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Paypal Holdings, Inc. (PYPL) AI Forecast

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Paypal Holdings, Inc. (PYPL) Stock Forecast 2025

Paypal Holdings, Inc. (PYPL) AI Stock Price Forecast & Investment Analysis

Paypal Holdings, Inc. Stock Price Chart and Technical Analysis

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Paypal Holdings, Inc. (PYPL) - Comprehensive Stock Analysis & Investment Research

Deep dive into Paypal Holdings, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on June 8, 2026, 2:26 a.m. (UTC)

Paypal Holdings, Inc. Investment Summary

When evaluating whether Paypal Holdings, Inc. (PYPL) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Paypal Holdings, Inc. (PYPL) operates within the Trade & Services sector, specifically in the Services-Business Services, NEC industry. . With a market capitalization of $37 billion, the company is a large-cap stock offering relative stability combined with growth potential.

Financial Performance Analysis

Our comprehensive financial analysis covers Paypal Holdings, Inc.'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Paypal Holdings, Inc. along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Paypal Holdings, Inc. is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

Paypal Holdings, Inc. (Stock Symbol: PYPL) is a prominent company operating within the Trade & Services sector, with a specific focus on the Services-Business Services, NEC industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about Paypal Holdings, Inc.'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Paypal Holdings, Inc....

Sector & Industry Analysis

In-depth sector dynamics and industry context for Paypal Holdings, Inc....

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Revenue & Growth Analysis

Paypal Holdings, Inc. generates annual revenues of $34 billion , demonstrating substantial market presence and operational scale.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Paypal Holdings, Inc....

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Paypal Holdings, Inc....

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Paypal Holdings, Inc....

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Strategic Market Position

Paypal Holdings, Inc. strategically competes in the highly dynamic Services-Business Services, NEC marketplace. As a large-cap market participant, the company has established significant competitive advantages and market presence. Large-cap companies typically benefit from brand recognition, operational scale, diverse revenue streams, and the financial resources to invest in research and development, marketing, and strategic acquisitions. This size category attracts substantial institutional ownership and analyst coverage.

Industry Competitive Landscape

Paypal Holdings, Inc. competes within the Trade & Services sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company demonstrates exceptional operational efficiency through free cash flow generation of $6 billion annually . This substantial cash generation capability provides significant strategic flexibility for acquisitions, share repurchases, dividend growth, or debt reduction—all while maintaining operational investments necessary to defend market position.

Asset Utilization Efficiency

Asset turnover ratio of 0.42x indicates moderate asset turnover common in capital-intensive industries such as utilities, real estate, or heavy manufacturing. Lower turnover in these sectors is expected due to the significant infrastructure required for operations.

Financial Strength & Leverage

Paypal Holdings, Inc. (PYPL) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Paypal Holdings, Inc. stock analysis.

Deep dive into Paypal Holdings, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Paypal Holdings, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Paypal Holdings, Inc.: With a P/E ratio of 7.28, the market sees the stock as potentially undervalued.

P/E Ratio 7.28x
P/B Ratio 1.84x
Market Cap $36.83B
Dividend Yield 1.41%
EPS $1.84
Book Value/Share $22.45
Revenue/Share $37.82
FCF/Share $6.17
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Paypal Holdings, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Paypal Holdings, Inc.: An ROE of 11.2% shows good shareholder value creation.

ROE 11.2%
ROA 2.8%
Operating Margin 16.2%
Net Margin 12.6%
EBT Margin 16.2%
Tax Rate 22.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Paypal Holdings, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Paypal Holdings, Inc.:

D/E Ratio 3.02x
Financial Leverage 4.02x
Interest Coverage 82.7x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Paypal Holdings, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Paypal Holdings, Inc.: Free cash flow of $5503M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $4.66B
Free Cash Flow $5.50B
Capital Spending $839M
FCF/Sales 16.3%
CapEx/Sales 2.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Paypal Holdings, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Paypal Holdings, Inc.: An asset turnover of 0.42x suggests room for improvement in asset utilization.

Asset Turnover 0.42x
Understanding Financial Statement Data

What these metrics mean: Key figures from Paypal Holdings, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Paypal Holdings, Inc.: With annual revenue of $33734M, Paypal Holdings, Inc. operates at significant scale.

Income Statement
Total Revenue $33.73B
Operating Income $2.88B
Net Income $2.24B
R&D Expense $1.86B
SG&A Expense $4.28B
Balance Sheet Highlights (% Of Assets)
Total Liabilities 60522%
Dividend & Shareholder Information
Dividends Per Share $0.58
Payout Ratio 0.1%
Shares Outstanding 892M
Growth Metrics (YoY)
Net Income Growth 12.6%
EPS Growth 4.5%

Latest Paypal Holdings, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Paypal Holdings, Inc. (PYPL) stock price and investment outlook.

source: Barron's

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions ...

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Paypal Holdings, Inc. Competitors & Peer Analysis - Trade & Services Sector

Comparative analysis of Paypal Holdings, Inc. against industry peers and competitors in the Trade & Services sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
Accenture Plc ACN ██% $109.98B 14.4x 3.5x
Acv Auctions Inc. ACVA ██% $986M x 2.3x
Advantage Solutions Inc. ADV ██% $515M x 1.1x
Akamai Technologies Inc AKAM ██% $21.73B 49.9x 4.4x
Alight, Inc. / Delaware ALIT ██% $381M x 0.4x
Amentum Holdings, Inc. AMTM ██% $5.57B 37.6x 1.2x
American Well Corp AMWL ██% $144M x 0.6x
Asiafin Holdings Corp. ASFH ██% $41M 1033.1x 16.5x
All Things Mobile Analytic, Inc. ATMH ██% $3M x x
Alibaba Group Holding Ltd BABA ██% $290.44B x 0.3x
Alibaba Group Holding Ltd BABAF ██% $412.23B x 0.4x
Bridger Aerospace Group Holdings, Inc. BAER ██% $109M x x
Baosheng Media Group Holdings Ltd BAOS ██% $4M x 0.1x
Blueone Technologies, Inc. BCRD ██% $99M x 13.8x
Broadridge Financial Solutions, Inc. BR ██% $17.51B 15.9x 6.2x
Maplebear Inc. CART ██% $9.77B 20.1x 4.1x
Cass Information Systems Inc CASS ██% $612M 17.5x 2.5x
Cbiz, Inc. CBZ ██% $1.87B 16.2x 1.0x
Crona Corp. CCCP ██% $710K x x
Callan Jmb Inc. CJMB ██% $4M x 2.6x
Conduent Inc CNDT ██% $237M x 0.4x
Cfn Enterprises Inc. CNFN ██% $5M x x
Concentrix Corp CNXC ██% $1.69B x 0.6x
Corpay, Inc. CPAY ██% $22.98B 19.5x 6.6x
Smart Powerr Corp. CREG ██% $8M x 0.1x
Costar Group, Inc. CSGP ██% $14.00B 564.4x 1.8x
Claritev Corp CTEV ██% $439M x x
Currenc Group Inc. CURR ██% $188M x -1.0x
Doordash, Inc. DASH ██% $68.28B 73.7x 6.7x
Digital Brand Media & Marketing Group, Inc. DBMM ██% N/A x x
Dhi Group, Inc. DHX ██% $147M x 1.6x
Dlocal Ltd DLO ██% $3.32B x x
Datavault Ai Inc. DVLT ██% $368M x 1.7x
Superstar Platforms Inc. DWIS ██% $18M x x
Ebay Inc EBAY ██% $48.77B 23.9x 11.1x
Endexx Corp EDXC ██% $60K x x
Emerald Holding, Inc. EEX ██% $984M x 2.9x
Etsy Inc ETSY ██% $6.34B 22.3x x
Exlservice Holdings, Inc. EXLS ██% $4.54B 18.1x 5.8x
Fiserv Inc FI ██% $34.67B 20.5x 1.4x
Fair Isaac Corp FICO ██% $26.49B 34.9x x
Fidelity National Information Services, Inc. FIS ██% $21.09B 7.9x 1.3x
Fiserv Inc FISV ██% $29.08B 9.1x 1.1x
Flywire Corp FLYW ██% $1.61B 242.6x 1.9x
Shift4 Payments, Inc. FOUR ██% $3.77B 32.2x 2.6x
Shift4 Payments, Inc. FOUR-PA ██% $6.86B 35.2x 8.5x
Frequency Holdings, Inc FRQN ██% $580K 0.1x x
Future Fintech Group Inc. FTFT ██% $6M x 0.1x
Fiverr International Ltd. FVRR ██% $370M 8.8x 0.9x
Givbux, Inc. GBUX ██% $380K x x
Getty Images Holdings, Inc. GETY ██% $318M x 0.6x
Global Payments Inc GPN ██% $18.13B x 0.8x
Heritage Global Inc. HGBL ██% $44M 13.7x 0.7x
Healthequity, Inc. HQY ██% $7.44B 32.3x 3.6x
International Money Express, Inc. IMXI ██% $450M 17.7x 2.8x
Investview, Inc. INVU ██% $49M x 3.0x
Investview, Inc. INVUP ██% $46.84B x 9025.0x
Iron Horse Acquisition Ii Corp. IRHO ██% $295M 112.8x x
Janel Corp JANL ██% $53M 11.4x 2.1x
Joint Stock Co Kaspi.Kz KSPI ██% $15.44B x x
Liquidity Services Inc LQDT ██% $1.16B 38.4x 5.2x
Lucent, Inc. LUCN ██% $119M x x
Lyft, Inc. LYFT ██% $5.39B 1.9x 1.8x
Mastercard Inc MA ██% $437.55B 28.1x 65.1x
Mediaalpha, Inc. MAX ██% $507M 13.0x 264.2x
Micromobility.Com Inc. MCOM ██% $550K x x
Medical Care Technologies Inc. MDCE ██% $1M x x
Mercadolibre Inc MELI ██% $81.51B 42.5x 11.2x
Maximus, Inc. MMS ██% $3.22B 8.6x 1.9x
Mogu Inc. MOGU ██% $2.44B x 4.0x
Macreport Net Inc MRPT ██% $810K x x
Msci Inc. MSCI ██% $44.87B 34.0x x
Fiscalnote Holdings, Inc. NOTE ██% $5M x 0.2x
Nutex Health Inc. NUTX ██% $922M 6.7x 2.7x
Olb Group, Inc. OLB ██% $7M x 0.8x
Optimizerx Corp OPRX ██% $96M 14.0x 0.7x
Oculus Inc. OVTZ ██% $3M x x
Paymentus Holdings, Inc. PAY ██% $2.63B 35.5x 4.5x
Paid Inc PAYD ██% $21M x 3.8x
Payoneer Global Inc. PAYO ██% $1.70B 23.6x 2.6x
Paysign, Inc. PAYS ██% $378M 36.4x 6.9x
Pdd Holdings Inc. PDD ██% $121.09B x 4.3x
Phreesia, Inc. PHR ██% $581M 63.3x 1.6x
Outdoor Holding Co POWWP ██% $2.83B x 11.9x
Priority Technology Holdings, Inc. PRTH ██% $479M 8.4x x
Priority Technology Holdings, Inc. PRTHU ██% $409M 7.6x x
Paysafe Ltd PSFE ██% $354M x 0.6x
Paypal Holdings, Inc. PYPL ██% $36.83B 7.3x 1.8x
Quhuo Ltd QH ██% $11M x 0.0x
Quhuo Ltd QHUOY ██% $15M x 0.0x
Quotemedia Inc QMCI ██% $14M x x
Quinstreet, Inc QNST ██% $686M 8.3x 2.2x
Rb Global Inc. RBA ██% $19.47B 43.2x 3.5x
Radware Ltd RDWR ██% $1.21B x 3.5x
Relx Plc RELX ██% $63.94B x x
Remitly Global, Inc. RELY ██% $3.95B 37.4x 4.4x
Resources Connection, Inc. RGP ██% $154M x 0.8x
Rimini Street, Inc. RMNI ██% $382M 10.9x x
Repay Holdings Corp RPAY ██% $306M x 0.6x
Riskified Ltd. RSKD ██% $748M x 2.5x
Research Solutions, Inc. RSSS ██% $75M 16.5x 3.9x
Comscore, Inc. SCOR ██% $119M x 1.1x
Sezzle Inc. SEZL ██% $3.90B 26.3x 19.8x
Supa Consolidated Inc. SFCX ██% $20M x 5.3x
Spar Group, Inc. SGRP ██% $21M x 355.2x
Society Pass Incorporated. SOPA ██% $740K x 0.1x
Society Pass Incorporated. SOPAQ ██% $770K x 0.1x
Superstar Platforms Inc. SPST ██% $13M x x
Sparta Commercial Services, Inc. SRCO ██% $5M x x
Token Cat Ltd TC ██% $235M 8.3x 7.1x
Trip.Com Group Ltd TCOM ██% $30.03B x 1.8x
Trident Digital Tech Holdings Ltd TDTH ██% $11M x x
Treasure Global Inc TGL ██% $7M x 0.5x
Tic Solutions, Inc. TIC ██% $1.85B x 0.9x
Trinet Group, Inc. TNET ██% $2.15B 13.5x 25.9x
Trip.Com Group Ltd TRPCF ██% $4.74B x 0.3x
Two Hands Corp TWOH ██% $13M x x
Uber Technologies, Inc UBER ██% $144.00B 16.9x 5.8x
Ucommune International Ltd UK ██% $2M x 0.0x
Uxin Ltd UXIN ██% $449M x x
Top Kingwin Ltd WAI ██% $5M x 0.1x
Waste Energy Corp. WAST ██% $4M x x
Wex Inc. WEX ██% $5.14B 16.6x 4.0x
Wns (Holdings) Ltd WNS ██% $3.46B x 4.3x
Ulixe Corp. WRPT ██% $16M x 117.7x
Western Union Co WU ██% $2.98B 3.9x 26.2x
Xbp Global Holdings, Inc. XBP ██% $28M x 0.5x
Ten Holdings, Inc. XHLD ██% $6M x 3.9x
Xometry, Inc. XMTR ██% $4.46B x 14.2x
Zillow Group, Inc. Z ██% $8.26B 135.5x 1.9x
Zillow Group, Inc. ZG ██% $17.41B -134.7x 3.5x
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Frequently Asked Questions - Paypal Holdings, Inc. Stock Forecast

How accurate are Paypal Holdings, Inc. stock predictions?

Our AI model shows a 18% Spearman correlation coefficient for PYPL predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Paypal Holdings, Inc. stock price forecasts?

Our analysis considers Paypal Holdings, Inc.'s financial metrics, Trade & Services sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Paypal Holdings, Inc. a good investment in 2025?

Based on our AI analysis, Paypal Holdings, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Paypal Holdings, Inc. forecasts updated?

Paypal Holdings, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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