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Sterling Bancorp. (STL) Stock Forecast 2025 - AI Price Prediction & Analysis


Sterling Bancorp. (STL) AI Stock Price Forecast & Investment Analysis

Sterling Bancorp. Stock Price Chart and Technical Analysis

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Sterling Bancorp. (STL) - Comprehensive Stock Analysis & Investment Research

Deep dive into Sterling Bancorp.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Sterling Bancorp., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Sterling Bancorp.: Sterling Bancorp. operates in the Finance and Insurance sector, establishing it as a mid-cap growth opportunity.

Sterling Bancorp. (Stock Symbol: STL) is a leading company in the Finance and Insurance sector , specifically operating within the Savings Institutions industry.

The organization employs approximately 1460 professionals worldwide .

The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Sterling Bancorp.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Sterling Bancorp.: With $992M in annual revenue and 36.5% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $992 million generating a 36.5% net profit margin .

Market Capitalization: $5074 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): 8.0% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Sterling Bancorp. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For Sterling Bancorp.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Sterling Bancorp. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Sterling Bancorp.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Sterling Bancorp.: Strong free cash flow generation demonstrates solid operational efficiency.

Sterling Bancorp. strategically competes in the highly dynamic Savings Institutions marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share .

The company demonstrates robust operational efficiency through strong free cash flow generation of $610 million annually, complemented by impressive -10.6% year-over-year cash flow growth.

Sterling Bancorp. (STL) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Sterling Bancorp. stock analysis.

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Deep dive into Sterling Bancorp.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Sterling Bancorp. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Sterling Bancorp.: With a P/E ratio of 14.06, the market sees the stock as potentially undervalued.

P/E Ratio 14.06x
P/B Ratio 1.07x
Market Cap $5074M
Dividend Yield 1.07%
EPS $1.87
Book Value/Share $24.65
Revenue/Share $5.14
FCF/Share $1.43
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Sterling Bancorp. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Sterling Bancorp.: An ROE of 8.0% indicates room for improvement in shareholder value creation.

ROE 8.0%
ROA 1.2%
Net Margin 36.5%
EBT Margin 46.5%
Tax Rate 19.9%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Sterling Bancorp.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Sterling Bancorp.:

D/E Ratio 0.15x
Financial Leverage 6.44x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Sterling Bancorp.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Sterling Bancorp.: Free cash flow of $610M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $632M
Free Cash Flow $610M
Capital Spending $-23M
OCF Growth YoY -10.6%
FCF Growth YoY -10.3%
FCF/Sales 61.4%
CapEx/Sales 2.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Sterling Bancorp. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Sterling Bancorp.: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 2.8x
Understanding Financial Statement Data

What these metrics mean: Key figures from Sterling Bancorp.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Sterling Bancorp.: With annual revenue of $992M, Sterling Bancorp. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $992M
Net Income $370M
SG&A Expense $28M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 7%
Total Liabilities 84%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.28
Payout Ratio 13.5%
Shares Outstanding 193M

Latest Sterling Bancorp. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Sterling Bancorp. (STL) stock price and investment outlook.

, source: Insider Monkey

Wasatch Global Investors, an investment management firm, released its “Wasatch Micro Cap Value Strategy” third quarter 2023 investor letter. A copy of the same can be downloaded here. The strategy ...

, source: Benzinga.com

Sterling Bancorp will sell Sterling Bank to EverBank for $261M in cash, with 38% of stockholders supporting the deal. The sale is expected to close in Q1 2025, with Sterling planning to delist from ...

, source: nationalmortgageprofessional.com

DOJ says bank’s residential mortgages were ‘rife with fraud.’ Sterling Bancorp, based in Michigan, has agreed to plead guilty to securities fraud for filing false securities statements relating to its ...

, source: Nasdaq

Sterling Bancorp (STL) came out with quarterly earnings of $0.52 per share, beating the Zacks Consensus Estimate of $0.51 per share. This compares to earnings of $0.29 per share a year ago. These ...

, source: MarketWatch

The Justice Department said late Wednesday that Michigan-based Sterling Bancorp Inc. SBT has agreed to plead guilty to securities fraud for filing “false” securities statements relating to its 2017 ...

Sterling Bancorp. Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of Sterling Bancorp. against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - Sterling Bancorp. Stock Forecast

How accurate are Sterling Bancorp. stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for STL predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Sterling Bancorp. stock price forecasts?

Our analysis considers Sterling Bancorp.'s financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Sterling Bancorp. a good investment in 2025?

Based on our AI analysis, Sterling Bancorp. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Sterling Bancorp. forecasts updated?

Sterling Bancorp. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want More Advanced Sterling Bancorp. Analysis?

Unlock premium features including detailed price targets, risk assessments, portfolio optimization, and real-time alerts for Sterling Bancorp. stock.

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