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SLM Corp (SLM) Stock Forecast 2025 - AI Price Prediction & Analysis


SLM Corp (SLM) AI Stock Price Forecast & Investment Analysis

SLM Corp Stock Price Chart and Technical Analysis

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SLM Corp (SLM) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

SLM Corp (Stock Symbol: SLM) is a leading company in the Finance sector , specifically operating within the Personal Credit Institutions industry. The organization employs approximately 3170 professionals worldwide . The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Financial Performance & Key Metrics Analysis

Annual Revenue: $1206 million generating a 38.2% net profit margin .

Market Capitalization: $6697 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): 31.0% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for SLM Corp stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

SLM Corp strategically competes in the highly dynamic Personal Credit Institutions marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share . , complemented by impressive -24.1% year-over-year cash flow growth

SLM Corp (SLM) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for SLM Corp stock analysis.

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Deep dive into SLM Corp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if SLM Corp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For SLM Corp: With a P/E ratio of 15.14, the market moderately values the company's earnings.

P/E Ratio 15.14x
P/B Ratio 2.82x
Market Cap $6697M
Dividend Yield 1.60%
EPS $2.06
Book Value/Share $11.09
Revenue/Share $5.64
FCF/Share $-0.37
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently SLM Corp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For SLM Corp: An ROE of 31.0% demonstrates excellent shareholder value creation.

ROE 31.0%
ROA 2.2%
Net Margin 38.2%
EBT Margin 51.2%
Tax Rate 24.8%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess SLM Corp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For SLM Corp:

D/E Ratio 3.10x
Financial Leverage 16.20x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal SLM Corp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For SLM Corp: Free cash flow of $-32M indicates cash challenges that need attention.

Operating Cash Flow $-32M
Free Cash Flow $-32M
OCF Growth YoY -24.1%
FCF Growth YoY -24.1%
FCF/Sales -1.9%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively SLM Corp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For SLM Corp: An asset turnover of 0.06x suggests room for improvement in asset utilization.

Asset Turnover 0.06x
Fixed Assets Turnover 11.1x
Understanding Financial Statement Data

What these metrics mean: Key figures from SLM Corp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For SLM Corp: With annual revenue of $1206M, SLM Corp operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1206M
SG&A Expense $17M
Balance Sheet Highlights ($ Millions)
Cash & Short-term Investments $19M
Total Liabilities $93M
Short-term Debt $1M
Accounts Receivable $5M
Dividend & Shareholder Information
Dividends Per Share $0.50
Payout Ratio 0.2%
Shares Outstanding 214M
Growth Metrics (YoY)
EPS Growth 10.3%

Latest SLM Corp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting SLM Corp (SLM) stock price and investment outlook.

, source: Seeking Alpha

SLM Corp. (NASDAQ:SLM) is expected to report Q4 earnings after the market closes on Wednesday, January 21 with a conference call scheduled for January 22 at 8:00 am ET. Analysts are looking for ...

, source: Seeking Alpha

SLM Corp. (NASDAQ:SLM) is expected to report Q3 earnings after the close Wednesday with a conference call scheduled for 8:00 am on Thursday, October 23.

SLM Corp Competitors & Peer Analysis - Finance Sector

Comparative analysis of SLM Corp against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - SLM Corp Stock Forecast

How accurate are SLM Corp stock predictions?

Our AI model demonstrates 56% historical accuracy for SLM predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence SLM Corp stock price forecasts?

Our analysis considers SLM Corp's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is SLM Corp a good investment in 2025?

Based on our AI analysis, SLM Corp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are SLM Corp forecasts updated?

SLM Corp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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