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SoFi Technologies, Inc. (SOFI) Stock Forecast 2025 - AI Price Prediction & Analysis

SoFi Technologies, Inc. (SOFI) AI Stock Price Forecast & Investment Analysis

SoFi Technologies, Inc. Stock Price Chart and Technical Analysis

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SoFi Technologies, Inc. (SOFI) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

SoFi Technologies, Inc. (Stock Symbol: SOFI) is a leading company in the Finance or Crypto Assets sector , specifically operating within the Finance Services industry. The organization employs approximately 2984 professionals worldwide . The company has established itself as a major market leader with significant institutional backing.

Financial Performance & Key Metrics Analysis

Annual Revenue: $2396 million generating a -4.7% net profit margin .

Market Capitalization: $23389 million - Classified as a large-cap stock with institutional-grade stability.

Return on Equity (ROE): -8.8% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for SoFi Technologies, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

SoFi Technologies, Inc. strategically competes in the highly dynamic Finance Services marketplace, positioning itself as a dominant large-cap market leader with significant competitive moats and institutional investor confidence . The company maintains a healthy 82.8% gross margin, indicating strong pricing power and operational efficiency.

SoFi Technologies, Inc. (SOFI) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for SoFi Technologies, Inc. stock analysis.

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Deep dive into SoFi Technologies, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if SoFi Technologies, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For SoFi Technologies, Inc.: With a P/E ratio of -103.21, the market sees the stock as potentially undervalued.

P/E Ratio -103.21x
P/B Ratio 1.40x
Market Cap $23389M
Dividend Yield 6.45%
EPS $0.12
Book Value/Share $5.54
Revenue/Share $0.43
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently SoFi Technologies, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For SoFi Technologies, Inc.: An ROE of -8.8% indicates room for improvement in shareholder value creation.

ROE -8.8%
ROA -3.7%
Gross Margin 82.8%
Operating Margin 30.2%
Net Margin -4.7%
EBT Margin -37.0%
Tax Rate 16.6%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess SoFi Technologies, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For SoFi Technologies, Inc.:

D/E Ratio 0.89x
Financial Leverage 2.35x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal SoFi Technologies, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For SoFi Technologies, Inc.: Free cash flow of $-2771M indicates cash challenges that need attention.

Operating Cash Flow $-2701M
Free Cash Flow $-2771M
Capital Spending $-70M
FCF/Sales -247.6%
CapEx/Sales 6.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively SoFi Technologies, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For SoFi Technologies, Inc.: An asset turnover of 0.09x suggests room for improvement in asset utilization.

Asset Turnover 0.09x
Fixed Assets Turnover 4.6x
Understanding Financial Statement Data

What these metrics mean: Key figures from SoFi Technologies, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For SoFi Technologies, Inc.: With annual revenue of $2396M, SoFi Technologies, Inc. operates at significant scale.

Income Statement ($ Millions)
Total Revenue $2396M
Operating Income $-5M
Net Income $214M
R&D Expense $545M
SG&A Expense $85M
Cost of Goods Sold $83M
Balance Sheet Highlights ($ Millions)
Cash & Short-term Investments $11M
Total Liabilities $57M
Short-term Debt $4M
Accounts Receivable $0M
Dividend & Shareholder Information
Dividends Per Share $1.25
Payout Ratio 43.3%
Shares Outstanding 1104M
Growth Metrics (YoY)
EPS Growth 0.7%

Latest SoFi Technologies, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting SoFi Technologies, Inc. (SOFI) stock price and investment outlook.

📰 We are currently updating our news feed for SoFi Technologies, Inc.. Check back soon for the latest market analysis and company updates.

SoFi Technologies, Inc. Competitors & Peer Analysis - Finance or Crypto Assets Sector

Comparative analysis of SoFi Technologies, Inc. against industry peers and competitors in the Finance or Crypto Assets sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ABTS Unlock Forecast $134M x 11.9x
AGRI Unlock Forecast $1M -0.3x 0.3x
AMBR Unlock Forecast $139M x 0.8x
ANY Unlock Forecast $18M -1.0x 0.6x
ASST Unlock Forecast $88M -0.5x 33.0x
ATCH Unlock Forecast $1M x -0.1x
AXP Unlock Forecast $226921M 22.4x 7.0x
BCG Unlock Forecast $33M x 3.4x
BCGWW Unlock Forecast $0M x 0.1x
BEGI Unlock Forecast $1M x x
BENF Unlock Forecast $53M x -0.5x
BENFW Unlock Forecast $1M x 0.0x
BKKT Unlock Forecast $0M -2.7x 0.0x
BMNR Unlock Forecast $93M x 32.3x
BTBT Unlock Forecast $717M x 1.1x
BTCM Unlock Forecast $3145M x 68.6x
BTCS Unlock Forecast $92M -4561.2x 3.0x
BTCT Unlock Forecast $8M x 0.4x
BTM Unlock Forecast $0M -1.6x 0.0x
BTMWW Unlock Forecast $0M x 0.0x
BTOG Unlock Forecast $36M x 1.0x
BUR Unlock Forecast $3971M -41.7x 1.6x
CBLO Unlock Forecast $34M x x
CHYM Unlock Forecast $2383M x 1.7x
CIFR Unlock Forecast $2361M -121.5x 3.2x
CIFRW Unlock Forecast $309M x 0.5x
CLSK Unlock Forecast $3613M 768.6x 1.9x
CLSKW Unlock Forecast $131M x 0.1x
CMPO Unlock Forecast $0M 29.2x 0.0x
CMPOW Unlock Forecast $0M x 0.0x
CNF Unlock Forecast $617M x 0.2x
COEP Unlock Forecast $64M x 10.6x
COIN Unlock Forecast $84254M 29.5x 7.0x
COOP Unlock Forecast $11860M 20.8x 2.3x
CORZ Unlock Forecast $4029M -1.3x -22.2x
CORZW Unlock Forecast $1946M x -2.7x
CORZZ Unlock Forecast $3481M x -4.8x
CPSS Unlock Forecast $194M 10.0x 0.6x
CRCL Unlock Forecast $9818M x 4.1x
DAVE Unlock Forecast $0M 40.2x 0.0x
DAVEW Unlock Forecast $0M x 0.0x
EBFI Unlock Forecast $431M x 517.9x
ETHW Unlock Forecast $464M x x
EXOD Unlock Forecast $M x x
FETH Unlock Forecast $2163M x 1.8x
FGF Unlock Forecast $37M 6.2x 0.5x
FGFPP Unlock Forecast $36M 4.5x 0.5x
FLD Unlock Forecast $167M x 1.9x
FLDDU Unlock Forecast $0M x 0.0x
FLDDW Unlock Forecast $0M x 0.0x
FUFU Unlock Forecast $630M x 5.4x
GDOT Unlock Forecast $581M -146.6x 0.6x
GHI Unlock Forecast $0M 11.0x 0.0x
GREE Unlock Forecast $19M -0.6x -0.4x
GREEL Unlock Forecast $135M -2.6x -1.9x
GRYP Unlock Forecast $114M 0.0x -1.3x
HIVE Unlock Forecast $569M x 1.0x
HUT Unlock Forecast $2253M x 2.4x
IREN Unlock Forecast $6499M x 3.6x
LDI Unlock Forecast $738M -4.1x 2.7x
LMFA Unlock Forecast $6M -0.5x 0.2x
MARA Unlock Forecast $7013M 10.3x 1.5x
MBNKO Unlock Forecast $833M 19.9x 2.1x
MBNKP Unlock Forecast $591M 14.9x 1.6x
MDBH Unlock Forecast $0M x 0.0x
MFIN Unlock Forecast $346M 8.3x 0.9x
MGLD Unlock Forecast $39M -15.6x 1.6x
MGTE Unlock Forecast $180M x 0.4x
MGTEW Unlock Forecast $12M x 0.0x
MIGI Unlock Forecast $9M -0.4x -8.1x
ML Unlock Forecast $147M 354.3x 0.5x
MSTR Unlock Forecast $104430M 21.8x 2.2x
MVCO Unlock Forecast $M x x
NCPL Unlock Forecast $1M -0.4x 0.0x
NCPLW Unlock Forecast $0M x 0.0x
NCTY Unlock Forecast $M x x
OLKR Unlock Forecast $99M x x
OPFI Unlock Forecast $93M 21.2x 2.7x
OPRT Unlock Forecast $231M -2.1x 0.6x
PAPL Unlock Forecast $3M x 3.5x
PAPLF Unlock Forecast $98M x 116.9x
PGY Unlock Forecast $4186M x 11.4x
PGYWW Unlock Forecast $27M x 0.1x
PWP Unlock Forecast $0M -9.0x 0.0x
QFIN Unlock Forecast $9006M x 0.4x
RHLD Unlock Forecast $243M x 25.3x
RIOT Unlock Forecast $5118M 44.9x 1.6x
SAIH Unlock Forecast $-102M -2.1x 0.0x
SAIHW Unlock Forecast $0M x 0.0x
SDIG Unlock Forecast $74M -0.6x 3.8x
SHFS Unlock Forecast $10M 5.0x -0.6x
SHFSW Unlock Forecast $0M x 0.0x
SLNH Unlock Forecast $9M -0.2x -0.5x
SLNHP Unlock Forecast $61M -0.8x -3.8x
SNFCA Unlock Forecast $231M 10.2x 0.7x
SOFI Unlock Forecast $23389M -103.2x 1.4x
SOS Unlock Forecast $450M x 1.0x
STRD Unlock Forecast $25062M 5.2x 0.5x
STRF Unlock Forecast $35007M 7.3x 0.7x
STRK Unlock Forecast $29818M 6.2x 0.6x
SYF Unlock Forecast $29003M 8.8x 1.7x
SYF-PA Unlock Forecast $7538M 2.3x 0.5x
SYF-PB Unlock Forecast $9932M 3.0x 0.6x
TAOX Unlock Forecast $15M x 0.9x
TRLC Unlock Forecast $47M 5.1x x
TRXA Unlock Forecast $16M x x
UPST Unlock Forecast $7137M -29.6x 9.9x
VEL Unlock Forecast $734M 9.0x 1.2x
VMNT Unlock Forecast $19M x x
WD Unlock Forecast $2817M 25.5x 1.6x
WINSF Unlock Forecast $14M x 0.1x
WULF Unlock Forecast $2094M -31.5x 12.3x

Frequently Asked Questions - SoFi Technologies, Inc. Stock Forecast

How accurate are SoFi Technologies, Inc. stock predictions?

Our AI model demonstrates 60% historical accuracy for SOFI predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence SoFi Technologies, Inc. stock price forecasts?

Our analysis considers SoFi Technologies, Inc.'s financial metrics, Finance or Crypto Assets sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is SoFi Technologies, Inc. a good investment in 2025?

Based on our AI analysis, SoFi Technologies, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are SoFi Technologies, Inc. forecasts updated?

SoFi Technologies, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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