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HERITAGE FINANCIAL CORP /WA/ (HFWA) Stock Forecast 2025 - AI Price Prediction & Analysis


HERITAGE FINANCIAL CORP /WA/ (HFWA) AI Stock Price Forecast & Investment Analysis

HERITAGE FINANCIAL CORP /WA/ Stock Price Chart and Technical Analysis

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HERITAGE FINANCIAL CORP /WA/ (HFWA) - Comprehensive Stock Analysis & Investment Research

Deep dive into HERITAGE FINANCIAL CORP /WA/'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about HERITAGE FINANCIAL CORP /WA/, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For HERITAGE FINANCIAL CORP /WA/: HERITAGE FINANCIAL CORP /WA/ operates in the Finance sector, making it an emerging small-cap investment.

HERITAGE FINANCIAL CORP /WA/ (Stock Symbol: HFWA) is a leading company in the Finance sector , specifically operating within the Savings Institutions, Not Federally Chartered industry.

The organization employs approximately 811 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing HERITAGE FINANCIAL CORP /WA/'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For HERITAGE FINANCIAL CORP /WA/: With $221M in annual revenue and 39.3% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $221 million generating a 39.3% net profit margin .

Market Capitalization: $747 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 11.2% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for HERITAGE FINANCIAL CORP /WA/ stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For HERITAGE FINANCIAL CORP /WA/: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for HERITAGE FINANCIAL CORP /WA/ stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: HERITAGE FINANCIAL CORP /WA/'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For HERITAGE FINANCIAL CORP /WA/: Strong free cash flow generation demonstrates developing operational efficiency.

HERITAGE FINANCIAL CORP /WA/ strategically competes in the highly dynamic Savings Institutions, Not Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $68 million annually, complemented by impressive -19.7% year-over-year cash flow growth.

HERITAGE FINANCIAL CORP /WA/ (HFWA) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for HERITAGE FINANCIAL CORP /WA/ stock analysis.

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Deep dive into HERITAGE FINANCIAL CORP /WA/'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if HERITAGE FINANCIAL CORP /WA/ stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For HERITAGE FINANCIAL CORP /WA/: With a P/E ratio of 15.09, the market moderately values the company's earnings.

P/E Ratio 15.09x
P/B Ratio 0.84x
Market Cap $747M
Dividend Yield 4.28%
EPS $1.45
Book Value/Share $26.15
Revenue/Share $6.52
FCF/Share $2.71
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently HERITAGE FINANCIAL CORP /WA/ converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For HERITAGE FINANCIAL CORP /WA/: An ROE of 11.2% shows good shareholder value creation.

ROE 11.2%
ROA 1.3%
Net Margin 39.3%
EBT Margin 48.2%
Tax Rate 18.5%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess HERITAGE FINANCIAL CORP /WA/'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For HERITAGE FINANCIAL CORP /WA/:

D/E Ratio 0.03x
Financial Leverage 9.11x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal HERITAGE FINANCIAL CORP /WA/'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For HERITAGE FINANCIAL CORP /WA/: Free cash flow of $68M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $71M
Free Cash Flow $68M
Capital Spending $-3M
OCF Growth YoY -19.7%
FCF Growth YoY -15.1%
FCF/Sales 28.9%
CapEx/Sales 1.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively HERITAGE FINANCIAL CORP /WA/ uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For HERITAGE FINANCIAL CORP /WA/: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 2.9x
Understanding Financial Statement Data

What these metrics mean: Key figures from HERITAGE FINANCIAL CORP /WA/'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For HERITAGE FINANCIAL CORP /WA/: With annual revenue of $221M, HERITAGE FINANCIAL CORP /WA/ demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $221M
SG&A Expense $47M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 35%
Total Liabilities 89%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.94
Payout Ratio 0.7%
Shares Outstanding 34M
Growth Metrics (YoY)
EPS Growth 4.5%

Latest HERITAGE FINANCIAL CORP /WA/ Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting HERITAGE FINANCIAL CORP /WA/ (HFWA) stock price and investment outlook.

📰 We are currently updating our news feed for HERITAGE FINANCIAL CORP /WA/. Check back soon for the latest market analysis and company updates.

HERITAGE FINANCIAL CORP /WA/ Competitors & Peer Analysis - Finance Sector

Comparative analysis of HERITAGE FINANCIAL CORP /WA/ against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFBI Unlock Forecast - 30 Days FREE Trial $117M 16.5x 0.9x
BCOW Unlock Forecast - 30 Days FREE Trial $65M -8.5x 0.9x
BLFY Unlock Forecast - 30 Days FREE Trial $184M -25.1x 0.6x
BSBK Unlock Forecast - 30 Days FREE Trial $114M -65.5x 0.8x
CULL Unlock Forecast - 30 Days FREE Trial $84M 22.9x 0.8x
ECBK Unlock Forecast - 30 Days FREE Trial $134M 25.1x 0.8x
EWSB Unlock Forecast - 30 Days FREE Trial $7M x 0.4x
FBLA Unlock Forecast - 30 Days FREE Trial $232M x 0.7x
FBSI Unlock Forecast - 30 Days FREE Trial $43M x 2.6x
FMFG Unlock Forecast - 30 Days FREE Trial $50M 11.5x 0.8x
FNWB Unlock Forecast - 30 Days FREE Trial $74M -202.4x 0.5x
FSBW Unlock Forecast - 30 Days FREE Trial $287M 8.6x 1.0x
GCBC Unlock Forecast - 30 Days FREE Trial $373M 12.0x 1.6x
GOVB Unlock Forecast - 30 Days FREE Trial $15M 23.4x 0.5x
HBCP Unlock Forecast - 30 Days FREE Trial $400M 9.7x 1.0x
HFWA Unlock Forecast - 30 Days FREE Trial $747M 15.1x 0.8x
MBBC Unlock Forecast - 30 Days FREE Trial $32M 747.7x 0.7x
MSBB Unlock Forecast - 30 Days FREE Trial $16M x 0.7x
NBBK Unlock Forecast - 30 Days FREE Trial $706M 13.8x 1.0x
NECB Unlock Forecast - 30 Days FREE Trial $277M 6.2x 0.8x
PBBK Unlock Forecast - 30 Days FREE Trial $48M 21.8x 1.0x
PBFS Unlock Forecast - 30 Days FREE Trial $333M 15.9x 1.1x
PFSB Unlock Forecast - 30 Days FREE Trial $21M 19.1x 0.6x
PVBC Unlock Forecast - 30 Days FREE Trial $221M 20.9x 0.9x
QNTO Unlock Forecast - 30 Days FREE Trial $26M 13.0x 0.5x
RBKB Unlock Forecast - 30 Days FREE Trial $115M 85.1x 0.9x
SMBC Unlock Forecast - 30 Days FREE Trial $544M 15.1x 1.1x
SRBK Unlock Forecast - 30 Days FREE Trial $133M -3.3x 0.7x
TCBS Unlock Forecast - 30 Days FREE Trial $48M 20.6x 0.9x
TCBX Unlock Forecast - 30 Days FREE Trial $521M 9.2x 1.1x
VWFB Unlock Forecast - 30 Days FREE Trial $22M x 0.6x
WSBK Unlock Forecast - 30 Days FREE Trial $88M x 0.8x

Frequently Asked Questions - HERITAGE FINANCIAL CORP /WA/ Stock Forecast

How accurate are HERITAGE FINANCIAL CORP /WA/ stock predictions?

Our AI model demonstrates 61% historical accuracy for HFWA predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence HERITAGE FINANCIAL CORP /WA/ stock price forecasts?

Our analysis considers HERITAGE FINANCIAL CORP /WA/'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is HERITAGE FINANCIAL CORP /WA/ a good investment in 2025?

Based on our AI analysis, HERITAGE FINANCIAL CORP /WA/ shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are HERITAGE FINANCIAL CORP /WA/ forecasts updated?

HERITAGE FINANCIAL CORP /WA/ stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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