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SMARTFINANCIAL INC. (SMBK) Stock Forecast 2025 - AI Price Prediction & Analysis


SMARTFINANCIAL INC. (SMBK) AI Stock Price Forecast & Investment Analysis

SMARTFINANCIAL INC. Stock Price Chart and Technical Analysis

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SMARTFINANCIAL INC. (SMBK) - Comprehensive Stock Analysis & Investment Research

Deep dive into SMARTFINANCIAL INC.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about SMARTFINANCIAL INC., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For SMARTFINANCIAL INC.: SMARTFINANCIAL INC. operates in the Finance sector, making it an emerging small-cap investment.

SMARTFINANCIAL INC. (Stock Symbol: SMBK) is a leading company in the Finance sector , specifically operating within the National Commercial Banks industry.

The organization employs approximately 18784 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing SMARTFINANCIAL INC.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For SMARTFINANCIAL INC.: With $178M in annual revenue and 23.3% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $178 million generating a 23.3% net profit margin .

Market Capitalization: $587 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 8.5% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for SMARTFINANCIAL INC. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For SMARTFINANCIAL INC.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for SMARTFINANCIAL INC. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: SMARTFINANCIAL INC.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For SMARTFINANCIAL INC.: Strong free cash flow generation demonstrates developing operational efficiency.

SMARTFINANCIAL INC. strategically competes in the highly dynamic National Commercial Banks marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $39 million annually, complemented by impressive -2.7% year-over-year cash flow growth.

SMARTFINANCIAL INC. (SMBK) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for SMARTFINANCIAL INC. stock analysis.

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Deep dive into SMARTFINANCIAL INC.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if SMARTFINANCIAL INC. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For SMARTFINANCIAL INC.: With a P/E ratio of 14.07, the market sees the stock as potentially undervalued.

P/E Ratio 14.07x
P/B Ratio 1.13x
Market Cap $587M
EPS $2.50
Book Value/Share $30.50
Revenue/Share $10.52
FCF/Share $1.34
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently SMARTFINANCIAL INC. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For SMARTFINANCIAL INC.: An ROE of 8.5% indicates room for improvement in shareholder value creation.

ROE 8.5%
ROA 0.8%
Net Margin 23.3%
EBT Margin 29.7%
Tax Rate 21.5%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess SMARTFINANCIAL INC.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For SMARTFINANCIAL INC.:

D/E Ratio 0.18x
Financial Leverage 11.23x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal SMARTFINANCIAL INC.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For SMARTFINANCIAL INC.: Free cash flow of $39M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $41M
Free Cash Flow $39M
Capital Spending $-2M
OCF Growth YoY -2.7%
FCF Growth YoY 0.1%
FCF/Sales 27.0%
CapEx/Sales 1.6%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively SMARTFINANCIAL INC. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For SMARTFINANCIAL INC.: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 1.8x
Understanding Financial Statement Data

What these metrics mean: Key figures from SMARTFINANCIAL INC.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For SMARTFINANCIAL INC.: With annual revenue of $178M, SMARTFINANCIAL INC. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $178M
SG&A Expense $46M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 27%
Total Liabilities 91%
Short-term Debt 2%
Accounts Receivable 1%
Dividend & Shareholder Information
Shares Outstanding 17M
Growth Metrics (YoY)
EPS Growth 5.5%

Latest SMARTFINANCIAL INC. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting SMARTFINANCIAL INC. (SMBK) stock price and investment outlook.

SMARTFINANCIAL INC. Competitors & Peer Analysis - Finance Sector

Comparative analysis of SMARTFINANCIAL INC. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ALRS Unlock Forecast - 30 Days FREE Trial $533M 13.8x 1.0x
AMJB Unlock Forecast - 30 Days FREE Trial $80000M 1.4x 0.2x
AMTB Unlock Forecast - 30 Days FREE Trial $750M 203.9x 0.8x
AROW Unlock Forecast - 30 Days FREE Trial $434M 14.2x 1.1x
ASRV Unlock Forecast - 30 Days FREE Trial $50M 13.5x 0.5x
ATLO Unlock Forecast - 30 Days FREE Trial $175M 12.8x 0.9x
BAC Unlock Forecast - 30 Days FREE Trial $375106M 13.4x 1.3x
BAC-PB Unlock Forecast - 30 Days FREE Trial $189784M 6.8x 0.6x
BAC-PE Unlock Forecast - 30 Days FREE Trial $160037M 5.7x 0.5x
BAC-PK Unlock Forecast - 30 Days FREE Trial $185694M 6.6x 0.6x
BAC-PL Unlock Forecast - 30 Days FREE Trial $9450160M 336.6x 31.5x
BAC-PM Unlock Forecast - 30 Days FREE Trial $170672M 6.1x 0.6x
BAC-PN Unlock Forecast - 30 Days FREE Trial $159219M 5.7x 0.5x
BAC-PO Unlock Forecast - 30 Days FREE Trial $136984M 4.9x 0.5x
BAC-PP Unlock Forecast - 30 Days FREE Trial $129621M 4.6x 0.4x
BAC-PQ Unlock Forecast - 30 Days FREE Trial $135050M 4.8x 0.5x
BAC-PS Unlock Forecast - 30 Days FREE Trial $151708M 5.4x 0.5x
BACRP Unlock Forecast - 30 Days FREE Trial $1623055M 57.8x 5.4x
BANC Unlock Forecast - 30 Days FREE Trial $2276M 15.4x 0.7x
BANC-PF Unlock Forecast - 30 Days FREE Trial $3646M 24.7x 1.1x
BANF Unlock Forecast - 30 Days FREE Trial $3816M 16.3x 2.2x
BANFP Unlock Forecast - 30 Days FREE Trial $871M 3.7x 0.5x
BFC Unlock Forecast - 30 Days FREE Trial $1197M 17.3x 2.0x
BHRB Unlock Forecast - 30 Days FREE Trial $879M 8.4x 1.1x
BML-PG Unlock Forecast - 30 Days FREE Trial $152526M 5.4x 0.5x
BML-PH Unlock Forecast - 30 Days FREE Trial $151560M 5.4x 0.5x
BML-PJ Unlock Forecast - 30 Days FREE Trial $156319M 5.6x 0.5x
BML-PL Unlock Forecast - 30 Days FREE Trial $152080M 5.4x 0.5x
BOKF Unlock Forecast - 30 Days FREE Trial $8301M 15.5x 1.4x
C Unlock Forecast - 30 Days FREE Trial $183510M 12.9x 0.9x
CAC Unlock Forecast - 30 Days FREE Trial $604M 12.3x 0.9x
CARE Unlock Forecast - 30 Days FREE Trial $416M 13.3x 1.0x
CBNA Unlock Forecast - 30 Days FREE Trial $194M x 1.2x
CBNK Unlock Forecast - 30 Days FREE Trial $479M 11.1x 1.3x
CBU Unlock Forecast - 30 Days FREE Trial $2904M 14.9x 1.5x
CFBK Unlock Forecast - 30 Days FREE Trial $145M 8.0x 0.8x
CFR Unlock Forecast - 30 Days FREE Trial $7768M 12.8x 1.9x
CFR-PB Unlock Forecast - 30 Days FREE Trial $1154M 1.9x 0.3x
CHCO Unlock Forecast - 30 Days FREE Trial $1697M 13.9x 2.2x
CMA Unlock Forecast - 30 Days FREE Trial $9748M 13.5x 1.3x
COF Unlock Forecast - 30 Days FREE Trial $129918M 16.5x 1.2x
COF-PI Unlock Forecast - 30 Days FREE Trial $12752M x 0.1x
COF-PJ Unlock Forecast - 30 Days FREE Trial $12317M x 0.1x
COF-PK Unlock Forecast - 30 Days FREE Trial $11844M x 0.1x
COF-PL Unlock Forecast - 30 Days FREE Trial $11192M x 0.1x
COF-PN Unlock Forecast - 30 Days FREE Trial $11134M x 0.1x
C-PN Unlock Forecast - 30 Days FREE Trial $59098M 4.2x 0.3x
DCOM Unlock Forecast - 30 Days FREE Trial $1221M 27.7x 0.9x
DCOMG Unlock Forecast - 30 Days FREE Trial $1152M 26.1x 0.8x
DCOMP Unlock Forecast - 30 Days FREE Trial $832M 18.9x 0.6x
ENBP Unlock Forecast - 30 Days FREE Trial $112M 6.5x 0.8x
FCF Unlock Forecast - 30 Days FREE Trial $1639M 12.2x 1.1x
FDBC Unlock Forecast - 30 Days FREE Trial $247M 10.4x 1.1x
FFBC Unlock Forecast - 30 Days FREE Trial $2245M 9.4x 0.9x
FHN Unlock Forecast - 30 Days FREE Trial $10343M 12.3x 1.2x
FHN-PC Unlock Forecast - 30 Days FREE Trial $12988M 15.4x 1.5x
FHN-PE Unlock Forecast - 30 Days FREE Trial $12838M 15.2x 1.4x
FHN-PF Unlock Forecast - 30 Days FREE Trial $9471M 11.2x 1.1x
FIISO Unlock Forecast - 30 Days FREE Trial $2577M x 4.3x
FISI Unlock Forecast - 30 Days FREE Trial $522M 8.1x 0.9x
FMCB Unlock Forecast - 30 Days FREE Trial $738M 8.2x 1.2x
FNB Unlock Forecast - 30 Days FREE Trial $5313M 11.4x 0.8x
FNLC Unlock Forecast - 30 Days FREE Trial $276M 9.2x 1.0x
FRME Unlock Forecast - 30 Days FREE Trial $2019M 8.9x 0.9x
FRMEP Unlock Forecast - 30 Days FREE Trial $1503M 6.7x 0.6x
FSUN Unlock Forecast - 30 Days FREE Trial $1074M 12.1x 1.0x
FULT Unlock Forecast - 30 Days FREE Trial $3126M 9.7x 0.9x
FULTP Unlock Forecast - 30 Days FREE Trial $3634M 11.2x 1.1x
FUNC Unlock Forecast - 30 Days FREE Trial $221M 9.3x 1.2x
GNTY Unlock Forecast - 30 Days FREE Trial $553M 15.3x 1.7x
HAFC Unlock Forecast - 30 Days FREE Trial $703M 10.8x 0.9x
HBAN Unlock Forecast - 30 Days FREE Trial $22422M 10.6x 1.1x
HBANL Unlock Forecast - 30 Days FREE Trial $36835M 17.5x 1.8x
HBANM Unlock Forecast - 30 Days FREE Trial $33844M 16.0x 1.6x
HBANP Unlock Forecast - 30 Days FREE Trial $26696M 12.7x 1.3x
HOPE Unlock Forecast - 30 Days FREE Trial $1317M 31.6x 0.6x
HWBK Unlock Forecast - 30 Days FREE Trial $206M 10.0x 1.3x
JPM Unlock Forecast - 30 Days FREE Trial $838599M 14.8x 2.4x
JPM-PC Unlock Forecast - 30 Days FREE Trial $71882M 1.3x 0.2x
JPM-PD Unlock Forecast - 30 Days FREE Trial $70506M 1.3x 0.2x
JPM-PJ Unlock Forecast - 30 Days FREE Trial $59242M 1.1x 0.2x
JPM-PK Unlock Forecast - 30 Days FREE Trial $56573M 1.0x 0.2x
JPM-PL Unlock Forecast - 30 Days FREE Trial $57416M 1.0x 0.2x
JPM-PM Unlock Forecast - 30 Days FREE Trial $53708M 1.0x 0.2x
KEY Unlock Forecast - 30 Days FREE Trial $18572M 105.5x 1.0x
KEY-PI Unlock Forecast - 30 Days FREE Trial $27747M 157.7x 1.4x
KEY-PJ Unlock Forecast - 30 Days FREE Trial $24615M 139.9x 1.3x
KEY-PK Unlock Forecast - 30 Days FREE Trial $24582M 139.7x 1.3x
KEY-PL Unlock Forecast - 30 Days FREE Trial $27758M 157.7x 1.4x
LARK Unlock Forecast - 30 Days FREE Trial $152690M 9357.1x 1029.1x
LCNB Unlock Forecast - 30 Days FREE Trial $207M 9.8x 0.8x
MER-PK Unlock Forecast - 30 Days FREE Trial $192387M 6.9x 0.6x
MFG Unlock Forecast - 30 Days FREE Trial $15890M x 0.0x
MRBK Unlock Forecast - 30 Days FREE Trial $159M 8.7x 0.9x
MZHOF Unlock Forecast - 30 Days FREE Trial $75377M x 0.0x
NBHC Unlock Forecast - 30 Days FREE Trial $1373M 11.5x 1.0x
NBTB Unlock Forecast - 30 Days FREE Trial $1937M 14.5x 1.1x
NEWT Unlock Forecast - 30 Days FREE Trial $276M 5.2x 0.9x
NEWTG Unlock Forecast - 30 Days FREE Trial $658M 12.3x 2.1x
NEWTH Unlock Forecast - 30 Days FREE Trial $652M 12.2x 2.1x
NEWTI Unlock Forecast - 30 Days FREE Trial $665M 12.5x 2.1x
NEWTZ Unlock Forecast - 30 Days FREE Trial $653M 12.2x 2.1x
NIC Unlock Forecast - 30 Days FREE Trial $1825M 13.5x 1.5x
NKSH Unlock Forecast - 30 Days FREE Trial $183M 16.3x 1.1x
NWBI Unlock Forecast - 30 Days FREE Trial $1535M 10.7x 0.9x
OCFC Unlock Forecast - 30 Days FREE Trial $1013M 11.6x 0.6x
ONB Unlock Forecast - 30 Days FREE Trial $7680M 13.5x 0.9x
ONBPO Unlock Forecast - 30 Days FREE Trial $9815M 17.3x 1.2x
ONBPP Unlock Forecast - 30 Days FREE Trial $9817M 17.3x 1.2x
OPHC Unlock Forecast - 30 Days FREE Trial $46M 3.2x 0.4x
PFIS Unlock Forecast - 30 Days FREE Trial $464M 13.8x 0.9x
PNFP Unlock Forecast - 30 Days FREE Trial $6571M 11.0x 1.0x
PNFPP Unlock Forecast - 30 Days FREE Trial $1947M 3.3x 0.3x
PRK Unlock Forecast - 30 Days FREE Trial $2510M 15.0x 2.3x
RF Unlock Forecast - 30 Days FREE Trial $21132M 10.2x 1.1x
RF-PC Unlock Forecast - 30 Days FREE Trial $22127M 10.7x 1.2x
RF-PE Unlock Forecast - 30 Days FREE Trial $16571M 8.0x 0.9x
RF-PF Unlock Forecast - 30 Days FREE Trial $22969M 11.1x 1.2x
SFNC Unlock Forecast - 30 Days FREE Trial $2299M 14.4x 0.7x
SFST Unlock Forecast - 30 Days FREE Trial $337M 15.4x 1.0x
SHBI Unlock Forecast - 30 Days FREE Trial $515M 9.6x 0.9x
SMBK Unlock Forecast - 30 Days FREE Trial $587M 14.1x 1.1x
SNNF Unlock Forecast - 30 Days FREE Trial $19M x 0.8x
SNV Unlock Forecast - 30 Days FREE Trial $6124M 7.8x 1.1x
SNV-PD Unlock Forecast - 30 Days FREE Trial $3495M 4.5x 0.6x
SNV-PE Unlock Forecast - 30 Days FREE Trial $3726M 4.8x 0.7x
STEL Unlock Forecast - 30 Days FREE Trial $1492M 13.5x 0.9x
TBBK Unlock Forecast - 30 Days FREE Trial $3355M 15.0x 3.9x
TRMK Unlock Forecast - 30 Days FREE Trial $2255M 10.4x 1.1x
UBFO Unlock Forecast - 30 Days FREE Trial $157M 14.1x 1.2x
UBOH Unlock Forecast - 30 Days FREE Trial $114M 10.1x 1.4x
UMBF Unlock Forecast - 30 Days FREE Trial $8265M 15.6x 1.1x
UMBFO Unlock Forecast - 30 Days FREE Trial $2020M 3.8x 0.3x
USB Unlock Forecast - 30 Days FREE Trial $71214M 10.3x 1.2x
USB-PA Unlock Forecast - 30 Days FREE Trial $1266720M 183.6x 20.6x
USB-PH Unlock Forecast - 30 Days FREE Trial $29546M 4.3x 0.5x
USB-PP Unlock Forecast - 30 Days FREE Trial $37206M 5.4x 0.6x
USB-PQ Unlock Forecast - 30 Days FREE Trial $24659M 3.6x 0.4x
USB-PR Unlock Forecast - 30 Days FREE Trial $26208M 3.8x 0.4x
USB-PS Unlock Forecast - 30 Days FREE Trial $30436M 4.4x 0.5x
VABK Unlock Forecast - 30 Days FREE Trial $209M 11.7x 1.2x
VLY Unlock Forecast - 30 Days FREE Trial $5477M 12.1x 0.7x
VLYPN Unlock Forecast - 30 Days FREE Trial $14542M 32.1x 1.9x
VLYPO Unlock Forecast - 30 Days FREE Trial $14086M 31.1x 1.9x
VLYPP Unlock Forecast - 30 Days FREE Trial $14176M 31.3x 1.9x
VYLD Unlock Forecast - 30 Days FREE Trial $74259M 1.3x 0.2x
WABC Unlock Forecast - 30 Days FREE Trial $1186M 9.4x 1.3x
WAFD Unlock Forecast - 30 Days FREE Trial $2211M 9.8x 0.7x
WAFDP Unlock Forecast - 30 Days FREE Trial $1306M 5.8x 0.4x
WBHC Unlock Forecast - 30 Days FREE Trial $2100M 33.3x 4.0x
WBS Unlock Forecast - 30 Days FREE Trial $9039M 10.6x 1.0x
WBS-PF Unlock Forecast - 30 Days FREE Trial $3400M 4.0x 0.4x
WBS-PG Unlock Forecast - 30 Days FREE Trial $4068M 4.8x 0.4x
WFC Unlock Forecast - 30 Days FREE Trial $270514M 13.1x 1.5x
WFCNP Unlock Forecast - 30 Days FREE Trial $5824M 0.3x 0.0x
WFC-PA Unlock Forecast - 30 Days FREE Trial $63603M 3.1x 0.4x
WFC-PC Unlock Forecast - 30 Days FREE Trial $58998M 2.9x 0.3x
WFC-PD Unlock Forecast - 30 Days FREE Trial $57355M 2.8x 0.3x
WFC-PL Unlock Forecast - 30 Days FREE Trial $4015807M 195.1x 22.2x
WFC-PY Unlock Forecast - 30 Days FREE Trial $79673M 3.9x 0.4x
WFC-PZ Unlock Forecast - 30 Days FREE Trial $64311M 3.1x 0.4x
WSBC Unlock Forecast - 30 Days FREE Trial $2966M 21.9x 0.8x
WSBCP Unlock Forecast - 30 Days FREE Trial $2428M 18.0x 0.6x
WSFS Unlock Forecast - 30 Days FREE Trial $2944M 11.0x 1.1x
ZION Unlock Forecast - 30 Days FREE Trial $6927M 8.2x 1.1x
ZIONP Unlock Forecast - 30 Days FREE Trial $3178M 3.8x 0.5x

Frequently Asked Questions - SMARTFINANCIAL INC. Stock Forecast

How accurate are SMARTFINANCIAL INC. stock predictions?

Our AI model demonstrates 64% historical accuracy for SMBK predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence SMARTFINANCIAL INC. stock price forecasts?

Our analysis considers SMARTFINANCIAL INC.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is SMARTFINANCIAL INC. a good investment in 2025?

Based on our AI analysis, SMARTFINANCIAL INC. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are SMARTFINANCIAL INC. forecasts updated?

SMARTFINANCIAL INC. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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