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Pb Bankshares, Inc. (PBBK) AI Forecast

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Pb Bankshares, Inc. (PBBK) Stock Forecast 2025


Pb Bankshares, Inc. (PBBK) AI Stock Price Forecast & Investment Analysis

Pb Bankshares, Inc. Stock Price Chart and Technical Analysis

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Pb Bankshares, Inc. (PBBK) - Comprehensive Stock Analysis & Investment Research

Deep dive into Pb Bankshares, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on March 10, 2026, 4:55 p.m. (UTC)

Pb Bankshares, Inc. Investment Summary

When evaluating whether Pb Bankshares, Inc. (PBBK) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Pb Bankshares, Inc. (PBBK) operates within the Finance sector, specifically in the Savings Institutions, Not Federally Chartered industry. The company employs approximately 27 people. With a market capitalization of $51 million, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers Pb Bankshares, Inc.'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Pb Bankshares, Inc. along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Pb Bankshares, Inc. is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

Pb Bankshares, Inc. (Stock Symbol: PBBK) is a prominent company operating within the Finance sector, with a specific focus on the Savings Institutions, Not Federally Chartered industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about Pb Bankshares, Inc.'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Pb Bankshares, Inc....

Sector & Industry Analysis

In-depth sector dynamics and industry context for Pb Bankshares, Inc....

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Revenue & Growth Analysis

Pb Bankshares, Inc. generates annual revenues of $13 million , representing an emerging company in its growth phase.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Pb Bankshares, Inc....

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Pb Bankshares, Inc....

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Pb Bankshares, Inc....

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Strategic Market Position

Pb Bankshares, Inc. strategically competes in the highly dynamic Savings Institutions, Not Federally Chartered marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

Pb Bankshares, Inc. competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company shows positive operational efficiency through free cash flow generation of $2 million annually , with year-over-year cash flow growth of -86.0%. Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Asset Utilization Efficiency

Asset turnover ratio of 0.03x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

Pb Bankshares, Inc. (PBBK) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Pb Bankshares, Inc. stock analysis.

Deep dive into Pb Bankshares, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Pb Bankshares, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Pb Bankshares, Inc.: With a P/E ratio of 21.86, the market moderately values the company's earnings.

P/E Ratio 21.86x
P/B Ratio 0.98x
Market Cap $51M
EPS $0.96
Book Value/Share $20.13
Revenue/Share $5.45
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Pb Bankshares, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Pb Bankshares, Inc.: An ROE of 2.9% indicates room for improvement in shareholder value creation.

ROE 2.9%
ROA 0.3%
Net Margin 10.9%
EBT Margin 13.3%
Tax Rate 18.4%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Pb Bankshares, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Pb Bankshares, Inc.:

D/E Ratio 0.78x
Financial Leverage 8.15x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Pb Bankshares, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Pb Bankshares, Inc.: Free cash flow of $2M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $2M
Free Cash Flow $2M
OCF Growth YoY -86.0%
FCF/Sales 20.4%
CapEx/Sales 0.1%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Pb Bankshares, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Pb Bankshares, Inc.: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 4.5x
Understanding Financial Statement Data

What these metrics mean: Key figures from Pb Bankshares, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Pb Bankshares, Inc.: With annual revenue of $13M, Pb Bankshares, Inc. represents a smaller but potentially high-growth operation.

Income Statement
Total Revenue $13M
SG&A Expense $61M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 16%
Total Liabilities 88%
Accounts Receivable 0%
Dividend & Shareholder Information
Shares Outstanding 3M
Growth Metrics (YoY)
EPS Growth 4.3%

Latest Pb Bankshares, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Pb Bankshares, Inc. (PBBK) stock price and investment outlook.

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Pb Bankshares, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Pb Bankshares, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
Affinity Bancshares, Inc. AFBI ██% $121M 16.0x 1.0x
Avidia Bancorp, Inc. AVBC ██% $384M x 1.0x
1895 Bancorp Of Wisconsin, Inc. /Md/ BCOW ██% $66M -8.5x 0.9x
Blue Foundry Bancorp BLFY ██% $270M -25.1x 0.9x
Bogota Financial Corp. BSBK ██% $110M 229.1x 0.8x
Cullman Bancorp, Inc. /Md/ CULL ██% $80M 21.8x 0.8x
Ecb Bancorp, Inc. /Md/ ECBK ██% $152M 22.9x 0.9x
Ewsb Bancorp, Inc. /Md/ EWSB ██% $7M x 0.6x
Fb Bancorp, Inc. /Md/ FBLA ██% $192M x 0.6x
First Bancshares Inc /Mo/ FBSI ██% $78M x 4.7x
Flagstar Bank, National Association FLG ██% $5.21B -2.8x 0.6x
Flagstar Bank, National Association FLG-PA ██% $9.41B x 1.2x
Flagstar Bank, National Association FLG-PU ██% $16.90B x 2.1x
Farmers & Merchants Bancshares, Inc. FMFG ██% $56M 11.4x 0.9x
First Northwest Bancorp FNWB ██% $87M -202.4x 0.5x
Fs Bancorp, Inc. FSBW ██% $310M 9.6x 1.0x
Greene County Bancorp Inc GCBC ██% $382M 10.4x 1.5x
Gouverneur Bancorp, Inc./Md/ GOVB ██% $19M 21.7x 0.6x
Home Bancorp, Inc. HBCP ██% $458M 9.9x 1.1x
Heritage Financial Corp /Wa/ HFWA ██% $897M 13.3x 1.0x
Marathon Bancorp, Inc. /Md/ MBBC ██% $41M 53.5x 0.9x
Mercer Bancorp, Inc. MSBB ██% $17M 19.9x 0.7x
Nb Bancorp, Inc. NBBK ██% $957M 19.0x 1.1x
Northeast Community Bancorp, Inc./Md/ NECB ██% $327M 7.5x 1.0x
Pb Bankshares, Inc. PBBK ██% $51M 21.9x 1.0x
Pioneer Bancorp, Inc./Md PBFS ██% $350M 17.1x 1.1x
Pfs Bancorp, Inc. PFSB ██% $27M 21.3x 0.7x
Provident Bancorp, Inc. /Md/ PVBC ██% $240M 21.2x 1.0x
Quaint Oak Bancorp, Inc. QNTO ██% $40M 23.3x 0.8x
Rhinebeck Bancorp, Inc. RBKB ██% $177M 35.1x 1.3x
Southern Missouri Bancorp, Inc. SMBC ██% $694M 10.6x 1.2x
Sr Bancorp, Inc. SRBK ██% $140M 91.7x 0.7x
Texas Community Bancshares, Inc. TCBS ██% $49M 19.5x 0.9x
Third Coast Bancshares, Inc. TCBX ██% $636M 9.6x 1.2x
Timberland Bancorp Inc TSBK ██% $302M 9.9x 1.1x
Vwf Bancorp, Inc. VWFB ██% $28M x 0.8x
Winchester Bancorp, Inc./Md/ WSBK ██% $120M 84.8x 1.0x
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Frequently Asked Questions - Pb Bankshares, Inc. Stock Forecast

How accurate are Pb Bankshares, Inc. stock predictions?

Our AI model shows a 9% Spearman correlation coefficient for PBBK predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Pb Bankshares, Inc. stock price forecasts?

Our analysis considers Pb Bankshares, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Pb Bankshares, Inc. a good investment in 2025?

Based on our AI analysis, Pb Bankshares, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Pb Bankshares, Inc. forecasts updated?

Pb Bankshares, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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