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AFLAC INC (AFL) Stock Forecast 2025 - AI Price Prediction & Analysis

AFLAC INC (AFL) AI Stock Price Forecast & Investment Analysis

AFLAC INC Stock Price Chart and Technical Analysis

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AFLAC INC (AFL) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

AFLAC INC (Stock Symbol: AFL) is a leading company in the Finance sector , specifically operating within the Accident & Health Insurance industry. The organization employs approximately 11729 professionals worldwide . The company has established itself as a major market leader with significant institutional backing.

Financial Performance & Key Metrics Analysis

Annual Revenue: $15910 million generating a 22.0% net profit margin .

Market Capitalization: $58284 million - Classified as a large-cap stock with institutional-grade stability.

Return on Equity (ROE): 13.2% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for AFLAC INC stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

AFLAC INC strategically competes in the highly dynamic Accident & Health Insurance marketplace, positioning itself as a dominant large-cap market leader with significant competitive moats and institutional investor confidence . The company demonstrates robust operational efficiency through strong free cash flow generation of $4945 million annually , complemented by impressive 9.2% year-over-year cash flow growth. The company maintains a healthy 25.1% gross margin, indicating strong pricing power and operational efficiency.

AFLAC INC (AFL) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for AFLAC INC stock analysis.

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Deep dive into AFLAC INC's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if AFLAC INC stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For AFLAC INC: With a P/E ratio of 23.92, the market moderately values the company's earnings.

P/E Ratio 23.92x
P/B Ratio 2.14x
Market Cap $58284M
Dividend Yield 0.02%
EPS $4.46
Book Value/Share $50.12
Revenue/Share $29.32
FCF/Share $7.99
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently AFLAC INC converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For AFLAC INC: An ROE of 13.2% shows good shareholder value creation.

ROE 13.2%
ROA 2.7%
Gross Margin 25.1%
Operating Margin 5.1%
Net Margin 22.0%
EBT Margin 23.4%
Tax Rate 18.6%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess AFLAC INC's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For AFLAC INC:

D/E Ratio 0.26x
Financial Leverage 4.98x
Interest Coverage 22.5x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal AFLAC INC's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For AFLAC INC: Free cash flow of $4945M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $4945M
Free Cash Flow $4945M
OCF Growth YoY 9.2%
FCF Growth YoY 9.2%
FCF/Sales 23.2%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively AFLAC INC uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For AFLAC INC: An asset turnover of 0.14x suggests room for improvement in asset utilization.

Asset Turnover 0.14x
Fixed Assets Turnover 38.2x
Understanding Financial Statement Data

What these metrics mean: Key figures from AFLAC INC's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For AFLAC INC: With annual revenue of $15910M, AFLAC INC operates at significant scale.

Income Statement ($ Millions)
Total Revenue $15910M
SG&A Expense $18M
Balance Sheet Highlights ($ Millions)
Cash & Short-term Investments $64M
Total Liabilities $80M
Short-term Debt $0M
Accounts Receivable $1M
Dividend & Shareholder Information
Dividends Per Share $1.85
Payout Ratio 0.2%
Shares Outstanding 543M
Growth Metrics (YoY)
EPS Growth 6.4%

Latest AFLAC INC Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting AFLAC INC (AFL) stock price and investment outlook.

, source: CSR Wire

Aflac Incorporated has been named to Fortune Magazine's list of World's Most Admired Companies for the 23rd time, ranking No. 1 in the Insurance: Life and Health category as a long-term investment for ...

AFLAC INC Competitors & Peer Analysis - Finance Sector

Comparative analysis of AFLAC INC against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFL Unlock Forecast $58284M 23.9x 2.1x
CNO Unlock Forecast $4029M 14.0x 1.6x
PFG Unlock Forecast $19114M 16.8x 1.7x
UNM Unlock Forecast $12281M 8.1x 1.1x
UNMA Unlock Forecast $4270M 2.8x 0.4x

Frequently Asked Questions - AFLAC INC Stock Forecast

How accurate are AFLAC INC stock predictions?

Our AI model demonstrates 50% historical accuracy for AFL predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence AFLAC INC stock price forecasts?

Our analysis considers AFLAC INC's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is AFLAC INC a good investment in 2025?

Based on our AI analysis, AFLAC INC shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are AFLAC INC forecasts updated?

AFLAC INC stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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