Skip to main content

Magyar Bancorp, Inc. (MGYR) Stock Forecast 2025 - AI Price Prediction & Analysis


Magyar Bancorp, Inc. (MGYR) AI Stock Price Forecast & Investment Analysis

Magyar Bancorp, Inc. Stock Price Chart and Technical Analysis

Loading Magyar Bancorp, Inc. interactive price chart and technical analysis...

Magyar Bancorp, Inc. (MGYR) - Comprehensive Stock Analysis & Investment Research

Deep dive into Magyar Bancorp, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Magyar Bancorp, Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Magyar Bancorp, Inc.: Magyar Bancorp, Inc. operates in the Finance sector, making it an emerging small-cap investment.

Magyar Bancorp, Inc. (Stock Symbol: MGYR) is a leading company in the Finance sector , specifically operating within the Savings Institution, Federally Chartered industry.

The organization employs approximately 128 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Magyar Bancorp, Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Magyar Bancorp, Inc.: With $28M in annual revenue and 23.5% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $28 million generating a 23.5% net profit margin .

Market Capitalization: $108 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 8.4% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Magyar Bancorp, Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For Magyar Bancorp, Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Magyar Bancorp, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Magyar Bancorp, Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Magyar Bancorp, Inc.: Strong free cash flow generation demonstrates developing operational efficiency.

Magyar Bancorp, Inc. strategically competes in the highly dynamic Savings Institution, Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $8 million annually, complemented by impressive -85.9% year-over-year cash flow growth.

The company maintains a healthy 48.6% gross margin, indicating strong pricing power and operational efficiency.

Magyar Bancorp, Inc. (MGYR) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Magyar Bancorp, Inc. stock analysis.

Loading Magyar Bancorp, Inc. comprehensive fundamental analysis and insider trading data...

Deep dive into Magyar Bancorp, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Magyar Bancorp, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Magyar Bancorp, Inc.: With a P/E ratio of 12.66, the market sees the stock as potentially undervalued.

P/E Ratio 12.66x
P/B Ratio 0.93x
Market Cap $108M
EPS $1.17
Book Value/Share $18.03
Revenue/Share $4.67
FCF/Share $0.37
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Magyar Bancorp, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Magyar Bancorp, Inc.: An ROE of 8.4% indicates room for improvement in shareholder value creation.

ROE 8.4%
ROA 0.9%
Gross Margin 48.6%
Operating Margin 5.2%
Net Margin 23.5%
EBT Margin 33.3%
Tax Rate 29.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Magyar Bancorp, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Magyar Bancorp, Inc.: A current ratio of 1.37 shows adequate liquidity.

Current Ratio 1.37x
Quick Ratio 0.72x
D/E Ratio 0.19x
Financial Leverage 8.12x
Interest Coverage -0.1x
Working Capital $231M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Magyar Bancorp, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Magyar Bancorp, Inc.: Free cash flow of $8M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $8M
Free Cash Flow $8M
OCF Growth YoY -85.9%
FCF Growth YoY -88.4%
FCF/Sales 27.4%
CapEx/Sales 1.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Magyar Bancorp, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Magyar Bancorp, Inc.: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Receivables Turnover 5.3x
Inventory Turnover 3.4x
Fixed Assets Turnover 2.0x
Days Sales Outstanding 69 days
Days Inventory 107 days
Payables Period 69 days
Cash Conversion Cycle 107 days
Understanding Financial Statement Data

What these metrics mean: Key figures from Magyar Bancorp, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Magyar Bancorp, Inc.: With annual revenue of $28M, Magyar Bancorp, Inc. represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $28M
Operating Income $92M
R&D Expense $6M
SG&A Expense $42M
Cost of Goods Sold $51M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 25%
Cash & Short-term Investments 8%
Total Liabilities 88%
Short-term Debt 5%
Accounts Receivable 0%
Inventory 8%
Dividend & Shareholder Information
Dividends Per Share $0.03
Payout Ratio 0.0%
Shares Outstanding 6M
Growth Metrics (YoY)
EPS Growth 8.1%

Latest Magyar Bancorp, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Magyar Bancorp, Inc. (MGYR) stock price and investment outlook.

, source: Morningstar

We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions.

, source: Nasdaq

The company's bottom line totaled $2.47 million, or $0.40 per share. This compares with $1.69 million, or $0.27 per share, last year. The company's revenue for the period rose 20.6% to $8.18 million ...

, source: Longview News-Journal

This press release contains statements about future events that constitute forward-looking statements within the meaning of the Section 27A of the Securities Act of 1933 and Section 21E of the ...

Magyar Bancorp, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Magyar Bancorp, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AX Unlock Forecast - 30 Days FREE Trial $4797M 11.1x 1.7x
BCBP Unlock Forecast - 30 Days FREE Trial $138M 26.3x 0.4x
BCTF Unlock Forecast - 30 Days FREE Trial $11M 16.5x 0.1x
BFIN Unlock Forecast - 30 Days FREE Trial $184M 11.5x 1.1x
BKU Unlock Forecast - 30 Days FREE Trial $3348M 12.5x 1.1x
BVFL Unlock Forecast - 30 Days FREE Trial $174M 16.3x 0.9x
BYFC Unlock Forecast - 30 Days FREE Trial $54M 30.3x 0.2x
CARV Unlock Forecast - 30 Days FREE Trial $9M -2.3x 0.3x
CFFN Unlock Forecast - 30 Days FREE Trial $890M 13.1x 0.9x
CFSB Unlock Forecast - 30 Days FREE Trial $93M 230.8x 1.2x
CLBK Unlock Forecast - 30 Days FREE Trial $1765M 118.9x 1.6x
CLST Unlock Forecast - 30 Days FREE Trial $62M 25.3x 0.8x
CPBI Unlock Forecast - 30 Days FREE Trial $68M x 0.8x
CZWI Unlock Forecast - 30 Days FREE Trial $170M 12.8x 0.9x
EBC Unlock Forecast - 30 Days FREE Trial $4029M 81.4x 1.1x
FCAP Unlock Forecast - 30 Days FREE Trial $168M 10.9x 1.3x
FDSB Unlock Forecast - 30 Days FREE Trial $76M 28.8x 0.6x
FFBW Unlock Forecast - 30 Days FREE Trial $78M 37.3x 1.0x
FGBI Unlock Forecast - 30 Days FREE Trial $64M 25.6x 0.3x
FGBIP Unlock Forecast - 30 Days FREE Trial $184M 60.2x 0.8x
FMAO Unlock Forecast - 30 Days FREE Trial $341M 10.7x 0.9x
FNRN Unlock Forecast - 30 Days FREE Trial $213M 10.1x 1.0x
FNWD Unlock Forecast - 30 Days FREE Trial $164M 27.0x 1.0x
FSEA Unlock Forecast - 30 Days FREE Trial $58M -9.9x 0.9x
FSFG Unlock Forecast - 30 Days FREE Trial $222M 22.5x 1.2x
GBNY Unlock Forecast - 30 Days FREE Trial $39M -15.4x 1.1x
HFBL Unlock Forecast - 30 Days FREE Trial $49M 11.3x 0.9x
HTB Unlock Forecast - 30 Days FREE Trial $731M 15.1x 1.2x
IROQ Unlock Forecast - 30 Days FREE Trial $87M 20.2x 1.0x
KFFB Unlock Forecast - 30 Days FREE Trial $34M -20.2x 0.7x
KRNY Unlock Forecast - 30 Days FREE Trial $475M 16.1x 0.6x
MFBI Unlock Forecast - 30 Days FREE Trial $5M x 0.4x
MGNO Unlock Forecast - 30 Days FREE Trial $9M x 0.5x
MGYR Unlock Forecast - 30 Days FREE Trial $108M 12.7x 0.9x
MSVB Unlock Forecast - 30 Days FREE Trial $51M 29.6x 1.5x
NFBK Unlock Forecast - 30 Days FREE Trial $477M 12.9x 0.7x
NRIM Unlock Forecast - 30 Days FREE Trial $539M 8.5x 1.7x
NSTS Unlock Forecast - 30 Days FREE Trial $55M 184.3x 0.7x
OFED Unlock Forecast - 30 Days FREE Trial $95M 19.2x 1.3x
PDLB Unlock Forecast - 30 Days FREE Trial $377M 17.6x 0.7x
PFS Unlock Forecast - 30 Days FREE Trial $2616M 10.2x 1.0x
PROV Unlock Forecast - 30 Days FREE Trial $100M 16.7x 0.8x
RVSB Unlock Forecast - 30 Days FREE Trial $110M 20.6x 0.7x
SFBC Unlock Forecast - 30 Days FREE Trial $114M 18.5x 1.1x
TCBC Unlock Forecast - 30 Days FREE Trial $94M 2329.5x 1.2x
TFSL Unlock Forecast - 30 Days FREE Trial $3959M 43.5x 2.1x
WNEB Unlock Forecast - 30 Days FREE Trial $259M 19.4x 1.1x
WSBF Unlock Forecast - 30 Days FREE Trial $299M 12.5x 0.9x

Frequently Asked Questions - Magyar Bancorp, Inc. Stock Forecast

How accurate are Magyar Bancorp, Inc. stock predictions?

Our AI model shows a 7% Spearman correlation coefficient for MGYR predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Magyar Bancorp, Inc. stock price forecasts?

Our analysis considers Magyar Bancorp, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Magyar Bancorp, Inc. a good investment in 2025?

Based on our AI analysis, Magyar Bancorp, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Magyar Bancorp, Inc. forecasts updated?

Magyar Bancorp, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want More Advanced Magyar Bancorp, Inc. Analysis?

Unlock premium features including detailed price targets, risk assessments, portfolio optimization, and real-time alerts for Magyar Bancorp, Inc. stock.

My Portfolio

Investment Dashboard

Loading your portfolio...