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IF Bancorp, Inc. (IROQ) Stock Forecast 2025 - AI Price Prediction & Analysis


IF Bancorp, Inc. (IROQ) AI Stock Price Forecast & Investment Analysis

IF Bancorp, Inc. Stock Price Chart and Technical Analysis

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IF Bancorp, Inc. (IROQ) - Comprehensive Stock Analysis & Investment Research

Deep dive into IF Bancorp, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about IF Bancorp, Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For IF Bancorp, Inc.: IF Bancorp, Inc. operates in the Finance sector, making it an emerging small-cap investment.

IF Bancorp, Inc. (Stock Symbol: IROQ) is a leading company in the Finance sector , specifically operating within the Savings Institution, Federally Chartered industry.

The organization employs approximately 50 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing IF Bancorp, Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For IF Bancorp, Inc.: With $26M in annual revenue and -34.1% net margin, the company demonstrates developing profitability.

Annual Revenue: $26 million generating a -34.1% net profit margin .

Market Capitalization: $87 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 7.1% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for IF Bancorp, Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For IF Bancorp, Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for IF Bancorp, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: IF Bancorp, Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For IF Bancorp, Inc.: Strong free cash flow generation demonstrates developing operational efficiency.

IF Bancorp, Inc. strategically competes in the highly dynamic Savings Institution, Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $8 million annually, complemented by impressive 19.0% year-over-year cash flow growth.

IF Bancorp, Inc. (IROQ) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for IF Bancorp, Inc. stock analysis.

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Deep dive into IF Bancorp, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if IF Bancorp, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For IF Bancorp, Inc.: With a P/E ratio of 20.15, the market moderately values the company's earnings.

P/E Ratio 20.15x
P/B Ratio 1.03x
Market Cap $87M
Dividend Yield 1.55%
EPS $1.37
Book Value/Share $25.21
Revenue/Share $7.89
FCF/Share $2.01
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently IF Bancorp, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For IF Bancorp, Inc.: An ROE of 7.1% indicates room for improvement in shareholder value creation.

ROE 7.1%
ROA 0.8%
Net Margin -34.1%
EBT Margin 28.1%
Tax Rate 26.3%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess IF Bancorp, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For IF Bancorp, Inc.:

D/E Ratio 0.26x
Financial Leverage 10.03x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal IF Bancorp, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For IF Bancorp, Inc.: Free cash flow of $8M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $8M
Free Cash Flow $8M
OCF Growth YoY 19.0%
FCF Growth YoY 43.7%
FCF/Sales 27.3%
CapEx/Sales 1.1%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively IF Bancorp, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For IF Bancorp, Inc.: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 2.8x
Understanding Financial Statement Data

What these metrics mean: Key figures from IF Bancorp, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For IF Bancorp, Inc.: With annual revenue of $26M, IF Bancorp, Inc. represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $26M
Net Income $-5M
SG&A Expense $49M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 32%
Total Liabilities 90%
Short-term Debt 0%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.40
Payout Ratio 0.3%
Shares Outstanding 3M
Growth Metrics (YoY)
EPS Growth 4.2%

Latest IF Bancorp, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting IF Bancorp, Inc. (IROQ) stock price and investment outlook.

, source: Business Wire

WATSEKA, Ill.--(BUSINESS WIRE)--IF Bancorp, Inc. (NASDAQ Capital: IROQ) (the “Company”), the holding company for Iroquois Federal Savings and Loan Association, today announced that its Board of ...

IF Bancorp, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of IF Bancorp, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AX Unlock Forecast - 30 Days FREE Trial $4797M 11.1x 1.7x
BCBP Unlock Forecast - 30 Days FREE Trial $138M 26.3x 0.4x
BCTF Unlock Forecast - 30 Days FREE Trial $11M 16.5x 0.1x
BFIN Unlock Forecast - 30 Days FREE Trial $184M 11.5x 1.1x
BKU Unlock Forecast - 30 Days FREE Trial $3363M 12.5x 1.1x
BVFL Unlock Forecast - 30 Days FREE Trial $174M 16.3x 0.9x
BYFC Unlock Forecast - 30 Days FREE Trial $54M 30.3x 0.2x
CARV Unlock Forecast - 30 Days FREE Trial $9M -2.3x 0.3x
CFFN Unlock Forecast - 30 Days FREE Trial $890M 13.1x 0.9x
CFSB Unlock Forecast - 30 Days FREE Trial $93M 230.8x 1.2x
CLBK Unlock Forecast - 30 Days FREE Trial $1765M 118.9x 1.6x
CLST Unlock Forecast - 30 Days FREE Trial $62M 25.3x 0.8x
CPBI Unlock Forecast - 30 Days FREE Trial $68M x 0.8x
CZWI Unlock Forecast - 30 Days FREE Trial $170M 12.8x 0.9x
EBC Unlock Forecast - 30 Days FREE Trial $4029M 81.4x 1.1x
FCAP Unlock Forecast - 30 Days FREE Trial $168M 10.9x 1.3x
FDSB Unlock Forecast - 30 Days FREE Trial $76M 28.8x 0.6x
FFBW Unlock Forecast - 30 Days FREE Trial $78M 37.3x 1.0x
FGBI Unlock Forecast - 30 Days FREE Trial $64M 25.6x 0.3x
FGBIP Unlock Forecast - 30 Days FREE Trial $184M 60.2x 0.8x
FMAO Unlock Forecast - 30 Days FREE Trial $341M 10.7x 0.9x
FNRN Unlock Forecast - 30 Days FREE Trial $213M 10.1x 1.0x
FNWD Unlock Forecast - 30 Days FREE Trial $164M 27.0x 1.0x
FSEA Unlock Forecast - 30 Days FREE Trial $58M -9.9x 0.9x
FSFG Unlock Forecast - 30 Days FREE Trial $222M 22.5x 1.2x
GBNY Unlock Forecast - 30 Days FREE Trial $39M -15.4x 1.1x
HFBL Unlock Forecast - 30 Days FREE Trial $49M 11.3x 0.9x
HTB Unlock Forecast - 30 Days FREE Trial $731M 15.1x 1.2x
IROQ Unlock Forecast - 30 Days FREE Trial $87M 20.2x 1.0x
KFFB Unlock Forecast - 30 Days FREE Trial $34M -20.2x 0.7x
KRNY Unlock Forecast - 30 Days FREE Trial $475M 16.1x 0.6x
MFBI Unlock Forecast - 30 Days FREE Trial $5M x 0.4x
MGNO Unlock Forecast - 30 Days FREE Trial $9M x 0.5x
MGYR Unlock Forecast - 30 Days FREE Trial $108M 12.7x 0.9x
MSVB Unlock Forecast - 30 Days FREE Trial $51M 29.6x 1.5x
NFBK Unlock Forecast - 30 Days FREE Trial $477M 12.9x 0.7x
NRIM Unlock Forecast - 30 Days FREE Trial $539M 8.5x 1.7x
NSTS Unlock Forecast - 30 Days FREE Trial $55M 184.3x 0.7x
OFED Unlock Forecast - 30 Days FREE Trial $95M 19.2x 1.3x
PDLB Unlock Forecast - 30 Days FREE Trial $377M 17.6x 0.7x
PFS Unlock Forecast - 30 Days FREE Trial $2615M 10.2x 0.9x
PROV Unlock Forecast - 30 Days FREE Trial $100M 16.7x 0.8x
RVSB Unlock Forecast - 30 Days FREE Trial $110M 20.6x 0.7x
SFBC Unlock Forecast - 30 Days FREE Trial $114M 18.5x 1.1x
TCBC Unlock Forecast - 30 Days FREE Trial $94M 2329.5x 1.2x
TFSL Unlock Forecast - 30 Days FREE Trial $3959M 43.5x 2.1x
WNEB Unlock Forecast - 30 Days FREE Trial $259M 19.4x 1.1x
WSBF Unlock Forecast - 30 Days FREE Trial $299M 12.5x 0.9x

Frequently Asked Questions - IF Bancorp, Inc. Stock Forecast

How accurate are IF Bancorp, Inc. stock predictions?

Our AI model shows a 65% Spearman correlation coefficient for IROQ predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence IF Bancorp, Inc. stock price forecasts?

Our analysis considers IF Bancorp, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is IF Bancorp, Inc. a good investment in 2025?

Based on our AI analysis, IF Bancorp, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are IF Bancorp, Inc. forecasts updated?

IF Bancorp, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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