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Axos Financial, Inc. (AX) AI Forecast

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Axos Financial, Inc. (AX) Stock Forecast 2025


Axos Financial, Inc. (AX) AI Stock Price Forecast & Investment Analysis

Axos Financial, Inc. Stock Price Chart and Technical Analysis

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Axos Financial, Inc. (AX) - Comprehensive Stock Analysis & Investment Research

Deep dive into Axos Financial, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on March 10, 2026, 2:52 a.m. (UTC)

Axos Financial, Inc. Investment Summary

When evaluating whether Axos Financial, Inc. (AX) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Axos Financial, Inc. (AX) operates within the Finance sector, specifically in the Savings Institution, Federally Chartered industry. The company employs approximately 26 people. With a market capitalization of $5 billion, the company is a mid-cap stock that typically offers a balance between growth potential and established business operations.

Financial Performance Analysis

Our comprehensive financial analysis covers Axos Financial, Inc.'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Axos Financial, Inc. along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Axos Financial, Inc. is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

Axos Financial, Inc. (Stock Symbol: AX) is a prominent company operating within the Finance sector, with a specific focus on the Savings Institution, Federally Chartered industry. The company's shares are publicly traded on the NYSE exchange.

Leadership & Workforce

Detailed information about Axos Financial, Inc.'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Axos Financial, Inc....

Sector & Industry Analysis

In-depth sector dynamics and industry context for Axos Financial, Inc....

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Revenue & Growth Analysis

Axos Financial, Inc. generates annual revenues of $1 billion , indicating a well-established business with proven market demand.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Axos Financial, Inc....

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Axos Financial, Inc....

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Axos Financial, Inc....

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Strategic Market Position

Axos Financial, Inc. strategically competes in the highly dynamic Savings Institution, Federally Chartered marketplace. As a mid-cap company, it occupies an attractive position balancing growth potential with established operations. Mid-caps often represent the 'sweet spot' for investors seeking companies that have proven their business models but still have meaningful runway for expansion. These companies are large enough to have competitive advantages but nimble enough to adapt quickly to market changes.

Industry Competitive Landscape

Axos Financial, Inc. competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company shows positive operational efficiency through free cash flow generation of $152 million annually , with year-over-year cash flow growth of 45.2%. Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Asset Utilization Efficiency

Asset turnover ratio of 0.04x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

Axos Financial, Inc. (AX) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Axos Financial, Inc. stock analysis.

Deep dive into Axos Financial, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Axos Financial, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Axos Financial, Inc.: With a P/E ratio of 10.62, the market sees the stock as potentially undervalued.

P/E Ratio 10.62x
P/B Ratio 1.65x
Market Cap $4.85B
EPS $7.61
Book Value/Share $51.71
Revenue/Share $22.35
FCF/Share $6.02
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Axos Financial, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Axos Financial, Inc.: An ROE of 16.2% demonstrates excellent shareholder value creation.

ROE 16.2%
ROA 1.5%
Net Margin 32.1%
EBT Margin 49.6%
Tax Rate 28.9%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Axos Financial, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Axos Financial, Inc.:

D/E Ratio 0.34x
Financial Leverage 10.14x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Axos Financial, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Axos Financial, Inc.: Free cash flow of $152M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $165M
Free Cash Flow $152M
Capital Spending -$13M
OCF Growth YoY 45.2%
FCF Growth YoY 48.0%
FCF/Sales 22.6%
CapEx/Sales 2.0%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Axos Financial, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Axos Financial, Inc.: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 23.1x
Understanding Financial Statement Data

What these metrics mean: Key figures from Axos Financial, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Axos Financial, Inc.: With annual revenue of $1267M, Axos Financial, Inc. operates at significant scale.

Income Statement
Total Revenue $1.27B
Net Income $26M
SG&A Expense $40M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 8%
Total Liabilities 90%
Short-term Debt 1%
Accounts Receivable 3%
Dividend & Shareholder Information
Shares Outstanding 57M
Growth Metrics (YoY)
EPS Growth 0.7%

Latest Axos Financial, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Axos Financial, Inc. (AX) stock price and investment outlook.

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Axos Financial, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Axos Financial, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
Axos Financial, Inc. AX ██% $4.85B 10.6x 1.7x
Bcb Bancorp Inc BCBP ██% $141M 50.4x 0.5x
Bancorp 34, Inc. BCTF ██% $46M 27.0x 0.5x
Bankfinancial Corp BFIN ██% $188M 81.2x 1.1x
Bankunited, Inc. BKU ██% $3.58B 13.4x 1.2x
Bv Financial, Inc. BVFL ██% $179M 16.9x 0.9x
Broadway Financial Corp \De\ BYFC ██% $66M 34.2x 0.2x
Carver Bancorp Inc CARV ██% $8M -2.3x 0.3x
Capitol Federal Financial, Inc. CFFN ██% $906M 12.4x 0.9x
Cfsb Bancorp, Inc. /Ma/ CFSB ██% $93M 230.8x 1.2x
Columbia Financial, Inc. CLBK ██% $1.88B 36.3x 1.6x
Catalyst Bancorp, Inc. CLST ██% $68M 30.5x 0.8x
Central Plains Bancshares, Inc. CPBI ██% $75M 20.2x 0.9x
Citizens Community Bancorp Inc. CZWI ██% $170M 11.8x 0.9x
Eastern Bankshares, Inc. EBC ██% $4.47B 50.7x 1.0x
First Capital Inc FCAP ██% $173M 11.8x 1.3x
Fifth District Bancorp, Inc. FDSB ██% $82M 22.2x 0.6x
Ffbw, Inc. /Md/ FFBW ██% $78M 37.3x 1.0x
First Guaranty Bancshares, Inc. FGBI ██% $136M 25.6x 0.6x
First Guaranty Bancshares, Inc. FGBIP ██% $209M 60.2x 1.0x
Farmers & Merchants Bancorp Inc FMAO ██% $348M 10.5x 0.9x
First Northern Community Bancorp FNRN ██% $218M 10.4x 1.1x
Finward Bancorp FNWD ██% $161M 19.7x 1.0x
First Seacoast Bancorp, Inc. FSEA ██% $61M -9.9x 1.0x
First Savings Financial Group, Inc. FSFG ██% $237M 20.7x 1.2x
Generations Bancorp Ny, Inc. GBNY ██% $33M -15.4x 0.9x
Home Federal Bancorp, Inc. Of Louisiana HFBL ██% $59M 11.4x 1.0x
Hsbc Holdings Plc HSBC ██% $319.84B x x
Hometrust Bancshares, Inc. HTB ██% $744M 15.4x 1.3x
If Bancorp, Inc. IROQ ██% $94M 18.1x 1.1x
Kentucky First Federal Bancorp KFFB ██% $37M 56.8x 0.8x
Kearny Financial Corp. KRNY ██% $482M 14.9x 0.6x
Monroe Federal Bancorp, Inc. MFBI ██% $6M x 0.4x
Magnolia Bancorp, Inc. MGNO ██% $10M x 0.5x
Magyar Bancorp, Inc. MGYR ██% $113M 10.5x 0.9x
Mid-Southern Bancorp, Inc. MSVB ██% $51M 29.6x 1.5x
Northfield Bancorp, Inc. NFBK ██% $558M 700.5x 0.8x
Northrim Bancorp Inc NRIM ██% $509M 7.9x 1.6x
Nsts Bancorp, Inc. NSTS ██% $60M 184.3x 0.8x
Oconee Federal Financial Corp. OFED ██% $92M 29.9x 1.2x
Ponce Financial Group, Inc. PDLB ██% $393M 18.3x 0.7x
Provident Financial Services Inc PFS ██% $2.73B 9.4x 1.0x
Provident Financial Holdings Inc PROV ██% $104M 15.7x 0.8x
Riverview Bancorp Inc RVSB ██% $112M 23.0x 0.7x
Sound Financial Bancorp, Inc. SFBC ██% $109M 16.0x 1.0x
Tc Bancshares, Inc. TCBC ██% $94M 2329.5x 1.2x
Tfs Financial Corp TFSL ██% $3.90B 43.0x 2.1x
Western New England Bancorp, Inc. WNEB ██% $256M 19.2x 1.1x
Waterstone Financial, Inc. WSBF ██% $329M 12.5x 0.9x
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Frequently Asked Questions - Axos Financial, Inc. Stock Forecast

How accurate are Axos Financial, Inc. stock predictions?

Our AI model shows a -9% Spearman correlation coefficient for AX predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Axos Financial, Inc. stock price forecasts?

Our analysis considers Axos Financial, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Axos Financial, Inc. a good investment in 2025?

Based on our AI analysis, Axos Financial, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Axos Financial, Inc. forecasts updated?

Axos Financial, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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