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Unum Group (UNM) Stock Forecast 2025 - AI Price Prediction & Analysis


Unum Group (UNM) AI Stock Price Forecast & Investment Analysis

Unum Group Stock Price Chart and Technical Analysis

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Unum Group (UNM) - Comprehensive Stock Analysis & Investment Research

Deep dive into Unum Group's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Unum Group, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Unum Group: Unum Group operates in the Finance sector, positioning it as a large-cap market leader.

Unum Group (Stock Symbol: UNM) is a leading company in the Finance sector , specifically operating within the Accident & Health Insurance industry.

The organization employs approximately 10815 professionals worldwide .

The company has established itself as a major market leader with significant institutional backing.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Unum Group's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Unum Group: With $12906M in annual revenue and 13.8% net margin, the company demonstrates solid profitability.

Annual Revenue: $12906 million generating a 13.8% net profit margin .

Market Capitalization: $12939 million - Classified as a large-cap stock with institutional-grade stability.

Return on Equity (ROE): 8.7% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Unum Group stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For Unum Group: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Unum Group stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Unum Group's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Unum Group: Strong free cash flow generation demonstrates exceptional operational efficiency.

Unum Group strategically competes in the highly dynamic Accident & Health Insurance marketplace, positioning itself as a dominant large-cap market leader with significant competitive moats and institutional investor confidence .

The company demonstrates robust operational efficiency through strong free cash flow generation of $1806 million annually, complemented by impressive -65.7% year-over-year cash flow growth.

Unum Group (UNM) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Unum Group stock analysis.

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Deep dive into Unum Group's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Unum Group stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Unum Group: With a P/E ratio of 8.52, the market sees the stock as potentially undervalued.

P/E Ratio 8.52x
P/B Ratio 1.14x
Market Cap $12939M
Dividend Yield 3.67%
EPS $8.37
Book Value/Share $64.10
Revenue/Share $73.08
FCF/Share $7.94
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Unum Group converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Unum Group: An ROE of 8.7% indicates room for improvement in shareholder value creation.

ROE 8.7%
ROA 1.4%
Operating Margin 6.5%
Net Margin 13.8%
EBT Margin 10.0%
Tax Rate 21.4%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Unum Group's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Unum Group:

D/E Ratio 0.32x
Financial Leverage 6.26x
Interest Coverage 7.3x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Unum Group's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Unum Group: Free cash flow of $1806M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $1907M
Free Cash Flow $1806M
Capital Spending $-101M
OCF Growth YoY -65.7%
FCF Growth YoY -69.9%
FCF/Sales 15.4%
CapEx/Sales 0.9%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Unum Group uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Unum Group: An asset turnover of 0.17x suggests room for improvement in asset utilization.

Asset Turnover 0.17x
Fixed Assets Turnover 24.6x
Understanding Financial Statement Data

What these metrics mean: Key figures from Unum Group's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Unum Group: With annual revenue of $12906M, Unum Group operates at significant scale.

Income Statement ($ Millions)
Total Revenue $12906M
SG&A Expense $8M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 2%
Total Liabilities 84%
Short-term Debt 1%
Accounts Receivable 18%
Dividend & Shareholder Information
Dividends Per Share $1.19
Payout Ratio 26.2%
Shares Outstanding 177M
Growth Metrics (YoY)
EPS Growth 14.9%

Latest Unum Group Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Unum Group (UNM) stock price and investment outlook.

, source: Yahoo Finance

Unum Group UNM is slated to report second-quarter 2025 earnings on July 29, after market close. The insurer’s earnings beat estimates in two of the last four reported quarters and missed in the ...

, source: Morningstar

Unum Group (NYSE: UNM) has been named a 2025 Business Ethics Leadership Alliance (BELA) Community Champion by Ethisphere. This recognition is given for outstanding contributions to the BELA member ...

, source: The Motley Fool

The provider of employee insurance benefits took a beating in 2020, leaving its stock heavily discounted. Is now the time to buy? Unum's management sees short-term pain continuing in the months ahead ...

Unum Group Competitors & Peer Analysis - Finance Sector

Comparative analysis of Unum Group against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - Unum Group Stock Forecast

How accurate are Unum Group stock predictions?

Our AI model demonstrates 63% historical accuracy for UNM predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Unum Group stock price forecasts?

Our analysis considers Unum Group's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Unum Group a good investment in 2025?

Based on our AI analysis, Unum Group shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Unum Group forecasts updated?

Unum Group stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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