์ฃผ์š” ์ฝ˜ํ…์ธ ๋กœ ๊ฑด๋„ˆ๋›ฐ๊ธฐ

DONEGAL GROUP INC (DGICA) ์ฃผ์‹ ์˜ˆ์ธก 2025 - AI ๊ฐ€๊ฒฉ ์˜ˆ์ธก ๋ฐ ๋ถ„์„


DONEGAL GROUP INC (DGICA) AI ์ฃผ๊ฐ€ ์˜ˆ์ธก ๋ฐ ํˆฌ์ž ๋ถ„์„

DONEGAL GROUP INC ์ฃผ๊ฐ€ ์ฐจํŠธ ๋ฐ ๊ธฐ์ˆ ์  ๋ถ„์„

DONEGAL GROUP INC ๋Œ€ํ™”ํ˜• ๊ฐ€๊ฒฉ ์ฐจํŠธ ๋ฐ ๊ธฐ์ˆ  ๋ถ„์„ ๋กœ๋“œ ์ค‘...

DONEGAL GROUP INC (DGICA) - ์ข…ํ•ฉ์ ์ธ ์ฃผ์‹ ๋ถ„์„ ๋ฐ ํˆฌ์ž ๋ฆฌ์„œ์น˜

ํšŒ์‚ฌ ๊ฐœ์š” ๋ฐ ๋น„์ฆˆ๋‹ˆ์Šค ํ”„๋กœํ•„

DONEGAL GROUP INC (์ฃผ์‹ ๊ธฐํ˜ธ: DGICA) ๋Š” Finance ๋ถ€๋ฌธ์˜ ์„ ๋„ ๊ธฐ์—…์ž…๋‹ˆ๋‹ค. ํŠนํžˆ Fire, Marine & Casualty Insurance ์‚ฐ์—… ๋‚ด์—์„œ ์šด์˜๋ฉ๋‹ˆ๋‹ค.. ์ „ ์„ธ๊ณ„ ์•ฝ 665๋ช…์˜ ์ „๋ฌธ๊ฐ€๋ฅผ ๊ณ ์šฉํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. . ํšŒ์‚ฌ ๋กœ ์ž๋ฆฌ๋งค๊น€ํ–ˆ์Šต๋‹ˆ๋‹ค. ์ƒ๋‹นํ•œ ์„ฑ์žฅ ์ž ์žฌ๋ ฅ์„ ๊ฐ€์ง„ ์ƒˆ๋กœ์šด ํˆฌ์ž ๊ธฐํšŒ.

์žฌ๋ฌด ์„ฑ๊ณผ ๋ฐ ์ฃผ์š” ์ง€ํ‘œ ๋ถ„์„

์—ฐ๊ฐ„ ์ˆ˜์ต: $979 ๋ฐฑ๋งŒ 2.5% ์ˆœ์ด์ต๋ฅ  ์ƒ์„ฑ .

์ž๊ธฐ์ž๋ณธ ์ˆ˜์ต๋ฅ (ROE): 5.3% - ํ‰๊ท  ์ดํ•˜ ์ฃผ์ฃผ ํ™˜์› ํšจ์œจ์„ฑ์„ ๋‚˜ํƒ€๋‚ด๋Š” ์šด์˜ ๊ฐœ์„ ์ด ํ•„์š”ํ•œ ์˜์—ญ.

๊ณ ๊ธ‰ AI ์ฃผ์‹ ์˜ˆ์ธก ๋ฐ ๋ชฉํ‘œ๊ฐ€ ๋ถ„์„

๐Ÿš€ ํ”„๋ฆฌ๋ฏธ์—„ AI ์˜ˆ์ธก ๊ธฐ๋Šฅ ์ž ๊ธˆ ํ•ด์ œ ๋ฅผ ํด๋ฆญํ•˜๋ฉด 7์ผ, 30์ผ, 90์ผ ๊ฐ€๊ฒฉ ๋ชฉํ‘œ์™€ ์‹ ๋ขฐ ๊ตฌ๊ฐ„ ๋ฐ ์œ„ํ—˜ ํ‰๊ฐ€๋ฅผ ํฌํ•จํ•œ DONEGAL GROUP INC ์ฃผ์‹์— ๋Œ€ํ•œ ๊ณ ๊ธ‰ ๋จธ์‹  ๋Ÿฌ๋‹ ์˜ˆ์ธก์— ์•ก์„ธ์Šคํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

์‹œ์žฅ ์ง€์œ„ ๋ฐ ๊ฒฝ์Ÿ ์šฐ์œ„ ๋ถ„์„

DONEGAL GROUP INC๋Š” ๋งค์šฐ ์—ญ๋™์ ์ธ ํ™˜๊ฒฝ์—์„œ ์ „๋žต์ ์œผ๋กœ ๊ฒฝ์Ÿํ•ฉ๋‹ˆ๋‹ค. Fire, Marine & Casualty Insurance ๋งˆ์ผ“ํ”Œ๋ ˆ์ด์Šค, ์ƒ๋‹นํ•œ ์„ฑ์žฅ ์ž ์žฌ๋ ฅ๊ณผ ์‹œ์žฅ ํŒŒ๊ดด์  ์—ญ๋Ÿ‰์„ ๊ฐ–์ถ˜ ์‹ ํฅ ์†Œํ˜•์ฃผ ํˆฌ์ž๋ฅผ ๋Œ€ํ‘œํ•ฉ๋‹ˆ๋‹ค. . ์—ฐ๊ฐ„ 68๋ฐฑ๋งŒ ๋‹ฌ๋Ÿฌ์˜ ๊ฐ•๋ ฅํ•œ ์ž‰์—ฌํ˜„๊ธˆํ๋ฆ„ ์ฐฝ์ถœ์„ ํ†ตํ•ด ๊ฐ•๋ ฅํ•œ ์šด์˜ ํšจ์œจ์„ฑ์„ ์ž…์ฆํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. ์ „๋…„ ๋Œ€๋น„ 32.4%์˜ ์ธ์ƒ์ ์ธ ํ˜„๊ธˆ ํ๋ฆ„ ์„ฑ์žฅ์œผ๋กœ ๋ณด์™„๋˜์—ˆ์Šต๋‹ˆ๋‹ค.

DONEGAL GROUP INC (DGICA) ๊ธฐ๋ณธ ๋ถ„์„ ๋ฐ ๋‚ด๋ถ€์ž ๊ฑฐ๋ž˜ ๋ฐ์ดํ„ฐ (๋ถ„๊ธฐ๋ณ„ ์žฌ๋ฌด ๋ณด๊ณ ์„œ)

๋‹ค์Œ์— ๋Œ€ํ•œ ์ข…ํ•ฉ์ ์ธ ๋ถ„๊ธฐ๋ณ„ ์žฌ๋ฌด ๋ฐ์ดํ„ฐ, ์ˆ˜์ต ๋™ํ–ฅ, ๋‚ด๋ถ€์ž ๊ฑฐ๋ž˜ ๋ฐ ๊ธฐ๊ด€ ๋ณด์œ  ํ˜„ํ™ฉ์„ ํ™•์ธํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. DONEGAL GROUP INC ์ฃผ์‹ ๋ถ„์„.

์ข…ํ•ฉ ํŽ€๋”๋ฉ˜ํ„ธ ๋ถ„์„ ๋ฐ ๋‚ด๋ถ€์ž ๊ฑฐ๋ž˜ ๋ฐ์ดํ„ฐ DONEGAL GROUP INC ๋กœ๋“œ ์ค‘...

DONEGAL GROUP INC์˜ ์žฌ๋ฌด ์ƒํƒœ, ๊ฐ€์น˜ ํ‰๊ฐ€ ์ง€ํ‘œ, ์šด์˜ ํšจ์œจ์„ฑ์„ ์ž์„ธํžˆ ์‚ดํŽด๋ณด๊ณ  ์ •๋ณด์— ์ž…๊ฐํ•œ ํˆฌ์ž ๊ฒฐ์ •์„ ๋‚ด๋ฆฌ์„ธ์š”.

๊ฐ€์น˜ ํ‰๊ฐ€ ์ง€ํ‘œ ์ดํ•ด

์ด๋Ÿฌํ•œ ๋ฉ”ํŠธ๋ฆญ์˜ ์˜๋ฏธ: ๊ฐ€์น˜ ํ‰๊ฐ€ ์ง€ํ‘œ๋Š” DONEGAL GROUP INC ์ฃผ์‹์ด ์ˆ˜์ต, ์ž์‚ฐ ๋ฐ ์‹œ์žฅ ํฌ์ง€์…˜์— ๋น„ํ•ด ๊ณต์ •ํ•œ ๊ฐ€๊ฒฉ์ธ์ง€ ํŒ๋‹จํ•˜๋Š” ๋ฐ ๋„์›€์ด ๋ฉ๋‹ˆ๋‹ค.

์ฝ๋Š” ๋ฐฉ๋ฒ•: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

DONEGAL GROUP INC์˜ ๊ฒฝ์šฐ: P/E ๋น„์œจ์ด 18.04์ธ ๊ฒฝ์šฐ, ์‹œ์žฅ ํšŒ์‚ฌ์˜ ์ˆ˜์ต์„ ์ ๋‹นํžˆ ํ‰๊ฐ€ํ•ฉ๋‹ˆ๋‹ค..

P/E Ratio 18.04x
Dividend Yield 3.94%
EPS $0.90
์žฅ๋ถ€๊ฐ€/์ฃผ์‹ $16.68
์ˆ˜์ต/๊ณต์œ  $26.65
FCF/๊ณต์œ  $3.30
์ˆ˜์ต์„ฑ ์ง€ํ‘œ ์ดํ•ด

์ด๋Ÿฌํ•œ ๋ฉ”ํŠธ๋ฆญ์˜ ์˜๋ฏธ: ์ด ๋น„์œจ์€ DONEGAL GROUP INC๊ฐ€ ์–ผ๋งˆ๋‚˜ ํšจ์œจ์ ์œผ๋กœ ์ˆ˜์ต์„ ์ˆ˜์ต์œผ๋กœ ์ „ํ™˜ํ•˜๊ณ  ์ฃผ์ฃผ์—๊ฒŒ ์ˆ˜์ต์„ ์ฐฝ์ถœํ•˜๋Š”์ง€๋ฅผ ์ธก์ •ํ•ฉ๋‹ˆ๋‹ค.

์ฝ๋Š” ๋ฐฉ๋ฒ•: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

DONEGAL GROUP INC์˜ ๊ฒฝ์šฐ: ROE 5.3% ์—์„œ ๊ฐœ์„ ์˜ ์—ฌ์ง€๊ฐ€ ์žˆ์Œ์„ ๋‚˜ํƒ€๋ƒ…๋‹ˆ๋‹ค. ์ฃผ์ฃผ ๊ฐ€์น˜ ์ฐฝ์ถœ.

ROE 5.3%
ROA 1.3%
Net Margin 2.5%
EBT Margin 4.1%
Tax Rate 17.6%
์žฌ๋ฌด ์ƒํƒœ ์ง€ํ‘œ ์ดํ•ด

์ด๋Ÿฌํ•œ ๋ฉ”ํŠธ๋ฆญ์˜ ์˜๋ฏธ: ์ด ๋น„์œจ์€ DONEGAL GROUP INC๊ฐ€ ๋‹จ๊ธฐ ์˜๋ฌด๋ฅผ ์ดํ–‰ํ•˜๊ณ  ๋ถ€์ฑ„ ์ˆ˜์ค€์„ ํšจ๊ณผ์ ์œผ๋กœ ๊ด€๋ฆฌํ•  ์ˆ˜ ์žˆ๋Š” ๋Šฅ๋ ฅ์„ ํ‰๊ฐ€ํ•ฉ๋‹ˆ๋‹ค.

์ฝ๋Š” ๋ฐฉ๋ฒ•: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

DONEGAL GROUP INC์˜ ๊ฒฝ์šฐ:

D/E Ratio 0.01x
Financial Leverage 4.27x
Interest Coverage 46.9x
ํ˜„๊ธˆ ํ๋ฆ„ ์ง€ํ‘œ ์ดํ•ด

์ด๋Ÿฌํ•œ ๋ฉ”ํŠธ๋ฆญ์˜ ์˜๋ฏธ: ํ˜„๊ธˆ ํ๋ฆ„ ๋ฉ”ํŠธ๋ฆญ์€ DONEGAL GROUP INC์˜ ์šด์˜ ํ˜„๊ธˆ ์ฐฝ์ถœ ๋Šฅ๋ ฅ๊ณผ ์„ฑ์žฅ ์ด๋‹ˆ์…”ํ‹ฐ๋ธŒ์— ๋Œ€ํ•œ ์ž๊ธˆ ์กฐ๋‹ฌ ๋Šฅ๋ ฅ์„ ๋ณด์—ฌ์ค๋‹ˆ๋‹ค.

์ฝ๋Š” ๋ฐฉ๋ฒ•: ๊ธ์ •์ ์ธ ์˜์—… ํ˜„๊ธˆ ํ๋ฆ„์€ ๋งค์šฐ ์ค‘์š”ํ•ฉ๋‹ˆ๋‹ค. ์ž‰์—ฌ ํ˜„๊ธˆ ํ๋ฆ„์€ ๋ฐฐ๋‹น, ํ™˜๋งค ๋˜๋Š” ํˆฌ์ž์— ์‚ฌ์šฉํ•  ์ˆ˜ ์žˆ๋Š” ์ž๊ธˆ์„ ๋ณด์—ฌ์ค๋‹ˆ๋‹ค.

DONEGAL GROUP INC์˜ ๊ฒฝ์šฐ: ์ž‰์—ฌํ˜„๊ธˆํ๋ฆ„ $68M ์ฃผ์ฃผ ์ˆ˜์ต๋ฅ  ๋ฐ ์„ฑ์žฅ ํˆฌ์ž๋ฅผ ์œ„ํ•œ ์œ ์—ฐ์„ฑ ์ œ๊ณต.

Operating Cash Flow $68M
Free Cash Flow $68M
OCF Growth YoY 32.4%
FCF Growth YoY 32.6%
FCF/Sales 8.2%
CapEx/Sales 0.0%
์šด์˜ ํšจ์œจ์„ฑ ์ง€ํ‘œ์— ๋Œ€ํ•œ ์ดํ•ด

์ด๋Ÿฌํ•œ ๋ฉ”ํŠธ๋ฆญ์˜ ์˜๋ฏธ: ์ด ๋น„์œจ์€ DONEGAL GROUP INC๊ฐ€ ์ž์‚ฐ์„ ์–ผ๋งˆ๋‚˜ ํšจ๊ณผ์ ์œผ๋กœ ์‚ฌ์šฉํ•˜๊ณ  ์šด์ „ ์ž๋ณธ์„ ๊ด€๋ฆฌํ•˜๋Š”์ง€๋ฅผ ์ธก์ •ํ•ฉ๋‹ˆ๋‹ค.

์ฝ๋Š” ๋ฐฉ๋ฒ•: ํšŒ์ „์œจ์ด ๋†’์„์ˆ˜๋ก ์ž์‚ฐ ํ™œ์šฉ์ด ํšจ์œจ์ ์ด๋ผ๋Š” ๋œป์ž…๋‹ˆ๋‹ค. ํšŒ์ˆ˜ ๊ธฐ๊ฐ„์ด ์งง์„์ˆ˜๋ก ํšจ๊ณผ์ ์ธ ์‹ ์šฉ ๊ด€๋ฆฌ๊ฐ€ ์ด๋ฃจ์–ด์ง€๊ณ  ์žˆ์Œ์„ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค.

DONEGAL GROUP INC์˜ ๊ฒฝ์šฐ: ์ž์‚ฐ ํšŒ์ „์œจ 0.37x ์—์„œ ๊ฐœ์„ ์˜ ์—ฌ์ง€๊ฐ€ ์žˆ์Œ์„ ์‹œ์‚ฌํ•ฉ๋‹ˆ๋‹ค. ์ž์‚ฐ ํ™œ์šฉ๋„.

Asset Turnover 0.37x
Fixed Assets Turnover 252.8x
์žฌ๋ฌด ์ œํ‘œ ๋ฐ์ดํ„ฐ ์ดํ•ด

์ด๋Ÿฌํ•œ ๋ฉ”ํŠธ๋ฆญ์˜ ์˜๋ฏธ: ์ ˆ๋Œ€ ์žฌ๋ฌด ์„ฑ๊ณผ๋ฅผ ๋ณด์—ฌ์ฃผ๋Š” DONEGAL GROUP INC์˜ ์†์ต ๊ณ„์‚ฐ์„œ ๋ฐ ๋Œ€์ฐจ ๋Œ€์กฐํ‘œ์˜ ์ฃผ์š” ์ˆ˜์น˜์ž…๋‹ˆ๋‹ค.

์ฝ๋Š” ๋ฐฉ๋ฒ•: ์ˆ˜์ต์€ ์‚ฌ์—… ๊ทœ๋ชจ๋ฅผ ๋‚˜ํƒ€๋‚ด๊ณ  ๋งˆ์ง„์€ ์ˆ˜์ต์„ฑ์„ ๋‚˜ํƒ€๋ƒ…๋‹ˆ๋‹ค. ๋Œ€์ฐจ ๋Œ€์กฐํ‘œ ํ•ญ๋ชฉ์€ ์žฌ๋ฌด ๊ตฌ์กฐ๋ฅผ ๋‚˜ํƒ€๋ƒ…๋‹ˆ๋‹ค.

DONEGAL GROUP INC์˜ ๊ฒฝ์šฐ: ์—ฐ๊ฐ„ ์ˆ˜์ต์ด $979M, DONEGAL GROUP INC์ธ ๊ฒฝ์šฐ ๊ฒฌ๊ณ ํ•œ ๋น„์ฆˆ๋‹ˆ์Šค ๊ทœ๋ชจ๋ฅผ ๋ณด์—ฌ์ค๋‹ˆ๋‹ค..

์†์ต ๊ณ„์‚ฐ์„œ ($ ์ˆ˜๋ฐฑ๋งŒ)
์ด ์ˆ˜์ต $979M
์ˆœ์ด์ต $24M
๋Œ€์ฐจ ๋Œ€์กฐํ‘œ ์ฃผ์š” ๋‚ด์šฉ ($ ์ˆ˜๋ฐฑ๋งŒ)
Cash & Short-term Investments $26M
Total Liabilities $77M
Short-term Debt $2M
Accounts Receivable $28M
๋ฐฐ๋‹น๊ธˆ ๋ฐ ์ฃผ์ฃผ ์ •๋ณด
Dividends Per Share $0.64
Payout Ratio 70.9%
Shares Outstanding 31M

์ตœ์‹  DONEGAL GROUP INC ์ฃผ์‹ ๋‰ด์Šค ๋ฐ ์‹œ์žฅ ๋ถ„์„

DONEGAL GROUP INC (DGICA) ์ฃผ๊ฐ€ ๋ฐ ํˆฌ์ž ์ „๋ง์— ์˜ํ–ฅ์„ ๋ฏธ์น˜๋Š” ์†๋ณด, ์• ๋„๋ฆฌ์ŠคํŠธ ๋ณด๊ณ ์„œ ๋ฐ ์‹œ์žฅ ์—…๋ฐ์ดํŠธ.

, ์ถœ์ฒ˜: Seeking Alpha

Donegal Group Inc. is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty lines of insurance in 23 Mid-Atlantic, Midwestern, New England, Southern ...

DONEGAL GROUP INC ๊ฒฝ์Ÿ์‚ฌ ๋ฐ ๋™์ข…์—…๊ณ„ ๋ถ„์„ - Finance ์„นํ„ฐ

AI ๊ธฐ๋ฐ˜ ์˜ˆ์ธก๊ณผ ์ฃผ์š” ์žฌ๋ฌด ์ง€ํ‘œ๋ฅผ ํ†ตํ•ด Finance ๋ถ€๋ฌธ์˜ ์—…๊ณ„ ๋™๋ฃŒ ๋ฐ ๊ฒฝ์Ÿ์‚ฌ์™€ DONEGAL GROUP INC์„ ๋น„๊ต ๋ถ„์„ํ•ฉ๋‹ˆ๋‹ค.

ํšŒ์‚ฌ ํ‹ฐ์ปค ๊ธฐํ˜ธ 90์ผ AI ์˜ˆ๋ณด ์‹œ๊ฐ€์ด์•ก(USD M) P/E ๋น„์œจ P/B ๋น„์œจ
ACGL ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $35773M 6.8x 1.7x
ACGLN ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $6365M 1.4x 0.3x
ACGLO ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $7694M 1.6x 0.4x
ACIC ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $522M 9.3x 2.0x
AFG ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $11456M 15.0x 2.5x
AFGB ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1870M 2.5x 0.4x
AFGC ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1617M 2.1x 0.4x
AFGD ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1795M 2.4x 0.4x
AFGE ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1462M 1.9x 0.3x
AIG ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $47733M 14.9x 1.2x
AII ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $303M x 1.0x
ALL ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $54545M 9.4x 2.3x
ALL-PB ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $6934M 1.2x 0.3x
ALL-PH ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $5861M 1.0x 0.2x
ALL-PI ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $5421M 0.9x 0.2x
ALL-PJ ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $7307M 1.3x 0.3x
AMSF ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $881M 17.5x 3.3x
ASIC ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1087M x 1.9x
AXS ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $7980M 9.0x 1.3x
AXS-PE ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1697M 1.9x 0.3x
BOW ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1062M 21.5x 2.6x
CB ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $120060M 13.1x 1.7x
CINF ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $24136M 13.3x 1.7x
CNA ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $13342M 15.2x 1.3x
CNFR ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $10M 0.3x 0.3x
CNFRZ ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $257M 8.3x 9.1x
DGICA ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $0M 18.0x 0.0x
DGICB ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $0M 18.3x 0.0x
EG ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $25694M 31.9x 1.7x
EIG ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1124M 11.4x 1.0x
ESGR ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $5038M 6.1x 0.8x
ESGRO ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $286M 0.4x 0.1x
ESGRP ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $305M 0.4x 0.1x
FIHL ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1903M x 0.8x
GBLI ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $420M 14.9x 0.6x
GLRE ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $444M 11.8x 0.7x
HCI ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $2299M 16.0x 3.0x
HCIIP ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $136M 0.9x 0.2x
HG ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $2565M 4.4x 1.0x
HIG ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $37298M 11.8x 2.2x
HIPO ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $665M -4.4x 2.1x
HMN ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1917M 13.7x 1.4x
HRTG ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $706M 6.6x 1.8x
ICCH ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $71M 21.6x 1.0x
JRVR ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $331M -1.6x 0.7x
KFS ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $833M -29.1x 47.8x
KG ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $209M x 1.4x
KINS ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $190M 6.9x 2.0x
KMPB ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1526M 4.4x 0.5x
KMPR ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $3498M 10.2x 1.2x
KNSL ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $10609M 23.8x 6.2x
L ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $21314M 15.8x 1.2x
LMND ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $3822M -13.8x 7.3x
MCY ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $4273M 11.0x 2.2x
MHLA ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1476M -44.3x 39.3x
MHLD ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $115M -3.8x 3.1x
MHNC ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1707M -44.4x 45.4x
MKL ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $24239M 10.4x 1.4x
NODK ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $272M -48.6x 1.2x
OXBR ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $19M -10.3x 3.6x
OXBRW ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $2M x 0.6x
PGR ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $144492M 13.9x 4.4x
PLMR ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $3400M 22.0x 4.0x
PRA ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1225M 25.1x 1.0x
RLI ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $6228M 19.3x 3.6x
RNR ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $19345M 9.7x 1.8x
RNR-PF ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1774M 0.9x 0.2x
RNR-PG ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1296M 0.7x 0.1x
ROOT ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $2199M 25.8x 9.0x
SAFT ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1061M 12.5x 1.2x
SIGI ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $4809M 12.5x 1.4x
SIGIP ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1063M 2.8x 0.3x
SKWD ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $2075M 15.7x 2.3x
SLDE ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1693M x 2.0x
SPNT ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $2228M 19.2x 1.1x
SPNT-PB ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $2997M 25.8x 1.4x
THG ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $6441M 11.6x 2.0x
TIPT ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $1290M 23.0x 2.6x
TRV ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $62789M 12.0x 2.1x
UFCS ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $802M 8.7x 1.0x
UVE ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $707M 10.7x 1.5x
WRB ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $28831M 16.4x 3.1x
WRB-PE ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $9397M 5.3x 1.0x
WTM ์˜ˆ์ธก ์ž ๊ธˆ ํ•ด์ œ $5438M 26.5x 1.2x

์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ - DONEGAL GROUP INC ์žฌ๊ณ  ์˜ˆ์ธก

DONEGAL GROUP INC ์ฃผ์‹ ์˜ˆ์ธก์€ ์–ผ๋งˆ๋‚˜ ์ •ํ™•ํ•ฉ๋‹ˆ๊นŒ?

Our AI model demonstrates 4% historical accuracy for DGICA predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

๋ณ€์ˆ˜_0__ ์ฃผ๊ฐ€ ์˜ˆ์ธก์— ์˜ํ–ฅ์„ ๋ฏธ์น˜๋Š” ์š”์ธ์€ ๋ฌด์—‡์ธ๊ฐ€์š”?

๋ถ„์„์—๋Š” DONEGAL GROUP INC์˜ ์žฌ๋ฌด ์ง€ํ‘œ, Finance ์„นํ„ฐ ๋™ํ–ฅ, ์‹œ์žฅ ์‹ฌ๋ฆฌ, ๊ธฐ์ˆ  ์ง€ํ‘œ, ์ˆ˜์ต ๋ฐ์ดํ„ฐ ๋ฐ ์ฃผ์‹ ์„ฑ๊ณผ์— ์˜ํ–ฅ์„ ๋ฏธ์น˜๋Š” ๊ฑฐ์‹œ ๊ฒฝ์ œ ์š”์ธ์ด ๊ณ ๋ ค๋ฉ๋‹ˆ๋‹ค.

2025๋…„์— DONEGAL GROUP INC์ด ์ข‹์€ ํˆฌ์ž์ธ๊ฐ€์š”?

AI ๋ถ„์„์— ๋”ฐ๋ฅด๋ฉด DONEGAL GROUP INC๋Š” ๋‹ค์Œ์„ ๋ณด์—ฌ์ค๋‹ˆ๋‹ค. ๋‹ค์–‘ํ•œ ์‹œ์žฅ ์‹œ๋‚˜๋ฆฌ์˜ค์— ๋Œ€ํ•œ ์ž ์žฌ๋ ฅ. ํˆฌ์ž ๊ฒฐ์ •์„ ๋‚ด๋ฆฌ๊ธฐ ์ „์— ์ž์‹ ์˜ ์œ„ํ—˜ ๊ฐ๋‚ด ๋Šฅ๋ ฅ, ํˆฌ์ž ์ผ์ •, ํฌํŠธํด๋ฆฌ์˜ค ๋‹ค๊ฐํ™”๋ฅผ ๊ณ ๋ คํ•˜์„ธ์š”.

DONEGAL GROUP INC ์˜ˆ์ธก์€ ์–ผ๋งˆ๋‚˜ ์ž์ฃผ ์—…๋ฐ์ดํŠธ๋˜๋‚˜์š”?

DONEGAL GROUP INC ์ฃผ์‹ ์˜ˆ์ธก์€ ์‹ค์‹œ๊ฐ„ ์‹œ์žฅ ๋ฐ์ดํ„ฐ๋ฅผ ์‚ฌ์šฉํ•˜์—ฌ ๋งค์ผ ์—…๋ฐ์ดํŠธ๋˜๋ฏ€๋กœ ์ตœ์‹  AI ๊ธฐ๋ฐ˜ ์˜ˆ์ธก๊ณผ ํˆฌ์ž ์ธ์‚ฌ์ดํŠธ๋ฅผ ๋ฐ›์•„๋ณผ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

๊ณ ๊ธ‰ DONEGAL GROUP INC ๋ถ„์„์„ ์›ํ•˜์‹œ๋‚˜์š”?

์ž์„ธํ•œ ๊ฐ€๊ฒฉ ๋ชฉํ‘œ, ์œ„ํ—˜ ํ‰๊ฐ€, ํฌํŠธํด๋ฆฌ์˜ค ์ตœ์ ํ™”, DONEGAL GROUP INC ์ฃผ์‹์— ๋Œ€ํ•œ ์‹ค์‹œ๊ฐ„ ์•Œ๋ฆผ ๋“ฑ ํ”„๋ฆฌ๋ฏธ์—„ ๊ธฐ๋Šฅ์„ ์ž ๊ธˆ ํ•ด์ œํ•˜์„ธ์š”.

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