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MERCURY GENERAL CORP (MCY) Stock Forecast 2025 - AI Price Prediction & Analysis


MERCURY GENERAL CORP (MCY) AI Stock Price Forecast & Investment Analysis

MERCURY GENERAL CORP Stock Price Chart and Technical Analysis

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MERCURY GENERAL CORP (MCY) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

MERCURY GENERAL CORP (Stock Symbol: MCY) is a leading company in the Finance sector , specifically operating within the Fire, Marine & Casualty Insurance industry. The organization employs approximately 2918 professionals worldwide . The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Financial Performance & Key Metrics Analysis

Annual Revenue: $5768 million generating a 10.2% net profit margin .

Market Capitalization: $4299 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): -2.8% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for MERCURY GENERAL CORP stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

MERCURY GENERAL CORP strategically competes in the highly dynamic Fire, Marine & Casualty Insurance marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share . The company demonstrates robust operational efficiency through strong free cash flow generation of $392 million annually , complemented by impressive 16.5% year-over-year cash flow growth.

MERCURY GENERAL CORP (MCY) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for MERCURY GENERAL CORP stock analysis.

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Deep dive into MERCURY GENERAL CORP's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if MERCURY GENERAL CORP stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For MERCURY GENERAL CORP: With a P/E ratio of 11.02, the market sees the stock as potentially undervalued.

P/E Ratio 11.02x
P/B Ratio 2.15x
Market Cap $4299M
Dividend Yield 1.64%
EPS $7.04
Book Value/Share $29.78
Revenue/Share $104.14
FCF/Share $9.24
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently MERCURY GENERAL CORP converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For MERCURY GENERAL CORP: An ROE of -2.8% indicates room for improvement in shareholder value creation.

ROE -2.8%
ROA -0.9%
Net Margin 10.2%
EBT Margin -2.3%
Tax Rate 17.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess MERCURY GENERAL CORP's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For MERCURY GENERAL CORP:

D/E Ratio 0.21x
Financial Leverage 3.49x
Interest Coverage -4.1x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal MERCURY GENERAL CORP's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For MERCURY GENERAL CORP: Free cash flow of $392M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $434M
Free Cash Flow $392M
Capital Spending $-42M
OCF Growth YoY 16.5%
FCF Growth YoY 18.0%
FCF/Sales 10.3%
CapEx/Sales 1.1%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively MERCURY GENERAL CORP uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For MERCURY GENERAL CORP: An asset turnover of 0.58x suggests room for improvement in asset utilization.

Asset Turnover 0.58x
Fixed Assets Turnover 17.4x
Understanding Financial Statement Data

What these metrics mean: Key figures from MERCURY GENERAL CORP's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For MERCURY GENERAL CORP: With annual revenue of $5768M, MERCURY GENERAL CORP operates at significant scale.

Income Statement ($ Millions)
Total Revenue $5768M
Cost of Goods Sold $9M
Balance Sheet Highlights ($ Millions)
Cash & Short-term Investments $6M
Total Liabilities $71M
Short-term Debt $0M
Accounts Receivable $11M
Dividend & Shareholder Information
Dividends Per Share $1.27
Payout Ratio 0.2%
Shares Outstanding 55M
Growth Metrics (YoY)
EPS Growth 19.8%

Latest MERCURY GENERAL CORP Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting MERCURY GENERAL CORP (MCY) stock price and investment outlook.

, source: MarketWatch

WASHINGTON (CBS.MW) - Mercury General Corp. plans to offer from time to time up to $300 million in debt securities in one or more offerings, according to a prospectus filed with the SEC. The ...

MERCURY GENERAL CORP Competitors & Peer Analysis - Finance Sector

Comparative analysis of MERCURY GENERAL CORP against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ACGL Unlock Forecast $35773M 6.8x 1.7x
ACGLN Unlock Forecast $6365M 1.4x 0.3x
ACGLO Unlock Forecast $7694M 1.6x 0.4x
ACIC Unlock Forecast $522M 9.3x 2.0x
AFG Unlock Forecast $11391M 14.9x 2.5x
AFGB Unlock Forecast $1878M 2.5x 0.4x
AFGC Unlock Forecast $1660M 2.2x 0.4x
AFGD Unlock Forecast $1810M 2.4x 0.4x
AFGE Unlock Forecast $1493M 2.0x 0.3x
AIG Unlock Forecast $48057M 15.0x 1.2x
AII Unlock Forecast $279M x 0.9x
ALL Unlock Forecast $54657M 9.4x 2.3x
ALL-PB Unlock Forecast $7039M 1.2x 0.3x
ALL-PH Unlock Forecast $5934M 1.0x 0.3x
ALL-PI Unlock Forecast $5504M 0.9x 0.2x
ALL-PJ Unlock Forecast $7320M 1.3x 0.3x
AMSF Unlock Forecast $879M 17.4x 3.3x
ASIC Unlock Forecast $1078M x 1.9x
AXS Unlock Forecast $7954M 8.9x 1.3x
AXS-PE Unlock Forecast $1711M 1.9x 0.3x
BOW Unlock Forecast $1054M 21.3x 2.6x
CB Unlock Forecast $118516M 12.9x 1.7x
CINF Unlock Forecast $24207M 13.3x 1.7x
CNA Unlock Forecast $13378M 15.3x 1.3x
CNFR Unlock Forecast $10M 0.3x 0.4x
CNFRZ Unlock Forecast $232M 7.5x 8.2x
DGICA Unlock Forecast $0M 18.0x 0.0x
DGICB Unlock Forecast $0M 18.3x 0.0x
EG Unlock Forecast $25287M 31.4x 1.7x
EIG Unlock Forecast $1124M 11.4x 1.0x
ESGR Unlock Forecast $5038M 6.1x 0.8x
ESGRO Unlock Forecast $286M 0.4x 0.1x
ESGRP Unlock Forecast $305M 0.4x 0.1x
FIHL Unlock Forecast $1892M x 0.8x
GBLI Unlock Forecast $414M 14.7x 0.6x
GLRE Unlock Forecast $454M 12.0x 0.7x
HCI Unlock Forecast $2220M 15.4x 2.9x
HCIIP Unlock Forecast $136M 0.9x 0.2x
HG Unlock Forecast $2572M 4.4x 1.0x
HIG Unlock Forecast $37298M 11.8x 2.2x
HIPO Unlock Forecast $665M -4.4x 2.1x
HMN Unlock Forecast $1888M 13.5x 1.4x
HRTG Unlock Forecast $697M 6.5x 1.8x
ICCH Unlock Forecast $71M 21.6x 1.0x
JRVR Unlock Forecast $353M -1.6x 0.7x
KFS Unlock Forecast $820M -29.1x 47.0x
KG Unlock Forecast $215M x 1.4x
KINS Unlock Forecast $196M 7.1x 2.1x
KMPB Unlock Forecast $1538M 4.5x 0.5x
KMPR Unlock Forecast $3451M 10.1x 1.2x
KNSL Unlock Forecast $10604M 23.7x 6.2x
L Unlock Forecast $21380M 15.9x 1.2x
LMND Unlock Forecast $3984M -13.8x 7.6x
MCY Unlock Forecast $4299M 11.0x 2.2x
MHLA Unlock Forecast $1519M -44.3x 40.4x
MHLD Unlock Forecast $115M -3.8x 3.1x
MHNC Unlock Forecast $1752M -44.4x 46.6x
MKL Unlock Forecast $24239M 10.4x 1.4x
NODK Unlock Forecast $272M -48.6x 1.2x
OXBR Unlock Forecast $16M -10.3x 3.1x
OXBRW Unlock Forecast $2M x 0.6x
PGR Unlock Forecast $144639M 13.9x 4.4x
PLMR Unlock Forecast $3409M 22.0x 4.0x
PRA Unlock Forecast $1228M 25.2x 1.0x
RLI Unlock Forecast $6334M 19.6x 3.7x
RNR Unlock Forecast $19105M 9.6x 1.8x
RNR-PF Unlock Forecast $1825M 0.9x 0.2x
RNR-PG Unlock Forecast $1335M 0.7x 0.1x
ROOT Unlock Forecast $2250M 26.4x 9.2x
SAFT Unlock Forecast $1088M 12.8x 1.3x
SIGI Unlock Forecast $4843M 12.6x 1.4x
SIGIP Unlock Forecast $1110M 2.9x 0.3x
SKWD Unlock Forecast $2036M 15.4x 2.3x
SLDE Unlock Forecast $1739M x 2.0x
SPNT Unlock Forecast $2175M 18.8x 1.0x
SPNT-PB Unlock Forecast $2991M 25.8x 1.4x
THG Unlock Forecast $6392M 11.5x 2.0x
TIPT Unlock Forecast $1313M 23.4x 2.6x
TRV Unlock Forecast $62083M 11.8x 2.1x
UFCS Unlock Forecast $820M 8.9x 1.0x
UVE Unlock Forecast $711M 10.7x 1.6x
WRB Unlock Forecast $28534M 16.2x 3.1x
WRB-PE Unlock Forecast $9373M 5.3x 1.0x
WTM Unlock Forecast $5464M 26.6x 1.2x

Frequently Asked Questions - MERCURY GENERAL CORP Stock Forecast

How accurate are MERCURY GENERAL CORP stock predictions?

Our AI model demonstrates 53% historical accuracy for MCY predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence MERCURY GENERAL CORP stock price forecasts?

Our analysis considers MERCURY GENERAL CORP's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is MERCURY GENERAL CORP a good investment in 2025?

Based on our AI analysis, MERCURY GENERAL CORP shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are MERCURY GENERAL CORP forecasts updated?

MERCURY GENERAL CORP stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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