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Palomar Holdings, Inc. (PLMR) Stock Forecast 2025 - AI Price Prediction & Analysis


Palomar Holdings, Inc. (PLMR) AI Stock Price Forecast & Investment Analysis

Palomar Holdings, Inc. Stock Price Chart and Technical Analysis

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Palomar Holdings, Inc. (PLMR) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

Palomar Holdings, Inc. (Stock Symbol: PLMR) is a leading company in the Finance sector , specifically operating within the Fire, Marine & Casualty Insurance industry. The organization employs approximately 112 professionals worldwide . The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Financial Performance & Key Metrics Analysis

Annual Revenue: $682 million generating a -64.6% net profit margin .

Market Capitalization: $3392 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): 11.6% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Palomar Holdings, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

Palomar Holdings, Inc. strategically competes in the highly dynamic Fire, Marine & Casualty Insurance marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share . The company demonstrates robust operational efficiency through strong free cash flow generation of $144 million annually , complemented by impressive 28.4% year-over-year cash flow growth. The company maintains a healthy 67.0% gross margin, indicating strong pricing power and operational efficiency.

Palomar Holdings, Inc. (PLMR) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Palomar Holdings, Inc. stock analysis.

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Deep dive into Palomar Holdings, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Palomar Holdings, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Palomar Holdings, Inc.: With a P/E ratio of 21.89, the market moderately values the company's earnings.

P/E Ratio 21.89x
P/B Ratio 4.00x
Market Cap $3392M
EPS $5.87
Book Value/Share $30.73
Revenue/Share $24.75
FCF/Share $1.98
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Palomar Holdings, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Palomar Holdings, Inc.: An ROE of 11.6% shows good shareholder value creation.

ROE 11.6%
ROA 4.9%
ROIC 18.3%
Gross Margin 67.0%
Operating Margin 25.7%
Net Margin -64.6%
EBT Margin 20.3%
Tax Rate 22.0%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Palomar Holdings, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Palomar Holdings, Inc.: A current ratio of 1.39 shows adequate liquidity.

Current Ratio 1.39x
Quick Ratio 1.04x
D/E Ratio 0.21x
Financial Leverage 2.52x
Interest Coverage 422.9x
Working Capital $8744M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Palomar Holdings, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Palomar Holdings, Inc.: Free cash flow of $144M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $149M
Free Cash Flow $144M
Capital Spending $-5M
OCF Growth YoY 28.4%
FCF Growth YoY 11.5%
FCF/Sales 52.0%
CapEx/Sales 1.8%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Palomar Holdings, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Palomar Holdings, Inc.: An asset turnover of 0.31x suggests room for improvement in asset utilization.

Asset Turnover 0.31x
Receivables Turnover 6.0x
Inventory Turnover 3.0x
Fixed Assets Turnover 477.0x
Days Sales Outstanding 60 days
Days Inventory 121 days
Payables Period 96 days
Cash Conversion Cycle 86 days
Understanding Financial Statement Data

What these metrics mean: Key figures from Palomar Holdings, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Palomar Holdings, Inc.: With annual revenue of $682M, Palomar Holdings, Inc. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $682M
Operating Income $22917M
Net Income $-57M
R&D Expense $15M
SG&A Expense $26M
Cost of Goods Sold $33M
Balance Sheet Highlights ($ Millions)
Total Current Assets $30M
Cash & Short-term Investments $51M
Total Liabilities $60M
Short-term Debt $2M
Accounts Receivable $25M
Inventory $6M
Dividend & Shareholder Information
Dividends Per Share $0.30
Payout Ratio 0.1%
Shares Outstanding 28M
Growth Metrics (YoY)
EPS Growth 3.3%

Latest Palomar Holdings, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Palomar Holdings, Inc. (PLMR) stock price and investment outlook.

Palomar Holdings, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Palomar Holdings, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ACGL Unlock Forecast $35773M 6.8x 1.7x
ACGLN Unlock Forecast $6365M 1.4x 0.3x
ACGLO Unlock Forecast $7694M 1.6x 0.4x
ACIC Unlock Forecast $522M 9.3x 2.0x
AFG Unlock Forecast $11371M 14.9x 2.5x
AFGB Unlock Forecast $1878M 2.5x 0.4x
AFGC Unlock Forecast $1660M 2.2x 0.4x
AFGD Unlock Forecast $1810M 2.4x 0.4x
AFGE Unlock Forecast $1493M 2.0x 0.3x
AIG Unlock Forecast $47892M 15.0x 1.2x
AII Unlock Forecast $279M x 0.9x
ALL Unlock Forecast $54574M 9.4x 2.3x
ALL-PB Unlock Forecast $7039M 1.2x 0.3x
ALL-PH Unlock Forecast $5934M 1.0x 0.3x
ALL-PI Unlock Forecast $5504M 0.9x 0.2x
ALL-PJ Unlock Forecast $7320M 1.3x 0.3x
AMSF Unlock Forecast $883M 17.5x 3.3x
ASIC Unlock Forecast $1089M x 2.0x
AXS Unlock Forecast $7970M 8.9x 1.3x
AXS-PE Unlock Forecast $1711M 1.9x 0.3x
BOW Unlock Forecast $1054M 21.3x 2.6x
CB Unlock Forecast $119306M 13.0x 1.7x
CINF Unlock Forecast $24238M 13.3x 1.7x
CNA Unlock Forecast $13497M 15.4x 1.3x
CNFR Unlock Forecast $10M 0.3x 0.4x
CNFRZ Unlock Forecast $232M 7.5x 8.2x
DGICA Unlock Forecast $0M 18.0x 0.0x
DGICB Unlock Forecast $0M 18.3x 0.0x
EG Unlock Forecast $25436M 31.6x 1.7x
EIG Unlock Forecast $1124M 11.4x 1.0x
ESGR Unlock Forecast $5038M 6.1x 0.8x
ESGRO Unlock Forecast $286M 0.4x 0.1x
ESGRP Unlock Forecast $305M 0.4x 0.1x
FIHL Unlock Forecast $1914M x 0.8x
GBLI Unlock Forecast $414M 14.7x 0.6x
GLRE Unlock Forecast $454M 12.0x 0.7x
HCI Unlock Forecast $2241M 15.6x 3.0x
HCIIP Unlock Forecast $136M 0.9x 0.2x
HG Unlock Forecast $2569M 4.4x 1.0x
HIG Unlock Forecast $37298M 11.8x 2.2x
HIPO Unlock Forecast $665M -4.4x 2.1x
HMN Unlock Forecast $1905M 13.6x 1.4x
HRTG Unlock Forecast $697M 6.5x 1.8x
ICCH Unlock Forecast $71M 21.6x 1.0x
JRVR Unlock Forecast $353M -1.6x 0.7x
KFS Unlock Forecast $820M -29.1x 47.0x
KG Unlock Forecast $215M x 1.4x
KINS Unlock Forecast $196M 7.1x 2.1x
KMPB Unlock Forecast $1538M 4.5x 0.5x
KMPR Unlock Forecast $3458M 10.1x 1.2x
KNSL Unlock Forecast $10659M 23.9x 6.2x
L Unlock Forecast $21442M 15.9x 1.2x
LMND Unlock Forecast $3905M -13.8x 7.4x
MCY Unlock Forecast $4283M 11.0x 2.2x
MHLA Unlock Forecast $1519M -44.3x 40.4x
MHLD Unlock Forecast $115M -3.8x 3.1x
MHNC Unlock Forecast $1752M -44.4x 46.6x
MKL Unlock Forecast $24239M 10.4x 1.4x
NODK Unlock Forecast $272M -48.6x 1.2x
OXBR Unlock Forecast $16M -10.3x 3.1x
OXBRW Unlock Forecast $2M x 0.6x
PGR Unlock Forecast $145197M 13.9x 4.5x
PLMR Unlock Forecast $3392M 21.9x 4.0x
PRA Unlock Forecast $1228M 25.2x 1.0x
RLI Unlock Forecast $6266M 19.4x 3.6x
RNR Unlock Forecast $19230M 9.6x 1.8x
RNR-PF Unlock Forecast $1825M 0.9x 0.2x
RNR-PG Unlock Forecast $1335M 0.7x 0.1x
ROOT Unlock Forecast $2274M 26.7x 9.3x
SAFT Unlock Forecast $1092M 12.9x 1.3x
SIGI Unlock Forecast $4794M 12.5x 1.4x
SIGIP Unlock Forecast $1110M 2.9x 0.3x
SKWD Unlock Forecast $2029M 15.4x 2.3x
SLDE Unlock Forecast $1636M x 1.9x
SPNT Unlock Forecast $2201M 19.0x 1.0x
SPNT-PB Unlock Forecast $2991M 25.8x 1.4x
THG Unlock Forecast $6349M 11.4x 2.0x
TIPT Unlock Forecast $1308M 23.3x 2.6x
TRV Unlock Forecast $62366M 11.9x 2.1x
UFCS Unlock Forecast $820M 8.9x 1.0x
UVE Unlock Forecast $711M 10.7x 1.6x
WRB Unlock Forecast $28715M 16.3x 3.1x
WRB-PE Unlock Forecast $9373M 5.3x 1.0x
WTM Unlock Forecast $5419M 26.4x 1.2x

Frequently Asked Questions - Palomar Holdings, Inc. Stock Forecast

How accurate are Palomar Holdings, Inc. stock predictions?

Our AI model demonstrates 18% historical accuracy for PLMR predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Palomar Holdings, Inc. stock price forecasts?

Our analysis considers Palomar Holdings, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Palomar Holdings, Inc. a good investment in 2025?

Based on our AI analysis, Palomar Holdings, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Palomar Holdings, Inc. forecasts updated?

Palomar Holdings, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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