Skip to main content

Regional Management Corp. (RM) Stock Forecast 2025 - AI Price Prediction & Analysis


Regional Management Corp. (RM) AI Stock Price Forecast & Investment Analysis

Regional Management Corp. Stock Price Chart and Technical Analysis

Loading Regional Management Corp. interactive price chart and technical analysis...

Regional Management Corp. (RM) - Comprehensive Stock Analysis & Investment Research

Deep dive into Regional Management Corp.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Regional Management Corp., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Regional Management Corp.: Regional Management Corp. operates in the Finance sector, making it an emerging small-cap investment.

Regional Management Corp. (Stock Symbol: RM) is a leading company in the Finance sector , specifically operating within the Personal Credit Institutions industry.

The organization employs approximately 5632 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Regional Management Corp.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Regional Management Corp.: With $611M in annual revenue and 16.2% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $611 million generating a 16.2% net profit margin .

Market Capitalization: $428 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 30.9% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Regional Management Corp. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For Regional Management Corp.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Regional Management Corp. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Regional Management Corp.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Regional Management Corp.: Strong free cash flow generation demonstrates solid operational efficiency.

Regional Management Corp. strategically competes in the highly dynamic Personal Credit Institutions marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $192 million annually, complemented by impressive 4.6% year-over-year cash flow growth.

Regional Management Corp. (RM) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Regional Management Corp. stock analysis.

Loading Regional Management Corp. comprehensive fundamental analysis and insider trading data...

Deep dive into Regional Management Corp.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Regional Management Corp. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Regional Management Corp.: With a P/E ratio of 12.33, the market sees the stock as potentially undervalued.

P/E Ratio 12.33x
P/B Ratio 1.18x
Market Cap $428M
Dividend Yield 2.79%
EPS $3.60
Book Value/Share $36.43
Revenue/Share $61.39
FCF/Share $15.09
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Regional Management Corp. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Regional Management Corp.: An ROE of 30.9% demonstrates excellent shareholder value creation.

ROE 30.9%
ROA 6.9%
Net Margin 16.2%
EBT Margin 26.7%
Tax Rate 21.1%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Regional Management Corp.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Regional Management Corp.:

D/E Ratio 3.44x
Financial Leverage 5.01x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Regional Management Corp.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Regional Management Corp.: Free cash flow of $192M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $200M
Free Cash Flow $192M
Capital Spending $-7M
OCF Growth YoY 4.6%
FCF Growth YoY 5.8%
FCF/Sales 45.0%
CapEx/Sales 1.7%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Regional Management Corp. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Regional Management Corp.: An asset turnover of 0.33x suggests room for improvement in asset utilization.

Asset Turnover 0.33x
Fixed Assets Turnover 10.5x
Understanding Financial Statement Data

What these metrics mean: Key figures from Regional Management Corp.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Regional Management Corp.: With annual revenue of $611M, Regional Management Corp. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $611M
Net Income $20M
SG&A Expense $42M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 1%
Total Liabilities 80%
Short-term Debt 8%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $1.20
Payout Ratio 0.3%
Shares Outstanding 10M
Growth Metrics (YoY)
EPS Growth 4.9%

Latest Regional Management Corp. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Regional Management Corp. (RM) stock price and investment outlook.

📰 We are currently updating our news feed for Regional Management Corp.. Check back soon for the latest market analysis and company updates.

Regional Management Corp. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Regional Management Corp. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - Regional Management Corp. Stock Forecast

How accurate are Regional Management Corp. stock predictions?

Our AI model demonstrates 47% historical accuracy for RM predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Regional Management Corp. stock price forecasts?

Our analysis considers Regional Management Corp.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Regional Management Corp. a good investment in 2025?

Based on our AI analysis, Regional Management Corp. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Regional Management Corp. forecasts updated?

Regional Management Corp. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want More Advanced Regional Management Corp. Analysis?

Unlock premium features including detailed price targets, risk assessments, portfolio optimization, and real-time alerts for Regional Management Corp. stock.

My Portfolio

Investment Dashboard

Loading your portfolio...