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State Auto Financial Corp. (STFC) Stock Forecast 2025 - AI Price Prediction & Analysis


State Auto Financial Corp. (STFC) AI Stock Price Forecast & Investment Analysis

State Auto Financial Corp. Stock Price Chart and Technical Analysis

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State Auto Financial Corp. (STFC) - Comprehensive Stock Analysis & Investment Research

Deep dive into State Auto Financial Corp.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about State Auto Financial Corp., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For State Auto Financial Corp.: State Auto Financial Corp. operates in the Finance and Insurance sector, establishing it as a mid-cap growth opportunity.

State Auto Financial Corp. (Stock Symbol: STFC) is a leading company in the Finance and Insurance sector , specifically operating within the Direct Property and Casualty Insurance Carriers industry.

The organization employs approximately 2025 professionals worldwide .

The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing State Auto Financial Corp.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For State Auto Financial Corp.: With $1657M in annual revenue and 4.3% net margin, the company demonstrates developing profitability.

Annual Revenue: $1657 million generating a 4.3% net profit margin .

Market Capitalization: $2340 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): 7.6% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for State Auto Financial Corp. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For State Auto Financial Corp.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for State Auto Financial Corp. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: State Auto Financial Corp.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For State Auto Financial Corp.: Market positioning analysis based on available financial and operational metrics.

State Auto Financial Corp. strategically competes in the highly dynamic Direct Property and Casualty Insurance Carriers marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share .

State Auto Financial Corp. (STFC) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for State Auto Financial Corp. stock analysis.

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Deep dive into State Auto Financial Corp.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if State Auto Financial Corp. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For State Auto Financial Corp.: With a P/E ratio of 31.71, the market highly values future growth prospects.

P/E Ratio 31.71x
P/B Ratio 2.42x
Market Cap $2340M
Dividend Yield 0.77%
EPS $1.64
Book Value/Share $21.45
Revenue/Share $36.82
FCF/Share $0.49
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently State Auto Financial Corp. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For State Auto Financial Corp.: An ROE of 7.6% indicates room for improvement in shareholder value creation.

ROE 7.6%
ROA 2.3%
Net Margin 4.3%
EBT Margin 5.2%
Tax Rate 16.7%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess State Auto Financial Corp.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For State Auto Financial Corp.:

D/E Ratio 0.13x
Financial Leverage 3.23x
Interest Coverage 20.6x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal State Auto Financial Corp.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For State Auto Financial Corp.: Free cash flow of $-27M indicates cash challenges that need attention.

Operating Cash Flow $-27M
Free Cash Flow $-27M
OCF Growth YoY -40.2%
FCF Growth YoY -40.2%
FCF/Sales -1.7%
CapEx/Sales 0.0%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively State Auto Financial Corp. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For State Auto Financial Corp.: An asset turnover of 0.54x suggests room for improvement in asset utilization.

Asset Turnover 0.54x
Fixed Assets Turnover 414.4x
Understanding Financial Statement Data

What these metrics mean: Key figures from State Auto Financial Corp.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For State Auto Financial Corp.: With annual revenue of $1657M, State Auto Financial Corp. operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1657M
Net Income $72M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 74%
Total Liabilities 69%
Accounts Receivable 4%
Dividend & Shareholder Information
Dividends Per Share $0.40
Payout Ratio 24.4%
Shares Outstanding 45M

Latest State Auto Financial Corp. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting State Auto Financial Corp. (STFC) stock price and investment outlook.

, source: Insider Monkey

The 800+ hedge funds and famous money managers tracked by Insider Monkey have already compiled and submitted their 13F filings for the third quarter, which unveil their equity positions as of ...

, source: Reuters

Q2 oper loss $0.66/shr vs est loss $0.49/shr Net written premium rises 11 pct Catastrophe losses jump 56 pct Combined ratio at 115.2 vs 110.6 last year July 29 (Reuters) - State Auto Financial Corp , ...

, source: Insurancenewsnet.com

COLUMBUS, Ohio (AP) _ State Auto Financial Corp. (STFC) on Thursday reported third-quarter earnings of $10.1 million. On a per-share basis, the Columbus, Ohio-based company said it had profit of 24 ...

, source: Reuters

* State Auto Financial Corp - ‍STFC's GAAP combined ratio for Q2 2017 was 106.2 compared to 114.7 for same 2016 period * State Auto Financial Corp - Qtrly ‍net premiums written $341.3 million versus ...

, source: MarketWatch

LONDON (MarketWatch) -- Specialty insurance company State Auto Financial Corp. said first-quarter net income slipped to $40.2 million, or 97 cents a share, from $40.8 million, or $1 a share, a year ...

, source: Insurancenewsnet.com

COLUMBUS, Ohio (AP) _ State Auto Financial Corp. (STFC) on Thursday reported first-quarter earnings of $3 million. The Columbus, Ohio-based company said it had net income of 7 cents per share.

State Auto Financial Corp. Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of State Auto Financial Corp. against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - State Auto Financial Corp. Stock Forecast

How accurate are State Auto Financial Corp. stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for STFC predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence State Auto Financial Corp. stock price forecasts?

Our analysis considers State Auto Financial Corp.'s financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is State Auto Financial Corp. a good investment in 2025?

Based on our AI analysis, State Auto Financial Corp. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are State Auto Financial Corp. forecasts updated?

State Auto Financial Corp. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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Unlock premium features including detailed price targets, risk assessments, portfolio optimization, and real-time alerts for State Auto Financial Corp. stock.

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