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PLUMAS BANCORP (PLBC) Stock Forecast 2025 - AI Price Prediction & Analysis


PLUMAS BANCORP (PLBC) AI Stock Price Forecast & Investment Analysis

PLUMAS BANCORP Stock Price Chart and Technical Analysis

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PLUMAS BANCORP (PLBC) - Comprehensive Stock Analysis & Investment Research

Deep dive into PLUMAS BANCORP's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about PLUMAS BANCORP, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For PLUMAS BANCORP: PLUMAS BANCORP operates in the Finance sector, making it an emerging small-cap investment.

PLUMAS BANCORP (Stock Symbol: PLBC) is a leading company in the Finance sector , specifically operating within the Short-Term Business Credit Institutions industry.

The organization employs approximately 158 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing PLUMAS BANCORP's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For PLUMAS BANCORP: With $84M in annual revenue and 38.3% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $84 million generating a 38.3% net profit margin .

Market Capitalization: $244 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 19.8% - Excellent shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for PLUMAS BANCORP stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For PLUMAS BANCORP: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for PLUMAS BANCORP stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: PLUMAS BANCORP's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For PLUMAS BANCORP: Strong free cash flow generation demonstrates developing operational efficiency.

PLUMAS BANCORP strategically competes in the highly dynamic Short-Term Business Credit Institutions marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $3 million annually, complemented by impressive 59.1% year-over-year cash flow growth.

PLUMAS BANCORP (PLBC) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for PLUMAS BANCORP stock analysis.

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Deep dive into PLUMAS BANCORP's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if PLUMAS BANCORP stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For PLUMAS BANCORP: With a P/E ratio of 8.48, the market sees the stock as potentially undervalued.

P/E Ratio 8.48x
P/B Ratio 1.26x
Market Cap $244M
Dividend Yield 3.39%
EPS $4.92
Book Value/Share $32.55
Revenue/Share $14.16
FCF/Share $3.41
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently PLUMAS BANCORP converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For PLUMAS BANCORP: An ROE of 19.8% demonstrates excellent shareholder value creation.

ROE 19.8%
ROA 1.6%
Net Margin 38.3%
EBT Margin 51.6%
Tax Rate 25.8%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess PLUMAS BANCORP's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For PLUMAS BANCORP:

D/E Ratio 0.08x
Financial Leverage 13.18x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal PLUMAS BANCORP's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For PLUMAS BANCORP: Free cash flow of $3M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $6M
Free Cash Flow $3M
Capital Spending $-3M
OCF Growth YoY 59.1%
FCF Growth YoY 63.5%
FCF/Sales 4.9%
CapEx/Sales 5.2%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively PLUMAS BANCORP uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For PLUMAS BANCORP: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 3.6x
Understanding Financial Statement Data

What these metrics mean: Key figures from PLUMAS BANCORP's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For PLUMAS BANCORP: With annual revenue of $84M, PLUMAS BANCORP represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $84M
SG&A Expense $29M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 43%
Total Liabilities 92%
Accounts Receivable 2%
Dividend & Shareholder Information
Dividends Per Share $1.41
Payout Ratio 0.3%
Shares Outstanding 6M
Growth Metrics (YoY)
EPS Growth 10.6%

Latest PLUMAS BANCORP Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting PLUMAS BANCORP (PLBC) stock price and investment outlook.

📰 We are currently updating our news feed for PLUMAS BANCORP. Check back soon for the latest market analysis and company updates.

PLUMAS BANCORP Competitors & Peer Analysis - Finance Sector

Comparative analysis of PLUMAS BANCORP against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - PLUMAS BANCORP Stock Forecast

How accurate are PLUMAS BANCORP stock predictions?

Our AI model shows a 18% Spearman correlation coefficient for PLBC predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence PLUMAS BANCORP stock price forecasts?

Our analysis considers PLUMAS BANCORP's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is PLUMAS BANCORP a good investment in 2025?

Based on our AI analysis, PLUMAS BANCORP shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are PLUMAS BANCORP forecasts updated?

PLUMAS BANCORP stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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