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Root, Inc. (ROOT) Stock Forecast 2025 - AI Price Prediction & Analysis


Root, Inc. (ROOT) AI Stock Price Forecast & Investment Analysis

Root, Inc. Stock Price Chart and Technical Analysis

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Root, Inc. (ROOT) - Comprehensive Stock Analysis & Investment Research

Deep dive into Root, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Root, Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Root, Inc.: Root, Inc. operates in the Finance sector, establishing it as a mid-cap growth opportunity.

Root, Inc. (Stock Symbol: ROOT) is a leading company in the Finance sector , specifically operating within the Fire, Marine & Casualty Insurance industry.

The organization employs approximately 1002 professionals worldwide .

The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Root, Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Root, Inc.: With $1364M in annual revenue and -1.5% net margin, the company demonstrates developing profitability.

Annual Revenue: $1364 million generating a -1.5% net profit margin .

Market Capitalization: $2466 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): -71.0% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Root, Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For Root, Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Root, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Root, Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Root, Inc.: Market positioning analysis based on available financial and operational metrics.

Root, Inc. strategically competes in the highly dynamic Fire, Marine & Casualty Insurance marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share .

Root, Inc. (ROOT) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Root, Inc. stock analysis.

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Deep dive into Root, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Root, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Root, Inc.: With a P/E ratio of 28.91, the market highly values future growth prospects.

P/E Ratio 28.91x
P/B Ratio 10.09x
Market Cap $2466M
EPS $5.42
Book Value/Share $9.81
Revenue/Share $54.73
FCF/Share $-0.64
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Root, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Root, Inc.: An ROE of -71.0% indicates room for improvement in shareholder value creation.

ROE -71.0%
ROA -30.5%
Operating Margin 3.0%
Net Margin -1.5%
EBT Margin -137.5%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Root, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Root, Inc.:

D/E Ratio 0.61x
Financial Leverage 3.34x
Interest Coverage -23.7x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Root, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Root, Inc.: Free cash flow of $-376M indicates cash challenges that need attention.

Operating Cash Flow $-363M
Free Cash Flow $-376M
Capital Spending $-13M
FCF/Sales -104.1%
CapEx/Sales 3.6%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Root, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Root, Inc.: An asset turnover of 0.22x suggests room for improvement in asset utilization.

Asset Turnover 0.22x
Fixed Assets Turnover 36.0x
Understanding Financial Statement Data

What these metrics mean: Key figures from Root, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Root, Inc.: With annual revenue of $1364M, Root, Inc. operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1364M
SG&A Expense $108M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 68%
Total Liabilities 70%
Short-term Debt 5%
Accounts Receivable 20%
Dividend & Shareholder Information
Shares Outstanding 25M
Growth Metrics (YoY)
EPS Growth -1.1%

Latest Root, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Root, Inc. (ROOT) stock price and investment outlook.

, source: Yahoo Finance

COLUMBUS, Ohio, Aug. 14, 2025 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), a leading technology company powering insurance solutions and the parent company of Root Insurance, today announced that it ...

, source: Seeking Alpha

Root, Inc. shares have seen impressive growth, but current price likely reflects most of the upside already. Root's digital approach to property-casualty auto insurance is a key differentiator, but ...

, source: Morningstar

COLUMBUS, Ohio, Aug. 06, 2025 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the parent company of Root Insurance, today announced financial results for the second quarter. Root’s second quarter ...

, source: Insurancenewsnet.com

Root, Inc. (NASDAQ: ROOT) is the focus of IBN’s latest stock spotlight. The company’s shares have moved 2.78% on the day to $70. So far today, approximately 139.3k shares of Root, Inc. have been ...

Root, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Root, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ACGL Unlock Forecast - 30 Days FREE Trial $35773M 6.8x 1.7x
ACGLN Unlock Forecast - 30 Days FREE Trial $6365M 1.4x 0.3x
ACGLO Unlock Forecast - 30 Days FREE Trial $7694M 1.6x 0.4x
ACIC Unlock Forecast - 30 Days FREE Trial $522M 9.3x 2.0x
AFG Unlock Forecast - 30 Days FREE Trial $11483M 15.0x 2.5x
AFGB Unlock Forecast - 30 Days FREE Trial $1909M 2.5x 0.4x
AFGC Unlock Forecast - 30 Days FREE Trial $1660M 2.2x 0.4x
AFGD Unlock Forecast - 30 Days FREE Trial $1822M 2.4x 0.4x
AFGE Unlock Forecast - 30 Days FREE Trial $1516M 2.0x 0.3x
AIG Unlock Forecast - 30 Days FREE Trial $45937M 14.4x 1.1x
AII Unlock Forecast - 30 Days FREE Trial $298M x 1.0x
ALL Unlock Forecast - 30 Days FREE Trial $53657M 9.2x 2.2x
ALL-PB Unlock Forecast - 30 Days FREE Trial $6991M 1.2x 0.3x
ALL-PH Unlock Forecast - 30 Days FREE Trial $6041M 1.0x 0.3x
ALL-PI Unlock Forecast - 30 Days FREE Trial $5633M 1.0x 0.2x
ALL-PJ Unlock Forecast - 30 Days FREE Trial $7366M 1.3x 0.3x
AMSF Unlock Forecast - 30 Days FREE Trial $868M 17.2x 3.3x
ASIC Unlock Forecast - 30 Days FREE Trial $1007M x 1.8x
AXS Unlock Forecast - 30 Days FREE Trial $7849M 8.8x 1.3x
AXS-PE Unlock Forecast - 30 Days FREE Trial $1717M 1.9x 0.3x
BOW Unlock Forecast - 30 Days FREE Trial $977M 19.8x 2.4x
CB Unlock Forecast - 30 Days FREE Trial $122697M 13.3x 1.8x
CINF Unlock Forecast - 30 Days FREE Trial $24035M 13.2x 1.7x
CNA Unlock Forecast - 30 Days FREE Trial $12901M 14.7x 1.2x
CNFR Unlock Forecast - 30 Days FREE Trial $9M 0.3x 0.3x
CNFRZ Unlock Forecast - 30 Days FREE Trial $259M 8.4x 9.2x
DGICA Unlock Forecast - 30 Days FREE Trial $0M 18.0x 0.0x
DGICB Unlock Forecast - 30 Days FREE Trial $0M 18.3x 0.0x
EG Unlock Forecast - 30 Days FREE Trial $25298M 31.4x 1.7x
EIG Unlock Forecast - 30 Days FREE Trial $1124M 11.4x 1.0x
ESGR Unlock Forecast - 30 Days FREE Trial $5038M 6.1x 0.8x
ESGRO Unlock Forecast - 30 Days FREE Trial $286M 0.4x 0.1x
ESGRP Unlock Forecast - 30 Days FREE Trial $305M 0.4x 0.1x
FIHL Unlock Forecast - 30 Days FREE Trial $1910M x 0.8x
GBLI Unlock Forecast - 30 Days FREE Trial $425M 15.1x 0.6x
GLRE Unlock Forecast - 30 Days FREE Trial $439M 11.6x 0.7x
HCI Unlock Forecast - 30 Days FREE Trial $2429M 16.9x 3.2x
HCIIP Unlock Forecast - 30 Days FREE Trial $136M 0.9x 0.2x
HG Unlock Forecast - 30 Days FREE Trial $2588M 4.4x 1.0x
HIG Unlock Forecast - 30 Days FREE Trial $37298M 11.8x 2.2x
HIPO Unlock Forecast - 30 Days FREE Trial $665M -4.4x 2.1x
HMN Unlock Forecast - 30 Days FREE Trial $1962M 14.0x 1.4x
HRTG Unlock Forecast - 30 Days FREE Trial $683M 6.4x 1.8x
ICCH Unlock Forecast - 30 Days FREE Trial $71M 21.6x 1.0x
JRVR Unlock Forecast - 30 Days FREE Trial $317M -1.6x 0.6x
KFS Unlock Forecast - 30 Days FREE Trial $814M -29.1x 46.7x
KG Unlock Forecast - 30 Days FREE Trial $198M x 1.3x
KINS Unlock Forecast - 30 Days FREE Trial $194M 7.0x 2.0x
KMPB Unlock Forecast - 30 Days FREE Trial $1534M 4.5x 0.5x
KMPR Unlock Forecast - 30 Days FREE Trial $3428M 10.0x 1.2x
KNSL Unlock Forecast - 30 Days FREE Trial $9918M 22.2x 5.8x
L Unlock Forecast - 30 Days FREE Trial $21292M 15.8x 1.2x
LMND Unlock Forecast - 30 Days FREE Trial $3630M -13.8x 6.9x
MCY Unlock Forecast - 30 Days FREE Trial $4313M 11.1x 2.2x
MHLA Unlock Forecast - 30 Days FREE Trial $1515M -44.3x 40.3x
MHLD Unlock Forecast - 30 Days FREE Trial $115M -3.8x 3.1x
MHNC Unlock Forecast - 30 Days FREE Trial $1784M -44.4x 47.5x
MKL Unlock Forecast - 30 Days FREE Trial $24239M 10.4x 1.4x
NODK Unlock Forecast - 30 Days FREE Trial $272M -48.6x 1.2x
OXBR Unlock Forecast - 30 Days FREE Trial $18M -10.3x 3.4x
OXBRW Unlock Forecast - 30 Days FREE Trial $2M x 0.6x
PGR Unlock Forecast - 30 Days FREE Trial $146220M 14.0x 4.5x
PLMR Unlock Forecast - 30 Days FREE Trial $3260M 21.1x 3.9x
PRA Unlock Forecast - 30 Days FREE Trial $1227M 25.2x 1.0x
RLI Unlock Forecast - 30 Days FREE Trial $6129M 19.0x 3.5x
RNR Unlock Forecast - 30 Days FREE Trial $18875M 9.5x 1.8x
RNR-PF Unlock Forecast - 30 Days FREE Trial $1816M 0.9x 0.2x
RNR-PG Unlock Forecast - 30 Days FREE Trial $1318M 0.7x 0.1x
ROOT Unlock Forecast - 30 Days FREE Trial $2466M 28.9x 10.1x
SAFT Unlock Forecast - 30 Days FREE Trial $1107M 13.0x 1.3x
SIGI Unlock Forecast - 30 Days FREE Trial $4780M 12.5x 1.4x
SIGIP Unlock Forecast - 30 Days FREE Trial $1102M 2.9x 0.3x
SKWD Unlock Forecast - 30 Days FREE Trial $1997M 15.1x 2.2x
SLDE Unlock Forecast - 30 Days FREE Trial $1700M x 2.0x
SPNT Unlock Forecast - 30 Days FREE Trial $2240M 19.3x 1.1x
SPNT-PB Unlock Forecast - 30 Days FREE Trial $2996M 25.8x 1.4x
THG Unlock Forecast - 30 Days FREE Trial $6520M 11.7x 2.0x
TIPT Unlock Forecast - 30 Days FREE Trial $1263M 22.5x 2.5x
TRV Unlock Forecast - 30 Days FREE Trial $62554M 11.9x 2.1x
UFCS Unlock Forecast - 30 Days FREE Trial $821M 8.9x 1.0x
UVE Unlock Forecast - 30 Days FREE Trial $713M 10.7x 1.6x
WRB Unlock Forecast - 30 Days FREE Trial $28899M 16.4x 3.1x
WRB-PE Unlock Forecast - 30 Days FREE Trial $9617M 5.5x 1.0x
WTM Unlock Forecast - 30 Days FREE Trial $5213M 25.4x 1.1x

Frequently Asked Questions - Root, Inc. Stock Forecast

How accurate are Root, Inc. stock predictions?

Our AI model demonstrates 37% historical accuracy for ROOT predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Root, Inc. stock price forecasts?

Our analysis considers Root, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Root, Inc. a good investment in 2025?

Based on our AI analysis, Root, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Root, Inc. forecasts updated?

Root, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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