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Meridian Bancorp Inc (EBSB) Stock Forecast 2025 - AI Price Prediction & Analysis


Meridian Bancorp Inc (EBSB) AI Stock Price Forecast & Investment Analysis

Meridian Bancorp Inc Stock Price Chart and Technical Analysis

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Meridian Bancorp Inc (EBSB) - Comprehensive Stock Analysis & Investment Research

Deep dive into Meridian Bancorp Inc's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Meridian Bancorp Inc, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Meridian Bancorp Inc: Meridian Bancorp Inc operates in the Finance and Insurance sector, making it an emerging small-cap investment.

Meridian Bancorp Inc (Stock Symbol: EBSB) is a leading company in the Finance and Insurance sector , specifically operating within the Savings Institutions industry.

The organization employs approximately 501 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Meridian Bancorp Inc's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Meridian Bancorp Inc: With $211M in annual revenue and 36.7% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $211 million generating a 36.7% net profit margin .

Market Capitalization: $1232 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 9.9% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Meridian Bancorp Inc stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For Meridian Bancorp Inc: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Meridian Bancorp Inc stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Meridian Bancorp Inc's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Meridian Bancorp Inc: Strong free cash flow generation demonstrates developing operational efficiency.

Meridian Bancorp Inc strategically competes in the highly dynamic Savings Institutions marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $99 million annually, complemented by impressive -0.5% year-over-year cash flow growth.

Meridian Bancorp Inc (EBSB) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Meridian Bancorp Inc stock analysis.

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Deep dive into Meridian Bancorp Inc's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Meridian Bancorp Inc stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Meridian Bancorp Inc: With a P/E ratio of 15.78, the market moderately values the company's earnings.

P/E Ratio 15.78x
P/B Ratio 1.57x
Market Cap $1232M
Dividend Yield 1.57%
EPS $1.53
Book Value/Share $15.42
Revenue/Share $4.14
FCF/Share $0.81
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Meridian Bancorp Inc converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Meridian Bancorp Inc: An ROE of 9.9% indicates room for improvement in shareholder value creation.

ROE 9.9%
ROA 1.2%
Net Margin 36.7%
EBT Margin 49.3%
Tax Rate 25.4%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Meridian Bancorp Inc's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Meridian Bancorp Inc:

D/E Ratio 0.68x
Financial Leverage 7.53x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Meridian Bancorp Inc's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Meridian Bancorp Inc: Free cash flow of $99M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $100M
Free Cash Flow $99M
Capital Spending $-1M
OCF Growth YoY -0.5%
FCF Growth YoY -1.0%
FCF/Sales 47.0%
CapEx/Sales 0.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Meridian Bancorp Inc uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Meridian Bancorp Inc: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 3.2x
Understanding Financial Statement Data

What these metrics mean: Key figures from Meridian Bancorp Inc's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Meridian Bancorp Inc: With annual revenue of $211M, Meridian Bancorp Inc demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $211M
Net Income $77M
SG&A Expense $39M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 17%
Total Liabilities 87%
Short-term Debt 1%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.38
Payout Ratio 24.8%
Shares Outstanding 51M

Latest Meridian Bancorp Inc Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Meridian Bancorp Inc (EBSB) stock price and investment outlook.

, source: Reuters

* Meridian Bancorp Inc - ‍net interest income was $38.1 million for quarter ended September 30, 2017, up $2.6 million or 7.3pct, from quarter ended June 30, 2017 Source text for Eikon: Further company ...

, source: Insider Monkey

The financial regulations require hedge funds and wealthy investors that exceeded the $100 million equity holdings threshold to file a report that shows their positions at the end of every quarter.

, source: Benzinga.com

Anna R Dimaria used to own units in Common Stock but no longer holds any shares there. From 2014 to 2021 Anna R Dimaria acquired a total of 146,510 shares in Meridian Bancorp, Inc. at a cost of ...

, source: Benzinga.com

Who is Vincent D Basile? Vincent D Basile does not have any significant net worth to report based on the numbers we have. This is based on reported shares across multiple companies, which include ...

, source: Insider Monkey

The financial regulations require hedge funds and wealthy investors that exceeded the $100 million equity holdings threshold to file a report that shows their positions at the end of every quarter.

Meridian Bancorp Inc Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of Meridian Bancorp Inc against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - Meridian Bancorp Inc Stock Forecast

How accurate are Meridian Bancorp Inc stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for EBSB predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Meridian Bancorp Inc stock price forecasts?

Our analysis considers Meridian Bancorp Inc's financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Meridian Bancorp Inc a good investment in 2025?

Based on our AI analysis, Meridian Bancorp Inc shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Meridian Bancorp Inc forecasts updated?

Meridian Bancorp Inc stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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