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National Commerce Corp. (Alabama) (NCOM) Stock Forecast 2025 - AI Price Prediction & Analysis


National Commerce Corp. (Alabama) (NCOM) AI Stock Price Forecast & Investment Analysis

National Commerce Corp. (Alabama) Stock Price Chart and Technical Analysis

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National Commerce Corp. (Alabama) (NCOM) - Comprehensive Stock Analysis & Investment Research

Deep dive into National Commerce Corp. (Alabama)'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about National Commerce Corp. (Alabama), including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For National Commerce Corp. (Alabama): National Commerce Corp. (Alabama) operates in the Finance sector, making it an emerging small-cap investment.

National Commerce Corp. (Alabama) (Stock Symbol: NCOM) is a leading company in the Finance sector , specifically operating within the Major Banks industry.

The organization employs approximately 632 professionals worldwide and operates under the strategic leadership of CEO Richard Murray.

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing National Commerce Corp. (Alabama)'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For National Commerce Corp. (Alabama): With $170M in annual revenue and 25.0% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $170 million generating a 25.0% net profit margin .

Market Capitalization: $745 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 7.9% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for National Commerce Corp. (Alabama) stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For National Commerce Corp. (Alabama): Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for National Commerce Corp. (Alabama) stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: National Commerce Corp. (Alabama)'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For National Commerce Corp. (Alabama): Strong free cash flow generation demonstrates developing operational efficiency.

National Commerce Corp. (Alabama) strategically competes in the highly dynamic Major Banks marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $50 million annually, complemented by impressive 26.7% year-over-year cash flow growth.

National Commerce Corp. (Alabama) (NCOM) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for National Commerce Corp. (Alabama) stock analysis.

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Deep dive into National Commerce Corp. (Alabama)'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if National Commerce Corp. (Alabama) stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For National Commerce Corp. (Alabama): With a P/E ratio of 17.74, the market moderately values the company's earnings.

P/E Ratio 17.74x
P/B Ratio 1.18x
Market Cap $745M
EPS $2.21
Book Value/Share $33.12
Revenue/Share $8.95
FCF/Share $2.04
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently National Commerce Corp. (Alabama) converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For National Commerce Corp. (Alabama): An ROE of 7.9% indicates room for improvement in shareholder value creation.

ROE 7.9%
ROA 1.2%
Net Margin 25.0%
EBT Margin 34.0%
Tax Rate 22.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess National Commerce Corp. (Alabama)'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For National Commerce Corp. (Alabama):

D/E Ratio 0.06x
Financial Leverage 6.10x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal National Commerce Corp. (Alabama)'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For National Commerce Corp. (Alabama): Free cash flow of $50M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $58M
Free Cash Flow $50M
Capital Spending $-8M
OCF Growth YoY 26.7%
FCF Growth YoY 84.2%
FCF/Sales 29.3%
CapEx/Sales 4.9%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively National Commerce Corp. (Alabama) uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For National Commerce Corp. (Alabama): An asset turnover of 0.05x suggests room for improvement in asset utilization.

Asset Turnover 0.05x
Fixed Assets Turnover 2.4x
Understanding Financial Statement Data

What these metrics mean: Key figures from National Commerce Corp. (Alabama)'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For National Commerce Corp. (Alabama): With annual revenue of $170M, National Commerce Corp. (Alabama) demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $170M
Net Income $42M
SG&A Expense $46M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 10%
Total Liabilities 84%
Accounts Receivable 0%
Dividend & Shareholder Information
Shares Outstanding 19M

Latest National Commerce Corp. (Alabama) Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting National Commerce Corp. (Alabama) (NCOM) stock price and investment outlook.

📰 We are currently updating our news feed for National Commerce Corp. (Alabama). Check back soon for the latest market analysis and company updates.

National Commerce Corp. (Alabama) Competitors & Peer Analysis - Finance Sector

Comparative analysis of National Commerce Corp. (Alabama) against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - National Commerce Corp. (Alabama) Stock Forecast

How accurate are National Commerce Corp. (Alabama) stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for NCOM predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence National Commerce Corp. (Alabama) stock price forecasts?

Our analysis considers National Commerce Corp. (Alabama)'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is National Commerce Corp. (Alabama) a good investment in 2025?

Based on our AI analysis, National Commerce Corp. (Alabama) shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are National Commerce Corp. (Alabama) forecasts updated?

National Commerce Corp. (Alabama) stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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