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TransUnion (TRU) Stock Forecast 2025 - AI Price Prediction & Analysis

TransUnion (TRU) AI Stock Price Forecast & Investment Analysis

TransUnion Stock Price Chart and Technical Analysis

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TransUnion (TRU) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

TransUnion (Stock Symbol: TRU) is a leading company in the Trade & Services sector , specifically operating within the Services-Consumer Credit Reporting, Collection Agencies industry. The organization employs approximately 11191 professionals worldwide . The company has established itself as a major market leader with significant institutional backing.

Financial Performance & Key Metrics Analysis

Annual Revenue: $4357 million generating a 41.1% net profit margin .

Market Capitalization: $17450 million - Classified as a large-cap stock with institutional-grade stability.

Return on Equity (ROE): 39.0% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for TransUnion stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

TransUnion strategically competes in the highly dynamic Services-Consumer Credit Reporting, Collection Agencies marketplace, positioning itself as a dominant large-cap market leader with significant competitive moats and institutional investor confidence . The company demonstrates robust operational efficiency through strong free cash flow generation of $433 million annually , complemented by impressive 1.4% year-over-year cash flow growth The company maintains a healthy 66.6% gross margin, indicating strong pricing power and operational efficiency.

TransUnion (TRU) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for TransUnion stock analysis.

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Deep dive into TransUnion's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if TransUnion stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For TransUnion: With a P/E ratio of 44.52, the market highly values future growth prospects.

P/E Ratio 44.52x
P/B Ratio 3.86x
Market Cap $17450M
EPS $2.01
Book Value/Share $22.40
Revenue/Share $21.59
FCF/Share $2.90
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently TransUnion converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For TransUnion: An ROE of 39.0% demonstrates excellent shareholder value creation.

ROE 39.0%
ROA 13.4%
ROIC 17.3%
Gross Margin 66.6%
Operating Margin 19.5%
Net Margin 41.1%
EBT Margin 13.7%
Tax Rate 30.1%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess TransUnion's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For TransUnion: A current ratio of 1.79 shows adequate liquidity.

Current Ratio 1.79x
Quick Ratio 1.39x
D/E Ratio 1.47x
Financial Leverage 3.02x
Interest Coverage 4.2x
Working Capital $441M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal TransUnion's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For TransUnion: Free cash flow of $433M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $675M
Free Cash Flow $433M
Capital Spending $-242M
OCF Growth YoY 1.4%
FCF Growth YoY -0.9%
FCF/Sales 13.6%
CapEx/Sales 7.6%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively TransUnion uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For TransUnion: An asset turnover of 0.33x suggests room for improvement in asset utilization.

Asset Turnover 0.33x
Receivables Turnover 5.9x
Fixed Assets Turnover 9.7x
Days Sales Outstanding 62 days
Payables Period 80 days
Understanding Financial Statement Data

What these metrics mean: Key figures from TransUnion's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For TransUnion: With annual revenue of $4357M, TransUnion operates at significant scale.

Income Statement ($ Millions)
Total Revenue $4357M
SG&A Expense $34M
Cost of Goods Sold $0M
Balance Sheet Highlights ($ Millions)
Total Current Assets $18M
Cash & Short-term Investments $9M
Total Liabilities $67M
Short-term Debt $1M
Accounts Receivable $5M
Dividend & Shareholder Information
Dividends Per Share $0.10
Payout Ratio 0.0%
Shares Outstanding 202M
Growth Metrics (YoY)
EPS Growth 3.5%

Latest TransUnion Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting TransUnion (TRU) stock price and investment outlook.

TransUnion Competitors & Peer Analysis - Trade & Services Sector

Comparative analysis of TransUnion against industry peers and competitors in the Trade & Services sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
CRMZ Unlock Forecast $22M 12.4x 1.9x
DNB Unlock Forecast $4062M -159.4x 1.2x
EFX Unlock Forecast $32247M 56.3x 6.5x
MCO Unlock Forecast $93215M 43.7x 23.6x
SPGI Unlock Forecast $160161M 45.5x 4.8x
TRU Unlock Forecast $17450M 44.5x 3.9x

Frequently Asked Questions - TransUnion Stock Forecast

How accurate are TransUnion stock predictions?

Our AI model demonstrates 48% historical accuracy for TRU predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence TransUnion stock price forecasts?

Our analysis considers TransUnion's financial metrics, Trade & Services sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is TransUnion a good investment in 2025?

Based on our AI analysis, TransUnion shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are TransUnion forecasts updated?

TransUnion stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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