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GREENE COUNTY BANCORP INC (GCBC) Stock Forecast 2025 - AI Price Prediction & Analysis


GREENE COUNTY BANCORP INC (GCBC) AI Stock Price Forecast & Investment Analysis

GREENE COUNTY BANCORP INC Stock Price Chart and Technical Analysis

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GREENE COUNTY BANCORP INC (GCBC) - Comprehensive Stock Analysis & Investment Research

Deep dive into GREENE COUNTY BANCORP INC's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about GREENE COUNTY BANCORP INC, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For GREENE COUNTY BANCORP INC: GREENE COUNTY BANCORP INC operates in the Finance sector, making it an emerging small-cap investment.

GREENE COUNTY BANCORP INC (Stock Symbol: GCBC) is a leading company in the Finance sector , specifically operating within the Savings Institutions, Not Federally Chartered industry.

The organization employs approximately 123 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing GREENE COUNTY BANCORP INC's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For GREENE COUNTY BANCORP INC: With $74M in annual revenue and 41.7% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $74 million generating a 41.7% net profit margin .

Market Capitalization: $373 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 19.5% - Excellent shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for GREENE COUNTY BANCORP INC stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For GREENE COUNTY BANCORP INC: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for GREENE COUNTY BANCORP INC stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: GREENE COUNTY BANCORP INC's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For GREENE COUNTY BANCORP INC: Strong free cash flow generation demonstrates developing operational efficiency.

GREENE COUNTY BANCORP INC strategically competes in the highly dynamic Savings Institutions, Not Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $32 million annually, complemented by impressive 23.6% year-over-year cash flow growth.

GREENE COUNTY BANCORP INC (GCBC) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for GREENE COUNTY BANCORP INC stock analysis.

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Deep dive into GREENE COUNTY BANCORP INC's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if GREENE COUNTY BANCORP INC stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For GREENE COUNTY BANCORP INC: With a P/E ratio of 11.96, the market sees the stock as potentially undervalued.

P/E Ratio 11.96x
P/B Ratio 1.56x
Market Cap $373M
EPS $1.83
Book Value/Share $14.03
Revenue/Share $4.35
FCF/Share $2.74
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently GREENE COUNTY BANCORP INC converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For GREENE COUNTY BANCORP INC: An ROE of 19.5% demonstrates excellent shareholder value creation.

ROE 19.5%
ROA 1.2%
Net Margin 41.7%
EBT Margin 48.9%
Tax Rate 14.7%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess GREENE COUNTY BANCORP INC's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For GREENE COUNTY BANCORP INC:

D/E Ratio 0.31x
Financial Leverage 16.07x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal GREENE COUNTY BANCORP INC's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For GREENE COUNTY BANCORP INC: Free cash flow of $32M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $33M
Free Cash Flow $32M
Capital Spending $-1M
OCF Growth YoY 23.6%
FCF Growth YoY 21.7%
FCF/Sales 46.3%
CapEx/Sales 1.6%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively GREENE COUNTY BANCORP INC uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For GREENE COUNTY BANCORP INC: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 4.9x
Understanding Financial Statement Data

What these metrics mean: Key figures from GREENE COUNTY BANCORP INC's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For GREENE COUNTY BANCORP INC: With annual revenue of $74M, GREENE COUNTY BANCORP INC represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $74M
SG&A Expense $37M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 22%
Total Liabilities 94%
Short-term Debt 2%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.13
Payout Ratio 0.1%
Shares Outstanding 17M
Growth Metrics (YoY)
EPS Growth 1.7%

Latest GREENE COUNTY BANCORP INC Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting GREENE COUNTY BANCORP INC (GCBC) stock price and investment outlook.

, source: WTOP News

CATSKILL, N.Y. (AP) — CATSKILL, N.Y. (AP) — Greene County Bancorp Inc. (GCBC) on Wednesday reported earnings of $9.3 million in its fiscal fourth quarter. The Catskill, New York-based company said it ...

, source: Seeking Alpha

CATSKILL, N.Y., Jan. 18, 2023 (GLOBE NEWSWIRE) -- Greene County Bancorp, Inc. (GCBC) today announced that its Board of Directors has approved a quarterly cash dividend of $0.14 per share on the ...

GREENE COUNTY BANCORP INC Competitors & Peer Analysis - Finance Sector

Comparative analysis of GREENE COUNTY BANCORP INC against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFBI Unlock Forecast - 30 Days FREE Trial $117M 16.5x 0.9x
BCOW Unlock Forecast - 30 Days FREE Trial $65M -8.5x 0.9x
BLFY Unlock Forecast - 30 Days FREE Trial $184M -25.1x 0.6x
BSBK Unlock Forecast - 30 Days FREE Trial $114M -65.5x 0.8x
CULL Unlock Forecast - 30 Days FREE Trial $84M 22.9x 0.8x
ECBK Unlock Forecast - 30 Days FREE Trial $134M 25.1x 0.8x
EWSB Unlock Forecast - 30 Days FREE Trial $7M x 0.4x
FBLA Unlock Forecast - 30 Days FREE Trial $232M x 0.7x
FBSI Unlock Forecast - 30 Days FREE Trial $43M x 2.6x
FMFG Unlock Forecast - 30 Days FREE Trial $50M 11.5x 0.8x
FNWB Unlock Forecast - 30 Days FREE Trial $74M -202.4x 0.5x
FSBW Unlock Forecast - 30 Days FREE Trial $287M 8.6x 1.0x
GCBC Unlock Forecast - 30 Days FREE Trial $373M 12.0x 1.6x
GOVB Unlock Forecast - 30 Days FREE Trial $15M 23.4x 0.5x
HBCP Unlock Forecast - 30 Days FREE Trial $400M 9.7x 1.0x
HFWA Unlock Forecast - 30 Days FREE Trial $747M 15.1x 0.8x
MBBC Unlock Forecast - 30 Days FREE Trial $32M 747.7x 0.7x
MSBB Unlock Forecast - 30 Days FREE Trial $16M x 0.7x
NBBK Unlock Forecast - 30 Days FREE Trial $706M 13.8x 1.0x
NECB Unlock Forecast - 30 Days FREE Trial $277M 6.2x 0.8x
PBBK Unlock Forecast - 30 Days FREE Trial $48M 21.8x 1.0x
PBFS Unlock Forecast - 30 Days FREE Trial $333M 15.9x 1.1x
PFSB Unlock Forecast - 30 Days FREE Trial $21M 19.1x 0.6x
PVBC Unlock Forecast - 30 Days FREE Trial $221M 20.9x 0.9x
QNTO Unlock Forecast - 30 Days FREE Trial $26M 13.0x 0.5x
RBKB Unlock Forecast - 30 Days FREE Trial $115M 85.1x 0.9x
SMBC Unlock Forecast - 30 Days FREE Trial $544M 15.1x 1.1x
SRBK Unlock Forecast - 30 Days FREE Trial $133M -3.3x 0.7x
TCBS Unlock Forecast - 30 Days FREE Trial $48M 20.6x 0.9x
TCBX Unlock Forecast - 30 Days FREE Trial $521M 9.2x 1.1x
VWFB Unlock Forecast - 30 Days FREE Trial $22M x 0.6x
WSBK Unlock Forecast - 30 Days FREE Trial $88M x 0.8x

Frequently Asked Questions - GREENE COUNTY BANCORP INC Stock Forecast

How accurate are GREENE COUNTY BANCORP INC stock predictions?

Our AI model demonstrates 62% historical accuracy for GCBC predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence GREENE COUNTY BANCORP INC stock price forecasts?

Our analysis considers GREENE COUNTY BANCORP INC's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is GREENE COUNTY BANCORP INC a good investment in 2025?

Based on our AI analysis, GREENE COUNTY BANCORP INC shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are GREENE COUNTY BANCORP INC forecasts updated?

GREENE COUNTY BANCORP INC stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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