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Atlanticus Holdings Corp (ATLC) Stock Forecast 2025 - AI Price Prediction & Analysis

Atlanticus Holdings Corp (ATLC) AI Stock Price Forecast & Investment Analysis

Atlanticus Holdings Corp Stock Price Chart and Technical Analysis

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Atlanticus Holdings Corp (ATLC) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

Atlanticus Holdings Corp (Stock Symbol: ATLC) is a leading company in the Finance sector , specifically operating within the Personal Credit Institutions industry. The organization employs approximately 435 professionals worldwide . The company has established itself as an emerging investment opportunity with substantial growth potential.

Financial Performance & Key Metrics Analysis

Annual Revenue: $1444 million generating a 8.4% net profit margin .

Market Capitalization: $1364 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 78.9% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Atlanticus Holdings Corp stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

Atlanticus Holdings Corp strategically competes in the highly dynamic Personal Credit Institutions marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities . The company demonstrates robust operational efficiency through strong free cash flow generation of $233 million annually , complemented by impressive 112.8% year-over-year cash flow growth.

Atlanticus Holdings Corp (ATLC) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Atlanticus Holdings Corp stock analysis.

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Deep dive into Atlanticus Holdings Corp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Atlanticus Holdings Corp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Atlanticus Holdings Corp: With a P/E ratio of 11.09, the market sees the stock as potentially undervalued.

P/E Ratio 11.09x
P/B Ratio 2.42x
Market Cap $1364M
EPS $7.07
Book Value/Share $27.60
Revenue/Share $70.76
FCF/Share $11.07
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Atlanticus Holdings Corp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Atlanticus Holdings Corp: An ROE of 78.9% demonstrates excellent shareholder value creation.

ROE 78.9%
ROA 9.9%
Net Margin 8.4%
EBT Margin 51.7%
Tax Rate 13.1%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Atlanticus Holdings Corp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Atlanticus Holdings Corp:

D/E Ratio 5.16x
Financial Leverage 7.01x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Atlanticus Holdings Corp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Atlanticus Holdings Corp: Free cash flow of $233M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $240M
Free Cash Flow $233M
Capital Spending $-7M
OCF Growth YoY 112.8%
FCF Growth YoY 112.6%
FCF/Sales 58.7%
CapEx/Sales 1.8%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Atlanticus Holdings Corp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Atlanticus Holdings Corp: An asset turnover of 0.25x suggests room for improvement in asset utilization.

Asset Turnover 0.25x
Fixed Assets Turnover 40.9x
Understanding Financial Statement Data

What these metrics mean: Key figures from Atlanticus Holdings Corp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Atlanticus Holdings Corp: With annual revenue of $1444M, Atlanticus Holdings Corp operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1444M
SG&A Expense $26M
Cost of Goods Sold $109M
Balance Sheet Highlights ($ Millions)
Cash & Short-term Investments $19M
Total Liabilities $84M
Short-term Debt $45M
Dividend & Shareholder Information
Shares Outstanding 20M
Growth Metrics (YoY)
EPS Growth 7.5%

Latest Atlanticus Holdings Corp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Atlanticus Holdings Corp (ATLC) stock price and investment outlook.

Atlanticus Holdings Corp Competitors & Peer Analysis - Finance Sector

Comparative analysis of Atlanticus Holdings Corp against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFRM Unlock Forecast $27278M 522.7x 8.9x
ATLC Unlock Forecast $1364M 11.1x 2.4x
ATLCL Unlock Forecast $507M 4.1x 0.9x
ATLCP Unlock Forecast $472M 3.8x 0.8x
ATLCZ Unlock Forecast $521M 4.2x 0.9x
BFH Unlock Forecast $3243M 11.4x 1.0x
CACC Unlock Forecast $6135M 14.5x 4.0x
DFS Unlock Forecast $2M 13.4x 0.0x
ENVA Unlock Forecast $3294M 12.9x 2.7x
LC Unlock Forecast $2020M 27.3x 1.4x
LPRO Unlock Forecast $265M 106.1x 3.4x
NNI Unlock Forecast $3131M 6.9x 1.0x
OMF Unlock Forecast $7371M 11.1x 2.2x
RM Unlock Forecast $404M 11.6x 1.1x
SLM Unlock Forecast $6703M 15.2x 2.8x
SLMBP Unlock Forecast $16280M 36.8x 6.9x
WRLD Unlock Forecast $886M 11.5x 2.0x

Frequently Asked Questions - Atlanticus Holdings Corp Stock Forecast

How accurate are Atlanticus Holdings Corp stock predictions?

Our AI model demonstrates 61% historical accuracy for ATLC predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Atlanticus Holdings Corp stock price forecasts?

Our analysis considers Atlanticus Holdings Corp's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Atlanticus Holdings Corp a good investment in 2025?

Based on our AI analysis, Atlanticus Holdings Corp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Atlanticus Holdings Corp forecasts updated?

Atlanticus Holdings Corp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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