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Santander Consumer USA Holdings Inc (SC) Stock Forecast 2025 - AI Price Prediction & Analysis


Santander Consumer USA Holdings Inc (SC) AI Stock Price Forecast & Investment Analysis

Santander Consumer USA Holdings Inc Stock Price Chart and Technical Analysis

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Santander Consumer USA Holdings Inc (SC) - Comprehensive Stock Analysis & Investment Research

Deep dive into Santander Consumer USA Holdings Inc's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Santander Consumer USA Holdings Inc, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Santander Consumer USA Holdings Inc: Santander Consumer USA Holdings Inc operates in the Finance and Insurance sector, positioning it as a large-cap market leader.

Santander Consumer USA Holdings Inc (Stock Symbol: SC) is a leading company in the Finance and Insurance sector , specifically operating within the Credit Card Issuing industry.

The organization employs approximately 5576 professionals worldwide and operates under the strategic leadership of CEO Thomas Dundon.

The company has established itself as a major market leader with significant institutional backing.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Santander Consumer USA Holdings Inc's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Santander Consumer USA Holdings Inc: With $7021M in annual revenue and 43.9% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $7021 million generating a 43.9% net profit margin .

Market Capitalization: $12730 million - Classified as a large-cap stock with institutional-grade stability.

Return on Equity (ROE): 47.4% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Santander Consumer USA Holdings Inc stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For Santander Consumer USA Holdings Inc: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Santander Consumer USA Holdings Inc stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Santander Consumer USA Holdings Inc's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Santander Consumer USA Holdings Inc: Market positioning analysis based on available financial and operational metrics.

Santander Consumer USA Holdings Inc strategically competes in the highly dynamic Credit Card Issuing marketplace, positioning itself as a dominant large-cap market leader with significant competitive moats and institutional investor confidence .

Santander Consumer USA Holdings Inc (SC) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Santander Consumer USA Holdings Inc stock analysis.

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Deep dive into Santander Consumer USA Holdings Inc's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Santander Consumer USA Holdings Inc stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Santander Consumer USA Holdings Inc: With a P/E ratio of 4.15, the market sees the stock as potentially undervalued.

P/E Ratio 4.15x
P/B Ratio 1.61x
Market Cap $12730M
Dividend Yield 1.59%
EPS $10.03
Book Value/Share $25.91
Revenue/Share $22.94
FCF/Share $-6.64
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Santander Consumer USA Holdings Inc converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Santander Consumer USA Holdings Inc: An ROE of 47.4% demonstrates excellent shareholder value creation.

ROE 47.4%
ROA 6.3%
Net Margin 43.9%
EBT Margin 57.3%
Tax Rate 23.3%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Santander Consumer USA Holdings Inc's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Santander Consumer USA Holdings Inc:

D/E Ratio 4.84x
Financial Leverage 6.19x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Santander Consumer USA Holdings Inc's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Santander Consumer USA Holdings Inc: Free cash flow of $-1999M indicates cash challenges that need attention.

Operating Cash Flow $5892M
Free Cash Flow $-1999M
Capital Spending $-7891M
OCF Growth YoY -27.5%
FCF Growth YoY -7.0%
FCF/Sales -28.5%
CapEx/Sales 112.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Santander Consumer USA Holdings Inc uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Santander Consumer USA Holdings Inc: An asset turnover of 0.14x suggests room for improvement in asset utilization.

Asset Turnover 0.14x
Fixed Assets Turnover 0.4x
Understanding Financial Statement Data

What these metrics mean: Key figures from Santander Consumer USA Holdings Inc's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Santander Consumer USA Holdings Inc: With annual revenue of $7021M, Santander Consumer USA Holdings Inc operates at significant scale.

Income Statement ($ Millions)
Total Revenue $7021M
Net Income $3085M
SG&A Expense $30M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 4%
Total Liabilities 84%
Accounts Receivable 1%
Dividend & Shareholder Information
Dividends Per Share $0.66
Payout Ratio 6.6%
Shares Outstanding 306M

Latest Santander Consumer USA Holdings Inc Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Santander Consumer USA Holdings Inc (SC) stock price and investment outlook.

, source: Insider Monkey

It is already common knowledge that individual investors do not usually have the necessary resources and abilities to properly research an investment opportunity. As a result, most investors pick ...

, source: Benzinga.com

Who is Santander Holdings USA, Inc.? Santander Holdings USA, Inc. does not have any significant net worth to report based on the numbers we have. This is based on reported shares in Santander Consumer ...

Santander Consumer USA Holdings Inc Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of Santander Consumer USA Holdings Inc against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - Santander Consumer USA Holdings Inc Stock Forecast

How accurate are Santander Consumer USA Holdings Inc stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for SC predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Santander Consumer USA Holdings Inc stock price forecasts?

Our analysis considers Santander Consumer USA Holdings Inc's financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Santander Consumer USA Holdings Inc a good investment in 2025?

Based on our AI analysis, Santander Consumer USA Holdings Inc shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Santander Consumer USA Holdings Inc forecasts updated?

Santander Consumer USA Holdings Inc stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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