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Sound Financial Bancorp, Inc. (SFBC) Stock Forecast 2025 - AI Price Prediction & Analysis


Sound Financial Bancorp, Inc. (SFBC) AI Stock Price Forecast & Investment Analysis

Sound Financial Bancorp, Inc. Stock Price Chart and Technical Analysis

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Sound Financial Bancorp, Inc. (SFBC) - Comprehensive Stock Analysis & Investment Research

Deep dive into Sound Financial Bancorp, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Sound Financial Bancorp, Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Sound Financial Bancorp, Inc.: Sound Financial Bancorp, Inc. operates in the Finance sector, making it an emerging small-cap investment.

Sound Financial Bancorp, Inc. (Stock Symbol: SFBC) is a leading company in the Finance sector , specifically operating within the Savings Institution, Federally Chartered industry.

The organization employs approximately 129 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Sound Financial Bancorp, Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Sound Financial Bancorp, Inc.: With $38M in annual revenue and 22.7% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $38 million generating a 22.7% net profit margin .

Market Capitalization: $115 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 9.3% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Sound Financial Bancorp, Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For Sound Financial Bancorp, Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Sound Financial Bancorp, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Sound Financial Bancorp, Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Sound Financial Bancorp, Inc.: Strong free cash flow generation demonstrates developing operational efficiency.

Sound Financial Bancorp, Inc. strategically competes in the highly dynamic Savings Institution, Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $14 million annually, complemented by impressive 7.2% year-over-year cash flow growth.

Sound Financial Bancorp, Inc. (SFBC) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Sound Financial Bancorp, Inc. stock analysis.

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Deep dive into Sound Financial Bancorp, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Sound Financial Bancorp, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Sound Financial Bancorp, Inc.: With a P/E ratio of 18.25, the market moderately values the company's earnings.

P/E Ratio 18.25x
P/B Ratio 1.08x
Market Cap $115M
Dividend Yield 0.01%
EPS $2.45
Book Value/Share $41.30
Revenue/Share $14.83
FCF/Share $-2.53
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Sound Financial Bancorp, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Sound Financial Bancorp, Inc.: An ROE of 9.3% indicates room for improvement in shareholder value creation.

ROE 9.3%
ROA 0.9%
Net Margin 22.7%
EBT Margin 28.4%
Tax Rate 20.0%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Sound Financial Bancorp, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Sound Financial Bancorp, Inc.:

D/E Ratio 0.19x
Financial Leverage 10.22x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Sound Financial Bancorp, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Sound Financial Bancorp, Inc.: Free cash flow of $14M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $14M
Free Cash Flow $14M
OCF Growth YoY 7.2%
FCF Growth YoY 7.5%
FCF/Sales 37.5%
CapEx/Sales 0.8%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Sound Financial Bancorp, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Sound Financial Bancorp, Inc.: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 3.1x
Understanding Financial Statement Data

What these metrics mean: Key figures from Sound Financial Bancorp, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Sound Financial Bancorp, Inc.: With annual revenue of $38M, Sound Financial Bancorp, Inc. represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $38M
SG&A Expense $66M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 22%
Total Liabilities 90%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.77
Payout Ratio 0.5%
Shares Outstanding 3M
Growth Metrics (YoY)
EPS Growth 3.0%

Latest Sound Financial Bancorp, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Sound Financial Bancorp, Inc. (SFBC) stock price and investment outlook.

, source: Nasdaq

SEATTLE, July 29, 2025 (GLOBE NEWSWIRE) -- Sound Financial Bancorp, Inc. (the "Company") (Nasdaq: SFBC), the holding company for Sound Community Bank (the "Bank"), today reported net income of $2.1 ...

, source: Nasdaq

Sound Financial Bancorp, Inc. ( (SFBC)) has released its Q3 earnings. Here is a breakdown of the information Sound Financial Bancorp, Inc. presented to its investors. Sound Financial Bancorp, Inc., a ...

, source: Morningstar

Sound Financial Bancorp, Inc., a bank holding company, is the parent company of Sound Community Bank, which is headquartered in Seattle, Washington and has full-service branches in Seattle, Tacoma, ...

Sound Financial Bancorp, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Sound Financial Bancorp, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AX Unlock Forecast - 30 Days FREE Trial $4276M 9.9x 1.6x
BCBP Unlock Forecast - 30 Days FREE Trial $136M 26.3x 0.4x
BFIN Unlock Forecast - 30 Days FREE Trial $176M 11.2x 1.0x
BKU Unlock Forecast - 30 Days FREE Trial $2725M 10.6x 0.9x
BVFL Unlock Forecast - 30 Days FREE Trial $152M 14.2x 0.8x
BYFC Unlock Forecast - 30 Days FREE Trial $60M 31.1x 0.2x
CARV Unlock Forecast - 30 Days FREE Trial $15M -2.3x 0.5x
CFFN Unlock Forecast - 30 Days FREE Trial $818M 13.4x 0.8x
CLBK Unlock Forecast - 30 Days FREE Trial $1436M 232.9x 1.3x
CLST Unlock Forecast - 30 Days FREE Trial $55M 25.3x 0.7x
CZWI Unlock Forecast - 30 Days FREE Trial $151M 12.1x 0.8x
EBC Unlock Forecast - 30 Days FREE Trial $3780M 8.3x 1.0x
FCAP Unlock Forecast - 30 Days FREE Trial $134M 10.2x 1.1x
FDSB Unlock Forecast - 30 Days FREE Trial $74M 28.6x 0.6x
FFBW Unlock Forecast - 30 Days FREE Trial $79M 37.3x 1.0x
FGBI Unlock Forecast - 30 Days FREE Trial $97M 25.6x 0.4x
FGBIP Unlock Forecast - 30 Days FREE Trial $244M 60.2x 0.9x
FMAO Unlock Forecast - 30 Days FREE Trial $325M 11.0x 0.9x
FNRN Unlock Forecast - 30 Days FREE Trial $205M 10.0x 1.1x
FNWD Unlock Forecast - 30 Days FREE Trial $140M 26.3x 0.9x
FSEA Unlock Forecast - 30 Days FREE Trial $54M -9.9x 0.9x
HFBL Unlock Forecast - 30 Days FREE Trial $44M 11.3x 0.8x
IROQ Unlock Forecast - 30 Days FREE Trial $87M 20.2x 1.1x
KRNY Unlock Forecast - 30 Days FREE Trial $418M 16.0x 0.6x
MFBI Unlock Forecast - 30 Days FREE Trial $6M x 0.5x
MGNO Unlock Forecast - 30 Days FREE Trial $9M x 0.5x
MSVB Unlock Forecast - 30 Days FREE Trial $48M 29.6x 1.4x
NFBK Unlock Forecast - 30 Days FREE Trial $445M 12.6x 0.6x
NRIM Unlock Forecast - 30 Days FREE Trial $111M 2.5x 0.4x
NSTS Unlock Forecast - 30 Days FREE Trial $59M 184.3x 0.8x
PDLB Unlock Forecast - 30 Days FREE Trial $341M 19.6x 0.7x
PFS Unlock Forecast - 30 Days FREE Trial $2358M 10.2x 0.9x
PROV Unlock Forecast - 30 Days FREE Trial $103M 16.5x 0.8x
RVSB Unlock Forecast - 30 Days FREE Trial $106M 20.6x 0.7x
SFBC Unlock Forecast - 30 Days FREE Trial $115M 18.3x 1.1x
TCBC Unlock Forecast - 30 Days FREE Trial $86M 2329.5x 1.1x
TFSL Unlock Forecast - 30 Days FREE Trial $3557M 42.8x 1.9x
WNEB Unlock Forecast - 30 Days FREE Trial $223M 18.4x 0.9x
WSBF Unlock Forecast - 30 Days FREE Trial $276M 13.3x 0.8x

Frequently Asked Questions - Sound Financial Bancorp, Inc. Stock Forecast

How accurate are Sound Financial Bancorp, Inc. stock predictions?

Our AI model demonstrates 71% historical accuracy for SFBC predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Sound Financial Bancorp, Inc. stock price forecasts?

Our analysis considers Sound Financial Bancorp, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Sound Financial Bancorp, Inc. a good investment in 2025?

Based on our AI analysis, Sound Financial Bancorp, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Sound Financial Bancorp, Inc. forecasts updated?

Sound Financial Bancorp, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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