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AI 90-DAY FORECAST
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United Fire Group Inc (UFCS) AI Forecast

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United Fire Group Inc (UFCS) Stock Forecast 2025

United Fire Group Inc (UFCS) AI Stock Price Forecast & Investment Analysis

United Fire Group Inc Stock Price Chart and Technical Analysis

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United Fire Group Inc (UFCS) - Comprehensive Stock Analysis & Investment Research

Deep dive into United Fire Group Inc's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on March 10, 2026, 11:20 a.m. (UTC)

United Fire Group Inc Investment Summary

When evaluating whether United Fire Group Inc (UFCS) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

United Fire Group Inc (UFCS) operates within the Finance sector, specifically in the Fire, Marine & Casualty Insurance industry. The company employs approximately 1,258 people. With a market capitalization of $964 million, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers United Fire Group Inc's revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for United Fire Group Inc along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether United Fire Group Inc is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

United Fire Group Inc (Stock Symbol: UFCS) is a prominent company operating within the Finance sector, with a specific focus on the Fire, Marine & Casualty Insurance industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about United Fire Group Inc's leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for United Fire Group Inc...

Sector & Industry Analysis

In-depth sector dynamics and industry context for United Fire Group Inc...

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Revenue & Growth Analysis

United Fire Group Inc generates annual revenues of $1 billion , indicating a well-established business with proven market demand.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for United Fire Group Inc...

Market Valuation

P/E ratio, price-to-book, and valuation multiples for United Fire Group Inc...

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for United Fire Group Inc...

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Strategic Market Position

United Fire Group Inc strategically competes in the highly dynamic Fire, Marine & Casualty Insurance marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

United Fire Group Inc competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company currently shows negative free cash flow of $-1 million , with year-over-year cash flow growth of -55.8%. Negative free cash flow may reflect heavy investment in growth, working capital needs, or operational challenges. This is common for high-growth companies investing aggressively but warrants attention for mature businesses.

Asset Utilization Efficiency

Asset turnover ratio of 0.33x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

United Fire Group Inc (UFCS) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for United Fire Group Inc stock analysis.

Deep dive into United Fire Group Inc's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if United Fire Group Inc stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For United Fire Group Inc: With a P/E ratio of 8.16, the market sees the stock as potentially undervalued.

P/E Ratio 8.16x
P/B Ratio 1.02x
Market Cap $964M
Dividend Yield 1.69%
EPS $3.62
Book Value/Share $36.87
Revenue/Share $54.32
FCF/Share $0.18
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently United Fire Group Inc converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For United Fire Group Inc: An ROE of 10.9% shows good shareholder value creation.

ROE 10.9%
ROA 3.0%
Net Margin 4.2%
EBT Margin 10.9%
Tax Rate 17.1%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess United Fire Group Inc's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For United Fire Group Inc:

D/E Ratio 0.06x
Financial Leverage 3.51x
Interest Coverage 28.3x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal United Fire Group Inc's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For United Fire Group Inc: Free cash flow of $-1M indicates cash challenges that need attention.

Operating Cash Flow $12M
Free Cash Flow -$1M
Capital Spending -$13M
OCF Growth YoY -55.8%
FCF Growth YoY -63.2%
FCF/Sales -0.1%
CapEx/Sales 1.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively United Fire Group Inc uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For United Fire Group Inc: An asset turnover of 0.33x suggests room for improvement in asset utilization.

Asset Turnover 0.33x
Fixed Assets Turnover 7.4x
Understanding Financial Statement Data

What these metrics mean: Key figures from United Fire Group Inc's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For United Fire Group Inc: With annual revenue of $1386M, United Fire Group Inc operates at significant scale.

Income Statement
Total Revenue $1.39B
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 4%
Total Liabilities 71%
Accounts Receivable 17%
Dividend & Shareholder Information
Dividends Per Share $0.32
Payout Ratio 0.1%
Shares Outstanding 26M
Growth Metrics (YoY)
EPS Growth 4.6%

Latest United Fire Group Inc Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting United Fire Group Inc (UFCS) stock price and investment outlook.

📰 We are currently updating our news feed for United Fire Group Inc. Check back soon for the latest market analysis and company updates.

United Fire Group Inc Competitors & Peer Analysis - Finance Sector

Comparative analysis of United Fire Group Inc against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
Arch Capital Group Ltd. ACGL ██% $34.33B 7.8x 1.4x
Arch Capital Group Ltd. ACGLN ██% $6.74B 2.1x 0.3x
Arch Capital Group Ltd. ACGLO ██% $8.02B 2.5x 0.3x
American Coastal Insurance Corp ACIC ██% $567M 6.7x 1.7x
American Financial Group Inc AFG ██% $10.78B 12.8x 2.2x
American Financial Group Inc AFGB ██% $1.84B 2.3x 0.4x
American Financial Group Inc AFGC ██% $1.61B 2.0x 0.3x
American Financial Group Inc AFGD ██% $1.78B 2.2x 0.4x
American Financial Group Inc AFGE ██% $1.45B 1.8x 0.3x
Aspen Insurance Holdings Ltd AHL ██% $3.44B x 1.0x
Aspen Insurance Holdings Ltd AHL-PD ██% $1.21B x 0.4x
Aspen Insurance Holdings Ltd AHL-PE ██% $1.21B x 0.4x
Aspen Insurance Holdings Ltd AHL-PF ██% $1.49B x 0.4x
American International Group, Inc. AIG ██% $41.78B 13.5x 1.0x
American Integrity Insurance Group, Inc. AII ██% $382M 3.8x 1.1x
Allstate Corp ALL ██% $54.00B 5.3x 1.8x
Allstate Corp ALL-PB ██% $6.86B 0.8x 0.3x
Allstate Corp ALL-PH ██% $5.73B 0.7x 0.2x
Allstate Corp ALL-PI ██% $5.27B 0.6x 0.2x
Allstate Corp ALL-PJ ██% $6.94B 0.8x 0.3x
Amerisafe Inc AMSF ██% $631M 13.4x 2.5x
Ategrity Specialty Insurance Co Holdings ASIC ██% $973M 20.3x 1.6x
Axis Capital Holdings Ltd AXS ██% $7.64B 7.6x 1.2x
Axis Capital Holdings Ltd AXS-PE ██% $1.58B 1.6x 0.3x
Bowhead Specialty Holdings Inc. BOW ██% $803M 15.3x 1.9x
Berkshire Hathaway Inc BRK-B ██% $1.07T 16.0x 4.3x
Chubb Ltd CB ██% $126.87B 12.3x 1.7x
Cincinnati Financial Corp CINF ██% $25.49B 10.7x 1.6x
Cna Financial Corp CNA ██% $12.87B 10.1x 1.1x
Presurance Holdings, Inc. CNFR ██% $14M 0.6x 0.5x
Presurance Holdings, Inc. CNFRZ ██% $269M 7.9x 9.5x
Everest Group, Ltd. EG ██% $13.25B 8.3x 0.9x
Employers Holdings, Inc. EIG ██% $808M 74.8x 0.8x
Fidelis Insurance Holdings Ltd FIHL ██% $1.81B 8.0x 0.8x
Fairfax Financial Holdings Ltd/ Can FRFHF ██% $37.83B x x
Global Indemnity Group, Llc GBLI ██% $415M 14.9x 0.6x
Greenlight Capital Re, Ltd. GLRE ██% $481M 6.4x 0.7x
Hci Group, Inc. HCI ██% $2.13B 7.1x 2.0x
Hci Group, Inc. HCIIP ██% $131M 0.6x 0.2x
Hamilton Insurance Group, Ltd. HG ██% $2.79B 3.3x 1.0x
Hartford Insurance Group, Inc. HIG ██% $38.96B 10.2x 2.1x
Hippo Holdings Inc. HIPO ██% $675M 11.7x 1.6x
Horace Mann Educators Corp /De/ HMN ██% $1.74B 10.7x 1.2x
Heritage Insurance Holdings, Inc. HRTG ██% $862M 5.8x 2.0x
James River Group Holdings, Inc. JRVR ██% $293M 6.2x 0.5x
Kingsway Financial Services Inc KFS ██% $321M -29.1x 19.3x
Kestrel Group Ltd KG ██% $110M x 0.8x
Kingstone Companies, Inc. KINS ██% $220M 7.0x 2.1x
Kemper Corp KMPB ██% $1.43B 5.7x 0.5x
Kemper Corp KMPR ██% $1.36B 9.5x 0.5x
Kinsale Capital Group, Inc. KNSL ██% $8.39B 16.7x 4.3x
Loews Corp L ██% $22.80B 13.7x 1.2x
Lemonade, Inc. LMND ██% $4.18B -13.8x 7.8x
Mercury General Corp MCY ██% $5.07B 9.4x 2.2x
Maiden Holdings, Ltd. MHLA ██% $1.06B -44.3x 28.3x
Maiden Holdings, Ltd. MHNC ██% $1.55B -44.4x 41.1x
Markel Group Inc. MKL ██% $25.00B 11.9x 1.3x
Ni Holdings, Inc. NODK ██% $269M 106.0x 1.1x
Oxbridge Re Holdings Ltd OXBR ██% $7M -10.3x 1.3x
Progressive Corp/Oh/ PGR ██% $123.73B 10.9x 4.1x
Palomar Holdings, Inc. PLMR ██% $3.38B 17.1x 3.6x
Proassurance Corp PRA ██% $1.26B 24.8x 0.9x
Rli Corp RLI ██% $5.67B 14.1x 3.2x
Renaissancere Holdings Ltd RNR ██% $13.26B 4.9x 1.1x
Renaissancere Holdings Ltd RNR-PF ██% $1.05B 0.6x 0.1x
Renaissancere Holdings Ltd RNR-PG ██% $751M 0.4x 0.1x
Root, Inc. ROOT ██% $739M 18.3x 2.6x
Safety Insurance Group Inc SAFT ██% $1.10B 11.1x 1.2x
Selective Insurance Group Inc SIGI ██% $5.03B 10.8x 1.4x
Selective Insurance Group Inc SIGIP ██% $1.05B 2.6x 0.3x
Skyward Specialty Insurance Group, Inc. SKWD ██% $1.97B 11.6x 2.0x
Slide Insurance Holdings, Inc. SLDE ██% $2.29B 8.1x 2.1x
Siriuspoint Ltd SPNT ██% $2.45B 5.3x 1.0x
Siriuspoint Ltd SPNT-PB ██% $2.96B 15.0x 1.3x
Hanover Insurance Group, Inc. THG ██% $6.36B 9.6x 1.8x
Tiptree Inc. TIPT ██% $643M 12.7x 1.3x
Travelers Companies, Inc. TRV ██% $66.62B 10.6x 2.0x
United Fire Group Inc UFCS ██% $964M 8.2x 1.0x
Universal Insurance Holdings, Inc. UVE ██% $1.01B 5.5x 1.8x
Berkley W R Corp WRB ██% $26.37B 14.8x 2.7x
Berkley W R Corp WRB-PE ██% $8.67B 4.6x 0.9x
White Mountains Insurance Group Ltd WTM ██% $5.37B 4.9x 1.0x
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Frequently Asked Questions - United Fire Group Inc Stock Forecast

How accurate are United Fire Group Inc stock predictions?

Our AI model shows a 15% Spearman correlation coefficient for UFCS predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence United Fire Group Inc stock price forecasts?

Our analysis considers United Fire Group Inc's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is United Fire Group Inc a good investment in 2025?

Based on our AI analysis, United Fire Group Inc shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are United Fire Group Inc forecasts updated?

United Fire Group Inc stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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