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Magyar Bancorp, Inc. (MGYR) Stock Forecast 2025 - AI Price Prediction & Analysis

Magyar Bancorp, Inc. (MGYR) AI Stock Price Forecast & Investment Analysis

Magyar Bancorp, Inc. Stock Price Chart and Technical Analysis

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Magyar Bancorp, Inc. (MGYR) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

Magyar Bancorp, Inc. (Stock Symbol: MGYR) is a leading company in the Finance sector , specifically operating within the Savings Institution, Federally Chartered industry. The organization employs approximately 128 professionals worldwide . The company has established itself as an emerging investment opportunity with substantial growth potential.

Financial Performance & Key Metrics Analysis

Annual Revenue: $28 million generating a 23.5% net profit margin .

Market Capitalization: $109 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 8.4% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Magyar Bancorp, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

Magyar Bancorp, Inc. strategically competes in the highly dynamic Savings Institution, Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities . The company demonstrates robust operational efficiency through strong free cash flow generation of $8 million annually , complemented by impressive -85.9% year-over-year cash flow growth The company maintains a healthy 48.6% gross margin, indicating strong pricing power and operational efficiency.

Magyar Bancorp, Inc. (MGYR) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Magyar Bancorp, Inc. stock analysis.

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Deep dive into Magyar Bancorp, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Magyar Bancorp, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Magyar Bancorp, Inc.: With a P/E ratio of 12.66, the market sees the stock as potentially undervalued.

P/E Ratio 12.66x
P/B Ratio 0.95x
Market Cap $109M
EPS $1.17
Book Value/Share $17.65
Revenue/Share $4.67
FCF/Share $0.37
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Magyar Bancorp, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Magyar Bancorp, Inc.: An ROE of 8.4% indicates room for improvement in shareholder value creation.

ROE 8.4%
ROA 0.9%
Gross Margin 48.6%
Operating Margin 5.2%
Net Margin 23.5%
EBT Margin 33.3%
Tax Rate 29.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Magyar Bancorp, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Magyar Bancorp, Inc.: A current ratio of 1.37 shows adequate liquidity.

Current Ratio 1.37x
Quick Ratio 0.72x
D/E Ratio 0.19x
Financial Leverage 8.12x
Interest Coverage -0.1x
Working Capital $231M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Magyar Bancorp, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Magyar Bancorp, Inc.: Free cash flow of $8M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $8M
Free Cash Flow $8M
OCF Growth YoY -85.9%
FCF Growth YoY -88.4%
FCF/Sales 27.4%
CapEx/Sales 1.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Magyar Bancorp, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Magyar Bancorp, Inc.: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Receivables Turnover 5.3x
Inventory Turnover 3.4x
Fixed Assets Turnover 2.0x
Days Sales Outstanding 69 days
Days Inventory 107 days
Payables Period 69 days
Cash Conversion Cycle 107 days
Understanding Financial Statement Data

What these metrics mean: Key figures from Magyar Bancorp, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Magyar Bancorp, Inc.: With annual revenue of $28M, Magyar Bancorp, Inc. represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $28M
Operating Income $92M
Net Income $5M
R&D Expense $6M
SG&A Expense $42M
Cost of Goods Sold $51M
Balance Sheet Highlights ($ Millions)
Total Current Assets $25M
Cash & Short-term Investments $8M
Total Liabilities $88M
Short-term Debt $5M
Accounts Receivable $0M
Inventory $8M
Dividend & Shareholder Information
Dividends Per Share $0.03
Payout Ratio 0.0%
Shares Outstanding 6M
Growth Metrics (YoY)
EPS Growth 8.1%

Latest Magyar Bancorp, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Magyar Bancorp, Inc. (MGYR) stock price and investment outlook.

, source: Barron's

Magyar Bancorp, Inc. is a bank holding company, which engages in the provision of financial services. It offers commercial and retail financial services, including the taking of time, savings and ...

Magyar Bancorp, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Magyar Bancorp, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AX Unlock Forecast $5119M 11.8x 1.9x
BCBP Unlock Forecast $153M 29.5x 0.5x
BFIN Unlock Forecast $194M 12.4x 1.1x
BKU Unlock Forecast $2921M 11.3x 1.0x
BRKL Unlock Forecast $981M 12.5x 0.8x
BVFL Unlock Forecast $173M 16.2x 0.9x
BYFC Unlock Forecast $69M 36.0x 0.2x
CARV Unlock Forecast $9M -2.3x 0.3x
CFFN Unlock Forecast $852M 13.9x 0.8x
CFSB Unlock Forecast $91M 230.8x 1.2x
CLBK Unlock Forecast $1559M 252.8x 1.4x
CLST Unlock Forecast $53M 24.4x 0.7x
CPBI Unlock Forecast $64M x 0.8x
CZWI Unlock Forecast $165M 13.3x 0.9x
EBC Unlock Forecast $3589M 8.3x 1.0x
FCAP Unlock Forecast $137774M 10461.2x 1118.3x
FDSB Unlock Forecast $77M 30.0x 0.6x
FFBW Unlock Forecast $79M 37.5x 1.0x
FGBI Unlock Forecast $105M 25.6x 0.4x
FGBIP Unlock Forecast $237M 60.2x 0.9x
FMAO Unlock Forecast $363M 12.3x 1.0x
FNRN Unlock Forecast $191M 9.3x 1.0x
FNWD Unlock Forecast $138M 26.1x 0.9x
FSEA Unlock Forecast $54M -9.9x 0.9x
FSFG Unlock Forecast $181M 17.5x 1.0x
HFBL Unlock Forecast $42M 10.4x 0.8x
HTB Unlock Forecast $684M x 1.2x
HTBI Unlock Forecast $653M 11.3x 1.2x
IROQ Unlock Forecast $85M 25.7x 1.1x
KFFB Unlock Forecast $0M -20.2x 0.0x
KRNY Unlock Forecast $435M 16.7x 0.6x
LSBK Unlock Forecast $91M 16.6x 1.0x
MFBI Unlock Forecast $7M x 0.5x
MGNO Unlock Forecast $9M x 0.5x
MGYR Unlock Forecast $109M 12.7x 1.0x
MSVB Unlock Forecast $47M 29.0x 1.4x
NFBK Unlock Forecast $496M 14.1x 0.7x
NRIM Unlock Forecast $528M 11.8x 1.8x
NSTS Unlock Forecast $62M 184.3x 0.8x
PDLB Unlock Forecast $356M 20.4x 0.7x
PFS Unlock Forecast $2598M 11.3x 1.0x
PROV Unlock Forecast $105M 16.8x 0.8x
RVSB Unlock Forecast $106M 20.6x 0.7x
SBT Unlock Forecast $253M 47.4x 0.8x
SFBC Unlock Forecast $122M 19.4x 1.2x
TBNK Unlock Forecast $74M -141.4x 0.3x
TCBC Unlock Forecast $89M 2329.5x 1.1x
TFSL Unlock Forecast $3847M 46.3x 2.0x
WNEB Unlock Forecast $257M 21.3x 1.1x
WSBF Unlock Forecast $281M 13.6x 0.8x

Frequently Asked Questions - Magyar Bancorp, Inc. Stock Forecast

How accurate are Magyar Bancorp, Inc. stock predictions?

Our AI model demonstrates 37% historical accuracy for MGYR predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Magyar Bancorp, Inc. stock price forecasts?

Our analysis considers Magyar Bancorp, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Magyar Bancorp, Inc. a good investment in 2025?

Based on our AI analysis, Magyar Bancorp, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Magyar Bancorp, Inc. forecasts updated?

Magyar Bancorp, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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