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TCF Financial Corp (TCF) Stock Forecast 2025 - AI Price Prediction & Analysis


TCF Financial Corp (TCF) AI Stock Price Forecast & Investment Analysis

TCF Financial Corp Stock Price Chart and Technical Analysis

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TCF Financial Corp (TCF) - Comprehensive Stock Analysis & Investment Research

Deep dive into TCF Financial Corp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about TCF Financial Corp, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For TCF Financial Corp: TCF Financial Corp operates in the Finance and Insurance sector, establishing it as a mid-cap growth opportunity.

TCF Financial Corp (Stock Symbol: TCF) is a leading company in the Finance and Insurance sector , specifically operating within the Commercial Banking industry.

The organization employs approximately 10000 professionals worldwide and operates under the strategic leadership of CEO Craig Dahl.

The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing TCF Financial Corp's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For TCF Financial Corp: With $1984M in annual revenue and 14.3% net margin, the company demonstrates solid profitability.

Annual Revenue: $1984 million generating a 14.3% net profit margin .

Market Capitalization: $6867 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): 5.2% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for TCF Financial Corp stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For TCF Financial Corp: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for TCF Financial Corp stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: TCF Financial Corp's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For TCF Financial Corp: Strong free cash flow generation demonstrates solid operational efficiency.

TCF Financial Corp strategically competes in the highly dynamic Commercial Banking marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share .

The company demonstrates robust operational efficiency through strong free cash flow generation of $548 million annually, complemented by impressive -81.1% year-over-year cash flow growth.

TCF Financial Corp (TCF) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for TCF Financial Corp stock analysis.

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Deep dive into TCF Financial Corp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if TCF Financial Corp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For TCF Financial Corp: With a P/E ratio of 24.29, the market moderately values the company's earnings.

P/E Ratio 24.29x
P/B Ratio 1.28x
Market Cap $6867M
Dividend Yield 3.10%
EPS $1.86
Book Value/Share $35.34
Revenue/Share $13.05
FCF/Share $-0.11
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently TCF Financial Corp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For TCF Financial Corp: An ROE of 5.2% indicates room for improvement in shareholder value creation.

ROE 5.2%
ROA 0.6%
Net Margin 14.3%
EBT Margin 17.5%
Tax Rate 13.3%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess TCF Financial Corp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For TCF Financial Corp:

D/E Ratio 0.28x
Financial Leverage 9.17x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal TCF Financial Corp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For TCF Financial Corp: Free cash flow of $548M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $738M
Free Cash Flow $548M
Capital Spending $-190M
OCF Growth YoY -81.1%
FCF/Sales 27.6%
CapEx/Sales 9.6%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively TCF Financial Corp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For TCF Financial Corp: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 4.1x
Understanding Financial Statement Data

What these metrics mean: Key figures from TCF Financial Corp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For TCF Financial Corp: With annual revenue of $1984M, TCF Financial Corp operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1984M
Net Income $294M
SG&A Expense $41M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 19%
Total Liabilities 89%
Short-term Debt 3%
Dividend & Shareholder Information
Dividends Per Share $1.40
Payout Ratio 75.3%
Shares Outstanding 152M

Latest TCF Financial Corp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting TCF Financial Corp (TCF) stock price and investment outlook.

, source: Crain's Chicago Business

In a year when overall bank deposits in the Chicago region rose 5%, Huntington, Old National and others that recently bought local lenders apparently saw a significant slice of customers leave.

, source: Finance & Commerce

TCF Inventory Finance Inc., a subsidiary of Wayzata-based TCF Financial Corp., has a new agreement with Jayco Inc. to provide inventory financing for Jayco’s three recreational vehicles divisions – ...

, source: Finance & Commerce

TCF Financial Corp. and Wells Fargo & Co. both posted strong earnings growth this week based on a traditional banking bromide: Bring in plenty of deposits and make safe loans. On Tuesday, Wells Fargo ...

, source: American Banker

WAYZATA, Minn. William Cooper, TCF Financial Corp. s chairman and chief executive officer, revels in being a contrarian. Though many banking companies target wealthy people in the belief that 20% of a ...

, source: Insider Monkey

There are several ways to beat the market, and investing in small cap stocks has historically been one of them. We like to improve the odds of beating the market further by examining what famous hedge ...

, source: Washington Examiner

MINNEAPOLIS (AP) — TCF Financial Corp. has been fined $10 million for failing to adequately monitor suspicious bank transactions, including some with possible links to terrorism. Federal officials ...

, source: The Business Journals

New TCF Financial President Craig Dahl is already planning "significant" organizational changes, Cooper said. TCF Financial Corp. will name CEO Bill Cooper's successor by the end of 2015, a spokesman ...

, source: Star Tribune

TCF has lost the latest round in its battle against the new federal law limiting swipe fees. A U.S. appeals court in South Dakota on Wednesday rejected TCF Financial Corp.'s effort to block the law ...

, source: MarketWatch

SAN FRANCISCO (MarketWatch) -- TCF Financial Corp. said after the closing bell on Monday that Lynn Nagorske, chief operating officer, has been named chief executive, effective Jan. 1, 2006. Nagorske ...

TCF Financial Corp Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of TCF Financial Corp against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - TCF Financial Corp Stock Forecast

How accurate are TCF Financial Corp stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for TCF predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence TCF Financial Corp stock price forecasts?

Our analysis considers TCF Financial Corp's financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is TCF Financial Corp a good investment in 2025?

Based on our AI analysis, TCF Financial Corp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are TCF Financial Corp forecasts updated?

TCF Financial Corp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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