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Jefferson Capital, Inc. / DE (JCAP) Stock Forecast 2025 - AI Price Prediction & Analysis

Jefferson Capital, Inc. / DE (JCAP) AI Stock Price Forecast & Investment Analysis

Jefferson Capital, Inc. / DE Stock Price Chart and Technical Analysis

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Jefferson Capital, Inc. / DE (JCAP) - Comprehensive Stock Analysis & Investment Research

Deep dive into Jefferson Capital, Inc. / DE's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Jefferson Capital, Inc. / DE, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Jefferson Capital, Inc. / DE: Jefferson Capital, Inc. / DE operates in the Finance sector, making it an emerging small-cap investment.

Jefferson Capital, Inc. / DE (Stock Symbol: JCAP) is a leading company in the Finance sector , specifically operating within the Short-Term Business Credit Institutions industry.

The organization employs approximately 16 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Jefferson Capital, Inc. / DE's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Jefferson Capital, Inc. / DE: With $48M in annual revenue and -118.8% net margin, the company demonstrates developing profitability.

Annual Revenue: $48 million generating a -118.8% net profit margin .

Market Capitalization: $1109 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): -14.3% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Jefferson Capital, Inc. / DE stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For Jefferson Capital, Inc. / DE: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Jefferson Capital, Inc. / DE stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Jefferson Capital, Inc. / DE's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Jefferson Capital, Inc. / DE: Market positioning analysis based on available financial and operational metrics.

Jefferson Capital, Inc. / DE strategically competes in the highly dynamic Short-Term Business Credit Institutions marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company maintains a healthy 85.1% gross margin, indicating strong pricing power and operational efficiency.

Jefferson Capital, Inc. / DE (JCAP) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Jefferson Capital, Inc. / DE stock analysis.

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Deep dive into Jefferson Capital, Inc. / DE's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Jefferson Capital, Inc. / DE stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Jefferson Capital, Inc. / DE: With a P/E ratio of -6.97, the market sees the stock as potentially undervalued.

P/E Ratio -6.97x
P/B Ratio 2.70x
Market Cap $1109M
Dividend Yield 6.74%
EPS $-2.47
Book Value/Share $7.05
Revenue/Share $2.09
FCF/Share $-0.63
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Jefferson Capital, Inc. / DE converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Jefferson Capital, Inc. / DE: An ROE of -14.3% indicates room for improvement in shareholder value creation.

ROE -14.3%
ROA -7.2%
ROIC -7.8%
Gross Margin 85.1%
Operating Margin 21.8%
Net Margin -118.8%
EBT Margin -80.3%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Jefferson Capital, Inc. / DE's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Jefferson Capital, Inc. / DE: A current ratio of 1.19 shows adequate liquidity.

Current Ratio 1.19x
Quick Ratio 0.72x
D/E Ratio 0.73x
Financial Leverage 2.35x
Interest Coverage -2.3x
Working Capital $-4M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Jefferson Capital, Inc. / DE's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Jefferson Capital, Inc. / DE: Free cash flow of $-17M indicates cash challenges that need attention.

Operating Cash Flow $-15M
Free Cash Flow $-17M
Capital Spending $-2M
FCF/Sales -35.0%
CapEx/Sales 4.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Jefferson Capital, Inc. / DE uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Jefferson Capital, Inc. / DE: An asset turnover of 0.06x suggests room for improvement in asset utilization.

Asset Turnover 0.06x
Receivables Turnover 42.4x
Fixed Assets Turnover 263.8x
Days Sales Outstanding 9 days
Payables Period 391 days
Understanding Financial Statement Data

What these metrics mean: Key figures from Jefferson Capital, Inc. / DE's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Jefferson Capital, Inc. / DE: With annual revenue of $48M, Jefferson Capital, Inc. / DE represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $48M
Operating Income $10M
Net Income $-36M
R&D Expense $0M
SG&A Expense $33M
Cost of Goods Sold $15M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 3%
Cash & Short-term Investments 2%
Total Liabilities 35%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $1.16
Payout Ratio 70.3%
Shares Outstanding 58M

Latest Jefferson Capital, Inc. / DE Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Jefferson Capital, Inc. / DE (JCAP) stock price and investment outlook.

, source: Law

In May 2023, Jefferson Capital Systems, LLC (“Jefferson Capital”) filed a suit on account against La’Shaun Clark in magistrate court and obtained a money judgment against her. Clark filed a petition ...

, source: PE Hub

The IPO will consist of 625,000 shares of the company’s common stock and 9,375,000 shares of common stock offered by certain stockholders. The stock is expected to trade on the Nasdaq under the ticker ...

, source: Morningstar

Collections Grow 85% to $255.7 Million with Estimated Remaining Collections (“ERC”) up 31% to a Record $2.9 Billion Pre-tax Income up 82% to $62.0 Million with Net Income up 48% to $47.7 Million ...

, source: Nasdaq

We are actively working to enhance your experience by translating more content. However, please be aware that the page you are about to visit has not yet been translated. We appreciate your ...

, source: Barron's

Jefferson Capital, Inc. is a holding company, which engages in purchasing and managing of charge-off and insolvency consumer accounts. It operates through the following geographical segments: the ...

, source: Law

La'Shaun Clark appealed the superior court's decision affirming a magistrate court judgment in favor of Jefferson Capital Systems, LLC ("Jefferson Capital") in a debt collection suit. The court ...

Jefferson Capital, Inc. / DE Competitors & Peer Analysis - Finance Sector

Comparative analysis of Jefferson Capital, Inc. / DE against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ECPG Unlock Forecast - 30 Days FREE Trial $970M -7.8x 1.0x
JCAP Unlock Forecast - 30 Days FREE Trial $1109M -7.0x 2.7x
OCTO Unlock Forecast - 30 Days FREE Trial $37M 0.2x 4.2x
PLBC Unlock Forecast - 30 Days FREE Trial $244M 8.5x 1.3x
PRAA Unlock Forecast - 30 Days FREE Trial $542M 6.0x 0.4x
PWCO Unlock Forecast - 30 Days FREE Trial $2M x 216.2x

Frequently Asked Questions - Jefferson Capital, Inc. / DE Stock Forecast

How accurate are Jefferson Capital, Inc. / DE stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for JCAP predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Jefferson Capital, Inc. / DE stock price forecasts?

Our analysis considers Jefferson Capital, Inc. / DE's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Jefferson Capital, Inc. / DE a good investment in 2025?

Based on our AI analysis, Jefferson Capital, Inc. / DE shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Jefferson Capital, Inc. / DE forecasts updated?

Jefferson Capital, Inc. / DE stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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