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HORACE MANN EDUCATORS CORP /DE/ (HMN) Stock Forecast 2025 - AI Price Prediction & Analysis


HORACE MANN EDUCATORS CORP /DE/ (HMN) AI Stock Price Forecast & Investment Analysis

HORACE MANN EDUCATORS CORP /DE/ Stock Price Chart and Technical Analysis

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HORACE MANN EDUCATORS CORP /DE/ (HMN) - Comprehensive Stock Analysis & Investment Research

Deep dive into HORACE MANN EDUCATORS CORP /DE/'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about HORACE MANN EDUCATORS CORP /DE/, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For HORACE MANN EDUCATORS CORP /DE/: HORACE MANN EDUCATORS CORP /DE/ operates in the Finance sector, making it an emerging small-cap investment.

HORACE MANN EDUCATORS CORP /DE/ (Stock Symbol: HMN) is a leading company in the Finance sector , specifically operating within the Fire, Marine & Casualty Insurance industry.

The organization employs approximately 2372 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing HORACE MANN EDUCATORS CORP /DE/'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For HORACE MANN EDUCATORS CORP /DE/: With $1649M in annual revenue and 6.6% net margin, the company demonstrates solid profitability.

Annual Revenue: $1649 million generating a 6.6% net profit margin .

Market Capitalization: $1811 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 7.3% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for HORACE MANN EDUCATORS CORP /DE/ stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For HORACE MANN EDUCATORS CORP /DE/: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for HORACE MANN EDUCATORS CORP /DE/ stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: HORACE MANN EDUCATORS CORP /DE/'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For HORACE MANN EDUCATORS CORP /DE/: Strong free cash flow generation demonstrates solid operational efficiency.

HORACE MANN EDUCATORS CORP /DE/ strategically competes in the highly dynamic Fire, Marine & Casualty Insurance marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $158 million annually, complemented by impressive 103.6% year-over-year cash flow growth.

HORACE MANN EDUCATORS CORP /DE/ (HMN) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for HORACE MANN EDUCATORS CORP /DE/ stock analysis.

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Deep dive into HORACE MANN EDUCATORS CORP /DE/'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if HORACE MANN EDUCATORS CORP /DE/ stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For HORACE MANN EDUCATORS CORP /DE/: With a P/E ratio of 12.93, the market sees the stock as potentially undervalued.

P/E Ratio 12.93x
P/B Ratio 1.33x
Market Cap $1811M
Dividend Yield 3.41%
EPS $3.39
Book Value/Share $32.69
Revenue/Share $39.64
FCF/Share $4.48
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently HORACE MANN EDUCATORS CORP /DE/ converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For HORACE MANN EDUCATORS CORP /DE/: An ROE of 7.3% indicates room for improvement in shareholder value creation.

ROE 7.3%
ROA 0.8%
Net Margin 6.6%
EBT Margin 11.3%
Tax Rate 18.3%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess HORACE MANN EDUCATORS CORP /DE/'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For HORACE MANN EDUCATORS CORP /DE/:

D/E Ratio 0.17x
Financial Leverage 9.39x
Interest Coverage 1.9x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal HORACE MANN EDUCATORS CORP /DE/'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For HORACE MANN EDUCATORS CORP /DE/: Free cash flow of $158M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $158M
Free Cash Flow $158M
OCF Growth YoY 103.6%
FCF Growth YoY 103.6%
FCF/Sales 12.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively HORACE MANN EDUCATORS CORP /DE/ uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For HORACE MANN EDUCATORS CORP /DE/: An asset turnover of 0.09x suggests room for improvement in asset utilization.

Asset Turnover 0.09x
Fixed Assets Turnover 19.1x
Understanding Financial Statement Data

What these metrics mean: Key figures from HORACE MANN EDUCATORS CORP /DE/'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For HORACE MANN EDUCATORS CORP /DE/: With annual revenue of $1649M, HORACE MANN EDUCATORS CORP /DE/ operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1649M
SG&A Expense $14M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 44%
Total Liabilities 89%
Short-term Debt 2%
Accounts Receivable 4%
Dividend & Shareholder Information
Dividends Per Share $1.25
Payout Ratio 44.4%
Shares Outstanding 42M
Growth Metrics (YoY)
EPS Growth 6.2%

Latest HORACE MANN EDUCATORS CORP /DE/ Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting HORACE MANN EDUCATORS CORP /DE/ (HMN) stock price and investment outlook.

📰 We are currently updating our news feed for HORACE MANN EDUCATORS CORP /DE/. Check back soon for the latest market analysis and company updates.

HORACE MANN EDUCATORS CORP /DE/ Competitors & Peer Analysis - Finance Sector

Comparative analysis of HORACE MANN EDUCATORS CORP /DE/ against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFG Unlock Forecast - 30 Days FREE Trial $10949M 14.3x 2.4x
AFGB Unlock Forecast - 30 Days FREE Trial $1874M 2.5x 0.4x
AFGC Unlock Forecast - 30 Days FREE Trial $1643M 2.2x 0.4x
AFGD Unlock Forecast - 30 Days FREE Trial $1826M 2.4x 0.4x
AFGE Unlock Forecast - 30 Days FREE Trial $1504M 2.0x 0.3x
AIG Unlock Forecast - 30 Days FREE Trial $43116M 13.5x 1.0x
AII Unlock Forecast - 30 Days FREE Trial $351M x 1.2x
ALL Unlock Forecast - 30 Days FREE Trial $51448M 8.8x 2.1x
ALL-PB Unlock Forecast - 30 Days FREE Trial $6877M 1.2x 0.3x
ALL-PH Unlock Forecast - 30 Days FREE Trial $5805M 1.0x 0.2x
ALL-PI Unlock Forecast - 30 Days FREE Trial $5464M 0.9x 0.2x
ALL-PJ Unlock Forecast - 30 Days FREE Trial $7046M 1.2x 0.3x
AMSF Unlock Forecast - 30 Days FREE Trial $780M 15.5x 2.9x
ASIC Unlock Forecast - 30 Days FREE Trial $858M x 1.5x
AXS Unlock Forecast - 30 Days FREE Trial $7201M 8.1x 1.2x
AXS-PE Unlock Forecast - 30 Days FREE Trial $1675M 1.9x 0.3x
BOW Unlock Forecast - 30 Days FREE Trial $829M 16.8x 2.0x
CB Unlock Forecast - 30 Days FREE Trial $106933M 11.6x 1.5x
CINF Unlock Forecast - 30 Days FREE Trial $23889M 13.1x 1.7x
CNA Unlock Forecast - 30 Days FREE Trial $12211M 13.9x 1.2x
CNFR Unlock Forecast - 30 Days FREE Trial $17M 0.6x 0.6x
CNFRZ Unlock Forecast - 30 Days FREE Trial $244M 7.9x 8.7x
EG Unlock Forecast - 30 Days FREE Trial $25359M 31.5x 1.7x
FIHL Unlock Forecast - 30 Days FREE Trial $1864M x 0.8x
GBLI Unlock Forecast - 30 Days FREE Trial $411M 14.6x 0.6x
GLRE Unlock Forecast - 30 Days FREE Trial $420M 11.1x 0.6x
HCI Unlock Forecast - 30 Days FREE Trial $2448M 17.0x 3.2x
HCIIP Unlock Forecast - 30 Days FREE Trial $131M 0.9x 0.2x
HG Unlock Forecast - 30 Days FREE Trial $2359M 4.0x 0.9x
HMN Unlock Forecast - 30 Days FREE Trial $1811M 12.9x 1.3x
HRTG Unlock Forecast - 30 Days FREE Trial $717M 6.7x 1.9x
JRVR Unlock Forecast - 30 Days FREE Trial $240M -1.6x 0.5x
KFS Unlock Forecast - 30 Days FREE Trial $415M -29.1x 23.8x
KG Unlock Forecast - 30 Days FREE Trial $195M x 1.3x
KINS Unlock Forecast - 30 Days FREE Trial $205M 7.4x 2.2x
KMPB Unlock Forecast - 30 Days FREE Trial $1513M 4.4x 0.5x
KMPR Unlock Forecast - 30 Days FREE Trial $3010M 8.8x 1.0x
KNSL Unlock Forecast - 30 Days FREE Trial $10217M 22.9x 5.9x
L Unlock Forecast - 30 Days FREE Trial $20850M 15.5x 1.2x
LMND Unlock Forecast - 30 Days FREE Trial $3510M -13.8x 6.7x
MCY Unlock Forecast - 30 Days FREE Trial $4356M 11.2x 2.2x
MHLA Unlock Forecast - 30 Days FREE Trial $1495M -44.3x 39.8x
MHNC Unlock Forecast - 30 Days FREE Trial $1746M -44.4x 46.5x
NODK Unlock Forecast - 30 Days FREE Trial $280M -48.6x 1.1x
OXBR Unlock Forecast - 30 Days FREE Trial $13M -10.3x 2.4x
PGR Unlock Forecast - 30 Days FREE Trial $130317M 12.5x 4.0x
PLMR Unlock Forecast - 30 Days FREE Trial $3012M 19.5x 3.6x
PRA Unlock Forecast - 30 Days FREE Trial $1240M 25.5x 1.0x
RLI Unlock Forecast - 30 Days FREE Trial $5435M 16.8x 3.1x
RNR Unlock Forecast - 30 Days FREE Trial $11931M 6.0x 1.1x
RNR-PF Unlock Forecast - 30 Days FREE Trial $1099M 0.6x 0.1x
RNR-PG Unlock Forecast - 30 Days FREE Trial $799M 0.4x 0.1x
ROOT Unlock Forecast - 30 Days FREE Trial $1285M 15.1x 5.3x
SAFT Unlock Forecast - 30 Days FREE Trial $1019M 12.0x 1.2x
SIGI Unlock Forecast - 30 Days FREE Trial $4973M 13.0x 1.5x
SIGIP Unlock Forecast - 30 Days FREE Trial $1086M 2.8x 0.3x
SKWD Unlock Forecast - 30 Days FREE Trial $1906M 14.4x 2.1x
SLDE Unlock Forecast - 30 Days FREE Trial $1840M x 2.1x
SPNT Unlock Forecast - 30 Days FREE Trial $2077M 17.9x 1.0x
SPNT-PB Unlock Forecast - 30 Days FREE Trial $2965M 25.6x 1.4x
THG Unlock Forecast - 30 Days FREE Trial $6263M 11.3x 2.0x
TIPT Unlock Forecast - 30 Days FREE Trial $643M 11.5x 1.3x
TRV Unlock Forecast - 30 Days FREE Trial $58330M 9.9x 1.8x
UFCS Unlock Forecast - 30 Days FREE Trial $778M 8.5x 0.9x
UVE Unlock Forecast - 30 Days FREE Trial $784M 11.8x 1.7x
WRB Unlock Forecast - 30 Days FREE Trial $27942M 15.9x 3.0x
WRB-PE Unlock Forecast - 30 Days FREE Trial $8650M 4.9x 0.9x
WTM Unlock Forecast - 30 Days FREE Trial $4758M 23.2x 1.0x

Frequently Asked Questions - HORACE MANN EDUCATORS CORP /DE/ Stock Forecast

How accurate are HORACE MANN EDUCATORS CORP /DE/ stock predictions?

Our AI model demonstrates 64% historical accuracy for HMN predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence HORACE MANN EDUCATORS CORP /DE/ stock price forecasts?

Our analysis considers HORACE MANN EDUCATORS CORP /DE/'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is HORACE MANN EDUCATORS CORP /DE/ a good investment in 2025?

Based on our AI analysis, HORACE MANN EDUCATORS CORP /DE/ shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are HORACE MANN EDUCATORS CORP /DE/ forecasts updated?

HORACE MANN EDUCATORS CORP /DE/ stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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