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TIMBERLAND BANCORP INC (TSBK) Stock Forecast 2025 - AI Price Prediction & Analysis


TIMBERLAND BANCORP INC (TSBK) AI Stock Price Forecast & Investment Analysis

TIMBERLAND BANCORP INC Stock Price Chart and Technical Analysis

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TIMBERLAND BANCORP INC (TSBK) - Comprehensive Stock Analysis & Investment Research

Deep dive into TIMBERLAND BANCORP INC's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about TIMBERLAND BANCORP INC, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For TIMBERLAND BANCORP INC: TIMBERLAND BANCORP INC operates in the Finance sector, making it an emerging small-cap investment.

TIMBERLAND BANCORP INC (Stock Symbol: TSBK) is a leading company in the Finance sector , specifically operating within the Savings Institutions, Not Federally Chartered industry.

The organization employs approximately 5 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing TIMBERLAND BANCORP INC's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For TIMBERLAND BANCORP INC: With $63M in annual revenue and 38.1% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $63 million generating a 38.1% net profit margin .

Market Capitalization: $253 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 11.6% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for TIMBERLAND BANCORP INC stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For TIMBERLAND BANCORP INC: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for TIMBERLAND BANCORP INC stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: TIMBERLAND BANCORP INC's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For TIMBERLAND BANCORP INC: Strong free cash flow generation demonstrates developing operational efficiency.

TIMBERLAND BANCORP INC strategically competes in the highly dynamic Savings Institutions, Not Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $28 million annually, complemented by impressive 87.0% year-over-year cash flow growth.

TIMBERLAND BANCORP INC (TSBK) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for TIMBERLAND BANCORP INC stock analysis.

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Deep dive into TIMBERLAND BANCORP INC's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if TIMBERLAND BANCORP INC stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For TIMBERLAND BANCORP INC: With a P/E ratio of 10.57, the market sees the stock as potentially undervalued.

P/E Ratio 10.57x
P/B Ratio 1.00x
Market Cap $253M
Dividend Yield 3.41%
EPS $1.59
Book Value/Share $31.95
Revenue/Share $7.88
FCF/Share $2.39
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently TIMBERLAND BANCORP INC converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For TIMBERLAND BANCORP INC: An ROE of 11.6% shows good shareholder value creation.

ROE 11.6%
ROA 1.3%
Net Margin 38.1%
EBT Margin 47.7%
Tax Rate 20.1%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess TIMBERLAND BANCORP INC's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For TIMBERLAND BANCORP INC:

D/E Ratio 0.01x
Financial Leverage 8.84x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal TIMBERLAND BANCORP INC's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For TIMBERLAND BANCORP INC: Free cash flow of $28M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $29M
Free Cash Flow $28M
Capital Spending $-1M
OCF Growth YoY 87.0%
FCF Growth YoY 99.7%
FCF/Sales 45.2%
CapEx/Sales 1.0%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively TIMBERLAND BANCORP INC uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For TIMBERLAND BANCORP INC: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 2.5x
Understanding Financial Statement Data

What these metrics mean: Key figures from TIMBERLAND BANCORP INC's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For TIMBERLAND BANCORP INC: With annual revenue of $63M, TIMBERLAND BANCORP INC represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $63M
Net Income $12M
SG&A Expense $38M
Cost of Goods Sold $0M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 30%
Total Liabilities 89%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.85
Payout Ratio 30.1%
Shares Outstanding 8M
Growth Metrics (YoY)
EPS Growth 4.8%

Latest TIMBERLAND BANCORP INC Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting TIMBERLAND BANCORP INC (TSBK) stock price and investment outlook.

, source: WTOP News

HOQUIAM, Wash. (AP) — HOQUIAM, Wash. (AP) — Timberland Bancorp Inc. (TSBK) on Tuesday reported earnings of $7.1 million in its fiscal third quarter. On a per-share basis, the Hoquiam, Washington-based ...

TIMBERLAND BANCORP INC Competitors & Peer Analysis - Finance Sector

Comparative analysis of TIMBERLAND BANCORP INC against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFBI Unlock Forecast - 30 Days FREE Trial $127M 18.0x 1.0x
BCOW Unlock Forecast - 30 Days FREE Trial $63M -8.5x 0.9x
BHLB Unlock Forecast - 30 Days FREE Trial $1225M 39.5x 1.0x
BLFY Unlock Forecast - 30 Days FREE Trial $199M -25.1x 0.6x
BSBK Unlock Forecast - 30 Days FREE Trial $120M -65.5x 0.9x
CULL Unlock Forecast - 30 Days FREE Trial $80M 21.9x 0.8x
ECBK Unlock Forecast - 30 Days FREE Trial $144M 27.2x 0.9x
ESSA Unlock Forecast - 30 Days FREE Trial $208M 11.3x 0.9x
EWSB Unlock Forecast - 30 Days FREE Trial $7M x 0.4x
FBLA Unlock Forecast - 30 Days FREE Trial $239M x 0.7x
FBSI Unlock Forecast - 30 Days FREE Trial $43M x 2.6x
FLG Unlock Forecast - 30 Days FREE Trial $4689M -2.8x 0.6x
FMFG Unlock Forecast - 30 Days FREE Trial $52M 11.9x 0.9x
FNWB Unlock Forecast - 30 Days FREE Trial $76M -202.4x 0.7x
FSBW Unlock Forecast - 30 Days FREE Trial $321M 9.6x 1.1x
GCBC Unlock Forecast - 30 Days FREE Trial $407M 13.1x 1.7x
GOVB Unlock Forecast - 30 Days FREE Trial $16M 25.1x 0.5x
HBCP Unlock Forecast - 30 Days FREE Trial $438M 10.6x 1.1x
HFWA Unlock Forecast - 30 Days FREE Trial $846M 17.1x 1.0x
MBBC Unlock Forecast - 30 Days FREE Trial $22M 48.1x 0.7x
MSBB Unlock Forecast - 30 Days FREE Trial $16M x 0.7x
NBBK Unlock Forecast - 30 Days FREE Trial $754M 14.7x 1.0x
NECB Unlock Forecast - 30 Days FREE Trial $297M 6.7x 0.9x
PBBK Unlock Forecast - 30 Days FREE Trial $50M 22.8x 1.0x
PBFS Unlock Forecast - 30 Days FREE Trial $341M 16.4x 1.1x
PFSB Unlock Forecast - 30 Days FREE Trial $19M 18.0x 0.5x
PVBC Unlock Forecast - 30 Days FREE Trial $226M 21.3x 1.0x
QNTO Unlock Forecast - 30 Days FREE Trial $27M 13.3x 0.5x
RBKB Unlock Forecast - 30 Days FREE Trial $145M 85.1x 1.1x
SMBC Unlock Forecast - 30 Days FREE Trial $629M 15.1x 1.3x
SRBK Unlock Forecast - 30 Days FREE Trial $137M -3.3x 0.7x
TCBS Unlock Forecast - 30 Days FREE Trial $48M 20.6x 0.9x
TCBX Unlock Forecast - 30 Days FREE Trial $689M 12.1x 1.4x
TSBK Unlock Forecast - 30 Days FREE Trial $253M 10.6x 1.0x
VWFB Unlock Forecast - 30 Days FREE Trial $22M x 0.6x
WMPN Unlock Forecast - 30 Days FREE Trial $121M 183.5x 0.9x

Frequently Asked Questions - TIMBERLAND BANCORP INC Stock Forecast

How accurate are TIMBERLAND BANCORP INC stock predictions?

Our AI model demonstrates 31% historical accuracy for TSBK predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence TIMBERLAND BANCORP INC stock price forecasts?

Our analysis considers TIMBERLAND BANCORP INC's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is TIMBERLAND BANCORP INC a good investment in 2025?

Based on our AI analysis, TIMBERLAND BANCORP INC shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are TIMBERLAND BANCORP INC forecasts updated?

TIMBERLAND BANCORP INC stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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