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Texas Community Bancshares, Inc. (TCBS) Stock Forecast 2025 - AI Price Prediction & Analysis

Texas Community Bancshares, Inc. (TCBS) AI Stock Price Forecast & Investment Analysis

Texas Community Bancshares, Inc. Stock Price Chart and Technical Analysis

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Texas Community Bancshares, Inc. (TCBS) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

Texas Community Bancshares, Inc. (Stock Symbol: TCBS) is a leading company in the Finance sector , specifically operating within the Savings Institutions, Not Federally Chartered industry. The organization employs approximately 64 professionals worldwide . The company has established itself as an emerging investment opportunity with substantial growth potential.

Financial Performance & Key Metrics Analysis

Annual Revenue: $14 million generating a 6,4% net profit margin .

Market Capitalization: $49 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 1,5% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Texas Community Bancshares, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

Texas Community Bancshares, Inc. strategically competes in the highly dynamic Savings Institutions, Not Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities . The company demonstrates robust operational efficiency through strong free cash flow generation of $1 million annually , complemented by impressive -8,9% year-over-year cash flow growth

Texas Community Bancshares, Inc. (TCBS) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Texas Community Bancshares, Inc. stock analysis.

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Deep dive into Texas Community Bancshares, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Texas Community Bancshares, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Texas Community Bancshares, Inc.: With a P/E ratio of 20,77, the market moderately values the company's earnings.

P/E Ratio 20,77x
P/B Ratio 0,92x
Market Cap $49M
Dividend Yield 0,25%
EPS $0,80
Book Value/Share $17,63
Revenue/Share $4,94
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Texas Community Bancshares, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Texas Community Bancshares, Inc.: An ROE of 1,5% indicates room for improvement in shareholder value creation.

ROE 1,5%
ROA 0,2%
Net Margin 6,4%
EBT Margin 7,6%
Tax Rate 16,4%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Texas Community Bancshares, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Texas Community Bancshares, Inc.:

Financial Leverage 6,35x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Texas Community Bancshares, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Texas Community Bancshares, Inc.: Free cash flow of $1M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $2M
Free Cash Flow $1M
OCF Growth YoY -8,9%
FCF Growth YoY -45,4%
FCF/Sales 12,0%
CapEx/Sales 2,6%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Texas Community Bancshares, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Texas Community Bancshares, Inc.: An asset turnover of 0,03x suggests room for improvement in asset utilization.

Asset Turnover 0,03x
Fixed Assets Turnover 1,7x
Understanding Financial Statement Data

What these metrics mean: Key figures from Texas Community Bancshares, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Texas Community Bancshares, Inc.: With annual revenue of $14M, Texas Community Bancshares, Inc. represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $14M
SG&A Expense $66M
Balance Sheet Highlights ($ Millions)
Cash & Short-term Investments $20M
Total Liabilities $84M
Accounts Receivable $0M
Dividend & Shareholder Information
Dividends Per Share $0,04
Payout Ratio 0,1%
Shares Outstanding 3M
Growth Metrics (YoY)
EPS Growth -4,4%

Latest Texas Community Bancshares, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Texas Community Bancshares, Inc. (TCBS) stock price and investment outlook.

, source: Barron's

Texas Community Bancshares, Inc. operates as a bank holding company. It operates through the Mineola Community Bank. The company was founded in March 2021 and is headquartered in Mineola, TX.

Texas Community Bancshares, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Texas Community Bancshares, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFBI Unlock Forecast $129M 18,3x 1,0x
BCOW Unlock Forecast $61M -8,5x 0,8x
BHLB Unlock Forecast $1225M 39,5x 1,0x
BLFY Unlock Forecast $201M -25,1x 0,6x
BSBK Unlock Forecast $121M -65,5x 0,9x
CULL Unlock Forecast $80M 21,9x 0,8x
ECBK Unlock Forecast $152M 28,6x 0,9x
ESSA Unlock Forecast $208M 11,3x 0,9x
EWSB Unlock Forecast $7M x 0,4x
FBLA Unlock Forecast $238M x 0,7x
FBSI Unlock Forecast $41M x 2,5x
FLG Unlock Forecast $4689M -2,8x 0,6x
FMFG Unlock Forecast $52M 11,9x 0,9x
FNWB Unlock Forecast $76M -202,4x 0,7x
FSBW Unlock Forecast $331M 9,9x 1,1x
GCBC Unlock Forecast $408M 14,3x 1,8x
GOVB Unlock Forecast $16M 25,5x 0,5x
HBCP Unlock Forecast $445M 10,7x 1,1x
HFWA Unlock Forecast $843M 17,1x 1,0x
MBBC Unlock Forecast $22M 47,9x 0,7x
MSBB Unlock Forecast $16M x 0,7x
NBBK Unlock Forecast $770M 15,0x 1,0x
NECB Unlock Forecast $316M 7,1x 0,9x
PBBK Unlock Forecast $51M 23,2x 1,0x
PBFS Unlock Forecast $335M 16,1x 1,1x
PFSB Unlock Forecast $19M 18,1x 0,5x
PVBC Unlock Forecast $229M 21,6x 1,0x
QNTO Unlock Forecast $27M 13,3x 0,5x
RBKB Unlock Forecast $148M 85,1x 1,2x
SMBC Unlock Forecast $651M 15,1x 1,4x
SRBK Unlock Forecast $138M -3,3x 0,7x
TCBS Unlock Forecast $49M 20,8x 0,9x
TCBX Unlock Forecast $694M 12,2x 1,4x
TSBK Unlock Forecast $253M 10,6x 1,0x
VWFB Unlock Forecast $22M x 0,6x
WMPN Unlock Forecast $121M 183,5x 0,9x

Frequently Asked Questions - Texas Community Bancshares, Inc. Stock Forecast

How accurate are Texas Community Bancshares, Inc. stock predictions?

Our AI model demonstrates 22% historical accuracy for TCBS predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Texas Community Bancshares, Inc. stock price forecasts?

Our analysis considers Texas Community Bancshares, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Texas Community Bancshares, Inc. a good investment in 2025?

Based on our AI analysis, Texas Community Bancshares, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Texas Community Bancshares, Inc. forecasts updated?

Texas Community Bancshares, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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