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First Seacoast Bancorp, Inc. (FSEA) Stock Forecast 2025 - AI Price Prediction & Analysis


First Seacoast Bancorp, Inc. (FSEA) AI Stock Price Forecast & Investment Analysis

First Seacoast Bancorp, Inc. Stock Price Chart and Technical Analysis

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First Seacoast Bancorp, Inc. (FSEA) - Comprehensive Stock Analysis & Investment Research

Deep dive into First Seacoast Bancorp, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about First Seacoast Bancorp, Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For First Seacoast Bancorp, Inc.: First Seacoast Bancorp, Inc. operates in the Finance sector, making it an emerging small-cap investment.

First Seacoast Bancorp, Inc. (Stock Symbol: FSEA) is a leading company in the Finance sector , specifically operating within the Savings Institution, Federally Chartered industry.

The organization employs approximately 71 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing First Seacoast Bancorp, Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For First Seacoast Bancorp, Inc.: With $14M in annual revenue and 13.0% net margin, the company demonstrates solid profitability.

Annual Revenue: $14 million generating a 13.0% net profit margin .

Market Capitalization: $58 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 3.7% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for First Seacoast Bancorp, Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For First Seacoast Bancorp, Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for First Seacoast Bancorp, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: First Seacoast Bancorp, Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For First Seacoast Bancorp, Inc.: Strong free cash flow generation demonstrates developing operational efficiency.

First Seacoast Bancorp, Inc. strategically competes in the highly dynamic Savings Institution, Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $1 million annually, complemented by impressive 34.2% year-over-year cash flow growth.

First Seacoast Bancorp, Inc. (FSEA) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for First Seacoast Bancorp, Inc. stock analysis.

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Deep dive into First Seacoast Bancorp, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if First Seacoast Bancorp, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For First Seacoast Bancorp, Inc.: With a P/E ratio of -9.90, the market sees the stock as potentially undervalued.

P/E Ratio -9.90x
P/B Ratio 0.92x
Market Cap $58M
EPS $-0.57
Book Value/Share $13.45
Revenue/Share $2.99
FCF/Share $0.42
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently First Seacoast Bancorp, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For First Seacoast Bancorp, Inc.: An ROE of 3.7% indicates room for improvement in shareholder value creation.

ROE 3.7%
ROA 0.4%
Net Margin 13.0%
EBT Margin 15.5%
Tax Rate 16.1%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess First Seacoast Bancorp, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For First Seacoast Bancorp, Inc.:

D/E Ratio 0.89x
Financial Leverage 8.92x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal First Seacoast Bancorp, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For First Seacoast Bancorp, Inc.: Free cash flow of $1M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $1M
Free Cash Flow $1M
OCF Growth YoY 34.2%
FCF Growth YoY 43.3%
FCF/Sales 5.5%
CapEx/Sales 0.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively First Seacoast Bancorp, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For First Seacoast Bancorp, Inc.: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 3.4x
Understanding Financial Statement Data

What these metrics mean: Key figures from First Seacoast Bancorp, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For First Seacoast Bancorp, Inc.: With annual revenue of $14M, First Seacoast Bancorp, Inc. represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $14M
SG&A Expense $65M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 21%
Total Liabilities 89%
Accounts Receivable 0%
Dividend & Shareholder Information
Shares Outstanding 5M
Growth Metrics (YoY)
EPS Growth -17.7%

Latest First Seacoast Bancorp, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting First Seacoast Bancorp, Inc. (FSEA) stock price and investment outlook.

, source: Morningstar

First Seacoast Bancorp, Inc. (the “Company”), the holding company for First Seacoast Bank (the “Bank”), announced today that its Board of Directors unanimously approved a transition in executive ...

, source: San Antonio Express-News

DAMARISCOTTA, Mass. (AP) — DAMARISCOTTA, Mass. (AP) — The First Bancorp Inc. (FNLC) on Wednesday reported net income of $8.1 million in its second quarter. The bank, based in Damariscotta, ...

, source: Benzinga.com

Thomas J. Jean does not have any significant net worth to report based on the numbers we have. This is based on reported shares across multiple companies, which include First Seacoast Bancorp, and ...

, source: San Antonio Express-News

DAMARISCOTTA, Maine (AP) — DAMARISCOTTA, Maine (AP) — The First Bancorp Inc. (FNLC) on Wednesday reported net income of $9.1 million in its third quarter. The Damariscotta, Maine-based bank said it ...

First Seacoast Bancorp, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of First Seacoast Bancorp, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AX Unlock Forecast - 30 Days FREE Trial $4797M 11.1x 1.7x
BCBP Unlock Forecast - 30 Days FREE Trial $138M 26.3x 0.4x
BCTF Unlock Forecast - 30 Days FREE Trial $11M 16.5x 0.1x
BFIN Unlock Forecast - 30 Days FREE Trial $184M 11.5x 1.1x
BKU Unlock Forecast - 30 Days FREE Trial $3363M 12.5x 1.1x
BVFL Unlock Forecast - 30 Days FREE Trial $174M 16.3x 0.9x
BYFC Unlock Forecast - 30 Days FREE Trial $54M 30.3x 0.2x
CARV Unlock Forecast - 30 Days FREE Trial $9M -2.3x 0.3x
CFFN Unlock Forecast - 30 Days FREE Trial $890M 13.1x 0.9x
CFSB Unlock Forecast - 30 Days FREE Trial $93M 230.8x 1.2x
CLBK Unlock Forecast - 30 Days FREE Trial $1765M 118.9x 1.6x
CLST Unlock Forecast - 30 Days FREE Trial $62M 25.3x 0.8x
CPBI Unlock Forecast - 30 Days FREE Trial $68M x 0.8x
CZWI Unlock Forecast - 30 Days FREE Trial $170M 12.8x 0.9x
EBC Unlock Forecast - 30 Days FREE Trial $4029M 81.4x 1.1x
FCAP Unlock Forecast - 30 Days FREE Trial $168M 10.9x 1.3x
FDSB Unlock Forecast - 30 Days FREE Trial $76M 28.8x 0.6x
FFBW Unlock Forecast - 30 Days FREE Trial $78M 37.3x 1.0x
FGBI Unlock Forecast - 30 Days FREE Trial $64M 25.6x 0.3x
FGBIP Unlock Forecast - 30 Days FREE Trial $184M 60.2x 0.8x
FMAO Unlock Forecast - 30 Days FREE Trial $341M 10.7x 0.9x
FNRN Unlock Forecast - 30 Days FREE Trial $213M 10.1x 1.0x
FNWD Unlock Forecast - 30 Days FREE Trial $164M 27.0x 1.0x
FSEA Unlock Forecast - 30 Days FREE Trial $58M -9.9x 0.9x
FSFG Unlock Forecast - 30 Days FREE Trial $222M 22.5x 1.2x
GBNY Unlock Forecast - 30 Days FREE Trial $39M -15.4x 1.1x
HFBL Unlock Forecast - 30 Days FREE Trial $49M 11.3x 0.9x
HTB Unlock Forecast - 30 Days FREE Trial $731M 15.1x 1.2x
IROQ Unlock Forecast - 30 Days FREE Trial $87M 20.2x 1.0x
KFFB Unlock Forecast - 30 Days FREE Trial $34M -20.2x 0.7x
KRNY Unlock Forecast - 30 Days FREE Trial $475M 16.1x 0.6x
MFBI Unlock Forecast - 30 Days FREE Trial $5M x 0.4x
MGNO Unlock Forecast - 30 Days FREE Trial $9M x 0.5x
MGYR Unlock Forecast - 30 Days FREE Trial $108M 12.7x 0.9x
MSVB Unlock Forecast - 30 Days FREE Trial $51M 29.6x 1.5x
NFBK Unlock Forecast - 30 Days FREE Trial $477M 12.9x 0.7x
NRIM Unlock Forecast - 30 Days FREE Trial $539M 8.5x 1.7x
NSTS Unlock Forecast - 30 Days FREE Trial $55M 184.3x 0.7x
OFED Unlock Forecast - 30 Days FREE Trial $95M 19.2x 1.3x
PDLB Unlock Forecast - 30 Days FREE Trial $377M 17.6x 0.7x
PFS Unlock Forecast - 30 Days FREE Trial $2615M 10.2x 0.9x
PROV Unlock Forecast - 30 Days FREE Trial $100M 16.7x 0.8x
RVSB Unlock Forecast - 30 Days FREE Trial $110M 20.6x 0.7x
SFBC Unlock Forecast - 30 Days FREE Trial $114M 18.5x 1.1x
TCBC Unlock Forecast - 30 Days FREE Trial $94M 2329.5x 1.2x
TFSL Unlock Forecast - 30 Days FREE Trial $3959M 43.5x 2.1x
WNEB Unlock Forecast - 30 Days FREE Trial $259M 19.4x 1.1x
WSBF Unlock Forecast - 30 Days FREE Trial $299M 12.5x 0.9x

Frequently Asked Questions - First Seacoast Bancorp, Inc. Stock Forecast

How accurate are First Seacoast Bancorp, Inc. stock predictions?

Our AI model shows a 33% Spearman correlation coefficient for FSEA predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence First Seacoast Bancorp, Inc. stock price forecasts?

Our analysis considers First Seacoast Bancorp, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is First Seacoast Bancorp, Inc. a good investment in 2025?

Based on our AI analysis, First Seacoast Bancorp, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are First Seacoast Bancorp, Inc. forecasts updated?

First Seacoast Bancorp, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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