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Affinity Bancshares, Inc. (AFBI) Stock Forecast 2025 - AI Price Prediction & Analysis


Affinity Bancshares, Inc. (AFBI) AI Stock Price Forecast & Investment Analysis

Affinity Bancshares, Inc. Stock Price Chart and Technical Analysis

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Affinity Bancshares, Inc. (AFBI) - Comprehensive Stock Analysis & Investment Research

Deep dive into Affinity Bancshares, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Affinity Bancshares, Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Affinity Bancshares, Inc.: Affinity Bancshares, Inc. operates in the Finance sector, making it an emerging small-cap investment.

Affinity Bancshares, Inc. (Stock Symbol: AFBI) is a leading company in the Finance sector , specifically operating within the Savings Institutions, Not Federally Chartered industry.

The organization employs approximately 22 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Affinity Bancshares, Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Affinity Bancshares, Inc.: With $31M in annual revenue and 24.7% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $31 million generating a 24.7% net profit margin .

Market Capitalization: $117 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 6.2% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Affinity Bancshares, Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For Affinity Bancshares, Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Affinity Bancshares, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Affinity Bancshares, Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Affinity Bancshares, Inc.: Strong free cash flow generation demonstrates developing operational efficiency.

Affinity Bancshares, Inc. strategically competes in the highly dynamic Savings Institutions, Not Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $6 million annually, complemented by impressive -16.2% year-over-year cash flow growth.

The company maintains a healthy 32.5% gross margin, indicating strong pricing power and operational efficiency.

Affinity Bancshares, Inc. (AFBI) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Affinity Bancshares, Inc. stock analysis.

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Deep dive into Affinity Bancshares, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Affinity Bancshares, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Affinity Bancshares, Inc.: With a P/E ratio of 16.51, the market moderately values the company's earnings.

P/E Ratio 16.51x
P/B Ratio 0.94x
Market Cap $117M
EPS $1.11
Book Value/Share $19.71
Revenue/Share $4.99
FCF/Share $-0.43
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Affinity Bancshares, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Affinity Bancshares, Inc.: An ROE of 6.2% indicates room for improvement in shareholder value creation.

ROE 6.2%
ROA 0.9%
ROIC -172.5%
Gross Margin 32.5%
Operating Margin -232.4%
Net Margin 24.7%
EBT Margin 30.4%
Tax Rate 24.0%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Affinity Bancshares, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Affinity Bancshares, Inc.: A current ratio of 2.35 indicates strong liquidity.

Current Ratio 2.35x
Quick Ratio 2.11x
D/E Ratio 0.09x
Financial Leverage 6.53x
Interest Coverage -115.5x
Working Capital $10M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Affinity Bancshares, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Affinity Bancshares, Inc.: Free cash flow of $6M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $7M
Free Cash Flow $6M
Capital Spending $-1M
OCF Growth YoY -16.2%
FCF Growth YoY -26.9%
FCF/Sales 19.4%
CapEx/Sales 3.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Affinity Bancshares, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Affinity Bancshares, Inc.: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Receivables Turnover 11.0x
Inventory Turnover 6.3x
Fixed Assets Turnover 5.4x
Days Sales Outstanding 33 days
Days Inventory 58 days
Payables Period 119 days
Cash Conversion Cycle -28 days
Understanding Financial Statement Data

What these metrics mean: Key figures from Affinity Bancshares, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Affinity Bancshares, Inc.: With annual revenue of $31M, Affinity Bancshares, Inc. represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $31M
Operating Income $-19M
Net Income $8M
R&D Expense $119M
SG&A Expense $46M
Cost of Goods Sold $68M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 100%
Cash & Short-term Investments 15%
Total Liabilities 85%
Short-term Debt 14%
Accounts Receivable 1%
Inventory 16%
Dividend & Shareholder Information
Shares Outstanding 6M
Growth Metrics (YoY)
EPS Growth 4.6%

Latest Affinity Bancshares, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Affinity Bancshares, Inc. (AFBI) stock price and investment outlook.

📰 We are currently updating our news feed for Affinity Bancshares, Inc.. Check back soon for the latest market analysis and company updates.

Affinity Bancshares, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Affinity Bancshares, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFBI Unlock Forecast - 30 Days FREE Trial $117M 16.5x 0.9x
BCOW Unlock Forecast - 30 Days FREE Trial $65M -8.5x 0.9x
BLFY Unlock Forecast - 30 Days FREE Trial $184M -25.1x 0.6x
BSBK Unlock Forecast - 30 Days FREE Trial $114M -65.5x 0.8x
CULL Unlock Forecast - 30 Days FREE Trial $84M 22.9x 0.8x
ECBK Unlock Forecast - 30 Days FREE Trial $134M 25.1x 0.8x
EWSB Unlock Forecast - 30 Days FREE Trial $7M x 0.4x
FBLA Unlock Forecast - 30 Days FREE Trial $232M x 0.7x
FBSI Unlock Forecast - 30 Days FREE Trial $43M x 2.6x
FMFG Unlock Forecast - 30 Days FREE Trial $50M 11.5x 0.8x
FNWB Unlock Forecast - 30 Days FREE Trial $74M -202.4x 0.5x
FSBW Unlock Forecast - 30 Days FREE Trial $287M 8.6x 1.0x
GCBC Unlock Forecast - 30 Days FREE Trial $373M 12.0x 1.6x
GOVB Unlock Forecast - 30 Days FREE Trial $15M 23.4x 0.5x
HBCP Unlock Forecast - 30 Days FREE Trial $400M 9.7x 1.0x
HFWA Unlock Forecast - 30 Days FREE Trial $747M 15.1x 0.8x
MBBC Unlock Forecast - 30 Days FREE Trial $32M 747.7x 0.7x
MSBB Unlock Forecast - 30 Days FREE Trial $16M x 0.7x
NBBK Unlock Forecast - 30 Days FREE Trial $706M 13.8x 1.0x
NECB Unlock Forecast - 30 Days FREE Trial $277M 6.2x 0.8x
PBBK Unlock Forecast - 30 Days FREE Trial $48M 21.8x 1.0x
PBFS Unlock Forecast - 30 Days FREE Trial $333M 15.9x 1.1x
PFSB Unlock Forecast - 30 Days FREE Trial $21M 19.1x 0.6x
PVBC Unlock Forecast - 30 Days FREE Trial $221M 20.9x 0.9x
QNTO Unlock Forecast - 30 Days FREE Trial $26M 13.0x 0.5x
RBKB Unlock Forecast - 30 Days FREE Trial $115M 85.1x 0.9x
SMBC Unlock Forecast - 30 Days FREE Trial $544M 15.1x 1.1x
SRBK Unlock Forecast - 30 Days FREE Trial $133M -3.3x 0.7x
TCBS Unlock Forecast - 30 Days FREE Trial $48M 20.6x 0.9x
TCBX Unlock Forecast - 30 Days FREE Trial $521M 9.2x 1.1x
VWFB Unlock Forecast - 30 Days FREE Trial $22M x 0.6x
WSBK Unlock Forecast - 30 Days FREE Trial $88M x 0.8x

Frequently Asked Questions - Affinity Bancshares, Inc. Stock Forecast

How accurate are Affinity Bancshares, Inc. stock predictions?

Our AI model demonstrates 68% historical accuracy for AFBI predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Affinity Bancshares, Inc. stock price forecasts?

Our analysis considers Affinity Bancshares, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Affinity Bancshares, Inc. a good investment in 2025?

Based on our AI analysis, Affinity Bancshares, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Affinity Bancshares, Inc. forecasts updated?

Affinity Bancshares, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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