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FLAGSTAR FINANCIAL, INC. (NYCB) Stock Forecast 2025 - AI Price Prediction & Analysis


FLAGSTAR FINANCIAL, INC. (NYCB) AI Stock Price Forecast & Investment Analysis

FLAGSTAR FINANCIAL, INC. Stock Price Chart and Technical Analysis

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FLAGSTAR FINANCIAL, INC. (NYCB) - Comprehensive Stock Analysis & Investment Research

Deep dive into FLAGSTAR FINANCIAL, INC.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about FLAGSTAR FINANCIAL, INC., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For FLAGSTAR FINANCIAL, INC.: FLAGSTAR FINANCIAL, INC. operates in the Finance sector, establishing it as a mid-cap growth opportunity.

FLAGSTAR FINANCIAL, INC. (Stock Symbol: NYCB) is a leading company in the Finance sector , specifically operating within the Savings Institutions, Not Federally Chartered industry.

The organization employs approximately 2470 professionals worldwide .

The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing FLAGSTAR FINANCIAL, INC.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For FLAGSTAR FINANCIAL, INC.: With $353M in annual revenue and -1027.9% net margin, the company demonstrates developing profitability.

Annual Revenue: $353 million generating a -1027.9% net profit margin .

Market Capitalization: $4528 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): 8.9% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for FLAGSTAR FINANCIAL, INC. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For FLAGSTAR FINANCIAL, INC.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for FLAGSTAR FINANCIAL, INC. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: FLAGSTAR FINANCIAL, INC.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For FLAGSTAR FINANCIAL, INC.: Strong free cash flow generation demonstrates solid operational efficiency.

FLAGSTAR FINANCIAL, INC. strategically competes in the highly dynamic Savings Institutions, Not Federally Chartered marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share .

The company demonstrates robust operational efficiency through strong free cash flow generation of $346 million annually, complemented by impressive -34.4% year-over-year cash flow growth.

The company maintains a healthy 75.5% gross margin, indicating strong pricing power and operational efficiency.

FLAGSTAR FINANCIAL, INC. (NYCB) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for FLAGSTAR FINANCIAL, INC. stock analysis.

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Deep dive into FLAGSTAR FINANCIAL, INC.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if FLAGSTAR FINANCIAL, INC. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For FLAGSTAR FINANCIAL, INC.: With a P/E ratio of -2.86, the market sees the stock as potentially undervalued.

P/E Ratio -2.86x
P/B Ratio 0.53x
Market Cap $4528M
EPS $-6.23
Book Value/Share $20.64
Revenue/Share $0.03
FCF/Share $0.89
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently FLAGSTAR FINANCIAL, INC. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For FLAGSTAR FINANCIAL, INC.: An ROE of 8.9% indicates room for improvement in shareholder value creation.

ROE 8.9%
ROA 1.0%
ROIC 1.3%
Gross Margin 75.5%
Operating Margin 6.5%
Net Margin -1027.9%
EBT Margin 59.9%
Tax Rate 25.8%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess FLAGSTAR FINANCIAL, INC.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For FLAGSTAR FINANCIAL, INC.: A current ratio of 3.70 indicates strong liquidity.

Current Ratio 3.70x
Quick Ratio 3.26x
D/E Ratio 2.31x
Financial Leverage 9.52x
Interest Coverage 0.5x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal FLAGSTAR FINANCIAL, INC.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For FLAGSTAR FINANCIAL, INC.: Free cash flow of $346M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $351M
Free Cash Flow $346M
Capital Spending $-4M
OCF Growth YoY -34.4%
FCF Growth YoY -34.4%
FCF/Sales 25.4%
CapEx/Sales 0.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively FLAGSTAR FINANCIAL, INC. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For FLAGSTAR FINANCIAL, INC.: An asset turnover of 0.02x suggests room for improvement in asset utilization.

Asset Turnover 0.02x
Receivables Turnover 9.6x
Inventory Turnover 4.4x
Fixed Assets Turnover 2.6x
Days Sales Outstanding 38 days
Days Inventory 82 days
Payables Period 23 days
Cash Conversion Cycle 97 days
Understanding Financial Statement Data

What these metrics mean: Key figures from FLAGSTAR FINANCIAL, INC.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For FLAGSTAR FINANCIAL, INC.: With annual revenue of $353M, FLAGSTAR FINANCIAL, INC. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $353M
Operating Income $38M
Net Income $-3635M
R&D Expense $2M
SG&A Expense $32M
Cost of Goods Sold $24M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 10%
Cash & Short-term Investments 12%
Total Liabilities 89%
Short-term Debt 1%
Accounts Receivable 3%
Inventory 1%
Dividend & Shareholder Information
Dividends Per Share $-0.04
Payout Ratio 0.0%
Shares Outstanding 415M
Growth Metrics (YoY)
EPS Growth -57.2%

Latest FLAGSTAR FINANCIAL, INC. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting FLAGSTAR FINANCIAL, INC. (NYCB) stock price and investment outlook.

📰 We are currently updating our news feed for FLAGSTAR FINANCIAL, INC.. Check back soon for the latest market analysis and company updates.

FLAGSTAR FINANCIAL, INC. Competitors & Peer Analysis - Finance Sector

Comparative analysis of FLAGSTAR FINANCIAL, INC. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFBI Unlock Forecast - 30 Days FREE Trial $124M 16.5x 1.0x
AVBC Unlock Forecast - 30 Days FREE Trial $344M x 0.9x
BCOW Unlock Forecast - 30 Days FREE Trial $67M -8.5x 0.9x
BLFY Unlock Forecast - 30 Days FREE Trial $261M -25.1x 0.8x
BSBK Unlock Forecast - 30 Days FREE Trial $107M 222.0x 0.8x
CULL Unlock Forecast - 30 Days FREE Trial $89M 24.4x 0.9x
ECBK Unlock Forecast - 30 Days FREE Trial $152M 22.9x 0.9x
EWSB Unlock Forecast - 30 Days FREE Trial $7M x 0.6x
FBLA Unlock Forecast - 30 Days FREE Trial $260M x 0.8x
FBSI Unlock Forecast - 30 Days FREE Trial $51M x 3.1x
FLG Unlock Forecast - 30 Days FREE Trial $5440M -2.8x 0.7x
FLG-PA Unlock Forecast - 30 Days FREE Trial $9160M x 1.1x
FLG-PU Unlock Forecast - 30 Days FREE Trial $16512M x 2.0x
FMFG Unlock Forecast - 30 Days FREE Trial $54M 10.9x 0.9x
FNWB Unlock Forecast - 30 Days FREE Trial $94M -202.4x 0.6x
FSBW Unlock Forecast - 30 Days FREE Trial $327M 10.1x 1.1x
GCBC Unlock Forecast - 30 Days FREE Trial $419M 12.4x 1.7x
GOVB Unlock Forecast - 30 Days FREE Trial $18M 28.4x 0.6x
HBCP Unlock Forecast - 30 Days FREE Trial $472M 10.7x 1.1x
HFWA Unlock Forecast - 30 Days FREE Trial $861M 15.1x 1.0x
MBBC Unlock Forecast - 30 Days FREE Trial $34M 109.4x 0.7x
MSBB Unlock Forecast - 30 Days FREE Trial $16M 25.0x 0.7x
NBBK Unlock Forecast - 30 Days FREE Trial $839M 14.4x 1.1x
NECB Unlock Forecast - 30 Days FREE Trial $327M 7.5x 1.0x
PBBK Unlock Forecast - 30 Days FREE Trial $58M 25.2x 1.1x
PBFS Unlock Forecast - 30 Days FREE Trial $369M 18.0x 1.2x
PFSB Unlock Forecast - 30 Days FREE Trial $24M 19.1x 0.6x
PVBC Unlock Forecast - 30 Days FREE Trial $240M 21.2x 1.0x
QNTO Unlock Forecast - 30 Days FREE Trial $27M 15.9x 0.5x
RBKB Unlock Forecast - 30 Days FREE Trial $137M 27.1x 1.0x
SMBC Unlock Forecast - 30 Days FREE Trial $686M 11.1x 1.2x
SRBK Unlock Forecast - 30 Days FREE Trial $148M -3.3x 0.8x
TCBS Unlock Forecast - 30 Days FREE Trial $48M 19.0x 0.9x
TCBX Unlock Forecast - 30 Days FREE Trial $555M 8.9x 1.1x
TSBK Unlock Forecast - 30 Days FREE Trial $294M 14.2x 1.2x
VWFB Unlock Forecast - 30 Days FREE Trial $22M x 0.6x
WSBK Unlock Forecast - 30 Days FREE Trial $92M 264.6x 0.8x

Frequently Asked Questions - FLAGSTAR FINANCIAL, INC. Stock Forecast

How accurate are FLAGSTAR FINANCIAL, INC. stock predictions?

Our AI model shows a 28% Spearman correlation coefficient for NYCB predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence FLAGSTAR FINANCIAL, INC. stock price forecasts?

Our analysis considers FLAGSTAR FINANCIAL, INC.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is FLAGSTAR FINANCIAL, INC. a good investment in 2025?

Based on our AI analysis, FLAGSTAR FINANCIAL, INC. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are FLAGSTAR FINANCIAL, INC. forecasts updated?

FLAGSTAR FINANCIAL, INC. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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