Skip to main content
AI Market Summary
Loading market intelligence...
  • Sign in
    Welcome !
    My account
    Logout

Select Bancorp Inc (SLCT) Stock Forecast 2025 - AI Price Prediction & Analysis

Select Bancorp Inc (SLCT) AI Stock Price Forecast & Investment Analysis

Select Bancorp Inc Stock Price Chart and Technical Analysis

Loading Select Bancorp Inc interactive price chart and technical analysis...

Select Bancorp Inc (SLCT) - Comprehensive Stock Analysis & Investment Research

Deep dive into Select Bancorp Inc's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Select Bancorp Inc, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Select Bancorp Inc: Select Bancorp Inc operates in the Finance and Insurance sector, making it an emerging small-cap investment.

Select Bancorp Inc (Stock Symbol: SLCT) is a leading company in the Finance and Insurance sector , specifically operating within the Commercial Banking industry.

The organization employs approximately 246 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Select Bancorp Inc's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Select Bancorp Inc: With $68M in annual revenue and 27.0% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $68 million generating a 27.0% net profit margin .

Market Capitalization: $340 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 8.5% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Select Bancorp Inc stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For Select Bancorp Inc: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Select Bancorp Inc stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Select Bancorp Inc's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Select Bancorp Inc: Strong free cash flow generation demonstrates developing operational efficiency.

Select Bancorp Inc strategically competes in the highly dynamic Commercial Banking marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $17 million annually, complemented by impressive -36.7% year-over-year cash flow growth.

Select Bancorp Inc (SLCT) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Select Bancorp Inc stock analysis.

Loading Select Bancorp Inc comprehensive fundamental analysis and insider trading data...

Deep dive into Select Bancorp Inc's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Select Bancorp Inc stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Select Bancorp Inc: With a P/E ratio of 18.15, the market moderately values the company's earnings.

P/E Ratio 18.15x
P/B Ratio 1.47x
Market Cap $340M
EPS $1.04
Book Value/Share $12.85
Revenue/Share $3.78
FCF/Share $1.24
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Select Bancorp Inc converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Select Bancorp Inc: An ROE of 8.5% indicates room for improvement in shareholder value creation.

ROE 8.5%
ROA 1.1%
Net Margin 27.0%
EBT Margin 34.9%
Tax Rate 22.7%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Select Bancorp Inc's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Select Bancorp Inc:

D/E Ratio 0.09x
Financial Leverage 8.46x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Select Bancorp Inc's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Select Bancorp Inc: Free cash flow of $17M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $17M
Free Cash Flow $17M
OCF Growth YoY -36.7%
FCF Growth YoY -40.4%
FCF/Sales 24.9%
CapEx/Sales 0.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Select Bancorp Inc uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Select Bancorp Inc: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 2.4x
Understanding Financial Statement Data

What these metrics mean: Key figures from Select Bancorp Inc's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Select Bancorp Inc: With annual revenue of $68M, Select Bancorp Inc represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $68M
Net Income $18M
SG&A Expense $44M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 23%
Total Liabilities 88%
Short-term Debt 1%
Accounts Receivable 0%
Dividend & Shareholder Information
Shares Outstanding 18M

Latest Select Bancorp Inc Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Select Bancorp Inc (SLCT) stock price and investment outlook.

, source: Winston-Salem Journal

First Bancorp said Monday it has received all federal regulatory approvals of its $314.3 million, all-stock deal for Select Bancorp Inc. The banks expect to close the transaction Friday and the branch ...

, source: Winston-Salem Journal

First Bancorp said Monday it has completed its $314.3 million, all-stock purchase of Select Bancorp Inc. The branch conversions to First Bank were done Sunday. Select is based in Dunn. First Bancorp, ...

, source: Insider Monkey

The latest 13F reporting period has come and gone, and Insider Monkey is again at the forefront when it comes to making use of this gold mine of data.

, source: Times News

New Century Bancorp Inc. completed its acquisition of Select Bancorp Inc. on July 25, and the two holding companies combined their banking subsidiaries, New Century Bank and Select Bank & Trust Co. As ...

Select Bancorp Inc Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of Select Bancorp Inc against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - Select Bancorp Inc Stock Forecast

How accurate are Select Bancorp Inc stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for SLCT predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Select Bancorp Inc stock price forecasts?

Our analysis considers Select Bancorp Inc's financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Select Bancorp Inc a good investment in 2025?

Based on our AI analysis, Select Bancorp Inc shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Select Bancorp Inc forecasts updated?

Select Bancorp Inc stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want More Advanced Select Bancorp Inc Analysis?

Unlock premium features including detailed price targets, risk assessments, portfolio optimization, and real-time alerts for Select Bancorp Inc stock.

🎯 Get Premium Analysis 📊 Explore More Stocks

My Portfolio

Investment Dashboard

Loading your portfolio...