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Citizens Community Bancorp Inc. (CZWI) Stock Forecast 2025 - AI Price Prediction & Analysis


Citizens Community Bancorp Inc. (CZWI) AI Stock Price Forecast & Investment Analysis

Citizens Community Bancorp Inc. Stock Price Chart and Technical Analysis

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Citizens Community Bancorp Inc. (CZWI) - Comprehensive Stock Analysis & Investment Research

Deep dive into Citizens Community Bancorp Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Citizens Community Bancorp Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Citizens Community Bancorp Inc.: Citizens Community Bancorp Inc. operates in the Finance sector, making it an emerging small-cap investment.

Citizens Community Bancorp Inc. (Stock Symbol: CZWI) is a leading company in the Finance sector , specifically operating within the Savings Institution, Federally Chartered industry.

The organization employs approximately 139 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Citizens Community Bancorp Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Citizens Community Bancorp Inc.: With $58M in annual revenue and 29,9% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $58 million generating a 29,9% net profit margin .

Market Capitalization: $165 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 12,6% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Citizens Community Bancorp Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For Citizens Community Bancorp Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Citizens Community Bancorp Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Citizens Community Bancorp Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Citizens Community Bancorp Inc.: Strong free cash flow generation demonstrates developing operational efficiency.

Citizens Community Bancorp Inc. strategically competes in the highly dynamic Savings Institution, Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $13 million annually, complemented by impressive 85,3% year-over-year cash flow growth.

Citizens Community Bancorp Inc. (CZWI) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Citizens Community Bancorp Inc. stock analysis.

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Deep dive into Citizens Community Bancorp Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Citizens Community Bancorp Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Citizens Community Bancorp Inc.: With a P/E ratio of 13,24, the market sees the stock as potentially undervalued.

P/E Ratio 13,24x
P/B Ratio 0,90x
Market Cap $165M
Dividend Yield 0,02%
EPS $1,24
Book Value/Share $18,34
Revenue/Share $5,80
FCF/Share $1,77
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Citizens Community Bancorp Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Citizens Community Bancorp Inc.: An ROE of 12,6% shows good shareholder value creation.

ROE 12,6%
ROA 1,2%
Net Margin 29,9%
EBT Margin 40,5%
Tax Rate 26,2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Citizens Community Bancorp Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Citizens Community Bancorp Inc.:

D/E Ratio 1,04x
Financial Leverage 10,73x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Citizens Community Bancorp Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Citizens Community Bancorp Inc.: Free cash flow of $13M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $17M
Free Cash Flow $13M
Capital Spending $-4M
OCF Growth YoY 85,3%
FCF Growth YoY 249,7%
FCF/Sales 18,7%
CapEx/Sales 6,0%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Citizens Community Bancorp Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Citizens Community Bancorp Inc.: An asset turnover of 0,03x suggests room for improvement in asset utilization.

Asset Turnover 0,03x
Fixed Assets Turnover 3,2x
Understanding Financial Statement Data

What these metrics mean: Key figures from Citizens Community Bancorp Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Citizens Community Bancorp Inc.: With annual revenue of $58M, Citizens Community Bancorp Inc. represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $58M
SG&A Expense $43M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 15%
Total Liabilities 91%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0,29
Payout Ratio 0,2%
Shares Outstanding 10M
Growth Metrics (YoY)
EPS Growth 9,0%

Latest Citizens Community Bancorp Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Citizens Community Bancorp Inc. (CZWI) stock price and investment outlook.

, source: Yahoo Finance

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Citizens Community Bancorp Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Citizens Community Bancorp Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AX Unlock Forecast - 30 Days FREE Trial $5243M 12,1x 2,0x
BCBP Unlock Forecast - 30 Days FREE Trial $150M 29,0x 0,5x
BFIN Unlock Forecast - 30 Days FREE Trial $195M 12,4x 1,1x
BKU Unlock Forecast - 30 Days FREE Trial $2902M 11,3x 1,0x
BRKL Unlock Forecast - 30 Days FREE Trial $2404M 30,5x 1,9x
BVFL Unlock Forecast - 30 Days FREE Trial $172M 16,1x 0,9x
BYFC Unlock Forecast - 30 Days FREE Trial $66M 34,2x 0,2x
CARV Unlock Forecast - 30 Days FREE Trial $15M -2,3x 0,5x
CFFN Unlock Forecast - 30 Days FREE Trial $862M 14,1x 0,8x
CFSB Unlock Forecast - 30 Days FREE Trial $91M 230,8x 1,2x
CLBK Unlock Forecast - 30 Days FREE Trial $1610M 261,1x 1,4x
CLST Unlock Forecast - 30 Days FREE Trial $54M 24,9x 0,7x
CPBI Unlock Forecast - 30 Days FREE Trial $64M x 0,8x
CZWI Unlock Forecast - 30 Days FREE Trial $165M 13,2x 0,9x
EBC Unlock Forecast - 30 Days FREE Trial $3684M 8,3x 1,0x
FCAP Unlock Forecast - 30 Days FREE Trial $145216M 11026,3x 1178,7x
FDSB Unlock Forecast - 30 Days FREE Trial $78M 30,2x 0,6x
FFBW Unlock Forecast - 30 Days FREE Trial $80M 37,7x 1,0x
FGBI Unlock Forecast - 30 Days FREE Trial $107M 25,6x 0,4x
FGBIP Unlock Forecast - 30 Days FREE Trial $239M 60,2x 0,9x
FMAO Unlock Forecast - 30 Days FREE Trial $359M 12,1x 1,0x
FNRN Unlock Forecast - 30 Days FREE Trial $191M 9,3x 1,0x
FNWD Unlock Forecast - 30 Days FREE Trial $141M 26,6x 0,9x
FSEA Unlock Forecast - 30 Days FREE Trial $55M -9,9x 0,9x
FSFG Unlock Forecast - 30 Days FREE Trial $181M 17,5x 1,0x
HFBL Unlock Forecast - 30 Days FREE Trial $42M 10,4x 0,8x
HTB Unlock Forecast - 30 Days FREE Trial $684M x 1,2x
HTBI Unlock Forecast - 30 Days FREE Trial $653M 11,3x 1,2x
IROQ Unlock Forecast - 30 Days FREE Trial $85M 25,9x 1,1x
KFFB Unlock Forecast - 30 Days FREE Trial $0M -20,2x 0,0x
KRNY Unlock Forecast - 30 Days FREE Trial $426M 16,3x 0,6x
LSBK Unlock Forecast - 30 Days FREE Trial $91M 16,6x 1,0x
MFBI Unlock Forecast - 30 Days FREE Trial $6M x 0,5x
MGNO Unlock Forecast - 30 Days FREE Trial $9M x 0,5x
MGYR Unlock Forecast - 30 Days FREE Trial $109M 12,7x 1,0x
MSVB Unlock Forecast - 30 Days FREE Trial $48M 29,2x 1,4x
NFBK Unlock Forecast - 30 Days FREE Trial $498M 14,2x 0,7x
NRIM Unlock Forecast - 30 Days FREE Trial $510M 11,4x 1,8x
NSTS Unlock Forecast - 30 Days FREE Trial $63M 184,3x 0,8x
PDLB Unlock Forecast - 30 Days FREE Trial $358M 20,5x 0,7x
PFS Unlock Forecast - 30 Days FREE Trial $2597M 11,2x 1,0x
PROV Unlock Forecast - 30 Days FREE Trial $105M 16,8x 0,8x
RVSB Unlock Forecast - 30 Days FREE Trial $106M 20,5x 0,7x
SBT Unlock Forecast - 30 Days FREE Trial $253M 47,4x 0,8x
SFBC Unlock Forecast - 30 Days FREE Trial $122M 19,4x 1,2x
TBNK Unlock Forecast - 30 Days FREE Trial $74M -141,4x 0,3x
TCBC Unlock Forecast - 30 Days FREE Trial $88M 2329,5x 1,1x
TFSL Unlock Forecast - 30 Days FREE Trial $3842M 46,2x 2,0x
WNEB Unlock Forecast - 30 Days FREE Trial $255M 21,1x 1,1x
WSBF Unlock Forecast - 30 Days FREE Trial $277M 13,4x 0,8x

Frequently Asked Questions - Citizens Community Bancorp Inc. Stock Forecast

How accurate are Citizens Community Bancorp Inc. stock predictions?

Our AI model demonstrates 69% historical accuracy for CZWI predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Citizens Community Bancorp Inc. stock price forecasts?

Our analysis considers Citizens Community Bancorp Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Citizens Community Bancorp Inc. a good investment in 2025?

Based on our AI analysis, Citizens Community Bancorp Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Citizens Community Bancorp Inc. forecasts updated?

Citizens Community Bancorp Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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