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American Coastal Insurance Corp (UIHC) Stock Forecast 2025 - AI Price Prediction & Analysis


American Coastal Insurance Corp (UIHC) AI Stock Price Forecast & Investment Analysis

American Coastal Insurance Corp Stock Price Chart and Technical Analysis

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American Coastal Insurance Corp (UIHC) - Comprehensive Stock Analysis & Investment Research

Deep dive into American Coastal Insurance Corp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about American Coastal Insurance Corp, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For American Coastal Insurance Corp: American Coastal Insurance Corp operates in the Finance and Insurance sector, making it an emerging small-cap investment.

American Coastal Insurance Corp (Stock Symbol: UIHC) is a leading company in the Finance and Insurance sector , specifically operating within the Direct Property and Casualty Insurance Carriers industry.

The organization employs approximately 338 professionals worldwide and operates under the strategic leadership of CEO John Forney.

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing American Coastal Insurance Corp's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For American Coastal Insurance Corp: With $353M in annual revenue and -25.2% net margin, the company demonstrates developing profitability.

Annual Revenue: $353 million generating a -25.2% net profit margin .

Market Capitalization: $326 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): -23.8% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for American Coastal Insurance Corp stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For American Coastal Insurance Corp: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for American Coastal Insurance Corp stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: American Coastal Insurance Corp's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For American Coastal Insurance Corp: Market positioning analysis based on available financial and operational metrics.

American Coastal Insurance Corp strategically competes in the highly dynamic Direct Property and Casualty Insurance Carriers marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company maintains a healthy 6.4% gross margin, indicating strong pricing power and operational efficiency.

American Coastal Insurance Corp (UIHC) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for American Coastal Insurance Corp stock analysis.

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Deep dive into American Coastal Insurance Corp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if American Coastal Insurance Corp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For American Coastal Insurance Corp: With a P/E ratio of -13.36, the market sees the stock as potentially undervalued.

P/E Ratio -13.36x
P/B Ratio 2.90x
Market Cap $326M
Dividend Yield 0.01%
EPS $-2.07
Book Value/Share $2.59
Revenue/Share $4.83
FCF/Share $1.65
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently American Coastal Insurance Corp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For American Coastal Insurance Corp: An ROE of -23.8% indicates room for improvement in shareholder value creation.

ROE -23.8%
ROA -2.8%
Gross Margin 6.4%
Operating Margin -115.9%
Net Margin -25.2%
EBT Margin -17.7%
Tax Rate 18.6%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess American Coastal Insurance Corp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For American Coastal Insurance Corp:

D/E Ratio 0.61x
Financial Leverage 9.42x
Interest Coverage -9.8x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal American Coastal Insurance Corp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For American Coastal Insurance Corp: Free cash flow of $-255M indicates cash challenges that need attention.

Operating Cash Flow $-250M
Free Cash Flow $-255M
Capital Spending $-6M
OCF Growth YoY -29.3%
FCF Growth YoY -33.3%
FCF/Sales -44.4%
CapEx/Sales 1.0%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively American Coastal Insurance Corp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For American Coastal Insurance Corp: An asset turnover of 0.22x suggests room for improvement in asset utilization.

Asset Turnover 0.22x
Fixed Assets Turnover 18.7x
Understanding Financial Statement Data

What these metrics mean: Key figures from American Coastal Insurance Corp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For American Coastal Insurance Corp: With annual revenue of $353M, American Coastal Insurance Corp demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $353M
Operating Income $-409M
Net Income $-88M
SG&A Expense $10M
Cost of Goods Sold $187M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 34%
Total Liabilities 89%
Short-term Debt 1%
Accounts Receivable 41%
Dividend & Shareholder Information
Dividends Per Share $0.06
Payout Ratio 0.0%
Shares Outstanding 43M
Growth Metrics (YoY)
EPS Growth -27.6%

Latest American Coastal Insurance Corp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting American Coastal Insurance Corp (UIHC) stock price and investment outlook.

📰 We are currently updating our news feed for American Coastal Insurance Corp. Check back soon for the latest market analysis and company updates.

American Coastal Insurance Corp Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of American Coastal Insurance Corp against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - American Coastal Insurance Corp Stock Forecast

How accurate are American Coastal Insurance Corp stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for UIHC predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence American Coastal Insurance Corp stock price forecasts?

Our analysis considers American Coastal Insurance Corp's financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is American Coastal Insurance Corp a good investment in 2025?

Based on our AI analysis, American Coastal Insurance Corp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are American Coastal Insurance Corp forecasts updated?

American Coastal Insurance Corp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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