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Root, Inc. (ROOT) Stock Forecast 2025 - AI Price Prediction & Analysis


Root, Inc. (ROOT) AI Stock Price Forecast & Investment Analysis

Root, Inc. Stock Price Chart and Technical Analysis

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Root, Inc. (ROOT) - Comprehensive Stock Analysis & Investment Research

Deep dive into Root, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Root, Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Root, Inc.: Root, Inc. operates in the Finance sector, making it an emerging small-cap investment.

Root, Inc. (Stock Symbol: ROOT) is a leading company in the Finance sector , specifically operating within the Fire, Marine & Casualty Insurance industry.

The organization employs approximately 1002 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Root, Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Root, Inc.: With $1364M in annual revenue and -1.5% net margin, the company demonstrates developing profitability.

Annual Revenue: $1364 million generating a -1.5% net profit margin .

Market Capitalization: $1285 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): -71.0% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Root, Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For Root, Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Root, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Root, Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Root, Inc.: Market positioning analysis based on available financial and operational metrics.

Root, Inc. strategically competes in the highly dynamic Fire, Marine & Casualty Insurance marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

Root, Inc. (ROOT) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Root, Inc. stock analysis.

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Deep dive into Root, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Root, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Root, Inc.: With a P/E ratio of 15.07, the market moderately values the company's earnings.

P/E Ratio 15.07x
P/B Ratio 5.26x
Market Cap $1285M
EPS $5.42
Book Value/Share $14.30
Revenue/Share $79.81
FCF/Share $-0.64
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Root, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Root, Inc.: An ROE of -71.0% indicates room for improvement in shareholder value creation.

ROE -71.0%
ROA -30.5%
Operating Margin 3.0%
Net Margin -1.5%
EBT Margin -137.5%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Root, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Root, Inc.:

D/E Ratio 0.61x
Financial Leverage 3.34x
Interest Coverage -23.7x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Root, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Root, Inc.: Free cash flow of $-376M indicates cash challenges that need attention.

Operating Cash Flow $-363M
Free Cash Flow $-376M
Capital Spending $-13M
FCF/Sales -104.1%
CapEx/Sales 3.6%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Root, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Root, Inc.: An asset turnover of 0.22x suggests room for improvement in asset utilization.

Asset Turnover 0.22x
Fixed Assets Turnover 36.0x
Understanding Financial Statement Data

What these metrics mean: Key figures from Root, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Root, Inc.: With annual revenue of $1364M, Root, Inc. operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1364M
SG&A Expense $108M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 68%
Total Liabilities 70%
Short-term Debt 5%
Accounts Receivable 20%
Dividend & Shareholder Information
Shares Outstanding 17M
Growth Metrics (YoY)
EPS Growth -1.1%

Latest Root, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Root, Inc. (ROOT) stock price and investment outlook.

, source: Yahoo Finance

COLUMBUS, Ohio, May 07, 2025 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the parent company of Root Insurance, today announced financial results for the first quarter. Root’s first quarter ...

, source: Seeking Alpha

Root Inc. leverages telematics to offer car insurance based on driving behavior, aiming to provide lower premiums compared to traditional insurers. Despite initial success, Root faced financial ...

, source: Morningstar

COLUMBUS, Ohio, Aug. 06, 2025 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the parent company of Root Insurance, today announced financial results for the second quarter. Root’s second quarter ...

Root, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Root, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFG Unlock Forecast - 30 Days FREE Trial $10949M 14.3x 2.4x
AFGB Unlock Forecast - 30 Days FREE Trial $1874M 2.5x 0.4x
AFGC Unlock Forecast - 30 Days FREE Trial $1643M 2.2x 0.4x
AFGD Unlock Forecast - 30 Days FREE Trial $1826M 2.4x 0.4x
AFGE Unlock Forecast - 30 Days FREE Trial $1504M 2.0x 0.3x
AIG Unlock Forecast - 30 Days FREE Trial $43116M 13.5x 1.0x
AII Unlock Forecast - 30 Days FREE Trial $351M x 1.2x
ALL Unlock Forecast - 30 Days FREE Trial $51448M 8.8x 2.1x
ALL-PB Unlock Forecast - 30 Days FREE Trial $6877M 1.2x 0.3x
ALL-PH Unlock Forecast - 30 Days FREE Trial $5805M 1.0x 0.2x
ALL-PI Unlock Forecast - 30 Days FREE Trial $5464M 0.9x 0.2x
ALL-PJ Unlock Forecast - 30 Days FREE Trial $7046M 1.2x 0.3x
AMSF Unlock Forecast - 30 Days FREE Trial $780M 15.5x 2.9x
ASIC Unlock Forecast - 30 Days FREE Trial $858M x 1.5x
AXS Unlock Forecast - 30 Days FREE Trial $7201M 8.1x 1.2x
AXS-PE Unlock Forecast - 30 Days FREE Trial $1675M 1.9x 0.3x
BOW Unlock Forecast - 30 Days FREE Trial $829M 16.8x 2.0x
CB Unlock Forecast - 30 Days FREE Trial $106933M 11.6x 1.5x
CINF Unlock Forecast - 30 Days FREE Trial $23889M 13.1x 1.7x
CNA Unlock Forecast - 30 Days FREE Trial $12211M 13.9x 1.2x
CNFR Unlock Forecast - 30 Days FREE Trial $17M 0.6x 0.6x
CNFRZ Unlock Forecast - 30 Days FREE Trial $244M 7.9x 8.7x
EG Unlock Forecast - 30 Days FREE Trial $25359M 31.5x 1.7x
FIHL Unlock Forecast - 30 Days FREE Trial $1864M x 0.8x
GBLI Unlock Forecast - 30 Days FREE Trial $411M 14.6x 0.6x
GLRE Unlock Forecast - 30 Days FREE Trial $420M 11.1x 0.6x
HCI Unlock Forecast - 30 Days FREE Trial $2448M 17.0x 3.2x
HCIIP Unlock Forecast - 30 Days FREE Trial $131M 0.9x 0.2x
HG Unlock Forecast - 30 Days FREE Trial $2359M 4.0x 0.9x
HMN Unlock Forecast - 30 Days FREE Trial $1811M 12.9x 1.3x
HRTG Unlock Forecast - 30 Days FREE Trial $717M 6.7x 1.9x
JRVR Unlock Forecast - 30 Days FREE Trial $240M -1.6x 0.5x
KFS Unlock Forecast - 30 Days FREE Trial $415M -29.1x 23.8x
KG Unlock Forecast - 30 Days FREE Trial $195M x 1.3x
KINS Unlock Forecast - 30 Days FREE Trial $205M 7.4x 2.2x
KMPB Unlock Forecast - 30 Days FREE Trial $1513M 4.4x 0.5x
KMPR Unlock Forecast - 30 Days FREE Trial $3010M 8.8x 1.0x
KNSL Unlock Forecast - 30 Days FREE Trial $10217M 22.9x 5.9x
L Unlock Forecast - 30 Days FREE Trial $20850M 15.5x 1.2x
LMND Unlock Forecast - 30 Days FREE Trial $3510M -13.8x 6.7x
MCY Unlock Forecast - 30 Days FREE Trial $4356M 11.2x 2.2x
MHLA Unlock Forecast - 30 Days FREE Trial $1495M -44.3x 39.8x
MHNC Unlock Forecast - 30 Days FREE Trial $1746M -44.4x 46.5x
NODK Unlock Forecast - 30 Days FREE Trial $280M -48.6x 1.1x
OXBR Unlock Forecast - 30 Days FREE Trial $13M -10.3x 2.4x
PGR Unlock Forecast - 30 Days FREE Trial $130317M 12.5x 4.0x
PLMR Unlock Forecast - 30 Days FREE Trial $3012M 19.5x 3.6x
PRA Unlock Forecast - 30 Days FREE Trial $1239M 25.4x 1.0x
RLI Unlock Forecast - 30 Days FREE Trial $5435M 16.8x 3.1x
RNR Unlock Forecast - 30 Days FREE Trial $11931M 6.0x 1.1x
RNR-PF Unlock Forecast - 30 Days FREE Trial $1099M 0.6x 0.1x
RNR-PG Unlock Forecast - 30 Days FREE Trial $799M 0.4x 0.1x
ROOT Unlock Forecast - 30 Days FREE Trial $1285M 15.1x 5.3x
SAFT Unlock Forecast - 30 Days FREE Trial $1019M 12.0x 1.2x
SIGI Unlock Forecast - 30 Days FREE Trial $4936M 12.9x 1.5x
SIGIP Unlock Forecast - 30 Days FREE Trial $1086M 2.8x 0.3x
SKWD Unlock Forecast - 30 Days FREE Trial $1906M 14.4x 2.1x
SLDE Unlock Forecast - 30 Days FREE Trial $1840M x 2.1x
SPNT Unlock Forecast - 30 Days FREE Trial $2077M 17.9x 1.0x
SPNT-PB Unlock Forecast - 30 Days FREE Trial $2965M 25.6x 1.4x
THG Unlock Forecast - 30 Days FREE Trial $6166M 11.1x 1.9x
TIPT Unlock Forecast - 30 Days FREE Trial $643M 11.5x 1.3x
TRV Unlock Forecast - 30 Days FREE Trial $58330M 9.9x 1.8x
UFCS Unlock Forecast - 30 Days FREE Trial $778M 8.5x 0.9x
UVE Unlock Forecast - 30 Days FREE Trial $784M 11.8x 1.7x
WRB Unlock Forecast - 30 Days FREE Trial $27942M 15.9x 3.0x
WRB-PE Unlock Forecast - 30 Days FREE Trial $8650M 4.9x 0.9x
WTM Unlock Forecast - 30 Days FREE Trial $4758M 23.2x 1.0x

Frequently Asked Questions - Root, Inc. Stock Forecast

How accurate are Root, Inc. stock predictions?

Our AI model demonstrates 65% historical accuracy for ROOT predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Root, Inc. stock price forecasts?

Our analysis considers Root, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Root, Inc. a good investment in 2025?

Based on our AI analysis, Root, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Root, Inc. forecasts updated?

Root, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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