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PCSB Financial Corp (PCSB) Stock Forecast 2025 - AI Price Prediction & Analysis

PCSB Financial Corp (PCSB) AI Stock Price Forecast & Investment Analysis

PCSB Financial Corp Stock Price Chart and Technical Analysis

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PCSB Financial Corp (PCSB) - Comprehensive Stock Analysis & Investment Research

Deep dive into PCSB Financial Corp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about PCSB Financial Corp, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For PCSB Financial Corp: PCSB Financial Corp operates in the Finance and Insurance sector, making it an emerging small-cap investment.

PCSB Financial Corp (Stock Symbol: PCSB) is a leading company in the Finance and Insurance sector , specifically operating within the Savings Institutions industry.

The organization employs approximately 168 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing PCSB Financial Corp's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For PCSB Financial Corp: With $54M in annual revenue and 27.2% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $54 million generating a 27.2% net profit margin .

Market Capitalization: $292 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 5.4% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for PCSB Financial Corp stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For PCSB Financial Corp: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for PCSB Financial Corp stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: PCSB Financial Corp's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For PCSB Financial Corp: Strong free cash flow generation demonstrates developing operational efficiency.

PCSB Financial Corp strategically competes in the highly dynamic Savings Institutions marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $16 million annually, complemented by impressive 39.2% year-over-year cash flow growth.

PCSB Financial Corp (PCSB) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for PCSB Financial Corp stock analysis.

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Deep dive into PCSB Financial Corp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if PCSB Financial Corp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For PCSB Financial Corp: With a P/E ratio of 17.20, the market moderately values the company's earnings.

P/E Ratio 17.20x
P/B Ratio 1.04x
Market Cap $292M
Dividend Yield 0.01%
EPS $0.89
Book Value/Share $18.33
Revenue/Share $0.03
FCF/Share $1.07
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently PCSB Financial Corp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For PCSB Financial Corp: An ROE of 5.4% indicates room for improvement in shareholder value creation.

ROE 5.4%
ROA 0.8%
Net Margin 27.2%
EBT Margin 34.1%
Tax Rate 20.4%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess PCSB Financial Corp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For PCSB Financial Corp:

D/E Ratio 0.17x
Financial Leverage 7.18x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal PCSB Financial Corp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For PCSB Financial Corp: Free cash flow of $16M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $18M
Free Cash Flow $16M
Capital Spending $-3M
OCF Growth YoY 39.2%
FCF Growth YoY 46.4%
FCF/Sales 29.3%
CapEx/Sales 5.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively PCSB Financial Corp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For PCSB Financial Corp: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 2.8x
Understanding Financial Statement Data

What these metrics mean: Key figures from PCSB Financial Corp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For PCSB Financial Corp: With annual revenue of $54M, PCSB Financial Corp represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $54M
Net Income $11M
SG&A Expense $49M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 10%
Total Liabilities 86%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.13
Payout Ratio 0.2%
Shares Outstanding 15M
Growth Metrics (YoY)
EPS Growth 4.7%

Latest PCSB Financial Corp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting PCSB Financial Corp (PCSB) stock price and investment outlook.

, source: Nasdaq

(RTTNews) - Brookline Bancorp, Inc. (BRKL) and PCSB Financial Corporation (PCSB) have entered into a definitive merger agreement whereby Brookline will acquire PCSB and its wholly owned subsidiary, ...

, source: Insider Monkey

As we already know from media reports and hedge fund investor letters, hedge funds delivered their best returns in a decade. Most investors who decided to stick with hedge funds after a rough 2018 ...

, source: Reuters

* PCSB Financial Corp - ‍ net interest income increased $704,000 to $9.4 million for three months June 30, 2017, * PCSB financial corp - ‍net loss of $1.8 million for three months ended June 30, 2017 ...

PCSB Financial Corp Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of PCSB Financial Corp against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - PCSB Financial Corp Stock Forecast

How accurate are PCSB Financial Corp stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for PCSB predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence PCSB Financial Corp stock price forecasts?

Our analysis considers PCSB Financial Corp's financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is PCSB Financial Corp a good investment in 2025?

Based on our AI analysis, PCSB Financial Corp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are PCSB Financial Corp forecasts updated?

PCSB Financial Corp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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