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SOUTHERN MISSOURI BANCORP, INC. (SMBC) Stock Forecast 2025 - AI Price Prediction & Analysis


SOUTHERN MISSOURI BANCORP, INC. (SMBC) AI Stock Price Forecast & Investment Analysis

SOUTHERN MISSOURI BANCORP, INC. Stock Price Chart and Technical Analysis

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SOUTHERN MISSOURI BANCORP, INC. (SMBC) - Comprehensive Stock Analysis & Investment Research

Deep dive into SOUTHERN MISSOURI BANCORP, INC.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about SOUTHERN MISSOURI BANCORP, INC., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For SOUTHERN MISSOURI BANCORP, INC.: SOUTHERN MISSOURI BANCORP, INC. operates in the Finance sector, making it an emerging small-cap investment.

SOUTHERN MISSOURI BANCORP, INC. (Stock Symbol: SMBC) is a leading company in the Finance sector , specifically operating within the Savings Institutions, Not Federally Chartered industry.

The organization employs approximately 211 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing SOUTHERN MISSOURI BANCORP, INC.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For SOUTHERN MISSOURI BANCORP, INC.: With $119M in annual revenue and 39.9% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $119 million generating a 39.9% net profit margin .

Market Capitalization: $544 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 15.9% - Excellent shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for SOUTHERN MISSOURI BANCORP, INC. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For SOUTHERN MISSOURI BANCORP, INC.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for SOUTHERN MISSOURI BANCORP, INC. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: SOUTHERN MISSOURI BANCORP, INC.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For SOUTHERN MISSOURI BANCORP, INC.: Strong free cash flow generation demonstrates developing operational efficiency.

SOUTHERN MISSOURI BANCORP, INC. strategically competes in the highly dynamic Savings Institutions, Not Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $59 million annually, complemented by impressive 4.4% year-over-year cash flow growth.

The company maintains a healthy 15.9% gross margin, indicating strong pricing power and operational efficiency.

SOUTHERN MISSOURI BANCORP, INC. (SMBC) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for SOUTHERN MISSOURI BANCORP, INC. stock analysis.

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Deep dive into SOUTHERN MISSOURI BANCORP, INC.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if SOUTHERN MISSOURI BANCORP, INC. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For SOUTHERN MISSOURI BANCORP, INC.: With a P/E ratio of 15.07, the market moderately values the company's earnings.

P/E Ratio 15.07x
P/B Ratio 1.13x
Market Cap $544M
Dividend Yield 1.63%
EPS $4.99
Book Value/Share $42.43
Revenue/Share $13.22
FCF/Share $3.48
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently SOUTHERN MISSOURI BANCORP, INC. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For SOUTHERN MISSOURI BANCORP, INC.: An ROE of 15.9% demonstrates excellent shareholder value creation.

ROE 15.9%
ROA 1.6%
ROIC 9.9%
Gross Margin 15.9%
Operating Margin 7.1%
Net Margin 39.9%
EBT Margin 50.7%
Tax Rate 21.0%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess SOUTHERN MISSOURI BANCORP, INC.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For SOUTHERN MISSOURI BANCORP, INC.: A current ratio of 2.19 indicates strong liquidity.

Current Ratio 2.19x
Quick Ratio 1.24x
D/E Ratio 0.20x
Financial Leverage 10.04x
Interest Coverage 8.3x
Working Capital $1951M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal SOUTHERN MISSOURI BANCORP, INC.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For SOUTHERN MISSOURI BANCORP, INC.: Free cash flow of $59M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $65M
Free Cash Flow $59M
Capital Spending $-6M
OCF Growth YoY 4.4%
FCF Growth YoY 16.5%
FCF/Sales 49.6%
CapEx/Sales 4.9%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively SOUTHERN MISSOURI BANCORP, INC. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For SOUTHERN MISSOURI BANCORP, INC.: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Receivables Turnover 8.4x
Inventory Turnover 3.9x
Fixed Assets Turnover 1.8x
Days Sales Outstanding 44 days
Days Inventory 95 days
Payables Period 37 days
Cash Conversion Cycle 101 days
Understanding Financial Statement Data

What these metrics mean: Key figures from SOUTHERN MISSOURI BANCORP, INC.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For SOUTHERN MISSOURI BANCORP, INC.: With annual revenue of $119M, SOUTHERN MISSOURI BANCORP, INC. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $119M
Operating Income $476M
Net Income $8M
SG&A Expense $37M
Cost of Goods Sold $84M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 62%
Cash & Short-term Investments 15%
Total Liabilities 90%
Short-term Debt 0%
Accounts Receivable 0%
Inventory 25%
Dividend & Shareholder Information
Dividends Per Share $0.76
Payout Ratio 14.2%
Shares Outstanding 11M
Growth Metrics (YoY)
EPS Growth 8.8%

Latest SOUTHERN MISSOURI BANCORP, INC. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting SOUTHERN MISSOURI BANCORP, INC. (SMBC) stock price and investment outlook.

SOUTHERN MISSOURI BANCORP, INC. Competitors & Peer Analysis - Finance Sector

Comparative analysis of SOUTHERN MISSOURI BANCORP, INC. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFBI Unlock Forecast - 30 Days FREE Trial $117M 16.5x 0.9x
BCOW Unlock Forecast - 30 Days FREE Trial $65M -8.5x 0.9x
BLFY Unlock Forecast - 30 Days FREE Trial $184M -25.1x 0.6x
BSBK Unlock Forecast - 30 Days FREE Trial $114M -65.5x 0.8x
CULL Unlock Forecast - 30 Days FREE Trial $84M 22.9x 0.8x
ECBK Unlock Forecast - 30 Days FREE Trial $134M 25.1x 0.8x
EWSB Unlock Forecast - 30 Days FREE Trial $7M x 0.4x
FBLA Unlock Forecast - 30 Days FREE Trial $232M x 0.7x
FBSI Unlock Forecast - 30 Days FREE Trial $43M x 2.6x
FMFG Unlock Forecast - 30 Days FREE Trial $50M 11.5x 0.8x
FNWB Unlock Forecast - 30 Days FREE Trial $74M -202.4x 0.5x
FSBW Unlock Forecast - 30 Days FREE Trial $287M 8.6x 1.0x
GCBC Unlock Forecast - 30 Days FREE Trial $373M 12.0x 1.6x
GOVB Unlock Forecast - 30 Days FREE Trial $15M 23.4x 0.5x
HBCP Unlock Forecast - 30 Days FREE Trial $400M 9.7x 1.0x
HFWA Unlock Forecast - 30 Days FREE Trial $747M 15.1x 0.8x
MBBC Unlock Forecast - 30 Days FREE Trial $32M 747.7x 0.7x
MSBB Unlock Forecast - 30 Days FREE Trial $16M x 0.7x
NBBK Unlock Forecast - 30 Days FREE Trial $706M 13.8x 1.0x
NECB Unlock Forecast - 30 Days FREE Trial $277M 6.2x 0.8x
PBBK Unlock Forecast - 30 Days FREE Trial $48M 21.8x 1.0x
PBFS Unlock Forecast - 30 Days FREE Trial $333M 15.9x 1.1x
PFSB Unlock Forecast - 30 Days FREE Trial $21M 19.1x 0.6x
PVBC Unlock Forecast - 30 Days FREE Trial $221M 20.9x 0.9x
QNTO Unlock Forecast - 30 Days FREE Trial $26M 13.0x 0.5x
RBKB Unlock Forecast - 30 Days FREE Trial $115M 85.1x 0.9x
SMBC Unlock Forecast - 30 Days FREE Trial $544M 15.1x 1.1x
SRBK Unlock Forecast - 30 Days FREE Trial $133M -3.3x 0.7x
TCBS Unlock Forecast - 30 Days FREE Trial $48M 20.6x 0.9x
TCBX Unlock Forecast - 30 Days FREE Trial $521M 9.2x 1.1x
VWFB Unlock Forecast - 30 Days FREE Trial $22M x 0.6x
WSBK Unlock Forecast - 30 Days FREE Trial $88M x 0.8x

Frequently Asked Questions - SOUTHERN MISSOURI BANCORP, INC. Stock Forecast

How accurate are SOUTHERN MISSOURI BANCORP, INC. stock predictions?

Our AI model demonstrates 61% historical accuracy for SMBC predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence SOUTHERN MISSOURI BANCORP, INC. stock price forecasts?

Our analysis considers SOUTHERN MISSOURI BANCORP, INC.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is SOUTHERN MISSOURI BANCORP, INC. a good investment in 2025?

Based on our AI analysis, SOUTHERN MISSOURI BANCORP, INC. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are SOUTHERN MISSOURI BANCORP, INC. forecasts updated?

SOUTHERN MISSOURI BANCORP, INC. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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