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FARMERS & MERCHANTS BANCORP INC (FMAO) Stock Forecast 2025 - AI Price Prediction & Analysis


FARMERS & MERCHANTS BANCORP INC (FMAO) AI Stock Price Forecast & Investment Analysis

FARMERS & MERCHANTS BANCORP INC Stock Price Chart and Technical Analysis

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FARMERS & MERCHANTS BANCORP INC (FMAO) - Comprehensive Stock Analysis & Investment Research

Deep dive into FARMERS & MERCHANTS BANCORP INC's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about FARMERS & MERCHANTS BANCORP INC, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For FARMERS & MERCHANTS BANCORP INC: FARMERS & MERCHANTS BANCORP INC operates in the Finance sector, making it an emerging small-cap investment.

FARMERS & MERCHANTS BANCORP INC (Stock Symbol: FMAO) is a leading company in the Finance sector , specifically operating within the Savings Institution, Federally Chartered industry.

The organization employs approximately 120 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing FARMERS & MERCHANTS BANCORP INC's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For FARMERS & MERCHANTS BANCORP INC: With $108M in annual revenue and 29.8% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $108 million generating a 29.8% net profit margin .

Market Capitalization: $325 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 9.9% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for FARMERS & MERCHANTS BANCORP INC stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For FARMERS & MERCHANTS BANCORP INC: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for FARMERS & MERCHANTS BANCORP INC stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: FARMERS & MERCHANTS BANCORP INC's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For FARMERS & MERCHANTS BANCORP INC: Strong free cash flow generation demonstrates developing operational efficiency.

FARMERS & MERCHANTS BANCORP INC strategically competes in the highly dynamic Savings Institution, Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $34 million annually, complemented by impressive 14.4% year-over-year cash flow growth.

FARMERS & MERCHANTS BANCORP INC (FMAO) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for FARMERS & MERCHANTS BANCORP INC stock analysis.

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Deep dive into FARMERS & MERCHANTS BANCORP INC's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if FARMERS & MERCHANTS BANCORP INC stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For FARMERS & MERCHANTS BANCORP INC: With a P/E ratio of 11.00, the market sees the stock as potentially undervalued.

P/E Ratio 11.00x
P/B Ratio 0.93x
Market Cap $325M
Dividend Yield 3.73%
EPS $2.16
Book Value/Share $25.54
Revenue/Share $7.92
FCF/Share $1.55
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently FARMERS & MERCHANTS BANCORP INC converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For FARMERS & MERCHANTS BANCORP INC: An ROE of 9.9% indicates room for improvement in shareholder value creation.

ROE 9.9%
ROA 1.1%
Net Margin 29.8%
EBT Margin 37.8%
Tax Rate 20.5%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess FARMERS & MERCHANTS BANCORP INC's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For FARMERS & MERCHANTS BANCORP INC:

D/E Ratio 0.34x
Financial Leverage 9.38x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal FARMERS & MERCHANTS BANCORP INC's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For FARMERS & MERCHANTS BANCORP INC: Free cash flow of $34M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $36M
Free Cash Flow $34M
Capital Spending $-2M
OCF Growth YoY 14.4%
FCF Growth YoY 18.3%
FCF/Sales 38.4%
CapEx/Sales 2.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively FARMERS & MERCHANTS BANCORP INC uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For FARMERS & MERCHANTS BANCORP INC: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 3.3x
Understanding Financial Statement Data

What these metrics mean: Key figures from FARMERS & MERCHANTS BANCORP INC's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For FARMERS & MERCHANTS BANCORP INC: With annual revenue of $108M, FARMERS & MERCHANTS BANCORP INC demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $108M
SG&A Expense $48M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 19%
Total Liabilities 89%
Dividend & Shareholder Information
Dividends Per Share $0.88
Payout Ratio 0.4%
Shares Outstanding 14M
Growth Metrics (YoY)
EPS Growth 6.5%

Latest FARMERS & MERCHANTS BANCORP INC Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting FARMERS & MERCHANTS BANCORP INC (FMAO) stock price and investment outlook.

FARMERS & MERCHANTS BANCORP INC Competitors & Peer Analysis - Finance Sector

Comparative analysis of FARMERS & MERCHANTS BANCORP INC against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AX Unlock Forecast - 30 Days FREE Trial $4276M 9.9x 1.6x
BCBP Unlock Forecast - 30 Days FREE Trial $136M 26.3x 0.4x
BFIN Unlock Forecast - 30 Days FREE Trial $176M 11.2x 1.0x
BKU Unlock Forecast - 30 Days FREE Trial $2725M 10.6x 0.9x
BVFL Unlock Forecast - 30 Days FREE Trial $152M 14.2x 0.8x
BYFC Unlock Forecast - 30 Days FREE Trial $60M 31.1x 0.2x
CARV Unlock Forecast - 30 Days FREE Trial $15M -2.3x 0.5x
CFFN Unlock Forecast - 30 Days FREE Trial $818M 13.4x 0.8x
CLBK Unlock Forecast - 30 Days FREE Trial $1436M 232.9x 1.3x
CLST Unlock Forecast - 30 Days FREE Trial $55M 25.3x 0.7x
CZWI Unlock Forecast - 30 Days FREE Trial $151M 12.1x 0.8x
EBC Unlock Forecast - 30 Days FREE Trial $3780M 8.3x 1.0x
FCAP Unlock Forecast - 30 Days FREE Trial $134M 10.2x 1.1x
FDSB Unlock Forecast - 30 Days FREE Trial $74M 28.6x 0.6x
FFBW Unlock Forecast - 30 Days FREE Trial $79M 37.3x 1.0x
FGBI Unlock Forecast - 30 Days FREE Trial $97M 25.6x 0.4x
FGBIP Unlock Forecast - 30 Days FREE Trial $244M 60.2x 0.9x
FMAO Unlock Forecast - 30 Days FREE Trial $325M 11.0x 0.9x
FNRN Unlock Forecast - 30 Days FREE Trial $205M 10.0x 1.1x
FNWD Unlock Forecast - 30 Days FREE Trial $140M 26.3x 0.9x
FSEA Unlock Forecast - 30 Days FREE Trial $54M -9.9x 0.9x
HFBL Unlock Forecast - 30 Days FREE Trial $44M 11.3x 0.8x
IROQ Unlock Forecast - 30 Days FREE Trial $87M 20.2x 1.1x
KRNY Unlock Forecast - 30 Days FREE Trial $418M 16.0x 0.6x
MFBI Unlock Forecast - 30 Days FREE Trial $6M x 0.5x
MGNO Unlock Forecast - 30 Days FREE Trial $9M x 0.5x
MSVB Unlock Forecast - 30 Days FREE Trial $48M 29.6x 1.4x
NFBK Unlock Forecast - 30 Days FREE Trial $445M 12.6x 0.6x
NRIM Unlock Forecast - 30 Days FREE Trial $111M 2.5x 0.4x
NSTS Unlock Forecast - 30 Days FREE Trial $59M 184.3x 0.8x
PDLB Unlock Forecast - 30 Days FREE Trial $341M 19.6x 0.7x
PFS Unlock Forecast - 30 Days FREE Trial $2358M 10.2x 0.9x
PROV Unlock Forecast - 30 Days FREE Trial $103M 16.5x 0.8x
RVSB Unlock Forecast - 30 Days FREE Trial $106M 20.6x 0.7x
SFBC Unlock Forecast - 30 Days FREE Trial $115M 18.3x 1.1x
TCBC Unlock Forecast - 30 Days FREE Trial $86M 2329.5x 1.1x
TFSL Unlock Forecast - 30 Days FREE Trial $3557M 42.8x 1.9x
WNEB Unlock Forecast - 30 Days FREE Trial $223M 18.4x 0.9x
WSBF Unlock Forecast - 30 Days FREE Trial $276M 13.3x 0.8x

Frequently Asked Questions - FARMERS & MERCHANTS BANCORP INC Stock Forecast

How accurate are FARMERS & MERCHANTS BANCORP INC stock predictions?

Our AI model demonstrates 64% historical accuracy for FMAO predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence FARMERS & MERCHANTS BANCORP INC stock price forecasts?

Our analysis considers FARMERS & MERCHANTS BANCORP INC's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is FARMERS & MERCHANTS BANCORP INC a good investment in 2025?

Based on our AI analysis, FARMERS & MERCHANTS BANCORP INC shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are FARMERS & MERCHANTS BANCORP INC forecasts updated?

FARMERS & MERCHANTS BANCORP INC stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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