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DONEGAL GROUP INC (DGICA) Stock Forecast 2025 - AI Price Prediction & Analysis

DONEGAL GROUP INC (DGICA) AI Stock Price Forecast & Investment Analysis

DONEGAL GROUP INC Stock Price Chart and Technical Analysis

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DONEGAL GROUP INC (DGICA) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

DONEGAL GROUP INC (Stock Symbol: DGICA) is a leading company in the Finance sector , specifically operating within the Fire, Marine & Casualty Insurance industry. The organization employs approximately 665 professionals worldwide . The company has established itself as an emerging investment opportunity with substantial growth potential.

Financial Performance & Key Metrics Analysis

Annual Revenue: $979 million generating a 2.5% net profit margin .

Return on Equity (ROE): 5.3% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for DONEGAL GROUP INC stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

DONEGAL GROUP INC strategically competes in the highly dynamic Fire, Marine & Casualty Insurance marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities . The company demonstrates robust operational efficiency through strong free cash flow generation of $68 million annually , complemented by impressive 32.4% year-over-year cash flow growth.

DONEGAL GROUP INC (DGICA) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for DONEGAL GROUP INC stock analysis.

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Deep dive into DONEGAL GROUP INC's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if DONEGAL GROUP INC stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For DONEGAL GROUP INC: With a P/E ratio of 18.04, the market moderately values the company's earnings.

P/E Ratio 18.04x
Dividend Yield 3.94%
EPS $0.90
Book Value/Share $16.68
Revenue/Share $26.65
FCF/Share $3.30
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently DONEGAL GROUP INC converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For DONEGAL GROUP INC: An ROE of 5.3% indicates room for improvement in shareholder value creation.

ROE 5.3%
ROA 1.3%
Net Margin 2.5%
EBT Margin 4.1%
Tax Rate 17.6%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess DONEGAL GROUP INC's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For DONEGAL GROUP INC:

D/E Ratio 0.01x
Financial Leverage 4.27x
Interest Coverage 46.9x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal DONEGAL GROUP INC's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For DONEGAL GROUP INC: Free cash flow of $68M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $68M
Free Cash Flow $68M
OCF Growth YoY 32.4%
FCF Growth YoY 32.6%
FCF/Sales 8.2%
CapEx/Sales 0.0%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively DONEGAL GROUP INC uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For DONEGAL GROUP INC: An asset turnover of 0.37x suggests room for improvement in asset utilization.

Asset Turnover 0.37x
Fixed Assets Turnover 252.8x
Understanding Financial Statement Data

What these metrics mean: Key figures from DONEGAL GROUP INC's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For DONEGAL GROUP INC: With annual revenue of $979M, DONEGAL GROUP INC demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $979M
Net Income $24M
Balance Sheet Highlights ($ Millions)
Cash & Short-term Investments $26M
Total Liabilities $77M
Short-term Debt $2M
Accounts Receivable $28M
Dividend & Shareholder Information
Dividends Per Share $0.64
Payout Ratio 70.9%
Shares Outstanding 31M

Latest DONEGAL GROUP INC Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting DONEGAL GROUP INC (DGICA) stock price and investment outlook.

DONEGAL GROUP INC Competitors & Peer Analysis - Finance Sector

Comparative analysis of DONEGAL GROUP INC against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ACGL Unlock Forecast $35773M 6.8x 1.7x
ACGLN Unlock Forecast $6365M 1.4x 0.3x
ACGLO Unlock Forecast $7694M 1.6x 0.4x
ACIC Unlock Forecast $522M 9.3x 2.0x
AFG Unlock Forecast $11371M 14.9x 2.5x
AFGB Unlock Forecast $1878M 2.5x 0.4x
AFGC Unlock Forecast $1660M 2.2x 0.4x
AFGD Unlock Forecast $1810M 2.4x 0.4x
AFGE Unlock Forecast $1493M 2.0x 0.3x
AIG Unlock Forecast $47892M 15.0x 1.2x
AII Unlock Forecast $279M x 0.9x
ALL Unlock Forecast $54574M 9.4x 2.3x
ALL-PB Unlock Forecast $7039M 1.2x 0.3x
ALL-PH Unlock Forecast $5934M 1.0x 0.3x
ALL-PI Unlock Forecast $5504M 0.9x 0.2x
ALL-PJ Unlock Forecast $7320M 1.3x 0.3x
AMSF Unlock Forecast $883M 17.5x 3.3x
ASIC Unlock Forecast $1089M x 2.0x
AXS Unlock Forecast $7970M 8.9x 1.3x
AXS-PE Unlock Forecast $1711M 1.9x 0.3x
BOW Unlock Forecast $1054M 21.3x 2.6x
CB Unlock Forecast $119306M 13.0x 1.7x
CINF Unlock Forecast $24238M 13.3x 1.7x
CNA Unlock Forecast $13497M 15.4x 1.3x
CNFR Unlock Forecast $10M 0.3x 0.4x
CNFRZ Unlock Forecast $232M 7.5x 8.2x
DGICA Unlock Forecast $0M 18.0x 0.0x
DGICB Unlock Forecast $0M 18.3x 0.0x
EG Unlock Forecast $25436M 31.6x 1.7x
EIG Unlock Forecast $1124M 11.4x 1.0x
ESGR Unlock Forecast $5038M 6.1x 0.8x
ESGRO Unlock Forecast $286M 0.4x 0.1x
ESGRP Unlock Forecast $305M 0.4x 0.1x
FIHL Unlock Forecast $1914M x 0.8x
GBLI Unlock Forecast $414M 14.7x 0.6x
GLRE Unlock Forecast $454M 12.0x 0.7x
HCI Unlock Forecast $2241M 15.6x 3.0x
HCIIP Unlock Forecast $136M 0.9x 0.2x
HG Unlock Forecast $2569M 4.4x 1.0x
HIG Unlock Forecast $37298M 11.8x 2.2x
HIPO Unlock Forecast $665M -4.4x 2.1x
HMN Unlock Forecast $1905M 13.6x 1.4x
HRTG Unlock Forecast $697M 6.5x 1.8x
ICCH Unlock Forecast $71M 21.6x 1.0x
JRVR Unlock Forecast $353M -1.6x 0.7x
KFS Unlock Forecast $820M -29.1x 47.0x
KG Unlock Forecast $215M x 1.4x
KINS Unlock Forecast $196M 7.1x 2.1x
KMPB Unlock Forecast $1538M 4.5x 0.5x
KMPR Unlock Forecast $3458M 10.1x 1.2x
KNSL Unlock Forecast $10659M 23.9x 6.2x
L Unlock Forecast $21442M 15.9x 1.2x
LMND Unlock Forecast $3905M -13.8x 7.4x
MCY Unlock Forecast $4283M 11.0x 2.2x
MHLA Unlock Forecast $1519M -44.3x 40.4x
MHLD Unlock Forecast $115M -3.8x 3.1x
MHNC Unlock Forecast $1752M -44.4x 46.6x
MKL Unlock Forecast $24239M 10.4x 1.4x
NODK Unlock Forecast $272M -48.6x 1.2x
OXBR Unlock Forecast $16M -10.3x 3.1x
OXBRW Unlock Forecast $2M x 0.6x
PGR Unlock Forecast $145197M 13.9x 4.5x
PLMR Unlock Forecast $3392M 21.9x 4.0x
PRA Unlock Forecast $1228M 25.2x 1.0x
RLI Unlock Forecast $6266M 19.4x 3.6x
RNR Unlock Forecast $19230M 9.6x 1.8x
RNR-PF Unlock Forecast $1825M 0.9x 0.2x
RNR-PG Unlock Forecast $1335M 0.7x 0.1x
ROOT Unlock Forecast $2274M 26.7x 9.3x
SAFT Unlock Forecast $1092M 12.9x 1.3x
SIGI Unlock Forecast $4794M 12.5x 1.4x
SIGIP Unlock Forecast $1110M 2.9x 0.3x
SKWD Unlock Forecast $2029M 15.4x 2.3x
SLDE Unlock Forecast $1636M x 1.9x
SPNT Unlock Forecast $2201M 19.0x 1.0x
SPNT-PB Unlock Forecast $2991M 25.8x 1.4x
THG Unlock Forecast $6349M 11.4x 2.0x
TIPT Unlock Forecast $1308M 23.3x 2.6x
TRV Unlock Forecast $62366M 11.9x 2.1x
UFCS Unlock Forecast $820M 8.9x 1.0x
UVE Unlock Forecast $711M 10.7x 1.6x
WRB Unlock Forecast $28715M 16.3x 3.1x
WRB-PE Unlock Forecast $9373M 5.3x 1.0x
WTM Unlock Forecast $5419M 26.4x 1.2x

Frequently Asked Questions - DONEGAL GROUP INC Stock Forecast

How accurate are DONEGAL GROUP INC stock predictions?

Our AI model demonstrates 4% historical accuracy for DGICA predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence DONEGAL GROUP INC stock price forecasts?

Our analysis considers DONEGAL GROUP INC's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is DONEGAL GROUP INC a good investment in 2025?

Based on our AI analysis, DONEGAL GROUP INC shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are DONEGAL GROUP INC forecasts updated?

DONEGAL GROUP INC stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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