Intratio
Quantitative Research
Skip to main content
AI Market Summary
Loading market intelligence...
AI 90-DAY FORECAST
BULLISH SIGNAL DETECTED
██.█% Sign up free to reveal

Toast, Inc. (TOST) AI Forecast

Our AI detected a significant signal for Toast, Inc.. Create a free account to see the exact price target.

Free account • 30-day free trial

$TOST Bullish Signal Full forecast available

Toast, Inc. (TOST) Stock Forecast 2025


Toast, Inc. (TOST) AI Stock Price Forecast & Investment Analysis

Toast, Inc. Stock Price Chart and Technical Analysis

Loading chart...

Toast, Inc. (TOST) - Comprehensive Stock Analysis & Investment Research

Deep dive into Toast, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on March 3, 2026, 2:40 p.m. (UTC)

Toast, Inc. Investment Summary

When evaluating whether Toast, Inc. (TOST) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Toast, Inc. (TOST) operates within the Technology sector, specifically in the Services-Computer Processing & Data Preparation industry. The company employs approximately 4,995 people. With a market capitalization of $16 billion, the company is a large-cap stock offering relative stability combined with growth potential.

Financial Performance Analysis

Our comprehensive financial analysis covers Toast, Inc.'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Toast, Inc. along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Toast, Inc. is suitable for your investment objectives, risk tolerance, and time horizon...

Continue Reading Full Analysis

Get the complete investment breakdown for Toast, Inc.

Sign Up Free
Corporate Identity

Toast, Inc. (Stock Symbol: TOST) is a prominent company operating within the Technology sector, with a specific focus on the Services-Computer Processing & Data Preparation industry. The company's shares are publicly traded on the NYSE exchange.

Leadership & Workforce

Detailed information about Toast, Inc.'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Toast, Inc....

Sector & Industry Analysis

In-depth sector dynamics and industry context for Toast, Inc....

Unlock Full Company Profile

Get complete details about Toast, Inc.

Sign Up Free
Revenue & Growth Analysis

Toast, Inc. generates annual revenues of $6 billion , indicating a well-established business with proven market demand.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Toast, Inc....

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Toast, Inc....

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Toast, Inc....

Unlock Financial Analysis

Get complete financial metrics for Toast, Inc.

Sign Up Free
AI ANALYSIS AVAILABLE

Unlock Toast, Inc.'s AI Price Forecast

Join 10,000+ investors using our 67%+ accurate AI predictions

4,000+ Stocks Analyzed
67%+ Accuracy Rate
Daily Updates
Start 30-Day Free Trial

30-day free trial • Cancel anytime

Strategic Market Position

Toast, Inc. strategically competes in the highly dynamic Services-Computer Processing & Data Preparation marketplace. As a large-cap market participant, the company has established significant competitive advantages and market presence. Large-cap companies typically benefit from brand recognition, operational scale, diverse revenue streams, and the financial resources to invest in research and development, marketing, and strategic acquisitions. This size category attracts substantial institutional ownership and analyst coverage.

Industry Competitive Landscape

Toast, Inc. operates within the fast-evolving technology sector where competitive dynamics are shaped by innovation cycles, platform economics, and network effects. Technology companies must continuously invest in R&D to maintain relevance, while also defending against disruption from startups and adjacent market entrants. Success in this sector often requires achieving critical scale or establishing defensible intellectual property positions.

Operational Efficiency

The company currently shows negative free cash flow of $-54 million . Negative free cash flow may reflect heavy investment in growth, working capital needs, or operational challenges. This is common for high-growth companies investing aggressively but warrants attention for mature businesses.

Margin & Pricing Power Analysis

The company maintains a 22.1% gross margin characteristic of commodity-like businesses or high-volume, low-margin operators. Thin gross margins require exceptional operational efficiency and volume to generate meaningful profits. Companies at this margin level are particularly sensitive to cost increases or pricing pressures.

Operating margin of -4.3% demonstrates how efficiently the company converts revenues into operating profits after accounting for all operating expenses including research and development, sales and marketing, and general administrative costs. Operating margin compression relative to gross margin suggests high operating expenses that may warrant efficiency improvements or reflect necessary growth investments.

Asset Utilization Efficiency

Asset turnover ratio of 1.13x indicates solid asset utilization efficiency appropriate for many manufacturing or mixed business models. This level suggests the company generates meaningful revenue from its asset base while maintaining necessary capital investments for operations.

Financial Strength & Leverage

Current ratio of 3.66 demonstrates strong short-term liquidity with current assets significantly exceeding current liabilities. This provides a substantial buffer for meeting near-term obligations and handling unexpected financial needs.

Toast, Inc. (TOST) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Toast, Inc. stock analysis.

Deep dive into Toast, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Toast, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Toast, Inc.: With a P/E ratio of 46.48, the market highly values future growth prospects.

P/E Ratio 46.48x
P/B Ratio 7.48x
Market Cap $15.89B
EPS $0.40
Book Value/Share $3.65
Revenue/Share $10.57
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Toast, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Toast, Inc.: An ROE of -36.0% indicates room for improvement in shareholder value creation.

ROE -36.0%
ROA -23.7%
ROIC -32.7%
Gross Margin 22.1%
Operating Margin -4.3%
Net Margin -3.1%
EBT Margin -21.1%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Toast, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Toast, Inc.: A current ratio of 3.66 indicates strong liquidity.

Current Ratio 3.66x
Quick Ratio 3.15x
D/E Ratio 0.07x
Financial Leverage 1.52x
Interest Coverage -68.0x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Toast, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Toast, Inc.: Free cash flow of $-54M indicates cash challenges that need attention.

Operating Cash Flow -$40M
Free Cash Flow -$54M
Capital Spending -$14M
FCF/Sales -2.8%
CapEx/Sales 0.7%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Toast, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Toast, Inc.: An asset turnover of 1.13x demonstrates efficient asset utilization.

Asset Turnover 1.13x
Receivables Turnover 72.5x
Inventory Turnover 36.9x
Fixed Assets Turnover 16.2x
Days Sales Outstanding 5 days
Days Inventory 10 days
Payables Period 7 days
Cash Conversion Cycle 8 days
Understanding Financial Statement Data

What these metrics mean: Key figures from Toast, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Toast, Inc.: With annual revenue of $6153M, Toast, Inc. operates at significant scale.

Income Statement
Total Revenue $6.15B
R&D Expense $353M
SG&A Expense $23M
Cost of Goods Sold $2.97B
Balance Sheet Highlights (% Of Assets)
Total Current Assets 85%
Cash & Short-term Investments 70%
Total Liabilities 34%
Accounts Receivable 4%
Inventory 3%
Dividend & Shareholder Information
Shares Outstanding 582M
Growth Metrics (YoY)
EPS Growth -0.2%

Latest Toast, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Toast, Inc. (TOST) stock price and investment outlook.

More news available

Sign up free to read all 7 news articles and stay updated on market developments.

Sign Up Free to Read More

Toast, Inc. Competitors & Peer Analysis - Technology Sector

Comparative analysis of Toast, Inc. against industry peers and competitors in the Technology sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
Automatic Data Processing Inc ADP ██% $86.63B 20.5x 13.6x
Made In Usa Inc. ALXY ██% $2M x 19.2x
Applied Digital Corp. APLD ██% $7.79B -7.2x 5.4x
Autohome Inc. ATHM ██% $2.28B x 0.8x
Auddia Inc. AUUD ██% $2M 3.3x 0.6x
Avai Bio, Inc. AVAI ██% $55M x 820.9x
Bioscience Health Innovations, Inc. BHIC ██% $44M 49.6x 25.7x
Bilibili Inc. BILI ██% $11.10B x 11.0x
Bilibili Inc. BLBLF ██% $7.23B x 7.1x
Dynamic Aerospace Systems Corp BRQL ██% $7M x 0.5x
Beyond Commerce, Inc. BYOC ██% $2M x x
Cargurus, Inc. CARG ██% $3.09B 19.9x 8.3x
Cars.Com Inc. CARS ██% $471M 23.5x 1.0x
Churchill Capital Corp X/Cayman CCCX ██% $711M x x
Churchill Capital Corp X/Cayman CCCXU ██% $177M x x
Cheer Holding, Inc. CHR ██% $15M 12.5x 0.0x
Clarivate Plc CLVT ██% $1.48B -8.1x 0.3x
Csg Systems International Inc CSGS ██% $2.26B 40.5x 6.4x
Cootek(Cayman)Inc. CTKYY ██% $86M x x
Doubledown Interactive Co., Ltd. DDI ██% $454M x 0.6x
Digerati Technologies, Inc. DTGI ██% $2M x x
Data Storage Corp DTST ██% $29M 1.8x 0.7x
Dxc Technology Co DXC ██% $2.16B 5.1x 0.7x
8x8 Inc /De/ EGHT ██% $309M -5.9x 2.2x
Evertec, Inc. EVTC ██% $1.75B 12.4x 2.8x
First Advantage Corp FA ██% $2.05B 171.7x 1.6x
Spectral Capital Corp FCCN ██% $240M x 13.7x
Five9, Inc. FIVN ██% $1.35B 34.2x 1.7x
Forian Inc. FORA ██% $64M 39.2x 2.1x
Goodrx Holdings, Inc. GDRX ██% $666M 21.9x 1.1x
Globant S.A. GLOB ██% $2.13B x x
Gamehaus Holdings Inc. GMHS ██% $55M x 1.8x
Hartford Creative Group, Inc. HFUS ██% $122M 139.2x 349.9x
Hinge Health, Inc. HNGE ██% $0.00M x 0.0x
Huineng Technology Corp HNIT ██% $445M x 132811.6x
Heartcore Enterprises, Inc. HTCR ██% $6M -8.2x 1.2x
Ibex Ltd IBEX ██% $390M 8.8x 2.5x
Innodata Inc INOD ██% $1.44B 44.7x 13.4x
Joyy Inc. JOYY ██% $3.06B x 9.8x
Kwikclick, Inc. KWIK ██% $6M x 39.5x
Aphoenity International Holdings Inc. LDSN ██% $620K 0.1x x
Life360, Inc. LIF ██% $4.27B 28.3x 7.8x
Life360, Inc. LIFX ██% $2.00B 67.3x 5.1x
Legalzoom.Com, Inc. LZ ██% $1.23B 79.7x 7.2x
Movano Inc. MOVE ██% $15M x 9.0x
Nerdwallet, Inc. NRDS ██% $790M 16.2x 2.1x
Next Technology Holding Inc. NXTT ██% $18M -2.7x 0.0x
Onemeta Inc. ONEI ██% $5M x x
Onfolio Holdings, Inc ONFO ██% $3M x 1.4x
Ooma Inc OOMA ██% $343M 152.9x 3.8x
Paranovus Entertainment Technology Ltd. PAVS ██% $5M x 0.2x
Pegasystems Inc PEGA ██% $7.60B 19.3x 9.7x
Phunware, Inc. PHUN ██% $36M -6.9x 0.4x
Playtika Holding Corp. PLTK ██% $1.05B 13.7x -14.4x
Powerdyne International, Inc. PWDY ██% $11M x 1521.9x
D-Wave Quantum Inc. QBTS ██% $6.56B -8.9x 9.8x
Liveramp Holdings, Inc. RAMP ██% $1.76B 25.6x 1.8x
Reddit, Inc. RDDT ██% $27.18B 51.3x 9.3x
Ringcentral, Inc. RNG ██% $3.26B 75.2x 66.9x
Sidechannel, Inc. SDCH ██% $10M x 5.3x
Signing Day Sports, Inc. SGN ██% $7M x 20.4x
Scienjoy Holding Corp SJ ██% $55M 6.3x 0.0x
Skillz Inc. SKLZ ██% $53M -1.4x 0.4x
Sohu.Com Ltd SOHU ██% $506M x 0.6x
Sophia Genetics Sa SOPH ██% $302M x x
Shutterstock, Inc. SSTK ██% $589M 13.0x 1.0x
Taskus, Inc. TASK ██% $970M 11.9x 1.7x
Tucows Inc /Pa/ TCX ██% $201M -2.6x 6.7x
Toast, Inc. TOST ██% $15.89B 46.5x 7.5x
Repositrak, Inc. TRAK ██% $159M 29.1x 3.2x
Trivago N.V. TRVG ██% $206M x 1.0x
Datacentrex, Inc. TZUP ██% $50M x 1.0x
Urgent.Ly Inc. ULY ██% $4M 0.0x 0.4x
Upwork, Inc UPWK ██% $1.75B 15.2x 2.8x
Veritone, Inc. VERI ██% $271M -1.2x 16.9x
Verisk Analytics, Inc. VRSK ██% $29.73B 32.7x 96.2x
Versus Systems Inc. VS ██% $4M x 0.4x
Versus Systems Inc. VSSYW ██% $60K x 0.0x
Workday, Inc. WDAY ██% $35.63B 20.5x 4.0x
Worldwide Nft Inc. WNFT ██% $2M x 323.0x
Scworx Corp. WORX ██% $5M -1.8x 0.9x
Yext, Inc. YEXT ██% $699M 26.5x 4.5x
Reveal all forecasts See exact % predictions for all competitors
Sign up free

Frequently Asked Questions - Toast, Inc. Stock Forecast

How accurate are Toast, Inc. stock predictions?

Our AI model shows a -22% Spearman correlation coefficient for TOST predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Toast, Inc. stock price forecasts?

Our analysis considers Toast, Inc.'s financial metrics, Technology sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Toast, Inc. a good investment in 2025?

Based on our AI analysis, Toast, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Toast, Inc. forecasts updated?

Toast, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

My Portfolio

Investment Dashboard

Loading your portfolio...