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HOME BANCORP, INC. (HBCP) Stock Forecast 2025 - AI Price Prediction & Analysis


HOME BANCORP, INC. (HBCP) AI Stock Price Forecast & Investment Analysis

HOME BANCORP, INC. Stock Price Chart and Technical Analysis

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HOME BANCORP, INC. (HBCP) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

HOME BANCORP, INC. (Stock Symbol: HBCP) is a leading company in the Finance sector , specifically operating within the Savings Institutions, Not Federally Chartered industry. The organization employs approximately 484 professionals worldwide . The company has established itself as an emerging investment opportunity with substantial growth potential.

Financial Performance & Key Metrics Analysis

Annual Revenue: $140 million generating a 35.7% net profit margin .

Market Capitalization: $445 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 12.3% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for HOME BANCORP, INC. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

HOME BANCORP, INC. strategically competes in the highly dynamic Savings Institutions, Not Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities . The company demonstrates robust operational efficiency through strong free cash flow generation of $44 million annually , complemented by impressive 11.6% year-over-year cash flow growth

HOME BANCORP, INC. (HBCP) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for HOME BANCORP, INC. stock analysis.

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Deep dive into HOME BANCORP, INC.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if HOME BANCORP, INC. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For HOME BANCORP, INC.: With a P/E ratio of 10.74, the market sees the stock as potentially undervalued.

P/E Ratio 10.74x
P/B Ratio 1.09x
Market Cap $445M
Dividend Yield 1.87%
EPS $5.26
Book Value/Share $51.72
Revenue/Share $17.74
FCF/Share $3.24
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently HOME BANCORP, INC. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For HOME BANCORP, INC.: An ROE of 12.3% shows good shareholder value creation.

ROE 12.3%
ROA 1.4%
Net Margin 35.7%
EBT Margin 44.3%
Tax Rate 19.4%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess HOME BANCORP, INC.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For HOME BANCORP, INC.:

D/E Ratio 0.09x
Financial Leverage 9.87x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal HOME BANCORP, INC.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For HOME BANCORP, INC.: Free cash flow of $44M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $46M
Free Cash Flow $44M
Capital Spending $-2M
OCF Growth YoY 11.6%
FCF Growth YoY 16.9%
FCF/Sales 38.0%
CapEx/Sales 2.1%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively HOME BANCORP, INC. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For HOME BANCORP, INC.: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 2.6x
Understanding Financial Statement Data

What these metrics mean: Key figures from HOME BANCORP, INC.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For HOME BANCORP, INC.: With annual revenue of $140M, HOME BANCORP, INC. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $140M
SG&A Expense $46M
Balance Sheet Highlights ($ Millions)
Cash & Short-term Investments $29M
Total Liabilities $90M
Short-term Debt $1M
Accounts Receivable $2M
Dividend & Shareholder Information
Dividends Per Share $1.05
Payout Ratio 0.2%
Shares Outstanding 8M
Growth Metrics (YoY)
EPS Growth 8.7%

Latest HOME BANCORP, INC. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting HOME BANCORP, INC. (HBCP) stock price and investment outlook.

, source: Benzinga.com

Home Bancorp Inc currently pays a quarterly dividend of $1.08 per year for a yield of 2.16%. Home Bancorp Inc last traded ex-dividend on May 5 and the next ex-dividend date is unknown.

HOME BANCORP, INC. Competitors & Peer Analysis - Finance Sector

Comparative analysis of HOME BANCORP, INC. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFBI Unlock Forecast $129M 18.3x 1.0x
BCOW Unlock Forecast $61M -8.5x 0.8x
BHLB Unlock Forecast $1225M 39.5x 1.0x
BLFY Unlock Forecast $201M -25.1x 0.6x
BSBK Unlock Forecast $121M -65.5x 0.9x
CULL Unlock Forecast $80M 21.9x 0.8x
ECBK Unlock Forecast $152M 28.6x 0.9x
ESSA Unlock Forecast $208M 11.3x 0.9x
EWSB Unlock Forecast $7M x 0.4x
FBLA Unlock Forecast $238M x 0.7x
FBSI Unlock Forecast $41M x 2.5x
FLG Unlock Forecast $4689M -2.8x 0.6x
FMFG Unlock Forecast $52M 11.9x 0.9x
FNWB Unlock Forecast $76M -202.4x 0.7x
FSBW Unlock Forecast $331M 9.9x 1.1x
GCBC Unlock Forecast $408M 14.3x 1.8x
GOVB Unlock Forecast $16M 25.5x 0.5x
HBCP Unlock Forecast $445M 10.7x 1.1x
HFWA Unlock Forecast $843M 17.1x 1.0x
MBBC Unlock Forecast $22M 47.9x 0.7x
MSBB Unlock Forecast $16M x 0.7x
NBBK Unlock Forecast $770M 15.0x 1.0x
NECB Unlock Forecast $316M 7.1x 0.9x
PBBK Unlock Forecast $51M 23.2x 1.0x
PBFS Unlock Forecast $335M 16.1x 1.1x
PFSB Unlock Forecast $19M 18.1x 0.5x
PVBC Unlock Forecast $229M 21.6x 1.0x
QNTO Unlock Forecast $27M 13.3x 0.5x
RBKB Unlock Forecast $148M 85.1x 1.2x
SMBC Unlock Forecast $651M 15.1x 1.4x
SRBK Unlock Forecast $138M -3.3x 0.7x
TCBS Unlock Forecast $49M 20.8x 0.9x
TCBX Unlock Forecast $694M 12.2x 1.4x
TSBK Unlock Forecast $253M 10.6x 1.0x
VWFB Unlock Forecast $22M x 0.6x
WMPN Unlock Forecast $121M 183.5x 0.9x

Frequently Asked Questions - HOME BANCORP, INC. Stock Forecast

How accurate are HOME BANCORP, INC. stock predictions?

Our AI model demonstrates 59% historical accuracy for HBCP predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence HOME BANCORP, INC. stock price forecasts?

Our analysis considers HOME BANCORP, INC.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is HOME BANCORP, INC. a good investment in 2025?

Based on our AI analysis, HOME BANCORP, INC. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are HOME BANCORP, INC. forecasts updated?

HOME BANCORP, INC. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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