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Kearny Financial Corp. (KRNY) AI Forecast

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Kearny Financial Corp. (KRNY) Stock Forecast 2025


Kearny Financial Corp. (KRNY) AI Stock Price Forecast & Investment Analysis

Kearny Financial Corp. Stock Price Chart and Technical Analysis

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Kearny Financial Corp. (KRNY) - Comprehensive Stock Analysis & Investment Research

Deep dive into Kearny Financial Corp.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on March 10, 2026, 2:57 a.m. (UTC)

Kearny Financial Corp. Investment Summary

When evaluating whether Kearny Financial Corp. (KRNY) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Kearny Financial Corp. (KRNY) operates within the Finance sector, specifically in the Savings Institution, Federally Chartered industry. The company employs approximately 3 people. With a market capitalization of $482 million, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers Kearny Financial Corp.'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Kearny Financial Corp. along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Kearny Financial Corp. is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

Kearny Financial Corp. (Stock Symbol: KRNY) is a prominent company operating within the Finance sector, with a specific focus on the Savings Institution, Federally Chartered industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about Kearny Financial Corp.'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Kearny Financial Corp....

Sector & Industry Analysis

In-depth sector dynamics and industry context for Kearny Financial Corp....

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Revenue & Growth Analysis

Kearny Financial Corp. generates annual revenues of $163 million , representing an emerging company in its growth phase.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Kearny Financial Corp....

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Kearny Financial Corp....

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Kearny Financial Corp....

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Strategic Market Position

Kearny Financial Corp. strategically competes in the highly dynamic Savings Institution, Federally Chartered marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

Kearny Financial Corp. competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company shows positive operational efficiency through free cash flow generation of $70 million annually , with year-over-year cash flow growth of 280.5%. Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Asset Utilization Efficiency

Asset turnover ratio of 0.03x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

Kearny Financial Corp. (KRNY) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Kearny Financial Corp. stock analysis.

Deep dive into Kearny Financial Corp.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Kearny Financial Corp. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Kearny Financial Corp.: With a P/E ratio of 14.88, the market sees the stock as potentially undervalued.

P/E Ratio 14.88x
P/B Ratio 0.64x
Market Cap $482M
Dividend Yield 5.91%
EPS $0.42
Book Value/Share $11.70
Revenue/Share $2.53
FCF/Share $0.55
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Kearny Financial Corp. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Kearny Financial Corp.: An ROE of 7.4% indicates room for improvement in shareholder value creation.

ROE 7.4%
ROA 1.0%
Net Margin 35.6%
EBT Margin 48.8%
Tax Rate 27.0%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Kearny Financial Corp.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Kearny Financial Corp.:

D/E Ratio 0.57x
Financial Leverage 7.74x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Kearny Financial Corp.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Kearny Financial Corp.: Free cash flow of $70M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $75M
Free Cash Flow $70M
Capital Spending -$4M
OCF Growth YoY 280.5%
FCF Growth YoY 404.7%
FCF/Sales 33.6%
CapEx/Sales 2.1%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Kearny Financial Corp. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Kearny Financial Corp.: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 3.7x
Understanding Financial Statement Data

What these metrics mean: Key figures from Kearny Financial Corp.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Kearny Financial Corp.: With annual revenue of $163M, Kearny Financial Corp. demonstrates solid business size.

Income Statement
Total Revenue $163M
SG&A Expense $38M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 22%
Total Liabilities 87%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.44
Payout Ratio 0.7%
Shares Outstanding 65M
Growth Metrics (YoY)
EPS Growth -17.8%

Latest Kearny Financial Corp. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Kearny Financial Corp. (KRNY) stock price and investment outlook.

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Kearny Financial Corp. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Kearny Financial Corp. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
Axos Financial, Inc. AX ██% $4.85B 10.6x 1.7x
Bcb Bancorp Inc BCBP ██% $141M 50.4x 0.5x
Bancorp 34, Inc. BCTF ██% $46M 27.0x 0.5x
Bankfinancial Corp BFIN ██% $188M 81.2x 1.1x
Bankunited, Inc. BKU ██% $3.58B 13.4x 1.2x
Bv Financial, Inc. BVFL ██% $179M 16.9x 0.9x
Broadway Financial Corp \De\ BYFC ██% $66M 34.2x 0.2x
Carver Bancorp Inc CARV ██% $8M -2.3x 0.3x
Capitol Federal Financial, Inc. CFFN ██% $906M 12.4x 0.9x
Cfsb Bancorp, Inc. /Ma/ CFSB ██% $93M 230.8x 1.2x
Columbia Financial, Inc. CLBK ██% $1.88B 36.3x 1.6x
Catalyst Bancorp, Inc. CLST ██% $68M 30.5x 0.8x
Central Plains Bancshares, Inc. CPBI ██% $75M 20.2x 0.9x
Citizens Community Bancorp Inc. CZWI ██% $170M 11.8x 0.9x
Eastern Bankshares, Inc. EBC ██% $4.47B 50.7x 1.0x
First Capital Inc FCAP ██% $173M 11.8x 1.3x
Fifth District Bancorp, Inc. FDSB ██% $82M 22.2x 0.6x
Ffbw, Inc. /Md/ FFBW ██% $78M 37.3x 1.0x
First Guaranty Bancshares, Inc. FGBI ██% $136M 25.6x 0.6x
First Guaranty Bancshares, Inc. FGBIP ██% $209M 60.2x 1.0x
Farmers & Merchants Bancorp Inc FMAO ██% $348M 10.5x 0.9x
First Northern Community Bancorp FNRN ██% $218M 10.4x 1.1x
Finward Bancorp FNWD ██% $161M 19.7x 1.0x
First Seacoast Bancorp, Inc. FSEA ██% $61M -9.9x 1.0x
First Savings Financial Group, Inc. FSFG ██% $237M 20.7x 1.2x
Generations Bancorp Ny, Inc. GBNY ██% $33M -15.4x 0.9x
Home Federal Bancorp, Inc. Of Louisiana HFBL ██% $59M 11.4x 1.0x
Hsbc Holdings Plc HSBC ██% $319.84B x x
Hometrust Bancshares, Inc. HTB ██% $744M 15.4x 1.3x
If Bancorp, Inc. IROQ ██% $94M 18.1x 1.1x
Kentucky First Federal Bancorp KFFB ██% $37M 56.8x 0.8x
Kearny Financial Corp. KRNY ██% $482M 14.9x 0.6x
Monroe Federal Bancorp, Inc. MFBI ██% $6M x 0.4x
Magnolia Bancorp, Inc. MGNO ██% $10M x 0.5x
Magyar Bancorp, Inc. MGYR ██% $113M 10.5x 0.9x
Mid-Southern Bancorp, Inc. MSVB ██% $51M 29.6x 1.5x
Northfield Bancorp, Inc. NFBK ██% $558M 700.5x 0.8x
Northrim Bancorp Inc NRIM ██% $509M 7.9x 1.6x
Nsts Bancorp, Inc. NSTS ██% $60M 184.3x 0.8x
Oconee Federal Financial Corp. OFED ██% $92M 29.9x 1.2x
Ponce Financial Group, Inc. PDLB ██% $393M 18.3x 0.7x
Provident Financial Services Inc PFS ██% $2.73B 9.4x 1.0x
Provident Financial Holdings Inc PROV ██% $104M 15.7x 0.8x
Riverview Bancorp Inc RVSB ██% $112M 23.0x 0.7x
Sound Financial Bancorp, Inc. SFBC ██% $109M 16.0x 1.0x
Tc Bancshares, Inc. TCBC ██% $94M 2329.5x 1.2x
Tfs Financial Corp TFSL ██% $3.90B 43.0x 2.1x
Western New England Bancorp, Inc. WNEB ██% $256M 19.2x 1.1x
Waterstone Financial, Inc. WSBF ██% $329M 12.5x 0.9x
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Frequently Asked Questions - Kearny Financial Corp. Stock Forecast

How accurate are Kearny Financial Corp. stock predictions?

Our AI model shows a 7% Spearman correlation coefficient for KRNY predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Kearny Financial Corp. stock price forecasts?

Our analysis considers Kearny Financial Corp.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Kearny Financial Corp. a good investment in 2025?

Based on our AI analysis, Kearny Financial Corp. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Kearny Financial Corp. forecasts updated?

Kearny Financial Corp. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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