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OneMain Holdings, Inc. (OMF) Stock Forecast 2025 - AI Price Prediction & Analysis

OneMain Holdings, Inc. (OMF) AI Stock Price Forecast & Investment Analysis

OneMain Holdings, Inc. Stock Price Chart and Technical Analysis

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OneMain Holdings, Inc. (OMF) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

OneMain Holdings, Inc. (Stock Symbol: OMF) is a leading company in the Finance sector , specifically operating within the Personal Credit Institutions industry. The organization employs approximately 10200 professionals worldwide . The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Financial Performance & Key Metrics Analysis

Annual Revenue: $2713 million generating a 30.1% net profit margin .

Market Capitalization: $7403 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): 37.6% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for OneMain Holdings, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

OneMain Holdings, Inc. strategically competes in the highly dynamic Personal Credit Institutions marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share . The company demonstrates robust operational efficiency through strong free cash flow generation of $2243 million annually , complemented by impressive -6.4% year-over-year cash flow growth

OneMain Holdings, Inc. (OMF) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for OneMain Holdings, Inc. stock analysis.

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Deep dive into OneMain Holdings, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if OneMain Holdings, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For OneMain Holdings, Inc.: With a P/E ratio of 11.15, the market sees the stock as potentially undervalued.

P/E Ratio 11.15x
P/B Ratio 2.23x
Market Cap $7403M
Dividend Yield 6.72%
EPS $5.57
Book Value/Share $27.79
Revenue/Share $22.67
FCF/Share $16.71
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently OneMain Holdings, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For OneMain Holdings, Inc.: An ROE of 37.6% demonstrates excellent shareholder value creation.

ROE 37.6%
ROA 5.6%
Net Margin 30.1%
EBT Margin 39.8%
Tax Rate 24.5%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess OneMain Holdings, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For OneMain Holdings, Inc.:

D/E Ratio 5.68x
Financial Leverage 7.06x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal OneMain Holdings, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For OneMain Holdings, Inc.: Free cash flow of $2243M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $2243M
Free Cash Flow $2243M
OCF Growth YoY -6.4%
FCF Growth YoY -6.4%
FCF/Sales 56.2%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively OneMain Holdings, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For OneMain Holdings, Inc.: An asset turnover of 0.19x suggests room for improvement in asset utilization.

Asset Turnover 0.19x
Fixed Assets Turnover 24.3x
Understanding Financial Statement Data

What these metrics mean: Key figures from OneMain Holdings, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For OneMain Holdings, Inc.: With annual revenue of $2713M, OneMain Holdings, Inc. operates at significant scale.

Income Statement ($ Millions)
Total Revenue $2713M
Net Income $156M
SG&A Expense $26M
Balance Sheet Highlights ($ Millions)
Cash & Short-term Investments $5M
Total Liabilities $86M
Short-term Debt $0M
Accounts Receivable $0M
Dividend & Shareholder Information
Dividends Per Share $4.16
Payout Ratio 0.8%
Shares Outstanding 120M
Growth Metrics (YoY)
EPS Growth 8.7%

Latest OneMain Holdings, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting OneMain Holdings, Inc. (OMF) stock price and investment outlook.

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OneMain Holdings, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of OneMain Holdings, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFRM Unlock Forecast $30167M 578.1x 9.8x
ATLC Unlock Forecast $1361M 11.1x 2.4x
ATLCL Unlock Forecast $516M 4.2x 0.9x
ATLCP Unlock Forecast $484M 3.9x 0.9x
ATLCZ Unlock Forecast $521M 4.2x 0.9x
BFH Unlock Forecast $3204M 11.2x 1.0x
CACC Unlock Forecast $6189M 14.6x 4.0x
DFS Unlock Forecast $2M 13.4x 0.0x
ENVA Unlock Forecast $3283M 12.8x 2.7x
LC Unlock Forecast $1992M 26.9x 1.4x
LPRO Unlock Forecast $252M 106.1x 3.2x
NNI Unlock Forecast $3131M 6.9x 1.0x
OMF Unlock Forecast $7403M 11.2x 2.2x
RM Unlock Forecast $437M 12.6x 1.2x
SLM Unlock Forecast $6697M 15.1x 2.8x
SLMBP Unlock Forecast $16301M 36.9x 6.9x
WRLD Unlock Forecast $886M 11.5x 2.0x

Frequently Asked Questions - OneMain Holdings, Inc. Stock Forecast

How accurate are OneMain Holdings, Inc. stock predictions?

Our AI model demonstrates 58% historical accuracy for OMF predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence OneMain Holdings, Inc. stock price forecasts?

Our analysis considers OneMain Holdings, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is OneMain Holdings, Inc. a good investment in 2025?

Based on our AI analysis, OneMain Holdings, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are OneMain Holdings, Inc. forecasts updated?

OneMain Holdings, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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