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BERKSHIRE HILLS BANCORP INC (BHLB) Stock Forecast 2025 - AI Price Prediction & Analysis

BERKSHIRE HILLS BANCORP INC (BHLB) AI Stock Price Forecast & Investment Analysis

BERKSHIRE HILLS BANCORP INC Stock Price Chart and Technical Analysis

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BERKSHIRE HILLS BANCORP INC (BHLB) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

BERKSHIRE HILLS BANCORP INC (Stock Symbol: BHLB) is a leading company in the Finance sector , specifically operating within the Savings Institutions, Not Federally Chartered industry. The organization employs approximately 1201 professionals worldwide . The company has established itself as an emerging investment opportunity with substantial growth potential.

Financial Performance & Key Metrics Analysis

Annual Revenue: $369 million generating a 10.8% net profit margin .

Market Capitalization: $1225 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 11.1% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for BERKSHIRE HILLS BANCORP INC stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

BERKSHIRE HILLS BANCORP INC strategically competes in the highly dynamic Savings Institutions, Not Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities . The company demonstrates robust operational efficiency through strong free cash flow generation of $99 million annually , complemented by impressive 104.1% year-over-year cash flow growth

BERKSHIRE HILLS BANCORP INC (BHLB) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for BERKSHIRE HILLS BANCORP INC stock analysis.

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Deep dive into BERKSHIRE HILLS BANCORP INC's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if BERKSHIRE HILLS BANCORP INC stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For BERKSHIRE HILLS BANCORP INC: With a P/E ratio of 39.49, the market highly values future growth prospects.

P/E Ratio 39.49x
P/B Ratio 1.02x
Market Cap $1225M
Dividend Yield 0.01%
EPS $0.95
Book Value/Share $25.81
Revenue/Share $7.55
FCF/Share $5.84
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently BERKSHIRE HILLS BANCORP INC converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For BERKSHIRE HILLS BANCORP INC: An ROE of 11.1% shows good shareholder value creation.

ROE 11.1%
ROA 1.0%
Net Margin 10.8%
EBT Margin 42.6%
Tax Rate 20.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess BERKSHIRE HILLS BANCORP INC's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For BERKSHIRE HILLS BANCORP INC:

D/E Ratio 0.10x
Financial Leverage 11.05x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal BERKSHIRE HILLS BANCORP INC's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For BERKSHIRE HILLS BANCORP INC: Free cash flow of $99M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $99M
Free Cash Flow $99M
Capital Spending $-2M
OCF Growth YoY 104.1%
FCF Growth YoY 118.3%
FCF/Sales 26.8%
CapEx/Sales 0.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively BERKSHIRE HILLS BANCORP INC uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For BERKSHIRE HILLS BANCORP INC: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 3.7x
Understanding Financial Statement Data

What these metrics mean: Key figures from BERKSHIRE HILLS BANCORP INC's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For BERKSHIRE HILLS BANCORP INC: With annual revenue of $369M, BERKSHIRE HILLS BANCORP INC demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $369M
Net Income $39M
SG&A Expense $51M
Balance Sheet Highlights ($ Millions)
Cash & Short-term Investments $30M
Total Liabilities $91M
Short-term Debt $0M
Accounts Receivable $1M
Dividend & Shareholder Information
Dividends Per Share $0.18
Payout Ratio 0.2%
Shares Outstanding 46M
Growth Metrics (YoY)
EPS Growth 3.3%

Latest BERKSHIRE HILLS BANCORP INC Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting BERKSHIRE HILLS BANCORP INC (BHLB) stock price and investment outlook.

, source: CSR Wire

Berkshire Hills Bancorp, Inc. (NYSE: BHLB), the parent company of Berkshire Bank, a socially responsible community-dedicated bank with branch locations in New England and New York, announced that the ...

BERKSHIRE HILLS BANCORP INC Competitors & Peer Analysis - Finance Sector

Comparative analysis of BERKSHIRE HILLS BANCORP INC against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFBI Unlock Forecast $129M 18.3x 1.0x
BCOW Unlock Forecast $61M -8.5x 0.8x
BHLB Unlock Forecast $1225M 39.5x 1.0x
BLFY Unlock Forecast $201M -25.1x 0.6x
BSBK Unlock Forecast $121M -65.5x 0.9x
CULL Unlock Forecast $80M 21.9x 0.8x
ECBK Unlock Forecast $152M 28.6x 0.9x
ESSA Unlock Forecast $208M 11.3x 0.9x
EWSB Unlock Forecast $7M x 0.4x
FBLA Unlock Forecast $238M x 0.7x
FBSI Unlock Forecast $41M x 2.5x
FLG Unlock Forecast $4689M -2.8x 0.6x
FMFG Unlock Forecast $52M 11.9x 0.9x
FNWB Unlock Forecast $76M -202.4x 0.7x
FSBW Unlock Forecast $331M 9.9x 1.1x
GCBC Unlock Forecast $408M 14.3x 1.8x
GOVB Unlock Forecast $16M 25.5x 0.5x
HBCP Unlock Forecast $445M 10.7x 1.1x
HFWA Unlock Forecast $843M 17.1x 1.0x
MBBC Unlock Forecast $22M 47.9x 0.7x
MSBB Unlock Forecast $16M x 0.7x
NBBK Unlock Forecast $770M 15.0x 1.0x
NECB Unlock Forecast $316M 7.1x 0.9x
PBBK Unlock Forecast $51M 23.2x 1.0x
PBFS Unlock Forecast $335M 16.1x 1.1x
PFSB Unlock Forecast $19M 18.1x 0.5x
PVBC Unlock Forecast $229M 21.6x 1.0x
QNTO Unlock Forecast $27M 13.3x 0.5x
RBKB Unlock Forecast $148M 85.1x 1.2x
SMBC Unlock Forecast $651M 15.1x 1.4x
SRBK Unlock Forecast $138M -3.3x 0.7x
TCBS Unlock Forecast $49M 20.8x 0.9x
TCBX Unlock Forecast $694M 12.2x 1.4x
TSBK Unlock Forecast $253M 10.6x 1.0x
VWFB Unlock Forecast $22M x 0.6x
WMPN Unlock Forecast $121M 183.5x 0.9x

Frequently Asked Questions - BERKSHIRE HILLS BANCORP INC Stock Forecast

How accurate are BERKSHIRE HILLS BANCORP INC stock predictions?

Our AI model demonstrates 36% historical accuracy for BHLB predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence BERKSHIRE HILLS BANCORP INC stock price forecasts?

Our analysis considers BERKSHIRE HILLS BANCORP INC's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is BERKSHIRE HILLS BANCORP INC a good investment in 2025?

Based on our AI analysis, BERKSHIRE HILLS BANCORP INC shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are BERKSHIRE HILLS BANCORP INC forecasts updated?

BERKSHIRE HILLS BANCORP INC stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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