPal Holdings, Inc. operates in the Trade & Services sector, positioning it as a large-cap market leader.

PayPal Holdings, Inc. (Stock Symbol: PYPL) is a leading company in the Trade & Services sector , specifically operating within the Services-Business Services, NEC industry.

The organization employs approximately 21800 professionals worldwide .

The company has established itself as a major market leader with significant institutional backing.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing PayPal Holdings, Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For PayPal Holdings, Inc.: With $32862M in annual revenue and 13.0% net margin, the company demonstrates solid profitability.

Annual Revenue: $32862 million generating a 13.0% net profit margin .

Market Capitalization: $58605 million - Classified as a large-cap stock with institutional-grade stability.

Return on Equity (ROE): 17.9% - Excellent shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for PayPal Holdings, Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For PayPal Holdings, Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for PayPal Holdings, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: PayPal Holdings, Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For PayPal Holdings, Inc.: Strong free cash flow generation demonstrates exceptional operational efficiency.

PayPal Holdings, Inc. strategically competes in the highly dynamic Services-Business Services, NEC marketplace, positioning itself as a dominant large-cap market leader with significant competitive moats and institutional investor confidence .

The company demonstrates robust operational efficiency through strong free cash flow generation of $4946 million annually, complemented by impressive 28.4% year-over-year cash flow growth.

The company maintains a healthy 100.0% gross margin, indicating strong pricing power and operational efficiency.

PayPal Holdings, Inc. (PYPL) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for PayPal Holdings, Inc. stock analysis.

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Deep dive into PayPal Holdings, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if PayPal Holdings, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For PayPal Holdings, Inc.: With a P/E ratio of 11.92, the market sees the stock as potentially undervalued.

P/E Ratio 11.92x
P/B Ratio 2.90x
Market Cap $58605M
EPS $4.73
Book Value/Share $21.46
Revenue/Share $34.92
FCF/Share $4.26
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently PayPal Holdings, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For PayPal Holdings, Inc.: An ROE of 17.9% demonstrates excellent shareholder value creation.

ROE 17.9%
ROA 4.8%
ROIC 12.7%
Gross Margin 100.0%
Operating Margin 16.8%
Net Margin 13.0%
EBT Margin 14.9%
Tax Rate 7.1%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess PayPal Holdings, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For PayPal Holdings, Inc.: A current ratio of 1.19 shows adequate liquidity.

Current Ratio 1.19x
Quick Ratio 1.16x
D/E Ratio 0.40x
Financial Leverage 3.68x
Interest Coverage 17.6x
Working Capital $12548M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal PayPal Holdings, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For PayPal Holdings, Inc.: Free cash flow of $4946M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $5824M
Free Cash Flow $4946M
Capital Spending $-878M
OCF Growth YoY 28.4%
FCF Growth YoY 29.3%
FCF/Sales 19.2%
CapEx/Sales 3.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively PayPal Holdings, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For PayPal Holdings, Inc.: An asset turnover of 0.35x suggests room for improvement in asset utilization.

Asset Turnover 0.35x
Receivables Turnover 0.7x
Fixed Assets Turnover 14.1x
Days Sales Outstanding 524 days
Payables Period 1191 days
Understanding Financial Statement Data

What these metrics mean: Key figures from PayPal Holdings, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For PayPal Holdings, Inc.: With annual revenue of $32862M, PayPal Holdings, Inc. operates at significant scale.

Income Statement ($ Millions)
Total Revenue $32862M
R&D Expense $258M
SG&A Expense $26M
Cost of Goods Sold $-1775M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 69%
Cash & Short-term Investments 11%
Total Liabilities 73%
Short-term Debt 1%
Accounts Receivable 57%
Dividend & Shareholder Information
Shares Outstanding 941M
Growth Metrics (YoY)
EPS Growth 5.7%

Latest PayPal Holdings, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting PayPal Holdings, Inc. (PYPL) stock price and investment outlook.

, source: MarketWatch

Frank D. Yeary founded Level Money, Inc., CamberView Partners LLC, WriteLab, Inc. and Plus One Media Group, Inc. Mr. Yeary is Independent Chairman at Intel Corp., Investment Partner at Nyca Partners ...

PayPal Holdings, Inc. Competitors & Peer Analysis - Trade & Services Sector

Comparative analysis of PayPal Holdings, Inc. against industry peers and competitors in the Trade & Services sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ACN Unlock Forecast - 30 Days FREE Trial $168601M 22.0x 5.4x
ACVA Unlock Forecast - 30 Days FREE Trial $1342M -45.1x 3.1x
AFBL Unlock Forecast - 30 Days FREE Trial $40M x x
AKAM Unlock Forecast - 30 Days FREE Trial $12003M 23.7x 2.5x
ALIT Unlock Forecast - 30 Days FREE Trial $1143M -13.8x 0.6x
AMTM Unlock Forecast - 30 Days FREE Trial $7031M 106.5x 1.6x
AMWL Unlock Forecast - 30 Days FREE Trial $69M -1.7x 0.3x
ASFH Unlock Forecast - 30 Days FREE Trial $82M x 35.4x
BABA Unlock Forecast - 30 Days FREE Trial $2924841M x 2.9x
BABAF Unlock Forecast - 30 Days FREE Trial $347316M x 0.3x
BAER Unlock Forecast - 30 Days FREE Trial $99M -3.0x -0.3x
BAOS Unlock Forecast - 30 Days FREE Trial $5M x 0.1x
BCRD Unlock Forecast - 30 Days FREE Trial $103M x 14.0x
BR Unlock Forecast - 30 Days FREE Trial $27077M 29.3x 10.3x
CART Unlock Forecast - 30 Days FREE Trial $11730M 22.8x 3.4x
CASS Unlock Forecast - 30 Days FREE Trial $565M 17.9x 2.3x
CBZ Unlock Forecast - 30 Days FREE Trial $3408M 32.7x 1.8x
CCCP Unlock Forecast - 30 Days FREE Trial $0M x x
CJMB Unlock Forecast - 30 Days FREE Trial $12M x 2.8x
CNDT Unlock Forecast - 30 Days FREE Trial $302M 20.7x 0.4x
CNFN Unlock Forecast - 30 Days FREE Trial $18M x x
CNXC Unlock Forecast - 30 Days FREE Trial $2299M 7.3x 0.5x
CPAY Unlock Forecast - 30 Days FREE Trial $21758M 20.7x 5.3x
CREG Unlock Forecast - 30 Days FREE Trial $30M -5.4x 0.3x
CSGP Unlock Forecast - 30 Days FREE Trial $28340M 1396.1x 3.3x
CTEV Unlock Forecast - 30 Days FREE Trial $590M x 47.4x
CURR Unlock Forecast - 30 Days FREE Trial $105M x -1.0x
DASH Unlock Forecast - 30 Days FREE Trial $98687M 114.4x 10.4x
DBMM Unlock Forecast - 30 Days FREE Trial $1M x x
DHX Unlock Forecast - 30 Days FREE Trial $89M 55.6x 0.9x
DVLT Unlock Forecast - 30 Days FREE Trial $131M x 1.3x
DWIS Unlock Forecast - 30 Days FREE Trial $18M x x
EBAY Unlock Forecast - 30 Days FREE Trial $37441M 17.2x 7.9x
EDXC Unlock Forecast - 30 Days FREE Trial $1M x x
EEX Unlock Forecast - 30 Days FREE Trial $744M 161.8x 2.0x
ETSY Unlock Forecast - 30 Days FREE Trial $5248M 28.8x -6.9x
EXLS Unlock Forecast - 30 Days FREE Trial $6470M 26.8x 6.8x
FI Unlock Forecast - 30 Days FREE Trial $34673M 20.5x 1.4x
FICO Unlock Forecast - 30 Days FREE Trial $42740M 65.6x -33.2x
FIS Unlock Forecast - 30 Days FREE Trial $34997M 228.7x 2.5x
FLYW Unlock Forecast - 30 Days FREE Trial $1656M 242.6x 2.0x
FOUR Unlock Forecast - 30 Days FREE Trial $5826M 29.9x 7.2x
FOUR-PA Unlock Forecast - 30 Days FREE Trial $151M x 0.2x
FTFT Unlock Forecast - 30 Days FREE Trial $24M -0.5x 0.6x
FVRR Unlock Forecast - 30 Days FREE Trial $802M x 2.0x
GBUX Unlock Forecast - 30 Days FREE Trial $11M x x
GETY Unlock Forecast - 30 Days FREE Trial $619M 60.6x 1.0x
GPN Unlock Forecast - 30 Days FREE Trial $18657M 10.7x 0.8x
HGBL Unlock Forecast - 30 Days FREE Trial $46M 14.7x 0.7x
HQY Unlock Forecast - 30 Days FREE Trial $8091M 42.2x 3.8x
IIIV Unlock Forecast - 30 Days FREE Trial $795M 44.5x 2.0x
IMXI Unlock Forecast - 30 Days FREE Trial $455M 12.7x 3.0x
INVU Unlock Forecast - 30 Days FREE Trial $55M x 3.3x
INVUP Unlock Forecast - 30 Days FREE Trial $48674M x 2923.6x
JANL Unlock Forecast - 30 Days FREE Trial $36M 13.2x 1.6x
LQDT Unlock Forecast - 30 Days FREE Trial $1116M 39.7x 5.5x
LUCN Unlock Forecast - 30 Days FREE Trial $46M x x
LYFT Unlock Forecast - 30 Days FREE Trial $9654M 64.1x 16.9x
MA Unlock Forecast - 30 Days FREE Trial $495878M 34.9x 62.7x
MAX Unlock Forecast - 30 Days FREE Trial $904M -28.2x 203.0x
MCOM Unlock Forecast - 30 Days FREE Trial $1M x 0.0x
MDCE Unlock Forecast - 30 Days FREE Trial $1M x x
MELI Unlock Forecast - 30 Days FREE Trial $104762M 50.4x 16.9x
MMS Unlock Forecast - 30 Days FREE Trial $4635M 14.5x 2.8x
MOGU Unlock Forecast - 30 Days FREE Trial $3336M x 5.5x
MRPT Unlock Forecast - 30 Days FREE Trial $1M x x
MSCI Unlock Forecast - 30 Days FREE Trial $40467M 33.1x -46.8x
NOTE Unlock Forecast - 30 Days FREE Trial $31M -6.1x 0.4x
NUTX Unlock Forecast - 30 Days FREE Trial $1118M 16.6x 3.5x
OLB Unlock Forecast - 30 Days FREE Trial $9M -0.9x 4.1x
OLO Unlock Forecast - 30 Days FREE Trial $1851M -64.3x 2.6x
OPRX Unlock Forecast - 30 Days FREE Trial $267M 7849.8x 2.2x
OVTZ Unlock Forecast - 30 Days FREE Trial $3M x x
PAY Unlock Forecast - 30 Days FREE Trial $4710M 79.3x 8.8x
PAYO Unlock Forecast - 30 Days FREE Trial $2053M 28.4x 2.7x
PAYS Unlock Forecast - 30 Days FREE Trial $293M 38.8x 6.4x
PDD Unlock Forecast - 30 Days FREE Trial $557446M x 19.6x
PHR Unlock Forecast - 30 Days FREE Trial $1218M -20.5x 4.1x
PRTH Unlock Forecast - 30 Days FREE Trial $471M 8.7x -3.7x
PRTHU Unlock Forecast - 30 Days FREE Trial $409M 16.3x x
PSFE Unlock Forecast - 30 Days FREE Trial $472M x 0.6x
PYPL Unlock Forecast - 30 Days FREE Trial $58605M 11.9x 2.9x
QH Unlock Forecast - 30 Days FREE Trial $875M x 2.1x
QMCI Unlock Forecast - 30 Days FREE Trial $14M x 112.6x
QNST Unlock Forecast - 30 Days FREE Trial $847M 114.5x 3.4x
RBA Unlock Forecast - 30 Days FREE Trial $18501M 42.3x 3.4x
RDWR Unlock Forecast - 30 Days FREE Trial $1012M x 3.2x
RELY Unlock Forecast - 30 Days FREE Trial $2816M 134.1x 3.5x
RGP Unlock Forecast - 30 Days FREE Trial $162M 22.9x 0.8x
RPAY Unlock Forecast - 30 Days FREE Trial $303523M -10.6x 492.0x
RSKD Unlock Forecast - 30 Days FREE Trial $834M x 2.2x
RSSS Unlock Forecast - 30 Days FREE Trial $100M 84.4x 6.4x
SCOR Unlock Forecast - 30 Days FREE Trial $33M -0.4x -2.0x
SEZL Unlock Forecast - 30 Days FREE Trial $2279M 19.7x 14.7x
SGRP Unlock Forecast - 30 Days FREE Trial $21M 3.9x 1.3x
SOPA Unlock Forecast - 30 Days FREE Trial $8M -0.4x 0.6x
SRCO Unlock Forecast - 30 Days FREE Trial $5M x x
TC Unlock Forecast - 30 Days FREE Trial $9722M x 294.7x
TCOM Unlock Forecast - 30 Days FREE Trial $5497M x 0.3x
TDTH Unlock Forecast - 30 Days FREE Trial $336M x x
TGL Unlock Forecast - 30 Days FREE Trial $5M 0.0x 0.4x
TIC Unlock Forecast - 30 Days FREE Trial $1178M x 0.6x
TNET Unlock Forecast - 30 Days FREE Trial $2783M 20.9x 25.3x
TRPCF Unlock Forecast - 30 Days FREE Trial $45954M x 2.8x
TWOH Unlock Forecast - 30 Days FREE Trial $6M x x
UBER Unlock Forecast - 30 Days FREE Trial $189925M 11.4x 6.8x
UK Unlock Forecast - 30 Days FREE Trial $1M x 0.0x
UXIN Unlock Forecast - 30 Days FREE Trial $3964M x x
WAI Unlock Forecast - 30 Days FREE Trial $21M x 0.6x
WEX Unlock Forecast - 30 Days FREE Trial $5275M 18.6x 4.7x
WNS Unlock Forecast - 30 Days FREE Trial $3460M x 4.3x
WRPT Unlock Forecast - 30 Days FREE Trial $18M x 135.2x
WU Unlock Forecast - 30 Days FREE Trial $2844M 3.7x 25.0x
XBP Unlock Forecast - 30 Days FREE Trial $82M x 0.6x
XHLD Unlock Forecast - 30 Days FREE Trial $5M x 1.4x
XMTR Unlock Forecast - 30 Days FREE Trial $2866M -24.7x 9.1x
Z Unlock Forecast - 30 Days FREE Trial $18945M -138.1x 3.8x
ZG Unlock Forecast - 30 Days FREE Trial $18310M -134.7x 3.7x

Frequently Asked Questions - PayPal Holdings, Inc. Stock Forecast

How accurate are PayPal Holdings, Inc. stock predictions?

Our AI model shows a 21% Spearman correlation coefficient for PYPL predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence PayPal Holdings, Inc. stock price forecasts?

Our analysis considers PayPal Holdings, Inc.'s financial metrics, Trade & Services sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is PayPal Holdings, Inc. a good investment in 2025?

Based on our AI analysis, PayPal Holdings, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are PayPal Holdings, Inc. forecasts updated?

PayPal Holdings, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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